Greenville Insurance Rates:

Greenville, SC homeowners insurance is approximately $696 to $943, about $58-$78/month. Our detailed analysis indicates shoppers can save upto $328 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Latest Home Insurance Reviews

State Farm
the premium and the deductible of my policy in comparison with the other insurance policies, it is very profitable I can decide how much they will deduct me and when using my policy the cost is very good
I recommend Allstate because their agents are so well trained to assess your coverage needs and work with you.The agent I had was very much in tune with what type of coverage works best in my area.
With Allstate, it's easier than ever to file a claim or track an existing one. The claims team is there when you need it most to help guide you through the process.
State Farm
The deductible and premium are fairy consistent across all providers. Most premiums were consistent on how much cheaper they were when you took on a higher deductible.
I picked a higher deductible so my premiums are low. It is paid in with my house payment, so I do not have another bill to pay.
State Farm
I have always had state farm insurance for my homeowners policy. From what I have researched, I have got to say it was one of the few companies that offered the protection I wanted and needed. So, I stayed with them.
I love the customer service of allstate. they are always available to talk and are very informative about any questions we might have.
Customer service is great with them. they are always quick to respond whenever i have a problem. they are fast and friendly every time. they have always solved my issues.
Centauri Insurance
Agent calls the company quickly in response to a claim. having my house and car together is a convenience. billing is done and paid for on line. they review my policy once a year would like it done more often and would like to have more options for deductibles.
State Farm wanted to charge me $1400 for the same house. After years of paying their high premiums, I felt awful knowing that a little shopping around on my part could have saved my family hundreds every year.
South Carolina Home Insurance
My insurance is the best insurance! best flood and weather watch insurance! protect your stuff!! i lost my house back in 2014 and they gave me my money back! hardcore parkour!
Farmer's Insurance
I don't like insurance overall. It's a rip-off. Will be looking for another company in next few months.
State Farm
All employees have been very helpful. When I call the office they seem to make me a priority. I have received text reminders about payment due, which I like the most
I have been using all state for 2 years now and their customer service has all been great and very helpful when I needed them
State Farm
Sometimes I can get a hold of the agency when I need to, but the actual company is fine and I have no complaints
State Farm
Approximately six months ago, I had a claim and the company processed the claim very quickly. My claim was very straightforward, but I appreciated not having to jump through lots of unnecessary hoops to get reimbursed.
I receiving the offers later. so i was completely dissatisfied.
It could be a lot simpler and interpretative. It really takes a lot of time in loading all the information that is needed.
They are efficient, friendly and competent. I have no general problems with them or how they conduct business.
State Farm
They are a great company that is willing to accommodate your needs and special situations. Their customer service is great and I believe that the extra 3% of my premium makes up for the customer service that a lot of other companies have even with low premiums
I have not had to file a claim with our homeowner's insurance with Allstate so I don't know how their response and resolution time will be.
National General
I like how the agents are patient and answer all my questions. They aren't rushed and don't oversell. I got the coverage I needed and nothing was left out.
I would definitely recommend a Geico home insurance policy because they are fair and easy to contact if needed.They have good coverage for competitive prices.
They have great customer service. They are always willing to help out if I have questions. There prices are very competitive with any other company I have ever gotten quotes from.
St. Johns Insurance Company
I don't dislike anything about this company, to be honest
St. Johns Insurance Company
They have an affordable premium, and it is rolled into our mortgage payment each month, which is convenient. In eleven years we have filed one claim, and although it took a long time and lots of negotiation to settle the claim, they did finally issue me a check, and I was satisfied with the amount.
Gulfstream Property And Casualty Insurance Company
I would like it if they had a website where I could go directly. Right now the only way to deal with them is through my independent agent, who's great but a website would be quicker.

Greenville, SC Homeowners Insurance By Home Value

Greenville, SC Home Value Total Homes % of Total Average Greenville, SC Homeowners Insurance
Less than $50,000 4,704 8.0% $131
$50,000 to $59,999 1,324 2.0% $270
$60,000 to $69,999 2,193 3.0% $336
$70,000 to $79,999 2,152 3.0% $393
$80,000 to $89,999 3,036 5.0% $442
$90,000 to $99,999 3,072 5.0% $500
$100,000 to $124,999 6,681 11.0% $574
$125,000 to $149,999 7,119 12.0% $721
$150,000 to $174,999 6,432 11.0% $852
$175,000 to $199,999 4,980 8.0% $984
$200,000 to $249,999 6,292 11.0% $1189
$250,000 to $299,999 4,273 7.0% $1451
$300,000 to $399,999 4,582 8.0% $1845

Top Home Insurance Agents Near Greenville, SC

Home Insurance Company Near Greenville, SC Homeowners Insurance Agency Near Greenville, SC Address
NA Hemly Insurance Group, Llc 304 E. Frontage Road , Greer, SC, 29651
Travelers Compass Insurance Group Llc 118 SOUTHPORT RD, SPARTANBURG, SC, 29306
Liberty Mutual Independent Correll Ins Group Inc - Laurens 210 HILLCREST DR, LAURENS, SC, 29360
Allstate Dean Price 117 Whitehall Rd, Anderson, SC, 29625
Nationwide Fletcher Anderson Agency 1500 W MAIN ST, CENTRAL, SC, 29630

Greenville, SC Home Insurance Agents for Top Companies

Cost Of Homeowners Insurance By Street Near Greenville, SC

Streets in Greenville Area Homeowners Insurance Cost
E Mountain Creek Rd, Co Rd 840, Christopher St, Affirmed Ct, S Fairfield Rd, Saluda Ridge, Garden Trl, Clifton Grove Way, Valentine St, Fortuna Dr$775
Shoppers Dr, Co Rd 520, Co Rd 440, Pinefield Dr, Berryhill Ct, Ruskin Sq, E 5th St, Co Rd 377, Olde Orchard Ln, Pinnacle Dr$800
Ymca St, Pine Lake Cir, Flicker Dr, Co Rd 382, Savannah St, Roe Ford Rd, Old Country Rd, Berea Forest Cir, Berea Dr, Sheraton Ct$775
Mountain Chase Dr, Indian Springs Dr, Apricot Ln, Alderberry Dr, W 6th St, Evergreen Cir, Glengrove Dr, Spring Tree Dr, Titleist Ct, Sumner St$870
Townes St, Ebenezer Rd, Pepperbush Ct, Old Hunts Bridge Rd, Springer St, Lynchester Ln, W Faris Rd, S del Norte Rd, Dobbs St, K Mart Plz$789
Brantford Ln, Lee Ave, Green Leaf Dr, State Frontage Rd 1118, Manchester Dr, Biscayne Dr, Lakeshore Dr, Pennine Dr, Hedgerow Dr, Laurel Creek Ln$801
A D Asbury Dr, Burdock Ct, J-1021, Charlene Dr, Windward Ct, Wembley Rd, Kinross Row, Drummond Ct, Stradley Ter, Co Rd 855$843
Skyland Dr, Vanderbilt Cir, Stall St, Arcadia Cir, Grenoble Ct, D-226, Tamburlaine Ct, Co Rd 982, Swindon Cir, Alden Ct$839
Antelone Ct, Midland St, S Brown St, Loblolly Ln, Luther St, Spring Valley Rd, W Faris Rd, Speed St, Coleman Ct, Rainstone Dr$824
Fair St, Beech St, Hedge St, Blackberry Ct, Co Rd 365, Co Rd 169, Carolina Dr, Rangeview Cir, Channel Dr, Woodway Ct$828

Greenville, SC Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Greenville$122 to $125
Wade Hampton$123
Greenville County$122
City View$115

Greenville, SC Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Wade Hampton CDP, South Carolina $103 $137 $205
Greenville County, South Carolina $102 $136 $204
City View CDP, South Carolina $96 $128 $192

Greenville, SC Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Greenville, SC5.3%19.9%
Wade Hampton5.26%19.26%
Greenville County5.44%20.66%
City View8.44%14.89%

Greenville Renters Insurance as a Percentage of Rent

Greenville Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 817 2.0% $342
$200 to $299 1,317 3.0% $792
$300 to $499 4,009 10.0% $1242
$500 to $749 15,076 38.0% $1917
$750 to $999 11,097 28.0% $2667
$1,000 to $1,499 5,113 13.0% $3792
$1,500 or more 1,356 3.0% $5442

Greenville, SC Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly Greenville Homeowner Insurance Premium Example $1,000$800
Out of Pocket Expense During Claim$500$1,500
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $8,500$7,900
Net Savings to Greenville Home Owner from High Deductible Plan $600

Greenville, SC Home Insurance Costs With Home Replacement Value Scenarios

Scenario Greenville, SC Home Replacement Value MORE than Home Value Greenville, SC Home Replacement Value LESS than Home Value
Replacement Value $298,000 $195,500
Insurance Premium based on Replacement Value $2,025 $1,325
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $43,000 Risk Exposure from Under Insuring Coverage is $59,500
Premium Impact Insurance cheaper by $400/year Insurance costlier by $300/year

Example Greenville Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersAmica Mutual Insurance CompanyLiberty Mutual
Monthly Premium 1519695
Year Built 200019832011
Home Details 4 Beds, 2 Baths5 Beds, 3 Baths3 Beds, 1 Baths
Coverage Amount $300000-$350000$250000-$300000$200000-$250000
Deductible $2500-$5000 Deductible$5000 to $10,000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Greenville, SC from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1972 200,000 Asphalt Shingles Roof 1,830 3 $500 Deductible 1080 8 Stucco siding No
1962 220,000 Slate Shingles Roof 2,620 4 $1000-$2500 Deductible 420 4 Stone Siding No
1985 310,000 Composition Roof 3,490 5 > $10,000 Deductible 360 4 Brick siding No
2008 155,000 Shingles Roof 1,590 2 $500- $1000 Deductible 740 9 Stone Siding yes
1981 195,000 Slate Shingles Roof 2,070 3 $2500-$5000 Deductible 1570 12 Vinyl siding yes
1964 410,000 Composition Roof 4,980 5 $1000-$2500 Deductible 2190 10 Brick siding yes
1990 85,000 Wood Shake Roof 920 2 $1000-$2500 Deductible 520 10 Vinyl siding No
2001 265,000 Shingles Roof 2,650 4 $1000-$2500 Deductible 130 1 Stucco siding No
1968 155,000 Wood Shake Roof 1,670 2 $5000 to $10,000 Deductible 230 3 Brick siding yes
1980 240,000 Shingles Roof 2,270 5 $500 Deductible 840 4 Vinyl siding yes
2014 125,000 Tile Roof 1,230 3 $2500-$5000 Deductible 240 4 Vinyl siding No
1985 185,000 Membrane Roof 1,740 4 $500 Deductible 1000 7 Stucco siding yes
2014 210,000 Slate Shingles Roof 2,160 3 $500 Deductible 690 6 Fiber-Cement Siding yes
1983 240,000 Composition Roof 2,330 4 $500 Deductible 380 2 Stucco siding yes
1977 125,000 Asphalt Shingles Roof 1,380 2 $1000-$2500 Deductible 610 9 Stone Siding yes
1999 135,000 Asphalt Shingles Roof 1,540 2 $2500-$5000 Deductible 310 5 Vinyl siding yes
1993 285,000 Asphalt Shingles Roof 3,770 5 $500 Deductible 540 3 Fiber-Cement Siding yes
2014 150,000 Membrane Roof 1,410 2 $500- $1000 Deductible 1010 12 Wood siding yes
1965 405,000 Tile Roof 4,530 5 $500- $1000 Deductible 3060 10 Brick siding yes
1999 110,000 Slate Shingles Roof 1,450 2 $500 Deductible 680 7 Stone Siding No
2012 145,000 Shingles Roof 1,660 2 $500 Deductible 1010 12 Wood siding yes
1983 110,000 Tile Roof 1,060 2 $500- $1000 Deductible 630 8 Brick siding No
2004 185,000 Composition Roof 2,060 4 $500- $1000 Deductible 320 4 Stone Siding No
1962 120,000 Membrane Roof 1,230 2 $500 Deductible 1060 12 Stone Siding yes
1990 260,000 Membrane Roof 3,000 4 $1000-$2500 Deductible 830 6 Brick siding No
1993 180,000 Asphalt Shingles Roof 1,920 5 $5000 to $10,000 Deductible 320 5 Brick siding yes
1995 310,000 Metal Roof 3,000 4 $500 Deductible 1200 7 Stone Siding yes
2004 215,000 Tile Roof 2,690 4 $500 Deductible 630 4 Vinyl siding yes
1997 90,000 Membrane Roof 1,060 2 $500 Deductible 50 1 Stone Siding yes
1971 350,000 Membrane Roof 4,690 5 > $10,000 Deductible 170 1 Stone Siding No
1969 230,000 Metal Roof 2,512 4 $500 Deductible 1730 9 Stone Siding No

How To Make Your Greenville, SC Home Insurance Cheaper

How Much Does Greenville, SC Home Insurance Cost?