Groves Insurance Rates:

Groves, TX homeowners insurance is approximately $865 to $1,173, about $72-$97/month. Our detailed guide reveals consumers can save as much as $407 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Groves, TX Homeowners Insurance By Home Value

Groves, TX Home Value Total Homes % of Total Average Groves, TX Homeowners Insurance
Less than $50,000 501 10.0% $254
$50,000 to $59,999 137 2.0% $540
$60,000 to $69,999 268 5.0% $672
$70,000 to $79,999 287 6.0% $774
$80,000 to $89,999 665 14.0% $886
$90,000 to $99,999 624 13.0% $988
$100,000 to $124,999 601 13.0% $1141
$125,000 to $149,999 916 19.0% $1436
$150,000 to $174,999 320 6.0% $1691
$175,000 to $199,999 96 2.0% $1956
$200,000 to $249,999 137 2.0% $2353
$250,000 to $299,999 67 1.0% $2873

Top Home Insurance Agents Near Groves, TX

Home Insurance Company Near Groves, TX Homeowners Insurance Agency Near Groves, TX Address
NA Mcferrin Ins Agcy 301 N. Main Vidor, Pine Forest, TX, 77662
NA Beaty Insurance Agency 3410 I-H 10 West, Orange, TX, 77632
Travelers Goosehead Insurance 3016 NETHERLAND AVE, NEDERLAND, TX, 77627
Farmers Kim Nguyen 1504 S 21st St, Nederland, TX, 77627
State Farm Rusty Morgan 3720 W Lucas Dr, Beaumont, TX, 77706-7107

Cost Of Homeowners Insurance By Street Near Groves, TX

Streets in Groves Area Homeowners Insurance Cost
Holly St, Rainbow Ln, Little John Ln, Hayman St, Nottingham Ln, Fellswood Ln, Boyd Ave, Cleveland Ave, Cherry St, Hughann St$1,019
Walnut Ave, Gonzales Ln, Verde St, Barbara Ct, Delta Dr, W Washington Blvd, Lewis Foster Dr, Ruby Dr, Upton Dr, 16th St$1,007
Browning St, Pure Atlantic Rd, Bexley Ln, Roanoke Dr, Melody Dr, Marion Ave, Plaza St, Henry, Mazur Dr, Willow St$1,014
Frances Ct, Lexington Dr, Terrell St, Cleveland Ave, Castle Dr, Pure Atlantic Rd, Cove Dr, Grandview Ave, Port Neches Rd, Whitaker Ave$1,017
W Jefferson Blvd, Maple, Delilah Ct, Taylor Ave, Glazer Ave, High Ave, Duff Dr, Silverwood, Owens Ave, Mills Ave$1,023

Groves, TX Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Groves$152 to $155
Port Arthur$152
Port Neches$155
Nederland$154

Groves, TX Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Port Arthur CCD, Jefferson County, Texas $152 $202 $303
Port Neches city, Texas $155 $207 $311
Nederland city, Texas $154 $205 $308

Groves, TX Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Groves, TX6.9%21.4%
Port Arthur7.09%22.24%
Port Neches6.43%17.85%
Nederland7.11%18.73%

Groves Renters Insurance as a Percentage of Rent

Groves Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 30 1.0% $355
$300 to $499 99 5.0% $1255
$500 to $749 722 41.0% $1930
$750 to $999 416 24.0% $2680
$1,000 to $1,499 446 25.0% $3805

Groves, TX Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,500$2,500
Yearly Groves Homeowner Insurance Premium Example $800$600
Out of Pocket Expense During Claim$1,500$2,500
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,900$7,300
Net Savings to Groves Home Owner from High Deductible Plan $600

Groves, TX Home Insurance Costs With Home Replacement Value Scenarios

Scenario Groves, TX Home Replacement Value MORE than Home Value Groves, TX Home Replacement Value LESS than Home Value
Replacement Value $183,000 $140,500
Insurance Premium based on Replacement Value $1,725 $1,325
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $24,500 Risk Exposure from Under Insuring Coverage is $18,000
Premium Impact Insurance cheaper by $175/year Insurance costlier by $225/year

Example Groves Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyFarmers InsuranceNationwide Insurance
Monthly Premium 6488146
Year Built 196619741986
Home Details 2 Beds, 1 Baths3 Beds, 2 Baths4 Beds, 3 Baths
Coverage Amount $75000-$100000$100000-$125000$175000-$200000
Deductible $1000-$2500 Deductible$500- $1000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Groves, TX from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1989 155,000 Tile Roof 2,420 4 $500 Deductible 410 4 Wood siding No
1961 105,000 Membrane Roof 1,740 3 $500 Deductible 300 3 Fiber-Cement Siding yes
1987 175,000 Membrane Roof 2,270 4 $2500-$5000 Deductible 430 5 Vinyl siding yes
1987 75,000 Wood Shake Roof 1,260 2 $2500-$5000 Deductible 420 12 Stucco siding No
1962 70,000 Slate Shingles Roof 1,190 2 $1000-$2500 Deductible 250 4 Vinyl siding yes
1964 115,000 Composition Roof 2,040 3 $500 Deductible 700 8 Brick siding yes
1971 75,000 Tile Roof 930 2 $500- $1000 Deductible 200 3 Fiber-Cement Siding yes
1976 235,000 Shingles Roof 3,180 4 $5000 to $10,000 Deductible 130 1 Brick siding No
1973 110,000 Asphalt Shingles Roof 1,650 4 $500- $1000 Deductible 510 8 Fiber-Cement Siding yes
1984 130,000 Metal Roof 1,760 3 $2500-$5000 Deductible 560 12 Stucco siding yes
1972 105,000 Asphalt Shingles Roof 1,340 2 $2500-$5000 Deductible 430 8 Vinyl siding No
1974 80,000 Shingles Roof 970 2 $500 Deductible 300 4 Brick siding No
1964 200,000 Tile Roof 3,200 4 $500 Deductible 590 4 Wood siding yes