Greenwood Insurance Rates:

Greenwood, MS homeowners insurance is nearly $775 to $1,056, about $64-$88/month. Our in depth analysis indicates shoppers can save upto $366 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Greenwood, MS Homeowners Insurance By Home Value

Greenwood, MS Home Value Total Homes % of Total Average Greenwood, MS Homeowners Insurance
Less than $50,000 614 25.0% $283
$50,000 to $59,999 151 6.0% $595
$60,000 to $69,999 297 12.0% $741
$70,000 to $79,999 182 7.0% $861
$80,000 to $89,999 158 6.0% $970
$90,000 to $99,999 117 4.0% $1090
$100,000 to $124,999 199 8.0% $1264
$125,000 to $149,999 176 7.0% $1575
$150,000 to $174,999 124 5.0% $1868
$175,000 to $199,999 47 1.0% $2152
$200,000 to $249,999 125 5.0% $2592
$250,000 to $299,999 90 3.0% $3169
$300,000 to $399,999 91 3.0% $4021

Top Home Insurance Agents Near Greenwood, MS

Home Insurance Company Near Greenwood, MS Homeowners Insurance Agency Near Greenwood, MS Address
Nationwide Doug Pyron 301 W Sunflower Rd STE A, Cleveland, MS, 38732
Allstate Jack Wilson 1617 Martin Luther King Jr Blvd S, Greenville, MS, 38701
State Farm Keith Thompson 603 Viola B Sanders Dr, Greenwood, MS, 38930-7360
Nationwide Larry E Crum & Associates Llc 109 S Sharpe Ave, Cleveland, MS, 38732
Allstate Tyler King & Ryder 101 N Madison St, Kosciusko, MS, 39090

Cost Of Homeowners Insurance By Street Near Greenwood, MS

Streets in Greenwood Area Homeowners Insurance Cost
North St, Pine St, Co Rd 247, Martin St, Co Rd 529, Gibson Rd, Co Rd 552, Main St Aly, Co Rd 94, Kerry St$905
Henderson St, Tallahatchie St, Bluebird Dr, Ricks Dr, N Park Dr, Keirn Ln, McGehee St, N Carver St, Robin Cir, Cr 499$900
Nichols Ave, Yazoo Ave, Luckett St, Blair Cir, Wheeler St, Weightman St, Redbird Dr, W Washington St, Elena Ln, Aubrey Cir N$949
Co Rd 539, Deerfield, Co Rd 271, 5th St, Co Rd 162, Pearl St, Camelia St, Portwood St, Miller Rd, Keesler St$906
Ave D, Lamar St, James St, Huron St, Co Rd 547, Ray St, Hope St, Co Rd 136, State Hwy 7s, Valley Dr$900

Greenwood, MS Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Greenwood$136 to $138
Leflore County$136
Sidon$133
Itta Bena$135

Greenwood, MS Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Leflore County, Mississippi $113 $151 $226
Sidon town, Mississippi $111 $148 $222
Itta Bena city, Mississippi $113 $151 $226

Greenwood, MS Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Greenwood, MS7.8%22.1%
Leflore County8.29%24.38%
Sidon8.74%32.14%
Itta Bena8.72%26.34%

Greenwood Renters Insurance as a Percentage of Rent

Greenwood Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 120 4.0% $362
$200 to $299 158 6.0% $812
$300 to $499 591 23.0% $1262
$500 to $749 1,048 41.0% $1937
$750 to $999 479 19.0% $2687
$1,000 to $1,499 113 4.0% $3812

Greenwood, MS Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$3,700
Yearly Greenwood Homeowner Insurance Premium Example $1,500$900
Out of Pocket Expense During Claim$700$3,700
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $11,200$10,000
Net Savings to Greenwood Home Owner from High Deductible Plan $1,200

Greenwood, MS Home Insurance Costs With Home Replacement Value Scenarios

Scenario Greenwood, MS Home Replacement Value MORE than Home Value Greenwood, MS Home Replacement Value LESS than Home Value
Replacement Value $86,500 $63,500
Insurance Premium based on Replacement Value $1,200 $875
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $8,500 Risk Exposure from Under Insuring Coverage is $14,500
Premium Impact Insurance cheaper by $200/year Insurance costlier by $125/year

Example Greenwood Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceNationwide InsuranceAmica Mutual Insurance Company
Monthly Premium 123140207
Year Built 195219891960
Home Details 2 Beds, 1 Baths3 Beds, 1 Baths4 Beds, 2 Baths
Coverage Amount $100000-$125000$100000-$125000$175000-$200000
Deductible $2500-$5000 Deductible$1000-$2500 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Greenwood, MS from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1966 155,000 Tile Roof 2,990 4 $2500-$5000 Deductible 1020 8 Stone Siding No
1964 135,000 Slate Shingles Roof 1,990 3 $1000-$2500 Deductible 350 3 Fiber-Cement Siding No
1974 145,000 Composition Roof 2,400 3 $2500-$5000 Deductible 1060 8 Stone Siding No
1975 75,000 Slate Shingles Roof 1,180 2 $1000-$2500 Deductible 1190 12 Stucco siding yes
1950 80,000 Asphalt Shingles Roof 1,370 2 $2500-$5000 Deductible 400 6 Wood siding No
1950 55,000 Metal Roof 980 2 $500 Deductible 640 7 Wood siding yes
1987 135,000 Asphalt Shingles Roof 2,050 4 $500- $1000 Deductible 920 6 Brick siding No
1990 200,000 Metal Roof 2,770 4 $1000-$2500 Deductible 1460 6 Fiber-Cement Siding No
1958 75,000 Wood Shake Roof 1,350 2 $2500-$5000 Deductible 250 4 Stucco siding yes
1995 160,000 Tile Roof 2,380 4 $500- $1000 Deductible 930 4 Vinyl siding yes
1966 105,000 Shingles Roof 1,710 2 $1000-$2500 Deductible 370 3 Vinyl siding No
1974 75,000 Metal Roof 1,290 3 $500 Deductible 540 8 Wood siding No
1976 80,000 Slate Shingles Roof 1,250 3 $500 Deductible 1020 9 Stone Siding No
1992 115,000 Shingles Roof 1,700 2 $1000-$2500 Deductible 290 4 Stone Siding No
1956 95,000 Slate Shingles Roof 1,690 2 $500- $1000 Deductible 440 3 Fiber-Cement Siding No
1973 170,000 Wood Shake Roof 3,080 4 $500- $1000 Deductible 620 4 Brick siding yes
1956 90,000 Asphalt Shingles Roof 1,760 4 $500- $1000 Deductible 1340 10 Brick siding yes
1986 90,000 Wood Shake Roof 1,630 3 $2500-$5000 Deductible 1260 10 Brick siding No
1992 75,000 Tile Roof 1,000 2 $2500-$5000 Deductible 320 6 Fiber-Cement Siding yes
1963 135,000 Shingles Roof 1,870 4 $2500-$5000 Deductible 1490 12 Vinyl siding No
1961 75,000 Asphalt Shingles Roof 1,510 2 $500- $1000 Deductible 490 6 Fiber-Cement Siding No
1961 130,000 Composition Roof 2,460 4 $500- $1000 Deductible 1670 9 Fiber-Cement Siding No
1964 145,000 Slate Shingles Roof 2,420 4 $500- $1000 Deductible 890 7 Fiber-Cement Siding yes
1991 80,000 Tile Roof 1,260 2 $500 Deductible 950 10 Fiber-Cement Siding No
1977 230,000 Composition Roof 3,270 4 $2500-$5000 Deductible 290 1 Stucco siding No
1997 100,000 Metal Roof 1,550 2 $500 Deductible 880 6 Wood siding yes
1958 65,000 Metal Roof 960 2 $500- $1000 Deductible 70 1 Fiber-Cement Siding No
1953 95,000 Shingles Roof 1,360 3 $500- $1000 Deductible 1140 9 Fiber-Cement Siding No
1995 105,000 Shingles Roof 1,420 2 $500- $1000 Deductible 1400 9 Brick siding No
1995 115,000 Wood Shake Roof 1,550 2 $500- $1000 Deductible 1010 7 Fiber-Cement Siding yes
1976 60,000 Slate Shingles Roof 1,210 2 $1000-$2500 Deductible 690 9 Vinyl siding No
1956 65,000 Wood Shake Roof 1,240 3 $500- $1000 Deductible 260 4 Wood siding yes
1959 85,000 Membrane Roof 1,780 3 $1000-$2500 Deductible 210 2 Brick siding No
1991 105,000 Metal Roof 1,550 2 $500 Deductible 360 3 Fiber-Cement Siding No