Habersham County Insurance Rates:

Habersham County, GA homeowners insurance is about $754 to $1,024, about $62-$85/month. Our complete research indicates shoppers can save upto $355 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Progressive
Always prompt about callbacks. Communications between them and the bank when purchasing the home was outstanding. Could not have asked for more.
Geico
I like everything about the cost and the lack of knowledge of the workers. We only use them because they are the cheapest we can find.
Geico
It's easy to obtain and it makes me feel secure and safeguarded if I ever need to use it. I feel like their customer service is helpful and knowledgeable and helped me to understand all the details.
Allstate
The site is hard to navigate. Finding what you are looking for is difficult.
Allstate
So far, I haven't had any bad experiences with my insurance. My only complaint is the price. While I haven't had any claims, I'm in an area that has flooding problems. My insurance is expensive due to this. The immediate area of my home is well above the floodplain and has never flooded, but I have to pay more because other people in the area that I'm included in have flooded.
Country Financial
I wish they were a little cheaper. they compare with other companies out there but it is usually on the high end.
State Farm
They allow you multiple payment options in terms of time--you can pay monthly, or in various forms of lump sums.
American Home Shield
I don't like some of companies american home shield subs work out too. these guys come in and they may or may not know exactly what they are doing. they will declare that the damaged item must be replaced entirely. not a huge issue but whatever i don't like it sometimes.

Habersham County, GA Homeowners Insurance By Home Value

Habersham County, GA Home Value Total Homes % of Total Average Habersham County, GA Homeowners Insurance
Less than $50,000 1,290 12.0% $150
$50,000 to $59,999 263 2.0% $319
$60,000 to $69,999 543 5.0% $399
$70,000 to $79,999 348 3.0% $461
$80,000 to $89,999 553 5.0% $523
$90,000 to $99,999 468 4.0% $586
$100,000 to $124,999 1,373 13.0% $674
$125,000 to $149,999 1,152 11.0% $852
$150,000 to $174,999 1,293 12.0% $1003
$175,000 to $199,999 809 7.0% $1154
$200,000 to $249,999 963 9.0% $1394
$250,000 to $299,999 673 6.0% $1704
$300,000 to $399,999 668 6.0% $2166

Top Home Insurance Agents Near Habersham County, GA

Home Insurance Company Near Habersham County, GA Homeowners Insurance Agency Near Habersham County, GA Address
NA Citizens Insurance Agency, Inc. 1924 Pearman Dairy Road, Suite C, Anderson, SC, 29625
Travelers Insurance Agency Of The Foothills 115 EAGLES NEST DR STE E, SENECA, SC, 29678
Travelers Larry Baumwald Ins Agency Inc 260 NORTH MILLEDGE AVE, ATHENS, GA, 30603
State Farm Parish Lowrie 24 Alicia Ln Ste 1, Dahlonega, GA, 30533-1637
Travelers Roberts Insurance Agency Llc 4136 CLEMSON BLVD, ANDERSON, SC, 29621

Cost Of Homeowners Insurance By Street Near Habersham County, GA

Streets in Habersham County Area Homeowners Insurance Cost
Frank Lovell Rd, Swain Wood Rd, Talking Rock Rd, Lovelace Ln, Papa's Trl, Chaslyn Dr, J D Norton Rd, Addis Rd, Wounded Knee Trl, Lawrence St$894
Tech School Rd, Unicoi Tpke, Whitworth Rd, Switzerland Ave, Gastley Rd, State Rte 819, Moss Rd, Hershels Way, E Glade Creek Rd, Swain Dr$890
Lovelace Rd, Melissa Dr, Hollywood Hills Rd, Katydide Trl, Chattachoochee Way, Kissimmee Trl, Apple Tree Aly, Tryphosa Dr, King St, Hawaii St$877
E Walnut St, Willow Tree Ave, Dee Cee Dr, Casa Rio Dr, New Hope Ln, Turkey Crst, Whispering Dale, Duncan Bridge Ln, Coldwater Dr, Lee Ct$877
Soque Hills Dr, Ruby Hills Rd, William St, Old Historiic Hwy 441 N, Gibson Rd, Stonecrest Dr, S Grant St, Rasberry Ln, State Rte 385, Plum Tree Ln$904
Abbington Way, Alston Ct, Chadwick Loop Ln, Mud Creek Rd, Chimney Mountain Flats Trl, Flower Hill Dr, Smiling Valley Rd, Dustytrail Dr, Gate House Dr, Ivy Hills Ln$884
Roger Vanhook Rd, Unity Hills Rd, Twin Branch Ct, Traves Cove, Sawbriar Cir, Mobile Ter, Cannon Bridge Rd, N Quail Trl, Lat Wilson Rd, Craver Pl$924
Hardman Rd, Chickasaw Ridge Dr, Sister Cir, Ruby Wooten Rd, Owen Cir, Overlook Ridge Ct, Saddlebrook Ln, Parkplace Dr, E Morgan St, Morning Star Ln$920
Stonewall Ln, Chopped Oak Church Rd, Smoke Jack Hollow, Goldmine Xing, Old Historic Hwy 441, Pennyworth Pl, B and D Dr, Rudeseal Rd, Soque Cir, Meadowview Ridge$892
Goodsprings Rd, Woodmont Dr, Linda Way, 6th St, Gentle Breeze Path, Topaz Trl, Brasstown Ln, Kingsbridge Way, Arrowhead Cove Rd, Lee St NE$905

Habersham County, GA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Habersham County$132 to $135
Clarkesville$134
Demorest$131
Turnerville$135

Habersham County, GA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Clarkesville CCD, Habersham County, Georgia $112 $149 $224
Demorest city, Georgia $110 $146 $219
Turnerville CCD, Habersham County, Georgia $113 $150 $225

Habersham County, GA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Habersham County, GA6.3%21.6%
Clarkesville6.39%21.82%
Demorest6.65%21.71%
Turnerville5.54%23.66%

Habersham County Renters Insurance as a Percentage of Rent

Habersham County Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 99 3.0% $363
$200 to $299 192 6.0% $813
$300 to $499 523 16.0% $1263
$500 to $749 1,112 35.0% $1938
$750 to $999 750 24.0% $2688
$1,000 to $1,499 379 12.0% $3813
$1,500 or more 66 2.0% $5463

Average Cost Of Home Insurance By Company In Areas Nearby Habersham County For Different Scenarios

Coverage Construction type Company Premium
$250 Deductible $500 Deductible $1000 Deductible
$300,000 frame Aig Property Casualty Company $1136 $1061 $922
$350,000 veneer American Family Mutual Insurance Company, S.I. N/A N/A $1475.39
$350,000 frame Esurance Insurance Company N/A $1235.85 $1179.21
$300,000 frame Georgia Farm Bureau Casualty Insurance Company $2352 $2230 $1960
$300,000 veneer Georgia Farm Bureau Casualty Insurance Company $2140 $2017 $1748
$100,000 frame Georgia Farm Bureau Mutual Insurance Company $1638 $1393 $1054
$100,000 veneer Hartford Insurance Company Of The Southeast $1152 $1107 $1029
$100,000 veneer Homesite Insurance Company Of Georgia N/A N/A $675
$200,000 frame State Farm Fire & Casualty Company N/A N/A $1831.00
$400,000 frame Trustgard Insurance Company $2613.00 $2500.00 $2335.00