Hackensack Insurance Rates:

Hackensack, NJ homeowners insurance is nearly $721 to $985, about $60-$82/month. Our extensive guide shows customers can save as much as $341 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Aaa
The price is definitely right compared to other insurance companies. i pay $400 per year vs about $900 a month with other insurance companies.
State Farm
When I went to shop around for a homeowners insurance. I found that State farm offered the most for my dollar. And was in my price range.
State Farm
I HAVE NOT HAD ANY PROBLEMS WITH MY INSURANCE OR THE AGENCY THAT PROVIDES IT FOR ME. I HAVE NEVER HAD TO USE IT BEFORE, BUT THEY SEEM TO BE PRETTY GOOD.
Liberty Mutual
My home insurance company policy offering is outstanding. Everything I need in an insurance company. I love Liberty Mutual and have tried many other insurance companies, who just do not meet my standards.
State Farm
They do a good job again at making sure that your needs are met. Overall the service is great with state farm.
Progressive
I would rate Progressive a solid 5. They take care of my needs, they have good coverage and very affordable prices.
State Farm
Because it is a national company, it was easy for me to adjust my coverage when moving across state lines. all i had to do was find an agent near my home, make an appointment, and process the paperwork. especially given my complicated situation with past claims that were unresolved at the time, this transition was very easy.
Nationwide
Adding new things to my policy renewal without asking. Then takes phone calls to get it removed time and time again.
State Farm
They are always friendly and happy to help with claims. They give me the advice to help with my specific situation rather than helping what is best for the company.
Allstate
Not too excited about having to pay that amount but I assume that it's a fair cost. Hoping that eventually, it will decrease over time
Allstate
The broker I work with is super helpful and any issues I have had was quickly remedied. Also, when I call the office, it is great to actually speak to a person.

Hackensack, NJ Homeowners Insurance By Home Value

Hackensack, NJ Home Value Total Homes % of Total Average Hackensack, NJ Homeowners Insurance
Less than $50,000 101 2.0% $59
$100,000 to $124,999 235 4.0% $290
$125,000 to $149,999 185 3.0% $366
$150,000 to $174,999 220 4.0% $435
$175,000 to $199,999 337 7.0% $503
$200,000 to $249,999 917 19.0% $605
$250,000 to $299,999 905 19.0% $742
$300,000 to $399,999 1,710 36.0% $938

Top Home Insurance Agents Near Hackensack, NJ

Home Insurance Company Near Hackensack, NJ Homeowners Insurance Agency Near Hackensack, NJ Address
NA Curabba-Francisco Agency 495 Schutt Road Ext Ste 6, Middletown, NY, 10940
Travelers Bruen Deldin & Didio Associates Inc 3 Starr Ridge Road, Suite 100 , Brewster, NY, 10509
State Farm Robert Larson 7922 Jamaica Avenue, Woodhaven, NY, 11421-1801
Travelers Sas Insurance Agency Inc 233 Ave , Kearny, NJ, 7032
Allstate Seth Jay Sultan 3886 Merrick Rd, Seaford, NY, 11783

Hackensack, NJ Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Hackensack, NJ

Streets in Hackensack Area Homeowners Insurance Cost
W Franklin St, Kansas St, S River St, Vincent Ave, University Plz, Dyatt Pl, S State St, Bridge St, Jersey Pl, Standish Ave$866
Commerce Way, Kotte Pl, Allen St, Conklin Pl, Berdan Pl, S Lake Dr, E Lafayette St, Ricardo Pl, S Lake Dr, Mercer St$829
Coles Ave, Briscolina St, Temple Ave, Pink St, Troast St, Holt St, Old River St, Owens Rd, Midtown Pl, Holt St$852
Maiden Ln, Stanley Pl, S Newman St, Van Olst St, Heath Pl, Michael St, Meadow St, Green St, Moore St, Club Way$875
Lookout Ave, Newman St, Sutton Ave, Krone Pl, E Moonachie Rd, Berry St, Martin Ter, English St, S Summit Ave, Moonachie Rd$865

Hackensack, NJ Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Hackensack$127 to $130
Maywood$132
Bogota$129
South Hackensack$134

Hackensack, NJ Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Maywood borough, New Jersey $132 $176 $264
Bogota borough, New Jersey $129 $172 $258
South Hackensack township, Bergen County, New Jersey $134 $179 $269

Hackensack, NJ Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Hackensack, NJ2.9%7.1%
Maywood2.69%7.47%
Bogota2.65%7.2%
South Hackensack2.58%7.67%

Hackensack Renters Insurance as a Percentage of Rent

Hackensack Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 171 1.0% $782
$300 to $499 323 2.0% $1232
$500 to $749 410 3.0% $1907
$750 to $999 1,508 12.0% $2657
$1,000 to $1,499 5,445 46.0% $3782
$1,500 or more 3,709 31.0% $5432

Hackensack, NJ Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,600$2,600
Yearly Hackensack Homeowner Insurance Premium Example $2,200$1,700
Out of Pocket Expense During Claim$1,600$2,600
Total Home Insurance Premium for 3 years + Out of Pocket Expense for Claim $8,200$7,700
Net Savings to Hackensack Home Owner from High Deductible Plan $500

Hackensack, NJ Home Insurance Costs With Home Replacement Value Scenarios

Scenario Hackensack, NJ Home Replacement Value MORE than Home Value Hackensack, NJ Home Replacement Value LESS than Home Value
Replacement Value $476,000 $289,000
Insurance Premium based on Replacement Value $2,150 $1,300
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $77,000 Risk Exposure from Under Insuring Coverage is $110,000
Premium Impact Insurance cheaper by $500/year Insurance costlier by $350/year

Example Hackensack Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmTravelersGEICO Insurance
Monthly Premium 10087111
Year Built 196819791993
Home Details 2 Beds, 1 Baths3 Beds, 2 Baths4 Beds, 1 Baths
Coverage Amount $250000-$300000$300000-$350000$300000-$350000
Deductible $1000-$2500 Deductible$5000 to $10,000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Hackensack, NJ from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1968 270,000 Tile Roof 1,610 4 $2500-$5000 Deductible 230 3 Fiber-Cement Siding No
1946 215,000 Metal Roof 1,130 2 $2500-$5000 Deductible 780 10 Brick siding No
1942 430,000 Composition Roof 2,590 4 $500 Deductible 830 5 Stone Siding yes
1940 385,000 Membrane Roof 2,460 4 $5000 to $10,000 Deductible 200 2 Stone Siding yes
1956 190,000 Tile Roof 1,440 2 $5000 to $10,000 Deductible 560 9 Brick siding No
1955 155,000 Membrane Roof 1,200 2 $1000-$2500 Deductible 450 9 Vinyl siding yes
1970 450,000 Slate Shingles Roof 2,430 4 $500 Deductible 490 3 Vinyl siding No
1944 440,000 Asphalt Shingles Roof 3,050 4 $500- $1000 Deductible 440 3 Wood siding yes
1955 280,000 Slate Shingles Roof 1,740 3 $500- $1000 Deductible 330 3 Stucco siding yes
1959 200,000 Metal Roof 1,150 2 $500- $1000 Deductible 680 7 Brick siding yes
1973 275,000 Metal Roof 1,650 3 $500- $1000 Deductible 770 10 Wood siding yes
1950 200,000 Wood Shake Roof 1,050 2 $5000 to $10,000 Deductible 150 3 Stone Siding No
1951 405,000 Tile Roof 2,330 4 $1000-$2500 Deductible 480 4 Fiber-Cement Siding No
1999 280,000 Composition Roof 1,520 3 $500 Deductible 950 7 Stone Siding yes
1975 185,000 Asphalt Shingles Roof 1,240 2 $2500-$5000 Deductible 190 4 Wood siding No
1943 275,000 Slate Shingles Roof 1,980 4 $5000 to $10,000 Deductible 130 2 Stucco siding No
1947 310,000 Wood Shake Roof 2,220 3 $1000-$2500 Deductible 870 8 Fiber-Cement Siding yes
1989 190,000 Metal Roof 1,340 3 $5000 to $10,000 Deductible 540 12 Stone Siding yes
1972 215,000 Composition Roof 1,220 2 $500 Deductible 410 5 Wood siding No
1968 290,000 Metal Roof 1,690 4 $1000-$2500 Deductible 940 9 Stone Siding No
1954 305,000 Wood Shake Roof 1,570 2 $500 Deductible 500 4 Stone Siding yes
1951 345,000 Shingles Roof 2,380 4 > $10,000 Deductible 350 5 Wood siding yes
1954 265,000 Shingles Roof 1,720 2 $500- $1000 Deductible 650 8 Stucco siding yes
1977 320,000 Metal Roof 1,700 3 > $10,000 Deductible 70 1 Brick siding No
1957 290,000 Metal Roof 1,570 2 $500- $1000 Deductible 500 6 Wood siding No
1987 270,000 Tile Roof 1,420 2 > $10,000 Deductible 550 10 Wood siding yes
1964 260,000 Composition Roof 1,400 3 $500 Deductible 1170 9 Fiber-Cement Siding No
1965 245,000 Membrane Roof 1,630 3 $500- $1000 Deductible 520 7 Fiber-Cement Siding yes
1966 505,000 Tile Roof 3,220 4 $1000-$2500 Deductible 760 4 Wood siding yes
1990 255,000 Slate Shingles Roof 1,500 3 $500- $1000 Deductible 570 7 Fiber-Cement Siding No
1994 295,000 Asphalt Shingles Roof 1,700 3 $1000-$2500 Deductible 190 2 Fiber-Cement Siding No
1985 240,000 Membrane Roof 1,240 2 $500- $1000 Deductible 360 3 Stone Siding No
1992 215,000 Composition Roof 1,610 2 > $10,000 Deductible 520 12 Stucco siding No
1973 290,000 Metal Roof 1,790 2 $2500-$5000 Deductible 90 1 Stucco siding No

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