Haddam, CT homeowners insurance is nearly $748 to $1,019, about $62-$84/month. Our comprehensive analysis indicates shoppers can save as much as $353 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Haddam, CT | Homeowners Insurance Agency Near Haddam, CT | Address |
|---|---|---|
| Travelers | Associated Community Brokers Inc | 2150 Post Road, Fairfield, CT, 6824 |
| Travelers | Clinton Insurance Center Llc | 16 WEST MAIN ST, CLINTON, CT, 6413 |
| Liberty Mutual Independent | Duchess Ins Dba Sava Insuranc | 750 BROAD STREET EXT, WATERFORD, CT, 6385 |
| State Farm | Maria Ordonez | 9 Padanaram Rd, Danbury, CT, 06811-4834 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Higganum CDP, Connecticut | $129 | $172 | $258 |
| Middlesex County, Connecticut | $131 | $174 | $261 |
| Moodus CDP, Connecticut | $129 | $172 | $258 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Haddam, CT | 3.2% | 8.5% |
| Higganum | 3.33% | 9.48% |
| Middlesex County | 3.42% | 9.2% |
| Moodus | 3.23% | 11.5% |
| Haddam Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 30 | 10.0% | $327 |
| $500 to $749 | 32 | 10.0% | $1902 |
| $750 to $999 | 133 | 44.0% | $2652 |
| $1,000 to $1,499 | 44 | 14.0% | $3777 |
| $1,500 or more | 58 | 19.0% | $5427 |
| Streets in Haddam Area | Homeowners Insurance Cost |
|---|---|
| Silver Springs Dr, Forest Ridge Rd, Jacoby Rd, Old Cart Rd, Sepunnomo Ln, Fieldstone Ln, Hickory Ln, Old Hwy Rd, Gates Way, Filley Rd | $882 |
| Church Hill Rd, Woods St, Mario Dr, Arkona Dr, Saint Peters Ln, Laurel Hts, Bethel Ln, Hayden Hill Rd, Samuel Arnold Rd, Station Hill Rd | $887 |
| Sima Rd, Mill Run Ln, Park Rd, Gladwin Rd, Pettipaug Rd, Russell Rd, Cedar Lake Rd, Timms Hill Rd, Brookline Ave, State Hwy 82 | $881 |
| Ponsett Rd, Baileys Ln, State Park Rd, Walkley Hill Rd, Ague Spring la, Bur del Dr, Harvest Woods Ln, Stonegate Cir, Lake Ave, High Meadow Pl | $887 |
| Killingworth Rd, Shore Dr, Wentworth Rd, Devonshire Ln, Old Stage Coach Rd, Johnson Rd, Pokorny Rd, Parker Hill Rd, Dublin Hill Rd, Lake Pt | $881 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Haddam | $131 to $133 |
| Higganum | $129 |
| Middlesex County | $131 |
| Chester | $130 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,100 | $4,100 |
| Yearly Haddam Homeowner Insurance Premium Example | $7,200 | $5,700 |
| Out of Pocket Expense During Claim | $1,100 | $4,100 |
| Total Home Insurance Premium for 3 years + Out of Pocket Expense for Claim | $22,700 | $21,200 |
| Net Savings to Haddam Home Owner from High Deductible Plan | $1,500 | |
| Scenario | Haddam, CT Home Replacement Value MORE than Home Value | Haddam, CT Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $413,500 | $239,500 |
| Insurance Premium based on Replacement Value | $3,675 | $2,125 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $88,500 | Risk Exposure from Under Insuring Coverage is $85,500 |
| Premium Impact | Insurance cheaper by $750/year | Insurance costlier by $800/year |
| Insurance Company | Liberty Mutual | Farmers Insurance | Hartford Insurance Group |
| Monthly Premium | 215 | 455 | 243 |
| Year Built | 1986 | 2000 | 1946 |
| Home Details | 3 Beds, 2 Baths | 4 Beds, 1 Baths | 5 Beds, 3 Baths |
| Coverage Amount | $300000-$350000 | $600000-$700000 | $300000-$350000 |
| Deductible | $2500-$5000 Deductible | $500 Deductible | $500- $1000 Deductible |