Gurnee Insurance Rates:

Gurnee, IL homeowners insurance is roughly $690 to $940, about $57-$78/month. Our comprehensive analysis reveals consumers can save as much as $326 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Allstate
I like the fact that the plan comes with discounts so you get to save some money at the beginning of your plan. that is a positive effect for me
Nationwide
If i had known about the possibilities that i might be paying more for something i would be penalized for using i would've never enrolled.
Safeco Insurance
My insurance company does have online access to my account for making payments and access to my policy information, but it is limited in functions.
Erie Insurance
I am able to contact my agent and get a response within an hour. It helps that my entire family uses this agent for insurance, therefore, he has become somewhat of a family friend. I can openly talk to him and get honest answers/opinions.
State Farm
I LIKE THE IMMEDIATE AVAILABILITY OF A LIVE PERSON. I HAVE NEVER HAD TO LEAVE A MESSAGE OR WAIT FOR RETURN CALLS. THEY ARE AVAILABLE IMMEDIATELY BY TEXT ALSO WHICH IS VERY CONVENIENT
Geico
I really don't have any dislike for the company sometimes you may have to wait for someone to return your call but this company has been pretty good for me.
Allstate
The customer service is excellent. They are always willing to do what it takes to resolve any issues that you may be having. They are friendly and considerate of your feelings.

Gurnee, IL Homeowners Insurance By Home Value

Gurnee, IL Home Value Total Homes % of Total Average Gurnee, IL Homeowners Insurance
Less than $50,000 88 1.0% $73
$100,000 to $124,999 259 3.0% $326
$125,000 to $149,999 504 7.0% $407
$150,000 to $174,999 549 7.0% $480
$175,000 to $199,999 542 7.0% $554
$200,000 to $249,999 1,303 18.0% $668
$250,000 to $299,999 1,642 23.0% $815
$300,000 to $399,999 2,022 28.0% $1043

Top Home Insurance Agents Near Gurnee, IL

Home Insurance Company Near Gurnee, IL Homeowners Insurance Agency Near Gurnee, IL Address
NA Integrity Insurance Agency Of Il, Inc. 1130 Carolina Dr., Ste B West Chicago, West Chicago, IL, 60185
Farmers Ada Tran 13000 W Bluemound Rd, Elm Grove, WI, 53122
Allstate Daniel Ross 2630 Kaneville Ct, Geneva, IL, 60134
Allstate James Lane 440 W Boughton Rd Ste 103, Bolingbrook, IL, 60440
Allstate Patrick Shafer 331 W State St, Sycamore, IL, 60178

Cost Of Homeowners Insurance By Street Near Gurnee, IL

Streets in Gurnee Area Homeowners Insurance Cost
Center Dr, Southridge Dr, W Prairieview Ln, Fair Links Way, Adderly Ln, Katie Ct, Bay Pl, Rae Ln, Brookhaven Rd, Rolling Green St$812
Leonard Dr, Gatewood Dr, Willow Ln, S Northpoint Blvd, Winchester Ct, Co Hwy 72, Fox Hill Dr, Clavey Ln, Rollo Blvd, S West Ave$755
W Stillwater Ct, Ferndale Ave, W Wellsley Ct, Joseph Dr, Stratford Dr, Kingsport Dr, Penny Ln, Garnet Ct, Valley Dr, West Ave$853
Darnell Ln, Monterey Ct, Clark Dr, Old Hickory Ct, Pigeon Ave, Hancock Ln, Ebony Ct, N Rosedale Ave, Boulevard View Ave, Spinney Run Dr$814
Eau Claire Ct, Woodbury Cir, Johns Manville Rd, Knollwood Ct, S Hunt Club Rd, W Lawn Ave, Woodcrest Ct, Woodlawn Ave, Norman Ln, Ferndale St$807
W Golfmoor St, S Pleasant Hill Gate, N Bayonne Ave, W Park Cres, Boulders Dr, Eastwood Ave, Newgate Ct, Bridle Ct, Monroe St, N Knowles Rd$803
Harper Ave, Tralee Ct, Dunlay Ct, N Augusta Ct, W Florida Ave, Hastings Ln, W Stearns School Rd, Lake Park Ave, Laurel Ln, Independence Ct$841
Bentley Dr, Valley View Rd, Swanson Ct, W Serranda Dr, W Iroquois Dr, Patriot Ct, Chapel Hl, Saddle Ct, W Adelaide Ave, W Crescent Ave$795
Williamsburg Ave, W Old Hickory Ct, N Red Oak Dr, Cross Rd, Kings Way W, Quail Haven Ct, Country Pl, Charles Ave, N Cypress Pt, W Hickory Ln$819
S Elder Ln, Pine Grove Ave, W Cheyenne Rd, N Stratton Ln, Snow Cap Ct, N Orchard Ave, N Edgewood Ct, Waveland Ave, Wellington Cir, N Martin Ave$821

Gurnee, IL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Gurnee$121 to $124
Warren$120
Park City$104
Gages Lake$118

Gurnee, IL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Warren township, Lake County, Illinois $101 $134 $201
Park City city, Illinois $87 $116 $174
Gages Lake CDP, Illinois $99 $131 $197

Gurnee, IL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Gurnee, IL3.0%8.2%
Warren3.16%8.26%
Park City4.4%8.92%
Gages Lake3.39%9.49%

Gurnee Renters Insurance as a Percentage of Rent

Gurnee Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 122 4.0% $311
$200 to $299 37 1.0% $761
$300 to $499 100 3.0% $1211
$500 to $749 213 7.0% $1886
$750 to $999 662 23.0% $2636
$1,000 to $1,499 1,258 44.0% $3761
$1,500 or more 424 15.0% $5411

Gurnee, IL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$800$2,800
Yearly Gurnee Homeowner Insurance Premium Example $2,700$2,200
Out of Pocket Expense During Claim$800$2,800
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $14,300$13,800
Net Savings to Gurnee Home Owner from High Deductible Plan $500

Gurnee, IL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Gurnee, IL Home Replacement Value MORE than Home Value Gurnee, IL Home Replacement Value LESS than Home Value
Replacement Value $291,000 $199,500
Insurance Premium based on Replacement Value $1,650 $1,125
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $24,500 Risk Exposure from Under Insuring Coverage is $67,000
Premium Impact Insurance cheaper by $375/year Insurance costlier by $150/year

Example Gurnee Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersLiberty MutualNationwide Insurance
Monthly Premium 93107272
Year Built 198120092012
Home Details 2 Beds, 1 Baths3 Beds, 1 Baths5 Beds, 4 Baths
Coverage Amount $200000-$250000$300000-$350000$600000-$700000
Deductible $1000-$2500 Deductible$2500-$5000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Gurnee, IL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1996 285,000 Metal Roof 2,370 4 $5000 to $10,000 Deductible 300 4 Wood siding No
1990 520,000 Metal Roof 3,690 5 > $10,000 Deductible 530 5 Vinyl siding yes
2010 435,000 Shingles Roof 3,140 4 $2500-$5000 Deductible 360 2 Stone Siding yes
2010 225,000 Composition Roof 1,940 4 $2500-$5000 Deductible 190 3 Brick siding yes
2001 190,000 Asphalt Shingles Roof 1,610 2 $2500-$5000 Deductible 110 2 Brick siding No
1982 200,000 Wood Shake Roof 1,420 3 $500- $1000 Deductible 780 12 Stone Siding No
2014 370,000 Metal Roof 2,320 3 $500 Deductible 1510 9 Wood siding yes
2011 265,000 Composition Roof 2,100 4 > $10,000 Deductible 690 9 Vinyl siding No
1996 245,000 Shingles Roof 1,660 4 $500 Deductible 210 2 Stone Siding yes
2010 155,000 Wood Shake Roof 1,280 2 $5000 to $10,000 Deductible 250 6 Stucco siding yes
2011 265,000 Shingles Roof 2,050 4 $2500-$5000 Deductible 420 7 Stone Siding No
1990 355,000 Asphalt Shingles Roof 2,110 4 $5000 to $10,000 Deductible 480 7 Fiber-Cement Siding No
2006 430,000 Membrane Roof 2,880 4 > $10,000 Deductible 780 9 Vinyl siding yes
2011 450,000 Membrane Roof 3,270 4 $1000-$2500 Deductible 2310 10 Stucco siding No
1998 180,000 Slate Shingles Roof 1,360 2 $1000-$2500 Deductible 270 7 Fiber-Cement Siding No
1988 145,000 Tile Roof 900 2 $500- $1000 Deductible 50 1 Fiber-Cement Siding yes
1988 255,000 Slate Shingles Roof 1,810 4 $2500-$5000 Deductible 400 5 Fiber-Cement Siding yes
2013 330,000 Wood Shake Roof 2,100 3 > $10,000 Deductible 450 6 Wood siding yes
1999 265,000 Membrane Roof 2,170 4 $500 Deductible 900 7 Fiber-Cement Siding No
1991 205,000 Metal Roof 1,560 5 $2500-$5000 Deductible 340 7 Stucco siding yes
2007 215,000 Metal Roof 1,720 3 > $10,000 Deductible 240 5 Brick siding yes
2011 165,000 Membrane Roof 1,100 2 $2500-$5000 Deductible 540 12 Vinyl siding yes
1980 225,000 Tile Roof 1,570 2 $1000-$2500 Deductible 320 4 Stucco siding No