Grove Insurance Rates:

Grove, OK homeowners insurance is approximately $1,241 to $1,696, about $103-$141/month. Our exhaustive analysis indicates shoppers can save as much as $587 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Amica Mutual Insurance
Amica has very knowledgeable customer service agents and they are always friendly when i have to call them for a question. they give me very personal service.
Safeco
Actually, don't have any complaint about insurance company itself. just don't like their agent. they sell their insurance policy through 3rd party agent. the accident happened on friday night, so i called my agent right away. the weekend passed and it was monday. i believe an agent will call me, but i had to call them later in the afternoon and talked.
Hartford
While i have never had to file a claim, they have been very helpful in making sure i have the right amount of coverage and at a reasonable price. anytime i would call with a question they were always quite able to answer it to my satisfaction. whenever i make any improvements to my home i just call them and let them know and boost the coverage to the limit that i would need.

Grove, OK Homeowners Insurance By Home Value

Grove, OK Home Value Total Homes % of Total Average Grove, OK Homeowners Insurance
Less than $50,000 1,273 19.0% $293
$50,000 to $59,999 233 3.0% $616
$60,000 to $69,999 303 4.0% $778
$70,000 to $79,999 379 5.0% $895
$80,000 to $89,999 471 7.0% $1012
$90,000 to $99,999 306 4.0% $1130
$100,000 to $124,999 686 10.0% $1306
$125,000 to $149,999 760 11.0% $1644
$150,000 to $174,999 588 8.0% $1937
$175,000 to $199,999 358 5.0% $2246
$200,000 to $249,999 540 8.0% $2701
$250,000 to $299,999 291 4.0% $3303
$300,000 to $399,999 363 5.0% $4198

Top Home Insurance Agents Near Grove, OK

Home Insurance Company Near Grove, OK Homeowners Insurance Agency Near Grove, OK Address
Allstate Darrin Taylor 188 W Main St Ste 3, Farmington, AR, 72730
Nationwide Estal Insurance And Financial Services Inc 908 Washington Ave, Seneca, MO, 64865
Farmers Kevin Pruitt 2634 E 7th St, Joplin, MO, 64801
Allstate Ron Watson 823 NW McNelly Rd, Bentonville, AR, 72712
Liberty Mutual Independent The Insurancenter 2901 ARIZONA AVE, JOPLIN, MO, 64804

Cost Of Homeowners Insurance By Street Near Grove, OK

Streets in Grove Area Homeowners Insurance Cost
S 635 Rd, E 288 Ct, Dawn St, Ski, E 284 Ct, Oak, S 619 Ln, S 4495 Rd, Peach Ln, Lake View Ter$1,476
E 250 Dr, 316 Rd, E 259 Ln, E 253 Dr, Cherokee Rd, 320 Rd, Deer Run, S 663 Rd, S Spring St, E 265 Ct$1,474
S 2nd St, S 623 Ct, E 297 Rd, E 289 Rd, US Hwy 60, S 630 Trl, Creek Ave, E 1st St, Pt Owoods, Loop$1,468
E 297 Rd, E 301 Pl, E 5th St, Lake Rd 3, Osprey Rd, Boardwalk Dr, E 246 Ln, Crest St, Ford Rd, Old Farm Rd$1,475
S 627 Rd, Grand Rio Cir, Kiawa St, Oak Pl, E 294 Rd, E 265 Rd, Carey Dr, E 288 Ln, Shun Di, E 254 Ct$1,468
Elm St, E 370 Rd, E 289 Ct, S 614 Rd, Alpine Dr, Verna Ln, S 617 Rd, Sunset Cir, E 240 Rd, S 604 Rd$1,473
Pecan St, Duck Creek Loop, S 624 Pl, Dogwood Cliff, 584 Way, Berryman Turn, S 542 Rd, Garland St, Ross, E 240 Rd$1,494
E 266 Rd, Red Bud Dr, 615 Ln, E 330 Rd, E 245, S 655 Rd, S 4500 Rd, Marina Dr, St Andrews Ln, E 340 Rd$1,451
S 516 Rd, S Center St, N 68th St, Ahnawake St, S 695 Rd, Robin, 80th St NW, E 280 Rd, Wood Dr, S 710 Rd$1,460
E 330 Loop, Delaware Dr, E 252 Ct, S 553 Rd, 109th NW, Southern Hills, S 620 Ln, E Park Dr, S 599 Rd, Pheasant Pl$1,455

Grove, OK Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Grove$219 to $221
Dennis$213
Copeland$216
Zena$211

Grove, OK Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Dennis CDP, Oklahoma $178 $237 $356
Copeland CDP, Oklahoma $180 $240 $360
Zena CDP, Oklahoma $176 $235 $352

Grove, OK Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Grove, OK12.3%34.5%
Copeland11.85%37.41%
Zena13.33%39.46%
Bernice15.03%37.83%

Grove Renters Insurance as a Percentage of Rent

Grove Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 30 2.0% $372
$200 to $299 111 7.0% $822
$300 to $499 415 28.0% $1272
$500 to $749 429 28.0% $1947
$750 to $999 317 21.0% $2697
$1,000 to $1,499 158 10.0% $3822
$1,500 or more 21 1.0% $5472

Grove, OK Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,100$7,100
Yearly Grove Homeowner Insurance Premium Example $8,800$7,300
Out of Pocket Expense During Claim$1,100$7,100
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $45,100$43,600
Net Savings to Grove Home Owner from High Deductible Plan $1,500

Grove, OK Home Insurance Costs With Home Replacement Value Scenarios

Scenario Grove, OK Home Replacement Value MORE than Home Value Grove, OK Home Replacement Value LESS than Home Value
Replacement Value $164,000 $106,000
Insurance Premium based on Replacement Value $5,300 $3,425
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $25,000 Risk Exposure from Under Insuring Coverage is $33,000
Premium Impact Insurance cheaper by $1,075/year Insurance costlier by $800/year

Example Grove Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualChubb Group of InsuranceAllstate
Monthly Premium 253518377
Year Built 200920121993
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 4 Baths
Coverage Amount $100000-$125000$200000-$250000$175000-$200000
Deductible $1000-$2500 Deductible$1000-$2500 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Grove, OK from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1993 210,000 Membrane Roof 3,160 4 $500 Deductible 3900 6 Vinyl siding yes
1996 215,000 Composition Roof 2,880 5 > $10,000 Deductible 1040 3 Stone Siding No
1999 405,000 Shingles Roof 4,320 5 $5000 to $10,000 Deductible 7040 9 Wood siding yes
2014 110,000 Wood Shake Roof 1,260 3 $1000-$2500 Deductible 1970 6 Stone Siding yes
1997 205,000 Metal Roof 2,950 4 $1000-$2500 Deductible 4790 10 Fiber-Cement Siding No
2007 340,000 Composition Roof 4,510 5 > $10,000 Deductible 3270 6 Stucco siding yes
1996 145,000 Slate Shingles Roof 1,720 4 $2500-$5000 Deductible 330 1 Stucco siding yes
2005 160,000 Slate Shingles Roof 2,560 4 $1000-$2500 Deductible 5560 10 Vinyl siding yes
2011 145,000 Asphalt Shingles Roof 2,260 4 $2500-$5000 Deductible 1120 3 Stone Siding yes
1981 115,000 Membrane Roof 1,710 3 $500- $1000 Deductible 1220 3 Fiber-Cement Siding No
2010 205,000 Slate Shingles Roof 2,170 5 > $10,000 Deductible 1230 3 Stone Siding No
1991 225,000 Shingles Roof 2,760 4 $5000 to $10,000 Deductible 1840 5 Wood siding No
1995 100,000 Composition Roof 1,460 3 $500- $1000 Deductible 530 2 Fiber-Cement Siding yes