Gurnee, IL homeowners insurance is roughly $690 to $940, about $57-$78/month. Our comprehensive analysis reveals consumers can save as much as $326 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Gurnee, IL | Homeowners Insurance Agency Near Gurnee, IL | Address |
|---|---|---|
| Farmers | Ada Tran | 13000 W Bluemound Rd, Elm Grove, WI, 53122 |
| Allstate | Daniel Ross | 2630 Kaneville Ct, Geneva, IL, 60134 |
| Allstate | James Lane | 440 W Boughton Rd Ste 103, Bolingbrook, IL, 60440 |
| Allstate | Patrick Shafer | 331 W State St, Sycamore, IL, 60178 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Warren township, Lake County, Illinois | $101 | $134 | $201 |
| Park City city, Illinois | $87 | $116 | $174 |
| Gages Lake CDP, Illinois | $99 | $131 | $197 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Gurnee, IL | 3.0% | 8.2% |
| Warren | 3.16% | 8.26% |
| Park City | 4.4% | 8.92% |
| Gages Lake | 3.39% | 9.49% |
| Gurnee Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 122 | 4.0% | $311 |
| $200 to $299 | 37 | 1.0% | $761 |
| $300 to $499 | 100 | 3.0% | $1211 |
| $500 to $749 | 213 | 7.0% | $1886 |
| $750 to $999 | 662 | 23.0% | $2636 |
| $1,000 to $1,499 | 1,258 | 44.0% | $3761 |
| $1,500 or more | 424 | 15.0% | $5411 |
| Streets in Gurnee Area | Homeowners Insurance Cost |
|---|---|
| Center Dr, Southridge Dr, W Prairieview Ln, Fair Links Way, Adderly Ln, Katie Ct, Bay Pl, Rae Ln, Brookhaven Rd, Rolling Green St | $812 |
| Leonard Dr, Gatewood Dr, Willow Ln, S Northpoint Blvd, Winchester Ct, Co Hwy 72, Fox Hill Dr, Clavey Ln, Rollo Blvd, S West Ave | $755 |
| W Stillwater Ct, Ferndale Ave, W Wellsley Ct, Joseph Dr, Stratford Dr, Kingsport Dr, Penny Ln, Garnet Ct, Valley Dr, West Ave | $853 |
| Darnell Ln, Monterey Ct, Clark Dr, Old Hickory Ct, Pigeon Ave, Hancock Ln, Ebony Ct, N Rosedale Ave, Boulevard View Ave, Spinney Run Dr | $814 |
| Eau Claire Ct, Woodbury Cir, Johns Manville Rd, Knollwood Ct, S Hunt Club Rd, W Lawn Ave, Woodcrest Ct, Woodlawn Ave, Norman Ln, Ferndale St | $807 |
| W Golfmoor St, S Pleasant Hill Gate, N Bayonne Ave, W Park Cres, Boulders Dr, Eastwood Ave, Newgate Ct, Bridle Ct, Monroe St, N Knowles Rd | $803 |
| Harper Ave, Tralee Ct, Dunlay Ct, N Augusta Ct, W Florida Ave, Hastings Ln, W Stearns School Rd, Lake Park Ave, Laurel Ln, Independence Ct | $841 |
| Bentley Dr, Valley View Rd, Swanson Ct, W Serranda Dr, W Iroquois Dr, Patriot Ct, Chapel Hl, Saddle Ct, W Adelaide Ave, W Crescent Ave | $795 |
| Williamsburg Ave, W Old Hickory Ct, N Red Oak Dr, Cross Rd, Kings Way W, Quail Haven Ct, Country Pl, Charles Ave, N Cypress Pt, W Hickory Ln | $819 |
| S Elder Ln, Pine Grove Ave, W Cheyenne Rd, N Stratton Ln, Snow Cap Ct, N Orchard Ave, N Edgewood Ct, Waveland Ave, Wellington Cir, N Martin Ave | $821 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Gurnee | $121 to $124 |
| Warren | $120 |
| Park City | $104 |
| Gages Lake | $118 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $800 | $2,800 |
| Yearly Gurnee Homeowner Insurance Premium Example | $2,700 | $2,200 |
| Out of Pocket Expense During Claim | $800 | $2,800 |
| Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim | $14,300 | $13,800 |
| Net Savings to Gurnee Home Owner from High Deductible Plan | $500 | |
| Scenario | Gurnee, IL Home Replacement Value MORE than Home Value | Gurnee, IL Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $291,000 | $199,500 |
| Insurance Premium based on Replacement Value | $1,650 | $1,125 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $24,500 | Risk Exposure from Under Insuring Coverage is $67,000 |
| Premium Impact | Insurance cheaper by $375/year | Insurance costlier by $150/year |
| Insurance Company | Travelers | Liberty Mutual | Nationwide Insurance |
| Monthly Premium | 93 | 107 | 272 |
| Year Built | 1981 | 2009 | 2012 |
| Home Details | 2 Beds, 1 Baths | 3 Beds, 1 Baths | 5 Beds, 4 Baths |
| Coverage Amount | $200000-$250000 | $300000-$350000 | $600000-$700000 |
| Deductible | $1000-$2500 Deductible | $2500-$5000 Deductible | $500- $1000 Deductible |