Gustine Insurance Rates:

Gustine, CA homeowners insurance is roughly $498 to $684, about $41-$57/month. Our comprehensive research indicates shoppers can save as much as $236 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Gustine, CA Homeowners Insurance By Home Value

Gustine, CA Home Value Total Homes % of Total Average Gustine, CA Homeowners Insurance
Less than $50,000 128 10.0% $100
$50,000 to $59,999 57 4.0% $212
$60,000 to $69,999 49 4.0% $259
$80,000 to $89,999 97 8.0% $342
$90,000 to $99,999 112 9.0% $383
$100,000 to $124,999 229 19.0% $442
$125,000 to $149,999 65 5.0% $554
$150,000 to $174,999 148 12.0% $654
$175,000 to $199,999 69 5.0% $755
$200,000 to $249,999 90 7.0% $908
$250,000 to $299,999 34 2.0% $1109
$300,000 to $399,999 78 6.0% $1416

Top Home Insurance Agents Near Gustine, CA

Home Insurance Company Near Gustine, CA Homeowners Insurance Agency Near Gustine, CA Address
Farmers Mark Buckley Clu Lutcf 1236 Floyd Ave Ste B, Modesto, CA, 95350
State Farm Omar Ziad 1486 W 11th St Ste 229, Tracy, CA, 95376-3723
State Farm Shawn Phillips 3400 Tully Rd Ste B, Modesto, CA, 95350-0803
Farmers Thomas Bridge 101 Mccray St Ste 102, Hollister, CA, 95023
NA Lisa's Crop Insurance Agency, Inc. Dba: Geri Johnson Crop Insurance Agency 169 S. Thor Street, Turlock, CA, 95380

Gustine, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Santa Nella CDP, California $87 $116 $174
Volta CDP, California $89 $118 $177
Stevinson CDP, California $89 $118 $177

Gustine, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Gustine, CA3.2%14.6%
Santa Nella3.33%34.83%
Volta5.63%5.15%
Stevinson2.78%49.66%

Gustine Renters Insurance as a Percentage of Rent

Gustine Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 16 1.0% $355
$200 to $299 37 3.0% $805
$300 to $499 184 15.0% $1255
$500 to $749 434 35.0% $1930
$750 to $999 281 22.0% $2680
$1,000 to $1,499 254 20.0% $3805
$1,500 or more 19 1.0% $5455

Gustine, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,800$2,800
Yearly Gustine Homeowner Insurance Premium Example $700$500
Out of Pocket Expense During Claim$1,800$2,800
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,400$6,800
Net Savings to Gustine Home Owner from High Deductible Plan $600

Gustine, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Gustine, CA Home Replacement Value MORE than Home Value Gustine, CA Home Replacement Value LESS than Home Value
Replacement Value $188,500 $125,500
Insurance Premium based on Replacement Value $650 $450
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $20,500 Risk Exposure from Under Insuring Coverage is $42,500
Premium Impact Insurance cheaper by $150/year Insurance costlier by $50/year

Example Gustine Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualAllstateNationwide Insurance
Monthly Premium 294319
Year Built 197120122004
Home Details 3 Beds, 2 Baths5 Beds, 1 Baths2 Beds, 1 Baths
Coverage Amount $125000-$150000$175000-$200000$75000-$100000
Deductible $500- $1000 Deductible$1000-$2500 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Gustine, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1982 405,000 Shingles Roof 4,790 5 $500- $1000 Deductible 560 6 Fiber-Cement Siding No
1976 305,000 Tile Roof 3,340 4 $500 Deductible 330 5 Brick siding yes
1975 140,000 Membrane Roof 1,590 2 $500 Deductible 330 9 Stucco siding yes
2009 110,000 Asphalt Shingles Roof 1,520 2 $2500-$5000 Deductible 80 4 Stone Siding No
2010 105,000 Shingles Roof 1,040 2 $1000-$2500 Deductible 90 5 Fiber-Cement Siding No
2000 160,000 Slate Shingles Roof 2,280 4 $500 Deductible 440 12 Vinyl siding yes
2005 115,000 Asphalt Shingles Roof 1,470 3 $500 Deductible 210 10 Stone Siding No
1982 195,000 Shingles Roof 1,910 5 $500 Deductible 470 12 Fiber-Cement Siding yes
1954 105,000 Shingles Roof 1,100 2 $2500-$5000 Deductible 90 6 Fiber-Cement Siding yes
1991 275,000 Asphalt Shingles Roof 3,820 5 $2500-$5000 Deductible 530 9 Brick siding No
1940 80,000 Membrane Roof 960 2 $500 Deductible 170 8 Brick siding yes
1975 350,000 Metal Roof 3,780 5 $2500-$5000 Deductible 920 12 Fiber-Cement Siding No
1942 245,000 Membrane Roof 3,070 4 $500 Deductible 130 2 Vinyl siding No
1955 120,000 Shingles Roof 1,560 3 $500- $1000 Deductible 200 7 Fiber-Cement Siding No
2011 190,000 Asphalt Shingles Roof 2,510 4 $500- $1000 Deductible 70 2 Vinyl siding No
1993 305,000 Shingles Roof 3,120 4 $500- $1000 Deductible 220 4 Stucco siding No
1956 165,000 Asphalt Shingles Roof 2,250 3 $5000 to $10,000 Deductible 90 3 Stone Siding yes
1983 175,000 Wood Shake Roof 1,900 4 $500 Deductible 120 3 Brick siding yes
1958 120,000 Asphalt Shingles Roof 1,150 2 $500 Deductible 150 5 Brick siding No
2012 260,000 Composition Roof 2,980 4 $500 Deductible 500 8 Wood siding No
1976 170,000 Slate Shingles Roof 2,070 5 $1000-$2500 Deductible 30 1 Stucco siding yes
1993 365,000 Metal Roof 3,660 5 $500- $1000 Deductible 350 6 Stucco siding No
1999 155,000 Wood Shake Roof 1,670 2 $2500-$5000 Deductible 80 2 Wood siding yes
2005 400,000 Membrane Roof 4,910 5 $500- $1000 Deductible 320 4 Stone Siding yes
1948 80,000 Membrane Roof 940 2 $1000-$2500 Deductible 80 6 Stone Siding yes
1958 175,000 Tile Roof 1,960 4 $1000-$2500 Deductible 250 6 Stone Siding No
2010 140,000 Metal Roof 1,540 3 $500 Deductible 520 12 Wood siding yes
1953 230,000 Tile Roof 2,360 5 > $10,000 Deductible 260 9 Wood siding yes
1980 195,000 Metal Roof 2,220 5 $5000 to $10,000 Deductible 80 3 Stone Siding No
1974 155,000 Wood Shake Roof 2,210 4 $1000-$2500 Deductible 90 2 Stone Siding No
1988 145,000 Slate Shingles Roof 1,620 2 $500- $1000 Deductible 340 9 Vinyl siding yes
2014 110,000 Tile Roof 1,280 3 $2500-$5000 Deductible 260 12 Brick siding No
1957 260,000 Wood Shake Roof 2,550 5 $2500-$5000 Deductible 550 10 Stucco siding No
1952 300,000 Slate Shingles Roof 2,830 4 > $10,000 Deductible 180 5 Stucco siding No