Grosse Pointe Woods Insurance Rates:

Grosse Pointe Woods, MI homeowners insurance is roughly $674 to $919, about $56-$76/month. Our complete guide indicates shoppers can save as much as $318 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Grosse Pointe Woods, MI Homeowners Insurance By Home Value

Grosse Pointe Woods, MI Home Value Total Homes % of Total Average Grosse Pointe Woods, MI Homeowners Insurance
Less than $50,000 83 1.0% $95
$70,000 to $79,999 63 1.0% $286
$80,000 to $89,999 126 2.0% $326
$90,000 to $99,999 154 2.0% $366
$100,000 to $124,999 598 11.0% $421
$125,000 to $149,999 485 9.0% $525
$150,000 to $174,999 663 12.0% $628
$175,000 to $199,999 468 8.0% $724
$200,000 to $249,999 1,062 20.0% $867
$250,000 to $299,999 832 15.0% $1066
$300,000 to $399,999 679 12.0% $1353

Top Home Insurance Agents Near Grosse Pointe Woods, MI

Home Insurance Company Near Grosse Pointe Woods, MI Homeowners Insurance Agency Near Grosse Pointe Woods, MI Address
NA Spindler Insurance 39047 Helena Ave Sterling Heights, Sterling Heights, MI, 48313
NA Anchor Bay Insurance Agency Inc 53979 Blakely New Baltimore, New Baltimore, MI, 48047
NA Lighthouse Insurance Group Inc 8305 S Saginaw St Grand Blanc, Grand Blanc, MI, 48439
Travelers Beck Agency Inc 8344 HALL RD STE 102, UTICA, MI, 48317
Liberty Mutual Independent Complete Insurance Services Inc 1717 Cass Lake Rd Keego Harbor, Keego Harbor, MI, 48320

Cost Of Homeowners Insurance By Street Near Grosse Pointe Woods, MI

Streets in Grosse Pointe Woods Area Homeowners Insurance Cost
Wedgewood Dr, Blairmoor Ct, Edmundton Dr, Marter Rd, E Ballantyne Ct, Lochmoor Ave, Ford Ct, Avon Ct, Hunt Club Dr, N Brys Dr$836
Goethe Ave, River Rd, Blairmoor Ct, Blossom Ln, S Brys Dr, Lochmoor Pl, Edshire Ln, Maple Ln N, Van Antwerp Ave, Ridgemont Ave$834
Marian Ct, Anita Ave, Marter Rd, Beaufait Ave, Hollywood Ave, Mack Plz, Huntington Blvd, Saddle Ln, Fairholme Rd, Ida Ln E$770
Thorn Tree Rd, Briarcliff Dr, Robert John Rd, Fairway Ave, Allard Ave, Morningside Ln, Lennon Ave, Centerbrook Ct, Ghesquiere Ct, Coventry Ln$824
Eastbourne Rd, Vernier Cir, Arthur Ave, Kenmore Dr, Shore Pointe Ln, Maple Ln, W Emory Ct, Peach Tree Ln, Manchester Blvd, Montague Ln$827

Grosse Pointe Woods, MI Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Grosse Pointe Woods$118 to $120
Harper Woods$108
Village of Grosse Pointe Shores$140
Grosse Pointe Farms$125

Grosse Pointe Woods, MI Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Harper Woods city, Michigan $108 $144 $216
Village of Grosse Pointe Shores city, Michigan $140 $187 $281
Grosse Pointe Farms city, Michigan $125 $167 $251

Grosse Pointe Woods, MI Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Grosse Pointe Woods, MI3.2%9%
Harper Woods4.54%12.96%
Village of Grosse Pointe Shores2.15%7.82%
Grosse Pointe Farms2.97%7.44%

Grosse Pointe Woods Renters Insurance as a Percentage of Rent

Grosse Pointe Woods Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 11 2.0% $763
$300 to $499 11 2.0% $1213
$500 to $749 42 8.0% $1888
$750 to $999 89 17.0% $2638
$1,000 to $1,499 243 46.0% $3763
$1,500 or more 127 24.0% $5413

Grosse Pointe Woods, MI Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,900$3,900
Yearly Grosse Pointe Woods Homeowner Insurance Premium Example $2,600$2,200
Out of Pocket Expense During Claim$1,900$3,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $22,700$21,500
Net Savings to Grosse Pointe Woods Home Owner from High Deductible Plan $1,200

Grosse Pointe Woods, MI Home Insurance Costs With Home Replacement Value Scenarios

Scenario Grosse Pointe Woods, MI Home Replacement Value MORE than Home Value Grosse Pointe Woods, MI Home Replacement Value LESS than Home Value
Replacement Value $334,000 $231,500
Insurance Premium based on Replacement Value $1,425 $1,000
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $31,500 Risk Exposure from Under Insuring Coverage is $71,000
Premium Impact Insurance cheaper by $300/year Insurance costlier by $125/year

Example Grosse Pointe Woods Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceAmica Mutual Insurance CompanyState Farm
Monthly Premium 9161214
Year Built 197519511966
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 1 Baths
Coverage Amount $200000-$250000$250000-$300000$500000-$600000
Deductible $500 Deductible$5000 to $10,000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Grosse Pointe Woods, MI from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1954 440,000 Metal Roof 4,760 5 > $10,000 Deductible 640 5 Fiber-Cement Siding yes
1964 240,000 Membrane Roof 2,240 3 $500- $1000 Deductible 160 2 Stucco siding yes
1952 130,000 Asphalt Shingles Roof 1,270 3 $2500-$5000 Deductible 240 6 Stone Siding No
1971 510,000 Membrane Roof 3,750 5 $5000 to $10,000 Deductible 410 3 Stone Siding No
1964 335,000 Membrane Roof 2,550 5 $500- $1000 Deductible 460 3 Wood siding No
1968 215,000 Slate Shingles Roof 2,250 5 $5000 to $10,000 Deductible 370 7 Wood siding yes
1979 445,000 Metal Roof 3,340 4 $2500-$5000 Deductible 670 4 Vinyl siding No
1952 255,000 Wood Shake Roof 2,070 3 > $10,000 Deductible 510 9 Wood siding yes
1948 330,000 Tile Roof 2,570 4 $500- $1000 Deductible 90 1 Stucco siding yes
1953 185,000 Membrane Roof 2,010 3 $2500-$5000 Deductible 500 9 Brick siding yes
1979 280,000 Wood Shake Roof 2,050 3 $500 Deductible 1460 9 Fiber-Cement Siding yes
1952 275,000 Membrane Roof 2,750 5 $5000 to $10,000 Deductible 400 4 Wood siding yes
1969 325,000 Shingles Roof 3,130 4 $1000-$2500 Deductible 1250 9 Stone Siding No
1959 445,000 Wood Shake Roof 3,260 4 $2500-$5000 Deductible 580 4 Brick siding yes
1969 175,000 Tile Roof 1,860 4 $500 Deductible 620 8 Stone Siding yes
1954 305,000 Asphalt Shingles Roof 2,230 5 > $10,000 Deductible 370 6 Stone Siding No
1972 245,000 Tile Roof 1,870 3 > $10,000 Deductible 580 10 Stone Siding yes
1970 250,000 Slate Shingles Roof 1,820 4 $500 Deductible 1010 8 Wood siding No
1969 270,000 Asphalt Shingles Roof 2,210 4 $1000-$2500 Deductible 740 7 Vinyl siding No
1955 200,000 Asphalt Shingles Roof 1,700 4 $5000 to $10,000 Deductible 590 10 Stucco siding yes
1956 330,000 Metal Roof 2,380 3 $500 Deductible 110 1 Fiber-Cement Siding yes
1957 140,000 Metal Roof 1,270 3 $2500-$5000 Deductible 470 12 Brick siding yes
1942 140,000 Metal Roof 1,370 3 $2500-$5000 Deductible 80 2 Stucco siding No
1958 280,000 Metal Roof 2,090 4 > $10,000 Deductible 330 5 Stucco siding No
1944 335,000 Metal Roof 2,600 5 > $10,000 Deductible 150 2 Brick siding No
1975 160,000 Shingles Roof 1,260 3 $1000-$2500 Deductible 180 3 Vinyl siding yes
1978 330,000 Metal Roof 2,500 4 $1000-$2500 Deductible 970 8 Wood siding yes
1948 445,000 Metal Roof 4,210 5 $500 Deductible 260 1 Wood siding yes
1964 235,000 Metal Roof 2,260 5 $5000 to $10,000 Deductible 390 5 Fiber-Cement Siding No
1955 235,000 Composition Roof 2,160 4 $1000-$2500 Deductible 790 9 Fiber-Cement Siding No
1979 240,000 Tile Roof 2,220 3 $2500-$5000 Deductible 1080 12 Stone Siding yes
1942 325,000 Tile Roof 3,360 4 $1000-$2500 Deductible 1240 12 Fiber-Cement Siding yes
1975 225,000 Composition Roof 1,760 4 > $10,000 Deductible 250 6 Brick siding yes
1978 155,000 Composition Roof 1,680 5 $2500-$5000 Deductible 100 2 Wood siding yes