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Hagerstown, MD Home Values & Insurance Rates

Hagerstown, MD Home Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 175 2.0% $101
$50,000 to $59,999 93 1.0% $209
$70,000 to $79,999 248 3.0% $303
$80,000 to $89,999 360 5.0% $344
$90,000 to $99,999 261 3.0% $384
$100,000 to $124,999 729 10.0% $445
$125,000 to $149,999 827 12.0% $553
$150,000 to $174,999 1,101 16.0% $654
$175,000 to $199,999 844 12.0% $756
$200,000 to $249,999 960 14.0% $911
$250,000 to $299,999 637 9.0% $1113
$300,000 to $399,999 394 5.0% $1417

Top Home Insurance Agents Near Hagerstown, MD

Home Insurance Company Near Hagerstown, MD Homeowners Insurance Agency Near Hagerstown, MD Address
Travelers Hri Associates 718 PINE STREET, HERNDON, VA, 20170
Erie J P Wolfe Insurance Inc. 96 S High Street, Newville, PA, 17241
State Farm Matt Owens 18022 Maugans Ave, Hagerstown, MD, 21740-1661
State Farm Ryan Moorhart 15805 Crabbs Branch Way, Rockville, MD, 20855-2635
State Farm Vince Mamone Jr 3 College Ave Ste 7, Frederick, MD, 21701-4824

Estimated Home Insurance By Street Area Near Hagerstown, MD

Hagerstown Area Estimated House Insurance
Jackson Ave, Rhododendron Dr, W Oak Ridge Rd Exd, Charlton Ct, Sumans Ave, Redwood Cir, Rambling Pines Pl, Bradford Dr, Resh Rd, Breccia Way$683
Wolf Ln, Cushwas Aly, Lakeview Dr, Longfellow Ct, Red Oak Dr, East Ave, Westport Dr, Beard Spr, Blake Rd, Kenwood Dr$689
Railway Ln, N Mulberry St, N Walnut St, Kialani Dr, Kuhn Ave, Sheridan Ave, Mahogany Cir, Fairchild Ave, Fawnbridge Dr, Buttercup Dr$700
N Prospect St, Pulaski Dr, Mill St, Olivine Ct, Flaherty Ln, Market Pl, Mimosa Ct, Crest View Rd, Green Valley Dr, Cottonwood Dr$667
Independence Rd, Cherry Tree Cir, Spruce St, W Cemetery St, View St, Capstone Dr, Knotty Pine Dr, Brinker, Rock Maple Dr, Village Pl$706
Pheasant Trl, E Baltimore St, Doub Way, Woodlawn Dr, Northaven St, Kellys Ln, Queen Annes Ct, Steven Ave, Pauline St, Gentry Dr$701
Pikeside Dr, Hays Aly, Walnut Ln, Sherman Ave, Memorial Blvd E, Summit Ave, Cedarfield Rd, Mitchell Ave, Foxleigh Ct, Guilford Ave$664
Lava Ct, Woodvale Ct, Pickwick Ln, Dam Number 5 Rd, Garnette Ave, W Antietam St, Longview Dr, W Chestnut St, E Irvin Ave, Postrider Ct$688
Memorial Blvd E, Edgewood Hill Cir, Sapphire Dr, Rabbit Ct, Leon Grimm Dr, Oxford Cir, Hager St, Dartmouth Rd, Meadow View Dr, Summit Ave$676
Sparrow Ln, Berger Ave, Dundee Ct, Linden Ave, Cortland Dr, Weaver Ave, Professional Ct, Adams Ave, State Hwy 57, W Wilson Blvd$687

Savings on home insurance for senior occupied homes

PlaceSavings
Hagerstown$100 to $103
Funkstown$101
Halfway$102
Paramount-Long Meadow$106

Hagerstown, MD Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Hagerstown, MD3.8%12.7%
Funkstown3.6%14.81%
Halfway3.87%13.85%
Paramount-Long Meadow3.25%10.39%

Hagerstown Renters Insurance as a Percentage of Rent

Hagerstown Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 204 2.0% $347
$200 to $299 514 5.0% $797
$300 to $499 973 10.0% $1247
$500 to $749 2,505 26.0% $1922
$750 to $999 2,679 28.0% $2672
$1,000 to $1,499 1,960 21.0% $3797
$1,500 or more 452 4.0% $5447

Hagerstown, MD Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$800$2,800
Yearly Hagerstown Homeowner Insurance Premium Example $1,200$800
Out of Pocket Expense During Claim$800$2,800
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $9,200$8,400
Net Savings to Hagerstown Home Owner from High Deductible Plan $800

Hagerstown, MD Home Insurance Costs With Home Replacement Value Scenarios

Scenario Hagerstown, MD Home Replacement Value MORE than Home Value Hagerstown, MD Home Replacement Value LESS than Home Value
Replacement Value $269,000 $156,500
Insurance Premium based on Replacement Value $1,550 $900
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $64,000 Risk Exposure from Under Insuring Coverage is $48,500
Premium Impact Insurance cheaper by $275/year Insurance costlier by $375/year

Example Hagerstown Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyAllstateErie Insurance
Monthly Premium 487855
Year Built 198119971948
Home Details 2 Beds, 1 Baths3 Beds, 2 Baths4 Beds, 3 Baths
Coverage Amount $125000-$150000$200000-$250000$175000-$200000
Deductible $500- $1000 Deductible$1000-$2500 Deductible$1000-$2500 Deductible

Hagerstown, MD Auto & Home Insurance Bundling Discounts

Place 1 Car Bundle Savings 2 Car Bundle Savings 3 Car Bundle Savings
Funkstown town, Maryland $85 $113 $169
Halfway CDP, Maryland $85 $113 $170
Paramount-Long Meadow CDP, Maryland $89 $118 $177

Sample Home Insurance Rates for Hagerstown, MD from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1995 235,000 Slate Shingles Roof 2,550 4 $1000-$2500 Deductible 150 2 Stone Siding yes
1950 285,000 Composition Roof 3,190 4 $5000 to $10,000 Deductible 600 7 Vinyl siding No
1980 110,000 Tile Roof 940 2 $500- $1000 Deductible 160 4 Stucco siding yes
1940 155,000 Slate Shingles Roof 1,780 3 $500 Deductible 70 1 Brick siding No
2012 190,000 Slate Shingles Roof 1,660 2 $1000-$2500 Deductible 480 6 Fiber-Cement Siding yes
2011 245,000 Metal Roof 2,210 3 $500- $1000 Deductible 380 4 Stone Siding yes
1945 190,000 Slate Shingles Roof 1,720 2 $5000 to $10,000 Deductible 290 6 Brick siding yes
1969 130,000 Composition Roof 1,260 2 $2500-$5000 Deductible 140 4 Stucco siding No
1951 145,000 Asphalt Shingles Roof 1,600 3 $500- $1000 Deductible 150 3 Wood siding No
1991 200,000 Slate Shingles Roof 2,420 4 $2500-$5000 Deductible 650 12 Brick siding No
1951 105,000 Shingles Roof 1,170 2 $1000-$2500 Deductible 440 12 Brick siding No
1945 140,000 Tile Roof 1,630 2 $2500-$5000 Deductible 80 2 Stucco siding yes
1973 95,000 Shingles Roof 1,012 2 $500 Deductible 40 1 Wood siding yes