Greenville, SC Home Insurance - Analysis On Quotes, Rates & Agents

Greenville, SC Insurance Rates:

vHome Insurance undertook a detailed analysis of the cost of insurance in different cities of the country. This analysis helped in narrowing down the list of the top home insurance providers in Greenville, SC. The average cost of insurance in Greenville, SC is $1100. The following analysis stresses the importance of comparing multiple quotes. Enter your Zip Code in the banner below to get instant home insurance quotes.

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Average Home Insurance Premium in Greenville, SC

National Average Premium State Average Premium Greenville Average Premium
$1,438 $989 $1,100

Top Home Insurance Companies in Greenville, SC | Back to Top

The following is a list of home insurance companies that provide the best home insurance quotes in Greenville, SC.

Company Name Coverage $70,000 Coverage $150,000 Coverage $200,000 Coverage $350,000
Allstate $910 $1,092 $1,419 $1,958
Universal Insurance $927 $1,113 $1,447 $1,996
USAA $1,015 $1,218 $1,584 $2,186
Safeco $1,421 $1,705 $2,216 $3,058

Greenville, SC Homeowners Insurance for Different Coverages | Back to Top

Coverage Type Home Insurance Cost($)
$100,000 To $124,999 527.74
$150,000 To $174,999 881.29
$175,000 To $199,999 1,112.98
$200,000 To $249,999 1,367.56
$250,000 To $299,999 1,942.29
$300,000 To $399,999 2,510.46
$400,000 To $499,999 3,111.87
$500,000 To $749,999 3,983.19
$750,000 To $999,999 4,605.57
$1000,000 To $1499,999 5,072.35
$1500,000 To $2000,000 5,445.77

Visual Guide for Greenville, SC Home Insurance Buyers on Insurance Companies and Rates

Top Home Insurance Agents Near Greenville, SC | Back to Top

Home Insurance Company Near Greenville, SC Homeowners Insurance Agency Near Greenville, SC Address
Travelers Compass Insurance Group Llc 118 SOUTHPORT RD, SPARTANBURG, SC, 29306
Liberty Mutual Independent Correll Ins Group Inc - Laurens 210 HILLCREST DR, LAURENS, SC, 29360
Allstate Dean Price 117 Whitehall Rd, Anderson, SC, 29625
Nationwide Fletcher Anderson Agency 1500 W MAIN ST, CENTRAL, SC, 29630

List of Greenville, SC Home Insurance Agents by Companies


Greenville, SC Homeowners Insurance Rates Based on Claims Filed | Back to Top

A discount of $132.0 on the home insurance premium is offered to Greenville, SC homeowners who have no previous history of claims filed, Greenville, SC homeowners with one claim have to file an additional home insurance rate of $88, while Greenville, SC homeowners with 2 claims have to pay $154 more for their home insurance premium.

Type of Claim Homeowners Insurance Cost Increase/Decrease($) Homeowners Insurance Cost($)
No Claim Discount -132 968
One Claim +88 1,188
Two Claim +154 1,254


Greenville, SC Homeowners Insurance by Zip Code | Back to Top

Zip Code Median Home Value($) Home Insurance Cost($)
29611 81,400 1,067
29601 224,500 1,056
29615 197,700 1,067
29607 170,800 1,056
29609 156,900 1,113
29605 135,100 1,045
29617 113,600 1,040

Factors Affecting Home Insurance Premiums in Greenville, SC

Greenville, SC homeowners pay an average home insurance premium of $1100. Homeowners in Greenville, SC can lower their home insurance premiums by considering various factors. vHomeInsurance lists the factors that could help homeowners reduce their home insurance premiums.

Greenville, SC Home Insurance Premium Based on the Number of Bedrooms | Back to Top

Bedroom Size Average Homeowners Insurance Cost($)
2 Bedroom 906
3 Bedroom 971
4 Bedroom 2,072
5 Bedroom 2,913

Greenville, SC Home Insurance Premiums for Different Deductibles | Back to Top

Greenville, SC Homeowners with a deductible of $500 pay a higher amount for home insurance, while Greenville, SC homeowners who pay a deductible of $2500 pay a lower amount on their home insurance, as seen in the table below.

Deductible Type Average Homeowners Insurance Cost($)
$500 Deductible 1,087
$1000 Deductible 983
$1500 Deductible 926
$2000 Deductible 840
$2500 Deductible 790

Greenville, SC Homeowners Insurance Premium Based on the Age of the Home | Back to Top

Homeowners in Greenville, SC pay a much lower home insurance rate if their homes are newly constructed. Homeowners with homes that are older than 50 years pay a much higher rate on their home insurance premium as seen in the table below.

Home Age Homeowners Insurance Cost($)
Newly Constructed Home 858
Year 30 Old 1,117
Year 40 Old 1,129
Year 50 Old 1,142
Above Year 50 1,153

Greenville, SC Homeowners Insurance Cost Based on the Construction Type of the Home | Back to Top

Construction Type Home Insurance Cost Savings($) Home Insurance Cost($)
Fire Resistive 154 946
Masonry 55 1,045
Brick 55 1,045
Superior 110 990
Hail Resistant Roof 33 1,067

Top Saving Tips on Greenville, SC Homeowners Insurance | Back to Top

Greenville, SC Homeowners can earn discounts on homeowners insurance based on the construction type of their home. Homes that are built using damage-resistant materials are considered a safe bet for home insurance companies. Greenville, SC Homeowners can also choose to bundle their home and auto insurance policies to further reduce their home insurance premium. Apart from this, senior citizens also receive substantial discounts from home insurance companies. Homes equipped with home security devices are less prone to burglaries. As a result, Greenville, SC homeowners receive attractive discounts from home insurance companies.

The tables below contain the complete list of discounts that Greenville, SC homeowners can take advantage of to increase their savings.

Greenville, SC Auto & Homeowners Insurance Bundling Discounts and Senior Citizen Discounts

Discount Type Home Insurance Cost Savings($) Home Insurance Cost($)
Bundle Discount 154 946
Retiree Discount (Senior Citizen Discount) 154 1,254
Newly Constructed Home 242 858

Greenville, SC Home Insurance Discounts for Home Safety Devices | Back to Top

Home Safety Devices Home Insurance Cost Savings($) Home Insurance Cost($)
Deadbolts 121 979
Fire Extinguishers 110 990
Smoke Detectors 121 979
Sprinkler System 66 1,034
Fire Alarm 99 1,001
Burglar Alarm 99 1,001
Lightning Protection 44 1,056

Latest Home Insurance Reviews

State Farm
the premium and the deductible of my policy in comparison with the other insurance policies, it is very profitable I can decide how much they will deduct me and when using my policy the cost is very good
Allstate
I recommend Allstate because their agents are so well trained to assess your coverage needs and work with you.The agent I had was very much in tune with what type of coverage works best in my area.
Allstate
With Allstate, it's easier than ever to file a claim or track an existing one. The claims team is there when you need it most to help guide you through the process.
State Farm
The deductible and premium are fairy consistent across all providers. Most premiums were consistent on how much cheaper they were when you took on a higher deductible.
Progressive
I picked a higher deductible so my premiums are low. It is paid in with my house payment, so I do not have another bill to pay.
State Farm
I have always had state farm insurance for my homeowners policy. From what I have researched, I have got to say it was one of the few companies that offered the protection I wanted and needed. So, I stayed with them.
Nationwide
My premium and deductible are very high, higher than average. But that is because of my own credit score and bad standing with previous insurances. I have called around to different companies for prices.
Progressive
I know that the premium was lower than other companies I looked at. I didn't really compare the deductibles. I just trusted my agent.
Geico
I think their policy offerings are comparable to large national competitors. I don't have any complaints there but I could be missing something.
Allstate
I love the customer service of allstate. they are always available to talk and are very informative about any questions we might have.
Geico
Customer service is great with them. they are always quick to respond whenever i have a problem. they are fast and friendly every time. they have always solved my issues.
Centauri Insurance
Agent calls the company quickly in response to a claim. having my house and car together is a convenience. billing is done and paid for on line. they review my policy once a year would like it done more often and would like to have more options for deductibles.
Allstate
State Farm wanted to charge me $1400 for the same house. After years of paying their high premiums, I felt awful knowing that a little shopping around on my part could have saved my family hundreds every year.
South Carolina Home Insurance
My insurance is the best insurance! best flood and weather watch insurance! protect your stuff!! i lost my house back in 2014 and they gave me my money back! hardcore parkour!
Farmer's Insurance
I don't like insurance overall. It's a rip-off. Will be looking for another company in next few months.
State Farm
All employees have been very helpful. When I call the office they seem to make me a priority. I have received text reminders about payment due, which I like the most
Allstate
I have been using all state for 2 years now and their customer service has all been great and very helpful when I needed them
State Farm
Sometimes I can get a hold of the agency when I need to, but the actual company is fine and I have no complaints
State Farm
Approximately six months ago, I had a claim and the company processed the claim very quickly. My claim was very straightforward, but I appreciated not having to jump through lots of unnecessary hoops to get reimbursed.
Allstate
I receiving the offers later. so i was completely dissatisfied.
Allstate
It could be a lot simpler and interpretative. It really takes a lot of time in loading all the information that is needed.
Allstate
They are efficient, friendly and competent. I have no general problems with them or how they conduct business.
State Farm
They are a great company that is willing to accommodate your needs and special situations. Their customer service is great and I believe that the extra 3% of my premium makes up for the customer service that a lot of other companies have even with low premiums
Allstate
I have not had to file a claim with our homeowner's insurance with Allstate so I don't know how their response and resolution time will be.
National General
I like how the agents are patient and answer all my questions. They aren't rushed and don't oversell. I got the coverage I needed and nothing was left out.
Geico
I would definitely recommend a Geico home insurance policy because they are fair and easy to contact if needed.They have good coverage for competitive prices.
Nationwide
They have great customer service. They are always willing to help out if I have questions. There prices are very competitive with any other company I have ever gotten quotes from.
St. Johns Insurance Company
I don't dislike anything about this company, to be honest
St. Johns Insurance Company
They have an affordable premium, and it is rolled into our mortgage payment each month, which is convenient. In eleven years we have filed one claim, and although it took a long time and lots of negotiation to settle the claim, they did finally issue me a check, and I was satisfied with the amount.
Gulfstream Property And Casualty Insurance Company
I would like it if they had a website where I could go directly. Right now the only way to deal with them is through my independent agent, who's great but a website would be quicker.