Guilford, CT homeowners insurance is roughly $766 to $1,047, about $63-$87/month. Our extensive analysis reveals consumers can save upto $362 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Guilford, CT | Homeowners Insurance Agency Near Guilford, CT | Address |
|---|---|---|
| Liberty Mutual Independent | John M Risley Insurance Agency | 30 Hartford Tpke. , Vernon, CT, 6066 |
| Travelers | Orange Insurance Center Inc | 325 BOSTON POST RD STE 2B, ORANGE, CT, 6477 |
| Liberty Mutual Independent | Anderson Meyer Insurance, Inc. | 136 New London Turnpike, Glastonbury, CT, 6033 |
| Travelers | Difrancesco Ins Agcy Inc | 1115 W MAIN ST, WATERBURY, CT, 6708 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Madison town, New Haven County, Connecticut | $140 | $186 | $279 |
| Guilford Center CDP, Connecticut | $137 | $182 | $273 |
| North Branford town, New Haven County, Connecticut | $131 | $175 | $263 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Guilford, CT | 3.0% | 7.7% |
| Madison | 2.73% | 7.75% |
| Guilford Center | 3.47% | 7.58% |
| North Branford | 3.41% | 8.76% |
| Guilford Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 11 | 1.0% | $317 |
| $200 to $299 | 30 | 2.0% | $767 |
| $300 to $499 | 38 | 3.0% | $1217 |
| $500 to $749 | 37 | 3.0% | $1892 |
| $750 to $999 | 90 | 8.0% | $2642 |
| $1,000 to $1,499 | 442 | 43.0% | $3767 |
| $1,500 or more | 368 | 36.0% | $5417 |
| Streets in Guilford Area | Homeowners Insurance Cost |
|---|---|
| Decaro Ln, Spencer Ave, Reeves Ave, Rollwood Dr, Hart Landing Rd, Jacobs Ln, N Fair St, Williams Dr, Cornfield Ln, Lower Rd | $962 |
| Notch Hill Rd, Goose Ln, Edwin Ct, Ann Rd, Oak Ave, Tupelo Ln, Sachem Head Rd, Village Victoria, Daniel Ave, Twin Bridge Rd | $905 |
| Canberra Ct, Copper Ridge Cir, Squaw Ln, Fire Tower Rd, E Bearhouse Hill Rd, Preble Dr, Flat Meadow Rd, Salt Meadow View Ln, Reeds Gap Rd, Hemlock Ave | $903 |
| Maupas Rd N, Mustang Dr, Goldsmith Rd, Inlet Dr, Stone House Ln, Balaurel Dr, Wilburs Ln, Lois Ln, Woodworth Rd, Ivy Ln | $902 |
| Bluff View Dr, Lake Dr, Streamview Cir, Pheasant Run, Ruggles Rd, Maupas Rd, Denison Dr, Footes Bridge Rd, Sheep Pasture, Leatherman Rd | $903 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Guilford | $135 to $138 |
| Madison | $139 |
| Guilford Center | $136 |
| North Branford | $131 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,300 | $2,300 |
| Yearly Guilford Homeowner Insurance Premium Example | $3,800 | $3,600 |
| Out of Pocket Expense During Claim | $1,300 | $2,300 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $31,700 | $31,100 |
| Net Savings to Guilford Home Owner from High Deductible Plan | $600 | |
| Scenario | Guilford, CT Home Replacement Value MORE than Home Value | Guilford, CT Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $501,000 | $327,500 |
| Insurance Premium based on Replacement Value | $5,000 | $3,275 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $58,000 | Risk Exposure from Under Insuring Coverage is $115,500 |
| Premium Impact | Insurance cheaper by $1,150/year | Insurance costlier by $575/year |
| Insurance Company | Travelers | Chubb Group of Insurance | State Farm |
| Monthly Premium | 356 | 236 | 649 |
| Year Built | 2001 | 1974 | 1940 |
| Home Details | 3 Beds, 1 Baths | 4 Beds, 1 Baths | 5 Beds, 4 Baths |
| Coverage Amount | $400000-$500000 | $300000-$350000 | More than 10000000 |
| Deductible | $500- $1000 Deductible | $1000-$2500 Deductible | $5000 to $10,000 Deductible |