Greenwood Insurance Rates:

Greenwood, SC homeowners insurance is about $680 to $927, about $56-$77/month. Our comprehensive research shows customers can save as much as $321 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Farmer's Insurance
I like the fact that my insurance agent keeps in contact with me on a regular basis with phone calls and letters regarding my coverage.
Centauri Insurance
The company is not well known and is sort of out of the way. they are not a big or named brand company. going thru my agent to contact them is not convenient.
Centauri Insurance
Agent calls the company quickly in response to a claim. having my house and car together is a convenience. billing is done and paid for on line. they review my policy once a year would like it done more often and would like to have more options for deductibles.
State Farm
It's a well-known company and the process was fairly simple. I don't ever feel hassled by them to get more money from us. No problems at this point in almost 3 years.
St. Johns Insurance Company
This is the first time I’ve ever looked at the website but it seems like a nice simple layout. The colors are simple blue and white. It feels professional and the moving slideshow is a nice size and good quality. Their mission statement is written out clearly on the first page and there are links to anything that I may need to know.
Travelers
It is fairly easy to use. The best feature is that the ability to print documents (which applies more to the auto insurance) is linked in several places.
Allstate
My premium was somewhat lower than other companies when I first purchased it. As with all insurance though, it will creep up and I will shop around again.

Greenwood, SC Homeowners Insurance By Home Value

Greenwood, SC Home Value Total Homes % of Total Average Greenwood, SC Homeowners Insurance
Less than $50,000 1,199 10.0% $160
$50,000 to $59,999 390 3.0% $345
$60,000 to $69,999 656 5.0% $433
$70,000 to $79,999 635 5.0% $497
$80,000 to $89,999 1,082 9.0% $562
$90,000 to $99,999 911 8.0% $634
$100,000 to $124,999 1,282 11.0% $730
$125,000 to $149,999 1,087 9.0% $915
$150,000 to $174,999 946 8.0% $1084
$175,000 to $199,999 411 3.0% $1252
$200,000 to $249,999 1,278 11.0% $1509
$250,000 to $299,999 727 6.0% $1838
$300,000 to $399,999 577 5.0% $2336

Top Home Insurance Agents Near Greenwood, SC

Home Insurance Company Near Greenwood, SC Homeowners Insurance Agency Near Greenwood, SC Address
Liberty Mutual Independent Allied/Powdersville Insurance 209 SILOAM RD, EASLEY, SC, 29642
Nationwide Brian Spears Agency Inc. 674 Fairview Rd, Simpsonville, SC, 29680-6708
Nationwide David S Buffamoyer Jr 2902 N Main St, Anderson, SC, 29621
Travelers Lawrence & Brownlee Agency 821 N Main St, Ste 11, Anderson, SC, 29621
Nationwide Steve Wall & Associates Llc 1650 Highway 72 W, Clinton, SC, 29325

Cost Of Homeowners Insurance By Street Near Greenwood, SC

Streets in Greenwood Area Homeowners Insurance Cost
Watford Ave, Dustin Way, Beechwood Cir, Hall Ave, N Pond Ct, Chappel St, Reynolds Park Dr, Omega St, W Alexander Rd, Hawkins Ave$785
S-24-568, S Hospital St, Melody Ln, Summerhill Dr, Hunters Creek Blvd, Apache Dr, S-24-626, Christian Rd, Cindy Ln, Kitson St$785
Commerce Cir E, Edgefield St, Shannon St, Holloway Ave, Gilliam Ct, E Creswell Ave, Dupont Cir, Overland Dr, Court Ave W, Meadowbrook Dr$788
Sheldon Ave, Laurel Ridge Way, Crestmont Dr, Belle Pines Dr, Gensis Cir, Evans St, Calhoun Ave, Lawson St, State Hwy 148, McNeill Ave$811
Main St, McGhee Ave, Alabama Ave, Zion Ave, Main St N, Cobb Rd, Wright Ave, Devon Dr, Hillside Rd, Mulberry St$788
Laurens St, Karen Way, Saddlebrook Ln, Woodrow Ave, Overbrook Dr, Spyglass Dr, Raye Rd, Academy Ave, Lawerence St, S-24-426$811
Gilliam Ave, Pelican Dr, Thornhill Rd, Woodland Dr, Court Ave E, Wells Rd, Explorer Ln, Swing About, Abbey Dr, Arnold Ct$844
Lang Ave, Brooks Stuart Dr, Truett Ave, Walker Ave, Belle Oaks Ct, Holmes St, Shady Ln, S Trout St, Oxford Rd, Donegal Dr$772
Spring Valley Rd, Devon Park Dr, Cherry Ct, Masters Ct, E Sproles Ave, Lazy O Ranch Rd, Saint Kitts Ct, S-24-187, Watson St, Burnett Rd$806
Mineral Ct, Friendfield Ln, Crawford Ave, State Hwy 148, Faith Home Rd, Wisewood Cir, Tucker Rd, Waters Edge Rd, State Rd S-24-98, Grenela Ave$788

Greenwood, SC Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Greenwood$120 to $123
Greenwood County$119
Coronaca$117
Hodges$118

Greenwood, SC Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Greenwood County, South Carolina $100 $133 $199
Coronaca CDP, South Carolina $98 $131 $196
Promised Land CDP, South Carolina $98 $130 $195

Greenwood, SC Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Greenwood, SC6.2%20.6%
Greenwood County6.74%22.29%
Promised Land7.36%16.17%
Cokesbury17.66%12.89%

Greenwood Renters Insurance as a Percentage of Rent

Greenwood Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 345 5.0% $799
$300 to $499 1,217 18.0% $1249
$500 to $749 2,759 41.0% $1924
$750 to $999 1,612 24.0% $2674
$1,000 to $1,499 522 7.0% $3799
$1,500 or more 72 1.0% $5449

Greenwood, SC Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$1,700
Yearly Greenwood Homeowner Insurance Premium Example $1,400$1,200
Out of Pocket Expense During Claim$700$1,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $11,900$11,300
Net Savings to Greenwood Home Owner from High Deductible Plan $600

Greenwood, SC Home Insurance Costs With Home Replacement Value Scenarios

Scenario Greenwood, SC Home Replacement Value MORE than Home Value Greenwood, SC Home Replacement Value LESS than Home Value
Replacement Value $100,000 $64,500
Insurance Premium based on Replacement Value $775 $500
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $22,500 Risk Exposure from Under Insuring Coverage is $13,000
Premium Impact Insurance cheaper by $100/year Insurance costlier by $175/year

Example Greenwood Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateAmica Mutual Insurance CompanyChubb Group of Insurance
Monthly Premium 8090108
Year Built 196919841971
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 2 Baths
Coverage Amount $125000-$150000$125000-$150000$175000-$200000
Deductible $500- $1000 Deductible$1000-$2500 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Greenwood, SC from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1991 345,000 Shingles Roof 4,910 5 $5000 to $10,000 Deductible 1350 8 Brick siding No
1997 170,000 Shingles Roof 2,340 3 $2500-$5000 Deductible 1370 12 Wood siding yes
1992 395,000 Tile Roof 4,890 5 > $10,000 Deductible 710 5 Fiber-Cement Siding yes
1960 185,000 Asphalt Shingles Roof 2,070 4 $500 Deductible 960 10 Vinyl siding No
2001 190,000 Membrane Roof 2,260 3 $2500-$5000 Deductible 300 3 Fiber-Cement Siding yes
2014 130,000 Slate Shingles Roof 1,740 3 $1000-$2500 Deductible 340 4 Fiber-Cement Siding No
1987 135,000 Wood Shake Roof 1,500 3 $500 Deductible 1300 12 Fiber-Cement Siding yes
1984 105,000 Asphalt Shingles Roof 1,620 3 $500 Deductible 670 9 Stucco siding yes
1999 175,000 Shingles Roof 2,110 3 $2500-$5000 Deductible 570 7 Vinyl siding No
2012 180,000 Shingles Roof 2,360 3 $2500-$5000 Deductible 1040 12 Wood siding No
1990 145,000 Asphalt Shingles Roof 2,160 3 $1000-$2500 Deductible 70 1 Wood siding No
1961 185,000 Wood Shake Roof 2,120 3 $1000-$2500 Deductible 460 5 Stone Siding yes
2010 90,000 Shingles Roof 1,290 3 $1000-$2500 Deductible 270 7 Wood siding yes
2007 285,000 Shingles Roof 3,880 5 $500- $1000 Deductible 1580 10 Stone Siding No
1991 175,000 Tile Roof 2,010 5 $5000 to $10,000 Deductible 700 10 Fiber-Cement Siding No
1965 185,000 Metal Roof 2,890 5 $1000-$2500 Deductible 910 9 Fiber-Cement Siding No
2011 210,000 Metal Roof 2,470 5 $5000 to $10,000 Deductible 230 2 Wood siding No
1998 130,000 Asphalt Shingles Roof 1,860 3 $1000-$2500 Deductible 180 2 Vinyl siding No
2014 150,000 Slate Shingles Roof 2,090 3 $5000 to $10,000 Deductible 140 2 Stucco siding yes
2009 100,000 Asphalt Shingles Roof 1,500 3 $2500-$5000 Deductible 470 9 Fiber-Cement Siding No
1999 145,000 Wood Shake Roof 1,780 3 $500 Deductible 100 1 Vinyl siding yes
1978 80,000 Shingles Roof 1,220 3 $2500-$5000 Deductible 220 6 Stone Siding No
1975 95,000 Metal Roof 1,400 3 $1000-$2500 Deductible 230 6 Brick siding No
1965 145,000 Shingles Roof 1,790 4 $1000-$2500 Deductible 350 4 Brick siding yes
1987 185,000 Membrane Roof 2,250 4 $500 Deductible 1580 9 Stucco siding yes
1990 235,000 Asphalt Shingles Roof 2,850 4 $5000 to $10,000 Deductible 650 6 Fiber-Cement Siding No
2009 250,000 Tile Roof 2,910 5 > $10,000 Deductible 770 9 Wood siding yes
1965 280,000 Asphalt Shingles Roof 3,760 5 $2500-$5000 Deductible 590 4 Wood siding No
1985 135,000 Metal Roof 1,480 3 $500 Deductible 710 7 Fiber-Cement Siding yes
2014 175,000 Shingles Roof 2,260 5 $500 Deductible 250 3 Fiber-Cement Siding yes