Hackettstown Insurance Rates:

Hackettstown, NJ homeowners insurance is roughly $716 to $974, about $59-$81/month. Our complete guide reveals consumers can save as much as $338 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Hackettstown, NJ Homeowners Insurance By Home Value

Hackettstown, NJ Home Value Total Homes % of Total Average Hackettstown, NJ Homeowners Insurance
Less than $50,000 29 1.0% $67
$100,000 to $124,999 22 1.0% $312
$125,000 to $149,999 40 2.0% $397
$150,000 to $174,999 57 3.0% $464
$175,000 to $199,999 91 4.0% $540
$200,000 to $249,999 351 18.0% $650
$250,000 to $299,999 574 30.0% $794
$300,000 to $399,999 680 36.0% $1014

Top Home Insurance Agents Near Hackettstown, NJ

Home Insurance Company Near Hackettstown, NJ Homeowners Insurance Agency Near Hackettstown, NJ Address
Liberty Mutual Independent Arthur J Gallagher & Company 250 Park Ave Fl 3 New York, NYC, NY, 10177
Travelers Bischoff Insurance Agency Inc 133 SKYLINE DR, RINGWOOD, NJ, 7456
Erie Crystal Newhart Insurance Services Llc 434 Clearfield Street, Freemansburg, PA, 18017
Travelers F M Christiano Ins Agency Inc 299 MARKET ST STE 120, SADDLE BROOK, NJ, 7663
Allstate Gary Grivner Rr 940 Box 595, Pocono Summit, PA, 18346

Cost Of Homeowners Insurance By Street Near Hackettstown, NJ

Streets in Hackettstown Area Homeowners Insurance Cost
Ruland Ave, Hatchery Rd, 7th St, Cook St, 5th St, State Rte 182, Reese Ave, Manor Dr, Countryside Apartments, Oak Ln$846
Carol Dr, Lawrence Dr, Patricia Ln, Mountain Ave, Brook Dr, Stiger St, East Ave, Canal Way, James Ct, Madison St$845
Saxton Dr, E Baldwin St, Kenneth Ln, Connie Ter, Hurley Dr, Willow Grove St, Cindy Ter, Church St, Riverside Gdns, 2nd Ave$846
Watch Hill Rd, Jay Ct, Musky Ridge Dr, Laurie Ter, E Moore St, Valentine St, Riveredge Trailer Ct, Moore St, Bergen St, Victoria Ln$842
Herbert Ln, Co Rd 517, 4th St, W Baldwin St, 1st St, E Valley View Ave, Oak St, E Stiger St, Vail St, Mountain View Dr$848

Hackettstown, NJ Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Hackettstown$126 to $129
Beattystown$127
Vienna$131
Panther Valley$126

Hackettstown, NJ Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Beattystown CDP, New Jersey $128 $170 $255
Vienna CDP, New Jersey $131 $175 $263
Independence township, Warren County, New Jersey $127 $169 $254

Hackettstown, NJ Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Hackettstown, NJ2.9%8.0%
Beattystown2.86%7.49%
Vienna2.65%7.61%
Independence2.96%8.13%

Hackettstown Renters Insurance as a Percentage of Rent

Hackettstown Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 118 7.0% $785
$300 to $499 59 3.0% $1235
$500 to $749 143 9.0% $1910
$750 to $999 426 27.0% $2660
$1,000 to $1,499 723 45.0% $3785
$1,500 or more 106 6.0% $5435

Hackettstown, NJ Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,500$6,500
Yearly Hackettstown Homeowner Insurance Premium Example $2,100$1,100
Out of Pocket Expense During Claim$1,500$6,500
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $14,100$13,100
Net Savings to Hackettstown Home Owner from High Deductible Plan $1,000

Hackettstown, NJ Home Insurance Costs With Home Replacement Value Scenarios

Scenario Hackettstown, NJ Home Replacement Value MORE than Home Value Hackettstown, NJ Home Replacement Value LESS than Home Value
Replacement Value $356,500 $233,000
Insurance Premium based on Replacement Value $1,450 $950
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $54,500 Risk Exposure from Under Insuring Coverage is $69,000
Premium Impact Insurance cheaper by $275/year Insurance costlier by $225/year

Example Hackettstown Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmChubb Group of InsuranceFarmers Insurance
Monthly Premium 8170192
Year Built 197119472004
Home Details 3 Beds, 1 Baths2 Beds, 1 Baths5 Beds, 1 Baths
Coverage Amount $200000-$250000$150000-$175000$500000-$600000
Deductible $2500-$5000 Deductible$500- $1000 Deductible$500 Deductible

Sample Home Insurance Rates for Hackettstown, NJ from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1983 230,000 Membrane Roof 1,270 3 $500- $1000 Deductible 770 6 Wood siding yes
1972 200,000 Asphalt Shingles Roof 1,560 2 $500- $1000 Deductible 780 10 Fiber-Cement Siding No
1980 570,000 Membrane Roof 4,050 5 $2500-$5000 Deductible 800 5 Vinyl siding yes
1979 295,000 Wood Shake Roof 1,650 3 $1000-$2500 Deductible 690 9 Wood siding yes
2005 370,000 Tile Roof 2,810 4 $500 Deductible 900 5 Vinyl siding No
1944 455,000 Shingles Roof 2,940 5 $2500-$5000 Deductible 970 5 Brick siding No
1980 675,000 Metal Roof 3,910 5 $1000-$2500 Deductible 1800 6 Fiber-Cement Siding No
1981 540,000 Membrane Roof 3,660 5 > $10,000 Deductible 160 1 Wood siding No
1942 200,000 Composition Roof 1,240 3 $2500-$5000 Deductible 450 10 Brick siding No
1941 675,000 Membrane Roof 3,840 5 > $10,000 Deductible 1040 9 Vinyl siding No
2005 460,000 Asphalt Shingles Roof 2,940 5 > $10,000 Deductible 240 2 Brick siding No
1970 225,000 Asphalt Shingles Roof 1,290 2 $1000-$2500 Deductible 400 6 Wood siding yes
1980 210,000 Membrane Roof 1,310 3 $500 Deductible 1210 12 Vinyl siding No
1989 305,000 Shingles Roof 1,930 4 > $10,000 Deductible 730 9 Wood siding yes
1977 305,000 Slate Shingles Roof 2,330 3 $5000 to $10,000 Deductible 820 9 Brick siding No
1948 295,000 Asphalt Shingles Roof 1,900 3 $1000-$2500 Deductible 560 5 Vinyl siding No
1970 300,000 Wood Shake Roof 1,990 4 $1000-$2500 Deductible 330 3 Vinyl siding No
2004 190,000 Metal Roof 1,290 3 $2500-$5000 Deductible 90 2 Fiber-Cement Siding No
2009 215,000 Metal Roof 1,730 2 $1000-$2500 Deductible 510 6 Fiber-Cement Siding yes
1985 220,000 Slate Shingles Roof 1,780 2 $1000-$2500 Deductible 170 2 Vinyl siding yes
1982 185,000 Tile Roof 1,210 2 $500 Deductible 540 8 Brick siding No
2007 250,000 Shingles Roof 1,680 4 $1000-$2500 Deductible 790 12 Stucco siding No
2004 140,000 Slate Shingles Roof 1,060 2 $1000-$2500 Deductible 410 9 Wood siding No
1986 515,000 Metal Roof 3,830 5 $500 Deductible 1670 7 Brick siding No
1979 335,000 Metal Roof 2,040 3 $500- $1000 Deductible 1350 9 Wood siding yes
1985 200,000 Asphalt Shingles Roof 1,630 5 $2500-$5000 Deductible 60 1 Stone Siding yes
1985 565,000 Membrane Roof 4,250 5 $2500-$5000 Deductible 310 2 Stone Siding yes
1977 370,000 Composition Roof 2,780 4 $2500-$5000 Deductible 430 4 Stucco siding No
2007 705,000 Shingles Roof 4,060 5 $2500-$5000 Deductible 340 2 Stone Siding No
1946 180,000 Membrane Roof 1,010 2 $500- $1000 Deductible 390 6 Stone Siding yes