Haledon Insurance Rates:

Haledon, NJ homeowners insurance is about $720 to $987, about $60-$82/month. Our in depth analysis reveals consumers can save as much as $341 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Haledon, NJ Homeowners Insurance By Home Value

Haledon, NJ Home Value Total Homes % of Total Average Haledon, NJ Homeowners Insurance
$70,000 to $79,999 24 2.0% $196
$125,000 to $149,999 24 2.0% $366
$150,000 to $174,999 43 4.0% $435
$175,000 to $199,999 88 9.0% $494
$200,000 to $249,999 158 16.0% $597
$250,000 to $299,999 158 16.0% $733
$300,000 to $399,999 459 47.0% $938

Top Home Insurance Agents Near Haledon, NJ

Home Insurance Company Near Haledon, NJ Homeowners Insurance Agency Near Haledon, NJ Address
NA Gary G. Emanuel Brokerage Inc. 29 - 27 Queens Plz N 29 - 27 Queens Plz N Long Island City, NYC, NY, 11101
NA Atlas Agency 94 - 02 77Th St Ozone Park, NYC, NY, 11416
Travelers Adp Statewide Insurance Agencies Inc 65 MAIN ST, KEYPORT, NJ, 7735
Allstate Bernadette Gordon 12 Water St Ste 401, White Plains, NY, 10601
State Farm Paul Spera 255 Old New Brnswk Rd, Piscataway, NJ, 08854-3734

Cost Of Homeowners Insurance By Street Near Haledon, NJ

Streets in Haledon Area Homeowners Insurance Cost
Barbour St, Aberdeen Ct, Clinton St, Ave C, Buschmann Ave, Halsey Ave, Cona Ct, Kossuth St, Valleyview Rd, John Ryle Ave$832
Morrissee Ave, Grand Summit Ave, Oxford Ct, Ave B, Lee Ave, Coolidge Pl, Morrissee Ave Exd, Burhans Ave, Willie St, Mason Ave$848
Sherwood Ave, Ailsa Ave, Richard Scott Ct, Verein St, Cook St, Geyer St, Granite Ave, Van Dyke Ave, N 13th St, Norwood St$842
Oxford St, Passaic County 658, Haledon Ct, Richardson Ave, Passaic County 673, Passaic County 662, W Broadway Exd, Leonhard Dr, N 15th St, N 14th St$836
Pat Hamburg Tpke, Southside Ave, Harris St, W Haledon Ave, Cedar Cliff Ave, Hoxsey Pl, Tilt St, Roe St, Rockledge Ter, Mangold St$843

Haledon, NJ Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Haledon$127 to $129
Prospect Park$126
North Haledon$135
Paterson$127

Haledon, NJ Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Prospect Park borough, New Jersey $126 $168 $252
North Haledon borough, New Jersey $135 $180 $270
Paterson city, New Jersey $127 $169 $254

Haledon, NJ Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Haledon, NJ2.8%7.1%
Prospect Park2.93%7.01%
North Haledon2.72%7.49%
Paterson2.71%7.06%

Haledon Renters Insurance as a Percentage of Rent

Haledon Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 21 1.0% $782
$300 to $499 37 3.0% $1232
$750 to $999 120 10.0% $2657
$1,000 to $1,499 683 59.0% $3782
$1,500 or more 292 25.0% $5432

Haledon, NJ Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$600$2,600
Yearly Haledon Homeowner Insurance Premium Example $1,100$700
Out of Pocket Expense During Claim$600$2,600
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $9,400$8,200
Net Savings to Haledon Home Owner from High Deductible Plan $1,200

Haledon, NJ Home Insurance Costs With Home Replacement Value Scenarios

Scenario Haledon, NJ Home Replacement Value MORE than Home Value Haledon, NJ Home Replacement Value LESS than Home Value
Replacement Value $386,000 $255,000
Insurance Premium based on Replacement Value $2,275 $1,500
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $89,500 Risk Exposure from Under Insuring Coverage is $41,500
Premium Impact Insurance cheaper by $250/year Insurance costlier by $525/year

Example Haledon Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceFarmers InsuranceAllstate
Monthly Premium 159118108
Year Built 195619791940
Home Details 5 Beds, 3 Baths3 Beds, 1 Baths4 Beds, 2 Baths
Coverage Amount $400000-$500000$250000-$300000$300000-$350000
Deductible $1000-$2500 Deductible$500- $1000 Deductible$500 Deductible

Sample Home Insurance Rates for Haledon, NJ from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1960 300,000 Wood Shake Roof 1,610 3 $2500-$5000 Deductible 230 3 Stucco siding yes
1971 320,000 Composition Roof 2,040 3 $500 Deductible 780 7 Brick siding yes
1960 210,000 Asphalt Shingles Roof 1,090 2 $1000-$2500 Deductible 460 5 Stucco siding No
1978 400,000 Membrane Roof 2,900 4 $500 Deductible 1430 9 Stone Siding No
1974 275,000 Asphalt Shingles Roof 1,730 2 $500 Deductible 920 7 Fiber-Cement Siding No
1960 200,000 Wood Shake Roof 1,150 2 $2500-$5000 Deductible 480 7 Fiber-Cement Siding No
1954 445,000 Shingles Roof 2,850 4 $1000-$2500 Deductible 500 3 Wood siding yes
1974 535,000 Tile Roof 2,900 4 $500 Deductible 2060 12 Wood siding No
1972 335,000 Wood Shake Roof 2,080 3 $500- $1000 Deductible 1080 9 Wood siding No
1973 525,000 Shingles Roof 2,840 4 > $10,000 Deductible 610 5 Wood siding yes
1956 265,000 Shingles Roof 1,770 2 > $10,000 Deductible 340 5 Stucco siding No
1973 190,000 Metal Roof 1,020 2 $2500-$5000 Deductible 330 7 Stone Siding No
1974 175,000 Metal Roof 1,030 2 $500 Deductible 570 7 Stone Siding yes
1941 230,000 Shingles Roof 1,230 2 $1000-$2500 Deductible 760 7 Stone Siding yes
1954 285,000 Slate Shingles Roof 1,660 4 $2500-$5000 Deductible 690 7 Brick siding No
1948 415,000 Wood Shake Roof 2,140 3 $1000-$2500 Deductible 460 4 Stone Siding yes
1979 410,000 Composition Roof 2,340 4 $5000 to $10,000 Deductible 1440 10 Vinyl siding yes
1956 495,000 Composition Roof 3,220 4 $500 Deductible 620 3 Vinyl siding No
1946 415,000 Composition Roof 3,070 4 $2500-$5000 Deductible 720 9 Stone Siding yes
1964 320,000 Metal Roof 2,460 4 $1000-$2500 Deductible 1020 8 Brick siding yes
1966 285,000 Slate Shingles Roof 2,030 4 $500- $1000 Deductible 400 4 Stucco siding yes
1971 420,000 Membrane Roof 3,090 4 $5000 to $10,000 Deductible 80 1 Fiber-Cement Siding No
1957 295,000 Metal Roof 2,180 3 $5000 to $10,000 Deductible 700 8 Vinyl siding yes
1956 345,000 Slate Shingles Roof 2,190 3 $1000-$2500 Deductible 220 2 Stucco siding yes
1977 410,000 Composition Roof 2,150 3 $500- $1000 Deductible 950 5 Brick siding No
1978 340,000 Asphalt Shingles Roof 2,320 4 $1000-$2500 Deductible 320 3 Stucco siding yes
1969 390,000 Membrane Roof 2,720 5 $2500-$5000 Deductible 1880 12 Stucco siding yes
1972 635,000 Metal Roof 4,840 5 $1000-$2500 Deductible 500 2 Wood siding yes
1954 235,000 Asphalt Shingles Roof 1,550 3 $500 Deductible 100 1 Vinyl siding yes
1975 395,000 Metal Roof 2,310 4 > $10,000 Deductible 1540 12 Wood siding No