Hadley, MA homeowners insurance is roughly $890 to $1,215, about $74-$101/month. Our all inclusive guide shows customers can save as much as $420 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Hadley, MA | Homeowners Insurance Agency Near Hadley, MA | Address |
|---|---|---|
| State Farm | Ben Tabellione | 904 Silas Deane Hwy, Wethersfield, CT, 06109-3412 |
| Travelers | Dcu Financial Insurance Services Llc | 220 DONALD LYNCH BLVD, MARLBORO, MA, 1752 |
| Allstate | Sarah Brody-Isbill | 492 Washington St, Auburn, MA, 1501 |
| Travelers | Wentworth Deangelis Inc | 74 BATTERSON PARK RD, FARMINGTON, CT, 6032 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Amherst Center CDP, Massachusetts | $132 | $176 | $264 |
| South Amherst CDP, Massachusetts | $131 | $174 | $261 |
| Amherst town, Hampshire County, Massachusetts | $132 | $175 | $263 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Hadley, MA | 4.7% | 15.2% |
| Amherst Center | 4.06% | 10.77% |
| South Amherst | 4.54% | 10.75% |
| Amherst | 4.01% | 10.36% |
| Hadley Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 36 | 6.0% | $350 |
| $200 to $299 | 23 | 3.0% | $800 |
| $300 to $499 | 18 | 3.0% | $1250 |
| $500 to $749 | 158 | 26.0% | $1925 |
| $750 to $999 | 120 | 20.0% | $2675 |
| $1,000 to $1,499 | 187 | 31.0% | $3800 |
| $1,500 or more | 44 | 7.0% | $5450 |
| Streets in Hadley Area | Homeowners Insurance Cost |
|---|---|
| Edgewood Ter, Algonquin Dr, Crestview Dr, Popes Way, Roosevelt St, North Ln, Shaw Ln, Golden Ct, Highland Cir, Rocky Hill Rd | $1,053 |
| Kentfield Dr, Szafir Ln, Stockbridge Rd, Arrowhead Dr, Farm Ln, Old Mountain Rd, Phillips Pl, Hawley Rd, Mill River Ln, Kimberly Ln | $1,056 |
| Kosior Dr, Mount Warner Rd, Skinner State Park Rd, Woodlawn Rd, Moody Bridge Rd, Mockingbird Ln, Laurel Dr, Gooseberry Ln, W Pomeroy Ln, Middle St | $1,048 |
| Stockwell Rd, Hillside Dr, Frost Ln, Bristol Ln, Mill Valley Rd, Aloha Dr, Russell St, Spruce Hill Rd, Bargate Ln, State Rte 47 | $1,053 |
| Kennedy Dr, Town Farm Ln, Sunrise Dr, Knightly Rd, Laurana Ln, Westgate Center Dr, Mitchs Way, Cemetery Rd, Sylvia Hts, Pine Hill Rd | $1,052 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Hadley | $157 to $160 |
| Amherst Center | $158 |
| South Amherst | $156 |
| North Amherst | $157 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,600 | $2,600 |
| Yearly Hadley Homeowner Insurance Premium Example | $2,800 | $1,800 |
| Out of Pocket Expense During Claim | $1,600 | $2,600 |
| Total Home Insurance Premium for 2 years + Out of Pocket Expense for Claim | $7,200 | $6,200 |
| Net Savings to Hadley Home Owner from High Deductible Plan | $1,000 | |
| Scenario | Hadley, MA Home Replacement Value MORE than Home Value | Hadley, MA Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $369,500 | $292,500 |
| Insurance Premium based on Replacement Value | $2,400 | $1,900 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $43,500 | Risk Exposure from Under Insuring Coverage is $33,500 |
| Premium Impact | Insurance cheaper by $225/year | Insurance costlier by $275/year |
| Insurance Company | Chubb Group of Insurance | Allstate | Amica Mutual Insurance Company |
| Monthly Premium | 303 | 83 | 260 |
| Year Built | 1947 | 1982 | 1979 |
| Home Details | 5 Beds, 3 Baths | 2 Beds, 1 Baths | 3 Beds, 1 Baths |
| Coverage Amount | $400000-$500000 | $150000-$175000 | $300000-$350000 |
| Deductible | $1000-$2500 Deductible | $5000 to $10,000 Deductible | $500 Deductible |