Guthrie Insurance Rates:

Guthrie, OK homeowners insurance is about $1,262 to $1,727, about $105-$143/month. Our thorough research reveals consumers can save as much as $597 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Home Insurance Companies in Guthrie, OK: Customer-Reviewed Options

Top Home Insurance Agents Near Guthrie, OK

Home Insurance Company Near Guthrie, OK Homeowners Insurance Agency Near Guthrie, OK Address
Farmers Chase Moore 1018 24th Ave NW Ste 130, Norman, OK, 73069
Farmers Minh Tran 816 NW 23rd St, Oklahoma City, OK, 73106

Guthrie, OK Home Insurance Agents for Top Companies


Guthrie, OK Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Cedar Valley city, Oklahoma $238 $317 $476
Logan County, Oklahoma $221 $295 $443
Cimarron City town, Oklahoma $224 $298 $447


Guthrie, OK Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Guthrie, OK9.2%33.2%
Cedar Valley7.48%24.02%
Logan County9.59%34.99%
Cimarron City7.45%34.51%

Guthrie Renters Insurance as a Percentage of Rent

Guthrie Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 95 4.0% $360
$200 to $299 83 3.0% $810
$300 to $499 405 18.0% $1260
$500 to $749 853 39.0% $1935
$750 to $999 323 15.0% $2685
$1,000 to $1,499 273 12.0% $3810
$1,500 or more 105 4.0% $5460

Cost Of Homeowners Insurance By Street Near Guthrie, OK

Streets in Guthrie Area Homeowners Insurance Cost
W Prairie Grove Rd, E University Ave, S Oak St, Timberline Dr, Willow Creek Dr, Duffys Way, Derby Ln, N 8th St, N Deer Trl, N Douglas Blvd$1,507
E0760 Rd, Hanke Dr, Hollie St, Amanda Dr, First Capitol Cir, E University Ave, Mimosa Dr, Wentz St, Pat Pl, Sweetwater Dr$1,432
Forest Fox Rd, Tamora Rd, Fogarty St, Highland Hills Dr, Blackberry Ridge, N 12th St, Lakewood Dr, Jennifer Ln, Shepherd Ridge, Walking Tall Rd$1,499
Ward Rd, Loveland Cir, Daisey Ln, Castellina Ct, E Camp Dr, Buffalo Hill, E Springer Ave, Hamill Ln, Fox Hole, State Hwy 74F$1,515
Blanch Ln, E Jackson Ave, E Simpson Rd, Cade Ln, Coffey Ridge Rd, Northwestern Dr, N Cypress St, SW 19th St, Lake Shore Dr, S Phillips Rd$1,514
St Clair, Kevins Way, S 3rd St, Hilltop Rd, Laurie Ct, Adams Pl, N Eastridge Dr, Pawnee Creek Rd, Co Rd 74, Prairie Falcon Pointe$1,481
W Harrison Ave, Lakewood Rd, Glendale Ct, Red Cedar Rd, E Mansur Ave, Melanie Way, Meadows Ln, Sunset Ln, Stevens Rd, Ladera Ln$1,491
Meridian Ave, S Cypress St, Fox Trl, Sandy Ln, W Roller Coaster Rd, Patricia Dr, E0720 Rd, Pollock Rd, E Mansur Ave, Moose Cir$1,458
Tanglewood St, Palermo Dr, Bradford Farms Ln, Pine St, Springridge Rd, S Division St, Stone Brg, W Roller Coaster Rd, W Camp Dr, Hilltop Dr$1,482
N Lombardy Rd, Champion Cir, Wishon Dr, W Lakewood Dr, Pembroke Ln, Johnson Dr, State Hwy 74, Stone Crest Dr, Hollie Chappell Dr, E Roosevelt Ave$1,513

Guthrie, OK Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Guthrie$222 to $225
Cedar Valley$237
Logan County$221
Cimarron City$223

Average Cost Of Home Insurance By Company In Areas Nearby Guthrie For Different Scenarios

Home value ($) Construction type Company premium ($)
100,000 to 150000 Masonry Aca Ins. Co. Dba Csaa Fire & Casualty Insurance Co. 1,521
100,000 to 150000 Masonry American National Property & Casualty Co. 3,671
100,000 to 150000 Frame Allstate Prop & Cas Ins Co 4,380
70,000 to 100000 Masonry Farmers Insurance Co. 3,291
50,000 to 70000 Masonry Hanover Inusurance Co. 1,757
70,000 to 100000 Masonry Hanover Inusurance Co. 2,119
50,000 to 70000 Masonry Liberty Insurance Corp. 2,015
150,000 to 200000 Masonry North Star Mutual Insurance Co. 2,382
70,000 to 100000 Masonry Oklahoma Farm Bureau Mutual Insurance Co. 2,446
100,000 to 150000 Masonry Shelter Mutual Insurance Co. 3,368


Guthrie, OK Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly Guthrie Homeowner Insurance Premium Example $6,600$6,200
Out of Pocket Expense During Claim$900$2,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $53,700$52,500
Net Savings to Guthrie Home Owner from High Deductible Plan $1,200


Guthrie, OK Home Insurance Costs With Home Replacement Value Scenarios

Scenario Guthrie, OK Home Replacement Value MORE than Home Value Guthrie, OK Home Replacement Value LESS than Home Value
Replacement Value $99,500 $69,000
Insurance Premium based on Replacement Value $2,875 $2,000
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $14,000 Risk Exposure from Under Insuring Coverage is $16,500
Premium Impact Insurance cheaper by $475/year Insurance costlier by $400/year


Example Guthrie Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyFarmers InsuranceState Farm
Monthly Premium 286620508
Year Built 201019852000
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 4 Baths
Coverage Amount $100000-$125000$200000-$250000$150000-$175000
Deductible $500- $1000 Deductible$500- $1000 Deductible$1000-$2500 Deductible