Gurnee Insurance Rates:

Gurnee, IL homeowners insurance is roughly $690 to $940, about $57-$78/month. Our comprehensive analysis reveals consumers can save as much as $326 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Home Insurance Companies in Gurnee, IL: Customer-Reviewed Options

Top Home Insurance Agents Near Gurnee, IL

Home Insurance Company Near Gurnee, IL Homeowners Insurance Agency Near Gurnee, IL Address
Farmers Ada Tran 13000 W Bluemound Rd, Elm Grove, WI, 53122
Allstate Daniel Ross 2630 Kaneville Ct, Geneva, IL, 60134
Allstate James Lane 440 W Boughton Rd Ste 103, Bolingbrook, IL, 60440
Allstate Patrick Shafer 331 W State St, Sycamore, IL, 60178

Gurnee, IL Home Insurance Agents for Top Companies


Gurnee, IL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Warren township, Lake County, Illinois $101 $134 $201
Park City city, Illinois $87 $116 $174
Gages Lake CDP, Illinois $99 $131 $197


Gurnee, IL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Gurnee, IL3.0%8.2%
Park City4.4%8.92%
Gages Lake3.39%9.49%

Gurnee Renters Insurance as a Percentage of Rent

Gurnee Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 122 4.0% $311
$200 to $299 37 1.0% $761
$300 to $499 100 3.0% $1211
$500 to $749 213 7.0% $1886
$750 to $999 662 23.0% $2636
$1,000 to $1,499 1,258 44.0% $3761
$1,500 or more 424 15.0% $5411

Cost Of Homeowners Insurance By Street Near Gurnee, IL

Streets in Gurnee Area Homeowners Insurance Cost
Center Dr, Southridge Dr, W Prairieview Ln, Fair Links Way, Adderly Ln, Katie Ct, Bay Pl, Rae Ln, Brookhaven Rd, Rolling Green St$812
Leonard Dr, Gatewood Dr, Willow Ln, S Northpoint Blvd, Winchester Ct, Co Hwy 72, Fox Hill Dr, Clavey Ln, Rollo Blvd, S West Ave$755
W Stillwater Ct, Ferndale Ave, W Wellsley Ct, Joseph Dr, Stratford Dr, Kingsport Dr, Penny Ln, Garnet Ct, Valley Dr, West Ave$853
Darnell Ln, Monterey Ct, Clark Dr, Old Hickory Ct, Pigeon Ave, Hancock Ln, Ebony Ct, N Rosedale Ave, Boulevard View Ave, Spinney Run Dr$814
Eau Claire Ct, Woodbury Cir, Johns Manville Rd, Knollwood Ct, S Hunt Club Rd, W Lawn Ave, Woodcrest Ct, Woodlawn Ave, Norman Ln, Ferndale St$807
W Golfmoor St, S Pleasant Hill Gate, N Bayonne Ave, W Park Cres, Boulders Dr, Eastwood Ave, Newgate Ct, Bridle Ct, Monroe St, N Knowles Rd$803
Harper Ave, Tralee Ct, Dunlay Ct, N Augusta Ct, W Florida Ave, Hastings Ln, W Stearns School Rd, Lake Park Ave, Laurel Ln, Independence Ct$841
Bentley Dr, Valley View Rd, Swanson Ct, W Serranda Dr, W Iroquois Dr, Patriot Ct, Chapel Hl, Saddle Ct, W Adelaide Ave, W Crescent Ave$795
Williamsburg Ave, W Old Hickory Ct, N Red Oak Dr, Cross Rd, Kings Way W, Quail Haven Ct, Country Pl, Charles Ave, N Cypress Pt, W Hickory Ln$819
S Elder Ln, Pine Grove Ave, W Cheyenne Rd, N Stratton Ln, Snow Cap Ct, N Orchard Ave, N Edgewood Ct, Waveland Ave, Wellington Cir, N Martin Ave$821

Gurnee, IL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Gurnee$121 to $124
Park City$104
Gages Lake$118

Gurnee, IL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly Gurnee Homeowner Insurance Premium Example $2,700$2,200
Out of Pocket Expense During Claim$800$2,800
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $14,300$13,800
Net Savings to Gurnee Home Owner from High Deductible Plan $500


Gurnee, IL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Gurnee, IL Home Replacement Value MORE than Home Value Gurnee, IL Home Replacement Value LESS than Home Value
Replacement Value $291,000 $199,500
Insurance Premium based on Replacement Value $1,650 $1,125
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $24,500 Risk Exposure from Under Insuring Coverage is $67,000
Premium Impact Insurance cheaper by $375/year Insurance costlier by $150/year


Example Gurnee Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersLiberty MutualNationwide Insurance
Monthly Premium 93107272
Year Built 198120092012
Home Details 2 Beds, 1 Baths3 Beds, 1 Baths5 Beds, 4 Baths
Coverage Amount $200000-$250000$300000-$350000$600000-$700000
Deductible $1000-$2500 Deductible$2500-$5000 Deductible$500- $1000 Deductible