Gun Barrel City Insurance Rates:

Gun Barrel City, TX homeowners insurance is about $859 to $1,176, about $71-$98/month. Our complete research indicates shoppers can save upto $407 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Gun Barrel City, TX Homeowners Insurance By Home Value

Gun Barrel City, TX Home Value Total Homes % of Total Average Gun Barrel City, TX Homeowners Insurance
Less than $50,000 391 22.0% $254
$50,000 to $59,999 145 8.0% $549
$60,000 to $69,999 75 4.0% $682
$70,000 to $79,999 188 10.0% $783
$80,000 to $89,999 43 2.0% $895
$90,000 to $99,999 123 7.0% $997
$100,000 to $124,999 225 12.0% $1160
$125,000 to $149,999 92 5.0% $1445
$150,000 to $174,999 76 4.0% $1710
$175,000 to $199,999 93 5.0% $1974
$200,000 to $249,999 141 8.0% $2382
$250,000 to $299,999 27 1.0% $2911
$300,000 to $399,999 119 6.0% $3695

Top Home Insurance Agents Near Gun Barrel City, TX

Home Insurance Company Near Gun Barrel City, TX Homeowners Insurance Agency Near Gun Barrel City, TX Address
Travelers Hub International Insurance Services 700 N Pearl St #N1700, Dallas, TX, 75201
Farmers Lydia Barrientos 3115 S 1st St Ste 100, Garland, TX, 75041
Travelers Paul Lukachek Insurance Agency 5115 N GALLOWAY STE 201, MESQUITE, TX, 75150
State Farm Stuart Smith 221 W 6th Ave, Corsicana, TX, 75110-5243
Nationwide The Rod Hanks Agency Inc 6300 Samuel Blvd Ste105Ste105, Dallas, TX, 75228

Cost Of Homeowners Insurance By Street Near Gun Barrel City, TX

Streets in Gun Barrel City Area Homeowners Insurance Cost
Co Rd 2928, Holiday Dr, Wildwood Crossover St, Birch, Co Rd 2507, Backlash, Brett Dr, Pawnee, Levee Dr, Paddock Dr$1,015
Windjammer Rd, Cutter Cir, Skiff Dr, Dakota, Camino Robles St, Anchor Ln, Donna Dr, Woody Rd, W Bay Dr, Co Rd 2514$1,023
la Jolla St, Enchanted Isles Dr, Bayview St, Daniel, Timber, Red Bud Rd, Lakeview, County Line Rd, Camelot Dr, E Bar H Dr$1,001
Schooner, Timber Dr, Manning St, N Merlin Dr, Forest Lane Dr, Front St, W Merry Way, Bonita Point Dr, St Francis Ln, Zuni St$1,000
Huntoon Trl, Softwind St, Palo Blanco St, Kokomo Dr, White Deer Run, Creek Dr, Live Oak Ln, Butterfly Ln, Cristi Dale, Hickory Ln$998

Gun Barrel City, TX Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Gun Barrel City$151 to $153
Payne Springs$151
Enchanted Oaks$163
Seven Points$149

Gun Barrel City, TX Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Payne Springs town, Texas $152 $202 $303
Mabank town, Texas $152 $202 $303
Tool city, Texas $152 $202 $303

Gun Barrel City, TX Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Gun Barrel City, TX6.7%17.8%
Payne Springs7.67%18.76%
Mabank6.52%19.23%
Tool7.9%19.45%

Gun Barrel City Renters Insurance as a Percentage of Rent

Gun Barrel City Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 8 1.0% $806
$300 to $499 33 6.0% $1256
$500 to $749 92 18.0% $1931
$750 to $999 240 48.0% $2681
$1,000 to $1,499 103 20.0% $3806
$1,500 or more 22 4.0% $5456

Gun Barrel City, TX Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$500$1,500
Yearly Gun Barrel City Homeowner Insurance Premium Example $1,400$1,200
Out of Pocket Expense During Claim$500$1,500
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $11,700$11,100
Net Savings to Gun Barrel City Home Owner from High Deductible Plan $600

Gun Barrel City, TX Home Insurance Costs With Home Replacement Value Scenarios

Scenario Gun Barrel City, TX Home Replacement Value MORE than Home Value Gun Barrel City, TX Home Replacement Value LESS than Home Value
Replacement Value $113,000 $82,500
Insurance Premium based on Replacement Value $875 $650
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $19,500 Risk Exposure from Under Insuring Coverage is $11,000
Premium Impact Insurance cheaper by $75/year Insurance costlier by $150/year

Example Gun Barrel City Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualAllstateState Farm
Monthly Premium 5614384
Year Built 200520141999
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths4 Beds, 1 Baths
Coverage Amount $100000-$125000$250000-$300000$250000-$300000
Deductible $2500-$5000 Deductible$5000 to $10,000 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Gun Barrel City, TX from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2001 130,000 Slate Shingles Roof 1,880 3 $1000-$2500 Deductible 920 9 Brick siding No
2000 185,000 Tile Roof 2,670 4 $500- $1000 Deductible 540 6 Stucco siding No
2011 250,000 Wood Shake Roof 3,260 4 $2500-$5000 Deductible 180 1 Fiber-Cement Siding No
1994 160,000 Membrane Roof 2,640 4 $500- $1000 Deductible 150 2 Stucco siding yes
2004 140,000 Asphalt Shingles Roof 2,040 4 $2500-$5000 Deductible 740 10 Stone Siding No
2005 110,000 Slate Shingles Roof 1,500 3 $500 Deductible 200 3 Brick siding yes
2008 145,000 Membrane Roof 2,260 4 $1000-$2500 Deductible 690 7 Fiber-Cement Siding yes
2011 145,000 Tile Roof 2,330 3 $500- $1000 Deductible 1050 8 Vinyl siding yes
1995 120,000 Shingles Roof 1,540 3 $500 Deductible 480 5 Fiber-Cement Siding No
2006 100,000 Metal Roof 1,230 3 $2500-$5000 Deductible 480 7 Stucco siding yes
2002 140,000 Membrane Roof 2,520 4 $1000-$2500 Deductible 720 8 Stucco siding No
2006 115,000 Slate Shingles Roof 1,650 3 $500 Deductible 490 6 Fiber-Cement Siding No
2014 95,000 Slate Shingles Roof 1,710 4 $1000-$2500 Deductible 120 2 Brick siding No
2006 165,000 Composition Roof 2,140 3 $5000 to $10,000 Deductible 90 1 Stone Siding yes
2001 195,000 Slate Shingles Roof 2,880 4 $2500-$5000 Deductible 790 7 Wood siding No
2009 130,000 Asphalt Shingles Roof 1,560 3 $500- $1000 Deductible 1260 12 Stone Siding yes
2006 140,000 Shingles Roof 1,940 4 $500 Deductible 420 5 Brick siding No
2003 185,000 Wood Shake Roof 3,320 4 $1000-$2500 Deductible 110 1 Stucco siding No
1988 95,000 Wood Shake Roof 1,610 3 $2500-$5000 Deductible 330 5 Wood siding yes
2005 215,000 Composition Roof 3,380 4 $2500-$5000 Deductible 230 2 Wood siding yes
2014 170,000 Membrane Roof 2,860 4 $1000-$2500 Deductible 890 10 Stone Siding No
1998 185,000 Membrane Roof 2,900 4 $500 Deductible 360 3 Wood siding No
1997 120,000 Composition Roof 1,470 3 $500- $1000 Deductible 770 12 Stone Siding No
1991 100,000 Metal Roof 1,770 3 $500- $1000 Deductible 230 4 Stone Siding yes
1988 130,000 Composition Roof 1,650 3 $500 Deductible 470 4 Stone Siding yes
1990 100,000 Slate Shingles Roof 1,250 3 $500- $1000 Deductible 310 6 Stone Siding No
1989 115,000 Tile Roof 1,850 4 $1000-$2500 Deductible 970 9 Stone Siding yes
1988 130,000 Metal Roof 1,650 3 $500 Deductible 580 5 Wood siding yes
2013 110,000 Metal Roof 1,950 3 $500 Deductible 310 4 Fiber-Cement Siding No
1985 105,000 Composition Roof 1,550 3 $1000-$2500 Deductible 530 8 Vinyl siding yes
1991 125,000 Shingles Roof 2,130 3 $2500-$5000 Deductible 750 9 Wood siding yes
1991 160,000 Membrane Roof 2,210 3 $1000-$2500 Deductible 960 10 Vinyl siding No
2014 150,000 Composition Roof 2,320 4 $500 Deductible 280 3 Vinyl siding No
1985 240,000 Composition Roof 2,950 4 $2500-$5000 Deductible 560 4 Stone Siding No