Guthrie, OK homeowners insurance is about $1,262 to $1,727, about $105-$143/month. Our thorough research reveals consumers can save as much as $597 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Guthrie, OK | Homeowners Insurance Agency Near Guthrie, OK | Address |
|---|---|---|
| Farmers | Chase Moore | 1018 24th Ave NW Ste 130, Norman, OK, 73069 |
| Farmers | Minh Tran | 816 NW 23rd St, Oklahoma City, OK, 73106 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Cedar Valley city, Oklahoma | $238 | $317 | $476 |
| Logan County, Oklahoma | $221 | $295 | $443 |
| Cimarron City town, Oklahoma | $224 | $298 | $447 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Guthrie, OK | 9.2% | 33.2% |
| Cedar Valley | 7.48% | 24.02% |
| Logan County | 9.59% | 34.99% |
| Cimarron City | 7.45% | 34.51% |
| Guthrie Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 95 | 4.0% | $360 |
| $200 to $299 | 83 | 3.0% | $810 |
| $300 to $499 | 405 | 18.0% | $1260 |
| $500 to $749 | 853 | 39.0% | $1935 |
| $750 to $999 | 323 | 15.0% | $2685 |
| $1,000 to $1,499 | 273 | 12.0% | $3810 |
| $1,500 or more | 105 | 4.0% | $5460 |
| Streets in Guthrie Area | Homeowners Insurance Cost |
|---|---|
| W Prairie Grove Rd, E University Ave, S Oak St, Timberline Dr, Willow Creek Dr, Duffys Way, Derby Ln, N 8th St, N Deer Trl, N Douglas Blvd | $1,507 |
| E0760 Rd, Hanke Dr, Hollie St, Amanda Dr, First Capitol Cir, E University Ave, Mimosa Dr, Wentz St, Pat Pl, Sweetwater Dr | $1,432 |
| Forest Fox Rd, Tamora Rd, Fogarty St, Highland Hills Dr, Blackberry Ridge, N 12th St, Lakewood Dr, Jennifer Ln, Shepherd Ridge, Walking Tall Rd | $1,499 |
| Ward Rd, Loveland Cir, Daisey Ln, Castellina Ct, E Camp Dr, Buffalo Hill, E Springer Ave, Hamill Ln, Fox Hole, State Hwy 74F | $1,515 |
| Blanch Ln, E Jackson Ave, E Simpson Rd, Cade Ln, Coffey Ridge Rd, Northwestern Dr, N Cypress St, SW 19th St, Lake Shore Dr, S Phillips Rd | $1,514 |
| St Clair, Kevins Way, S 3rd St, Hilltop Rd, Laurie Ct, Adams Pl, N Eastridge Dr, Pawnee Creek Rd, Co Rd 74, Prairie Falcon Pointe | $1,481 |
| W Harrison Ave, Lakewood Rd, Glendale Ct, Red Cedar Rd, E Mansur Ave, Melanie Way, Meadows Ln, Sunset Ln, Stevens Rd, Ladera Ln | $1,491 |
| Meridian Ave, S Cypress St, Fox Trl, Sandy Ln, W Roller Coaster Rd, Patricia Dr, E0720 Rd, Pollock Rd, E Mansur Ave, Moose Cir | $1,458 |
| Tanglewood St, Palermo Dr, Bradford Farms Ln, Pine St, Springridge Rd, S Division St, Stone Brg, W Roller Coaster Rd, W Camp Dr, Hilltop Dr | $1,482 |
| N Lombardy Rd, Champion Cir, Wishon Dr, W Lakewood Dr, Pembroke Ln, Johnson Dr, State Hwy 74, Stone Crest Dr, Hollie Chappell Dr, E Roosevelt Ave | $1,513 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Guthrie | $222 to $225 |
| Cedar Valley | $237 |
| Logan County | $221 |
| Cimarron City | $223 |
| Home value ($) | Construction type | Company | premium ($) |
|---|---|---|---|
| 100,000 to 150000 | Masonry | Aca Ins. Co. Dba Csaa Fire & Casualty Insurance Co. | 1,521 |
| 100,000 to 150000 | Masonry | American National Property & Casualty Co. | 3,671 |
| 100,000 to 150000 | Frame | Allstate Prop & Cas Ins Co | 4,380 |
| 70,000 to 100000 | Masonry | Farmers Insurance Co. | 3,291 |
| 50,000 to 70000 | Masonry | Hanover Inusurance Co. | 1,757 |
| 70,000 to 100000 | Masonry | Hanover Inusurance Co. | 2,119 |
| 50,000 to 70000 | Masonry | Liberty Insurance Corp. | 2,015 |
| 150,000 to 200000 | Masonry | North Star Mutual Insurance Co. | 2,382 |
| 70,000 to 100000 | Masonry | Oklahoma Farm Bureau Mutual Insurance Co. | 2,446 |
| 100,000 to 150000 | Masonry | Shelter Mutual Insurance Co. | 3,368 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $900 | $2,900 |
| Yearly Guthrie Homeowner Insurance Premium Example | $6,600 | $6,200 |
| Out of Pocket Expense During Claim | $900 | $2,900 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $53,700 | $52,500 |
| Net Savings to Guthrie Home Owner from High Deductible Plan | $1,200 | |
| Scenario | Guthrie, OK Home Replacement Value MORE than Home Value | Guthrie, OK Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $99,500 | $69,000 |
| Insurance Premium based on Replacement Value | $2,875 | $2,000 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $14,000 | Risk Exposure from Under Insuring Coverage is $16,500 |
| Premium Impact | Insurance cheaper by $475/year | Insurance costlier by $400/year |
| Insurance Company | Amica Mutual Insurance Company | Farmers Insurance | State Farm |
| Monthly Premium | 286 | 620 | 508 |
| Year Built | 2010 | 1985 | 2000 |
| Home Details | 3 Beds, 1 Baths | 4 Beds, 2 Baths | 5 Beds, 4 Baths |
| Coverage Amount | $100000-$125000 | $200000-$250000 | $150000-$175000 |
| Deductible | $500- $1000 Deductible | $500- $1000 Deductible | $1000-$2500 Deductible |