Gurley Insurance Rates:

Gurley, AL homeowners insurance is nearly $877 to $1,208, about $73-$100/month. Our thorough analysis shows customers can save upto $416 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Gurley, AL Homeowners Insurance By Home Value

Gurley, AL Home Value Total Homes % of Total Average Gurley, AL Homeowners Insurance
Less than $50,000 322 7.0% $93
$60,000 to $69,999 178 4.0% $260
$70,000 to $79,999 80 1.0% $291
$80,000 to $89,999 90 2.0% $333
$90,000 to $99,999 91 2.0% $375
$100,000 to $124,999 249 6.0% $437
$125,000 to $149,999 154 3.0% $552
$150,000 to $174,999 278 6.0% $646
$175,000 to $199,999 239 5.0% $750
$200,000 to $249,999 710 17.0% $906
$250,000 to $299,999 693 16.0% $1104
$300,000 to $399,999 1,023 24.0% $1406

Top Home Insurance Agents Near Gurley, AL

Home Insurance Company Near Gurley, AL Homeowners Insurance Agency Near Gurley, AL Address
NA Woodall & Hoggle Insurance Agency 1600 Blount Ave, Guntersville, AL, 35976
Farmers Christopher Malone 2100b Sparkman Dr NW, Huntsville, AL, 35810
GEICO Jason Zarrilli 7595 Highway 72 West, Madison, AL, 35758
Nationwide Jon Peters Insurance Agency Inc 203 Oakwood Ave NE Ste B, Huntsville, AL, 35811-1965
State Farm Tim Barron 151 Hughes Rd Ste A, Madison, AL, 35758-1100

Gurley, AL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Owens Cross Roads town, Alabama $121 $161 $241
New Hope CCD, Madison County, Alabama $122 $163 $244
Madison County, Alabama $123 $163 $245

Gurley, AL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Gurley, AL5.4%20.5%
Owens Cross Roads7.1%27.45%
New Hope6.56%24.33%
Madison County6.65%23.54%

Gurley Renters Insurance as a Percentage of Rent

Gurley Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 61 11.0% $317
$200 to $299 10 1.0% $767
$300 to $499 47 9.0% $1217
$500 to $749 72 14.0% $1892
$750 to $999 85 16.0% $2642
$1,000 to $1,499 81 15.0% $3767
$1,500 or more 156 30.0% $5417

Average Cost Of Home Insurance By Company In Areas Nearby Gurley For Different Scenarios

Deductible Coverage Company Premium ($)
$500 $150,000 Allstate Vehicle And Property Insurance Company 749
$500 $150,000 Country Mutual 895
$500 $150,000 Esurance Insurance Company 1054
$500 $150,000 Farmers Insurance Exchange 1416
$500 $150,000 Usaa Casualty Insurance Company 1294
$500 $300,000 Alfa Mutual General Insurance Co 5010
$500 $300,000 Armed Forces Insurance Exchange 1566
$500 $300,000 State Farm Fire & Casualty Company 2622
$500 $300,000 Usaa General Indemnity Co 2076

Gurley, AL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$1,700
Yearly Gurley Homeowner Insurance Premium Example $1,600$1,100
Out of Pocket Expense During Claim$700$1,700
Total Home Insurance Premium for 3 years + Out of Pocket Expense for Claim $5,500$5,000
Net Savings to Gurley Home Owner from High Deductible Plan $500

Gurley, AL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Gurley, AL Home Replacement Value MORE than Home Value Gurley, AL Home Replacement Value LESS than Home Value
Replacement Value $357,000 $227,500
Insurance Premium based on Replacement Value $1,525 $975
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $53,500 Risk Exposure from Under Insuring Coverage is $76,000
Premium Impact Insurance cheaper by $325/year Insurance costlier by $225/year

Example Gurley Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersNationwide InsuranceChubb Group of Insurance
Monthly Premium 65183227
Year Built 200819942011
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths5 Beds, 3 Baths
Coverage Amount $175000-$200000$500000-$600000$500000-$600000
Deductible $500- $1000 Deductible$500- $1000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Gurley, AL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2013 435,000 Wood Shake Roof 2,680 4 $2500-$5000 Deductible 1720 9 Stone Siding yes
2003 245,000 Wood Shake Roof 1,560 3 > $10,000 Deductible 120 2 Stucco siding No
2012 200,000 Composition Roof 1,210 3 $1000-$2500 Deductible 500 7 Brick siding No
2007 315,000 Wood Shake Roof 2,440 4 $1000-$2500 Deductible 910 10 Stucco siding yes
2013 265,000 Shingles Roof 1,610 5 $1000-$2500 Deductible 300 4 Brick siding yes
2011 185,000 Wood Shake Roof 1,220 3 $1000-$2500 Deductible 270 5 Stone Siding yes
2004 525,000 Composition Roof 3,740 5 $500- $1000 Deductible 1780 7 Wood siding yes
2013 570,000 Wood Shake Roof 3,720 5 $5000 to $10,000 Deductible 1040 9 Fiber-Cement Siding No
2009 295,000 Membrane Roof 1,940 3 $1000-$2500 Deductible 1310 10 Stucco siding yes
1993 285,000 Wood Shake Roof 2,560 4 $1000-$2500 Deductible 480 6 Wood siding No
2014 300,000 Tile Roof 2,300 3 > $10,000 Deductible 120 2 Stone Siding yes
2010 495,000 Slate Shingles Roof 3,680 5 $1000-$2500 Deductible 380 2 Wood siding No
2000 460,000 Tile Roof 2,950 5 $1000-$2500 Deductible 500 3 Stone Siding yes
2012 280,000 Membrane Roof 1,860 4 $5000 to $10,000 Deductible 730 9 Stucco siding No
2007 305,000 Asphalt Shingles Roof 2,290 4 $2500-$5000 Deductible 370 4 Stone Siding yes
2011 785,000 Shingles Roof 4,790 5 $500 Deductible 1730 8 Stone Siding yes
1995 275,000 Slate Shingles Roof 2,400 3 $500- $1000 Deductible 650 5 Fiber-Cement Siding yes
2004 150,000 Membrane Roof 1,270 3 $1000-$2500 Deductible 140 3 Fiber-Cement Siding yes
2000 350,000 Membrane Roof 3,150 4 $1000-$2500 Deductible 110 1 Stucco siding No
2011 305,000 Tile Roof 2,150 5 $5000 to $10,000 Deductible 200 2 Stone Siding yes
2002 430,000 Tile Roof 2,650 4 $1000-$2500 Deductible 1600 12 Stone Siding yes
1997 325,000 Slate Shingles Roof 2,040 3 $5000 to $10,000 Deductible 460 5 Fiber-Cement Siding yes
2010 180,000 Shingles Roof 1,330 3 $5000 to $10,000 Deductible 290 7 Brick siding No
2003 260,000 Metal Roof 1,850 5 $500- $1000 Deductible 1060 9 Wood siding No
2010 395,000 Shingles Roof 3,390 5 $500 Deductible 1070 7 Wood siding yes
2003 380,000 Wood Shake Roof 2,370 3 $2500-$5000 Deductible 800 7 Fiber-Cement Siding yes
2005 400,000 Shingles Roof 2,900 5 $2500-$5000 Deductible 640 4 Wood siding yes
1996 370,000 Composition Roof 2,520 4 $2500-$5000 Deductible 660 6 Fiber-Cement Siding No
1995 260,000 Metal Roof 1,790 3 $2500-$5000 Deductible 770 9 Brick siding yes
2014 470,000 Shingles Roof 3,930 5 $5000 to $10,000 Deductible 350 4 Stucco siding yes
2014 205,000 Asphalt Shingles Roof 1,590 3 $500- $1000 Deductible 910 9 Vinyl siding yes
1990 215,000 Composition Roof 1,780 3 $500 Deductible 1080 12 Vinyl siding yes
2007 315,000 Slate Shingles Roof 2,090 5 $2500-$5000 Deductible 190 2 Vinyl siding yes
2007 265,000 Tile Roof 1,620 5 $500 Deductible 1640 12 Wood siding No