Gunnison, UT homeowners insurance is nearly $408 to $555, about $34-$46/month. Our detailed research reveals consumers can save as much as $192 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Gunnison, UT | Homeowners Insurance Agency Near Gunnison, UT | Address |
|---|---|---|
| Travelers | Alliance Independent Insurance Llc | 265 S MAIN, GUNNISON, UT, 84634 |
| Allstate | Leavitt Central Utah | 96 S Main St Ste 6, Ephraim, UT, 84627 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Fayette town, Utah | $72 | $96 | $144 |
| Centerfield town, Utah | $71 | $95 | $143 |
| Sterling town, Utah | $73 | $97 | $146 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Gunnison, UT | 3.6% | 12.8% |
| Fayette | 3.71% | 13.67% |
| Centerfield | 3.67% | 12.41% |
| Sterling | 3.69% | 13.29% |
| Gunnison Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $200 to $299 | 4 | 1.0% | $794 |
| $300 to $499 | 61 | 23.0% | $1244 |
| $500 to $749 | 92 | 35.0% | $1919 |
| $750 to $999 | 60 | 23.0% | $2669 |
| $1,000 to $1,499 | 36 | 13.0% | $3794 |
| $1,500 or more | 7 | 2.0% | $5444 |
| Streets in Gunnison Area | Homeowners Insurance Cost |
|---|---|
| W 400 South St, E 50 North St, E 400 N, S 500 E, E 470 N, Christianburg Rd, 440 East St, N 100 E, Dairy Rd, N 200 West St | $480 |
| W 600 South St, S 100 West St, S 400 West St, Squire Ln, Rock Creek Dr, N 400 East St, Antelope Valley Rd, S 250 E, E 100 South St, N 300 West St | $482 |
| E 100 North St, State Rte 28, S 400 W, 500 E, S 150 West St, N 300 E, E 700 South St, S 300 West St, May Field Rd, Sunflower Ln | $482 |
| Sunset Dr, N 400 West St, N 330 E, S 440 E, State Canal Rd, W 500 South St, Farmer's Fwy, Madsen Ln, Hansen Ln, Factory Ln | $481 |
| S 300 East St, S 400 East St, W 13250 S, Clarion Rd, Christensen Ln, State Rte 137, Fayette River Ln, E 100 S, Railroad Ln, W 300 North St | $482 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Gunnison | $71 to $74 |
| Fayette | $72 |
| Centerfield | $71 |
| Ephraim | $73 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,500 | $2,500 |
| Yearly Gunnison Homeowner Insurance Premium Example | $900 | $700 |
| Out of Pocket Expense During Claim | $1,500 | $2,500 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $8,700 | $8,100 |
| Net Savings to Gunnison Home Owner from High Deductible Plan | $600 | |
| Scenario | Gunnison, UT Home Replacement Value MORE than Home Value | Gunnison, UT Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $179,000 | $101,000 |
| Insurance Premium based on Replacement Value | $500 | $275 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $43,500 | Risk Exposure from Under Insuring Coverage is $34,500 |
| Premium Impact | Insurance cheaper by $100/year | Insurance costlier by $125/year |
| Insurance Company | Travelers | GEICO Insurance | Allstate |
| Monthly Premium | 34 | 78 | 62 |
| Year Built | 1958 | 2002 | 1948 |
| Home Details | 3 Beds, 2 Baths | 4 Beds, 1 Baths | 5 Beds, 2 Baths |
| Coverage Amount | $125000-$150000 | $250000-$300000 | $250000-$300000 |
| Deductible | $500 Deductible | $500- $1000 Deductible | $2500-$5000 Deductible |