Grimes Insurance Rates:

Grimes, IA homeowners insurance is roughly $580 to $791, about $48-$65/month. Our thorough guide indicates shoppers can save as much as $274 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Grimes, IA Homeowners Insurance By Home Value

Grimes, IA Home Value Total Homes % of Total Average Grimes, IA Homeowners Insurance
Less than $50,000 172 6.0% $102
$50,000 to $59,999 72 2.0% $219
$80,000 to $89,999 179 6.0% $363
$90,000 to $99,999 74 2.0% $404
$100,000 to $124,999 216 8.0% $472
$125,000 to $149,999 401 15.0% $589
$150,000 to $174,999 540 20.0% $698
$175,000 to $199,999 371 14.0% $801
$200,000 to $249,999 366 14.0% $965
$250,000 to $299,999 94 3.0% $1185
$300,000 to $399,999 103 3.0% $1500

Top Home Insurance Agents Near Grimes, IA

Home Insurance Company Near Grimes, IA Homeowners Insurance Agency Near Grimes, IA Address
NA Community Insurance Agency 110 Main St, Bagley, IA, 50026
NA Middendorf Insurance Associates, Inc. 8400 Hickman Rd, Clive, IA, 50325
NA Djp Insurance Services Dba Halfhill Ins Services 103 E. Main St, Mingo, IA, 50168
NA J & R Agency, Inc. 4900 Hwy 169 North, Suite 225 , New Hope, MN, 55428
Allstate Janel Ketelsen 110 N Ankeny Blvd # 700, Ankeny, IA, 50023

Cost Of Homeowners Insurance By Street Near Grimes, IA

Streets in Grimes Area Homeowners Insurance Cost
SW Jazzwood Dr, Lowell St, Brookview Dr, E 210, Tanner Ln, 141 Diagonal, E 4th St, R Ave, Waterford Rd, Zook Spur Rd$692
Goodman Dr, S Walnut Ave, Xavier Ave, W 6th St, Vista View Dr, Meredith Dr, W 7th St, 220th St, Taft Dr, Rose St$694
S Main St, Oakwood Ct, Co Hwy 30, Pine St, Homestead Cir, E 5th St, 170th St, Homestead Lower Cir, 143rd St, Hawthorn Dr$703
141st St, Upland Ave, Wendover Ct, Linden St, 230th St, W 9th St, Elm St, N Cherry Ave, E 3rd St, U Pl$680
W 3rd St, Maple Ave, 153rd, Co Hwy F31, 222nd Pl, N 2nd St, S Cedar Ave, E 8th St, N Warrior Ln, NW 102nd Ave$703

Grimes, IA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Grimes$102 to $105
Urbandale$105
Webster$104
Jefferson$107

Grimes, IA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Urbandale city, Iowa $88 $117 $175
Webster township, Polk County, Iowa $87 $116 $174
Jefferson township, Polk County, Iowa $90 $119 $179

Grimes, IA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Grimes, IA4.2%12.1%
Urbandale3.72%11.38%
Webster3.77%11.11%
Jefferson3.42%10.85%

Grimes Renters Insurance as a Percentage of Rent

Grimes Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 125 21.0% $326
$300 to $499 48 8.0% $1226
$500 to $749 113 19.0% $1901
$750 to $999 128 22.0% $2651
$1,000 to $1,499 145 25.0% $3776
$1,500 or more 18 3.0% $5426

Average Cost Of Home Insurance By Company In Areas Nearby Grimes For Different Scenarios

Coverage ($) Premium ($) Company
31025000American Family Mutual Insurance company
53570000Country Mutual Insurance Company
20225000Farmers Insurance Exchange
1123150000Nationwide Affinity Insurance Company of America
894150000Westfield National Insurance
631100000Allied Property and Casualty Insurance Company
55770000Allstate Prop & Cas Ins Co
10025000Country Mutual Insurance Company
57570000Garrison Property and Casualty Insurance Company
1017250000USAA General Indemnity Company (GIC)

Grimes, IA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$4,000
Yearly Grimes Homeowner Insurance Premium Example $1,800$1,300
Out of Pocket Expense During Claim$1,000$4,000
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $13,600$13,100
Net Savings to Grimes Home Owner from High Deductible Plan $500

Grimes, IA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Grimes, IA Home Replacement Value MORE than Home Value Grimes, IA Home Replacement Value LESS than Home Value
Replacement Value $214,000 $145,500
Insurance Premium based on Replacement Value $1,250 $850
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $25,500 Risk Exposure from Under Insuring Coverage is $43,000
Premium Impact Insurance cheaper by $250/year Insurance costlier by $150/year

Example Grimes Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmNationwide InsuranceTravelers
Monthly Premium 8770122
Year Built 200020111988
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 4 Baths
Coverage Amount $175000-$200000$150000-$175000$350000-$400000
Deductible $500- $1000 Deductible$5000 to $10,000 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Grimes, IA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2010 310,000 Wood Shake Roof 3,360 4 $500- $1000 Deductible 380 2 Wood siding yes
1981 205,000 Slate Shingles Roof 1,900 4 $2500-$5000 Deductible 340 4 Fiber-Cement Siding No
1984 200,000 Shingles Roof 1,780 4 $500- $1000 Deductible 240 2 Vinyl siding No
2007 260,000 Membrane Roof 2,340 5 $5000 to $10,000 Deductible 530 5 Wood siding No
2006 140,000 Wood Shake Roof 1,240 3 $500 Deductible 850 9 Vinyl siding yes
2013 150,000 Slate Shingles Roof 1,660 4 $500- $1000 Deductible 740 12 Fiber-Cement Siding yes
2008 135,000 Asphalt Shingles Roof 1,790 3 $1000-$2500 Deductible 370 4 Wood siding No
2004 220,000 Wood Shake Roof 1,960 4 $1000-$2500 Deductible 360 3 Brick siding yes
2011 425,000 Tile Roof 4,990 5 > $10,000 Deductible 410 3 Fiber-Cement Siding No
2013 235,000 Wood Shake Roof 2,230 3 $500 Deductible 180 1 Vinyl siding yes
2007 245,000 Metal Roof 3,190 4 $500 Deductible 1280 8 Vinyl siding No
1983 205,000 Slate Shingles Roof 2,550 4 $500- $1000 Deductible 1610 12 Fiber-Cement Siding yes
1988 195,000 Metal Roof 1,860 3 $500- $1000 Deductible 670 5 Vinyl siding yes
2013 335,000 Metal Roof 3,230 4 $5000 to $10,000 Deductible 740 6 Brick siding No
1980 220,000 Asphalt Shingles Roof 2,060 4 $500- $1000 Deductible 140 1 Vinyl siding No
2001 205,000 Slate Shingles Roof 2,320 5 $1000-$2500 Deductible 690 7 Stucco siding yes
2014 165,000 Membrane Roof 1,830 4 $1000-$2500 Deductible 90 1 Fiber-Cement Siding No
2013 165,000 Asphalt Shingles Roof 2,180 5 $500 Deductible 720 8 Brick siding yes
2003 185,000 Membrane Roof 2,340 3 $500 Deductible 90 1 Brick siding No
2010 135,000 Shingles Roof 1,510 5 $500- $1000 Deductible 240 5 Wood siding No
2008 145,000 Slate Shingles Roof 1,400 3 $1000-$2500 Deductible 370 5 Stone Siding yes
1982 210,000 Tile Roof 2,230 3 $5000 to $10,000 Deductible 180 2 Wood siding yes
2011 410,000 Wood Shake Roof 3,920 5 $1000-$2500 Deductible 1430 6 Stucco siding yes
2000 140,000 Tile Roof 1,810 4 $2500-$5000 Deductible 520 7 Vinyl siding No
1988 195,000 Shingles Roof 1,960 3 $1000-$2500 Deductible 670 7 Brick siding No
1980 245,000 Membrane Roof 2,630 4 $1000-$2500 Deductible 550 5 Wood siding yes
2003 405,000 Metal Roof 4,980 5 $500- $1000 Deductible 2410 10 Wood siding yes
2003 265,000 Slate Shingles Roof 3,180 4 $1000-$2500 Deductible 1060 12 Wood siding yes
2001 435,000 Shingles Roof 4,320 5 $5000 to $10,000 Deductible 1450 10 Wood siding No
2012 220,000 Wood Shake Roof 1,970 3 > $10,000 Deductible 320 4 Fiber-Cement Siding yes