Greensboro Insurance Rates:

Greensboro, NC homeowners insurance is nearly $507 to $686, about $42-$57/month. Our detailed analysis indicates shoppers can save upto $238 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Utica National Insurance
I would recommend Utica National Insurance Group to others looking for home insurance. We are satisfied since we have never had any problems. The website is helpful. Customer service is helpful.
State Farm
we have not been with State Farm for too long, but so far their customer service as well as their products have exceeded our expectations.
State Farm
State Farm offers just about the same as any other home insurance companies. They offer a pretty good rate for my house insurance. They will give you a discount if you get your auto insurance with them, too.
State Farm
premium is less for the same features, but the most important thing is a very low deductible for hurricanes compared to other companies. That's very important where I live since that is the most likely claim.
Erie Insurance
Erie has done a good job with our policy. It's very comprehensive coverage, competitive rates, and written just for us. Overall I am satisfied with them and would recommend them.
My premium and deductible are great with Geico home insurance company. They have different levels so you get to pick what you are comfortable with.
State Farm
I never have any problems with State Farm's customer service. Whenever I have a question the people in the local office are always really helpful and make any changes I need over the phone.
Safeco Insurance
SafeCo has so far been easy to deal with as far as payment schedule and updates to the policy, however I have not yet had a claim to file so I cannot speak to their efficacy in time of need.
State Farm
I would recommend them based on the ease of signing up online and having a policy. They don't really contact you for anything or hound you about things which is nice.
I would recommend this Covered California home insurance to others since the people are very friendly
I have homeowners insurance, motorcycle insurance, car insurance and rv insurance for half the price i was paying before; with better coverage amounts!
Liberty Mutual
Two folks have told me two completely different answers to the same question on more than one occasion, which i found irritating.
Liberty Mutual
We have a personal relationship with our local insurance salesman and claim agent, which feels reassuring. it's pleasanter to say "call tony" than "call the insurance".
Erie Insurance
My premium compared to other companies is reasonable compared to other companies. My premium is in the same amount as other insurance company's.
Liberty Mutual
They do send a lot of useless info and messages. They do try to upsell a lot of times. Less spam would be great.
Farmer's Insurance
My agent is always available and very helpful. The few times I’ve had questions, I’ve never had to wait long for him to get back to me. At one point, when I couldn't make it into the office to sign papers, he dropped everything and came to me to explain my policy and get my signatures.
State Farm
They never lie to me or charge for things I don't need. They always help me find exactly what's best for me
North Carolina Farm Bureau
I guess overall, the company could improve on returning customers call quicker. And like all insurances, they could lower their prices more or give more discounts.
State Farm
This company customer service is ultimately good and I'm fully satisfied. All are people very helping.
State Farm
I think State Farm's website has a far way to come to keep up with modern times. You can start a claim on their website or email information for a quote to an agent, but the options are pretty slim and there is no integrated customer interface where you can conduct all your account business online.
I like that my insurance premiums are relatively inexpensive as my insurance is bundled. I like the convenience of payment.
State Farm
I love that they take time to educate me about my policies and that they settle claims quickly and efficiently. I feel like my homeowner's policy is a bit overpriced considering the exterior of my home is covered by the HOA.
Not dislike at this time. I will be redoing the wiring on the home in the future and when I do the premium will go down.
The Hartford
The wait sometimes on the phone. I understand that State Farm is a very big company but wish you didn't have to wait so long sometimes.
I don't really dislike anything about the company. Maybe the only thing is that they don't have 24 hours open in my Allstate representative
State Farm
I am satisfied with how easy they are to contact generally. The customer service, at least with respect to the things they directly control, has been good, and the representatives are pleasant to deal with.
State Farm
I am happy about our premium price, and the one instance we had to file a claim for our house. But was not happy with a car insurance claim they denied.

Greensboro, NC Homeowners Insurance By Home Value

Greensboro, NC Home Value Total Homes % of Total Average Greensboro, NC Homeowners Insurance
Less than $50,000 1,764 3.0% $101
$50,000 to $59,999 1,102 1.0% $208
$60,000 to $69,999 1,708 3.0% $262
$70,000 to $79,999 2,417 4.0% $304
$80,000 to $89,999 3,512 6.0% $340
$90,000 to $99,999 3,702 6.0% $382
$100,000 to $124,999 7,976 14.0% $441
$125,000 to $149,999 9,082 16.0% $555
$150,000 to $174,999 6,549 11.0% $656
$175,000 to $199,999 4,310 7.0% $758
$200,000 to $249,999 6,057 10.0% $913
$250,000 to $299,999 4,027 7.0% $1116
$300,000 to $399,999 3,989 7.0% $1420

Top Home Insurance Agents Near Greensboro, NC

Home Insurance Company Near Greensboro, NC Homeowners Insurance Agency Near Greensboro, NC Address
Erie Breeden Insurance Services Inc. 12200 N Nc Hwy 150, Ste #5 Winston Salem, Winston-Salem, NC, 27127
Travelers Business Insurers Of The Carolinas 800 EASTOWNE DR 208, CHAPEL HILL, NC, 27514
State Farm Pam Herndon 104 S Estes Dr Ste 105, Chapel Hill, NC, 27514-2866
Nationwide William A Wells Iiilutcf 708 Mount Cross Rd Suite A, Danville, VA, 24540-5904
Travelers Worldwide Ins Net Inc-Va 4121 BEACHWOOD DR, GREENSBORO, NC, 27410

Greensboro, NC Home Insurance Agents for Top Companies

Cost Of Homeowners Insurance By Street Near Greensboro, NC

Streets in Greensboro Area Homeowners Insurance Cost
Hastings Cir, E Washington St, State Rd 2811, Pear Tree Ct, Bashkir Way, Albany St, Westhaven Dr, Tory Hill Dr, Settlers Ln, Commercial Rd$612
King George Ct, Yester Oaks Ct, Garrett St, Ruffin Rd, Robert Porcher Way, Beech Grove Ct, Caraway Ct, Meadow Rock Rd, Alma St, Parkmont Ct$599
Crestridge Rd, Oakwood Dr, Jr Ln, Rollins St, Cranbourn Ct, White Oak Ct, Beatle Dr, Saturn Dr, Stoneburg Ct, Westerborne Dr$587
Clarinda, Brookbank Rd, Byers Ridge Dr, Rankin Rd, Wild Poplar Way, Tarr Dr, Autumn Hills Dr, Gorrell St, Satterfield Pl, Ruddy Duck Dr$647
Donlora Dr, Merlot Way, Southview Dr, Alice Ave, Seven Gates Dr, Pearview Dr, Shore Lake Dr, Erskine Dr E, Fairfield Ave, Amos Dr$604
State Rd 3413, Cedar Trail Ct, State Rd 2705, Bernau Ave, Bogart St, Remora Rd, Silverbriar Ct, Owls Roost Ct, Sullivan's Lake Dr, Millpoint Rd$611
State Rd 2339, Estate Dr, Portage Rd, Picard St, Mack St, Buffalo Tom Dr, Patterson St, Yunoka Ln, Millhouse Ct, Derry Dr$595
Westgate Dr, Benbow-Merrill Rd, Edgewood Dr, Oak Nut Dr, Jackson School Rd, Fuller St, State Rd 1127, Turk Pl, W J J Dr, Wetherburn Way$650
Brookway Dr, Eastridge Rd, Cezanne Dr, Bardwell Rd, E Montcastle Dr, Cypress Grove Ln, Rougon Dr, Leaning Tree Dr, Nicholas Rd, Frazier Rd$605
Side Aly, Pyracantha Ct, Quaker Landing Rd, State Rd 1001, New Avedon Dr, Callan Dr, Cornerrock Dr, Dartmouth St, State Rd 2011, Quail Cove Ct$623

Greensboro, NC Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Greensboro$89 to $91
Guilford County$89

Greensboro, NC Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Morehead township, Guilford County, North Carolina $75 $100 $150
Guilford County, North Carolina $75 $99 $149
Gilmer township, Guilford County, North Carolina $73 $97 $146

Greensboro, NC Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Greensboro, NC4.0%12.0%
Guilford County3.82%12.57%

Greensboro Renters Insurance as a Percentage of Rent

Greensboro Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 907 1.0% $328
$200 to $299 1,746 3.0% $778
$300 to $499 4,512 9.0% $1228
$500 to $749 18,801 38.0% $1903
$750 to $999 14,420 29.0% $2653
$1,000 to $1,499 7,110 14.0% $3778
$1,500 or more 1,253 2.0% $5428

Greensboro, NC Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly Greensboro Homeowner Insurance Premium Example $1,100$700
Out of Pocket Expense During Claim$1,000$3,000
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $9,800$8,600
Net Savings to Greensboro Home Owner from High Deductible Plan $1,200

Greensboro, NC Home Insurance Costs With Home Replacement Value Scenarios

Scenario Greensboro, NC Home Replacement Value MORE than Home Value Greensboro, NC Home Replacement Value LESS than Home Value
Replacement Value $90,000 $62,000
Insurance Premium based on Replacement Value $425 $300
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $9,000 Risk Exposure from Under Insuring Coverage is $19,000
Premium Impact Insurance cheaper by $100/year Insurance costlier by $25/year

Example Greensboro Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceAmica Mutual Insurance CompanyNationwide Insurance
Monthly Premium 903845
Year Built 201420071965
Home Details 3 Beds, 1 Baths5 Beds, 4 Baths2 Beds, 1 Baths
Coverage Amount $175000-$200000$125000-$150000$150000-$175000
Deductible $500 Deductible$2500-$5000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Greensboro, NC from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1962 195,000 Metal Roof 2,320 5 $1000-$2500 Deductible 310 4 Wood siding No
1972 190,000 Metal Roof 2,020 3 $500 Deductible 340 6 Stucco siding yes
2012 115,000 Membrane Roof 1,210 2 $500- $1000 Deductible 230 6 Brick siding No
1963 255,000 Metal Roof 2,410 4 > $10,000 Deductible 40 1 Stone Siding No
2011 255,000 Asphalt Shingles Roof 3,160 4 $500- $1000 Deductible 780 6 Wood siding yes
2013 170,000 Shingles Roof 1,720 4 $5000 to $10,000 Deductible 460 9 Wood siding yes
2002 200,000 Wood Shake Roof 1,960 5 $500 Deductible 90 1 Stucco siding yes
2014 85,000 Metal Roof 930 2 $1000-$2500 Deductible 60 3 Fiber-Cement Siding No
2010 170,000 Slate Shingles Roof 2,150 3 $2500-$5000 Deductible 90 2 Brick siding No
2012 115,000 Membrane Roof 1,380 3 $1000-$2500 Deductible 90 2 Vinyl siding No
1988 145,000 Composition Roof 1,500 2 $2500-$5000 Deductible 490 12 Fiber-Cement Siding yes
1968 270,000 Tile Roof 3,160 4 $1000-$2500 Deductible 430 5 Fiber-Cement Siding yes
1975 130,000 Metal Roof 1,320 3 $2500-$5000 Deductible 290 6 Brick siding yes
1971 145,000 Asphalt Shingles Roof 1,600 4 $1000-$2500 Deductible 200 4 Wood siding No
1980 210,000 Shingles Roof 1,960 4 $1000-$2500 Deductible 130 2 Stone Siding No
2007 75,000 Composition Roof 920 2 $2500-$5000 Deductible 60 2 Stucco siding No
1967 200,000 Slate Shingles Roof 2,390 4 $5000 to $10,000 Deductible 140 2 Vinyl siding yes
1975 285,000 Wood Shake Roof 2,720 4 $1000-$2500 Deductible 320 4 Wood siding yes
1966 200,000 Metal Roof 2,260 5 $5000 to $10,000 Deductible 140 3 Stone Siding No
1994 190,000 Slate Shingles Roof 2,590 4 $1000-$2500 Deductible 240 3 Stucco siding yes
1983 160,000 Metal Roof 1,660 3 $500 Deductible 300 5 Stucco siding yes
2010 195,000 Tile Roof 2,630 5 $1000-$2500 Deductible 210 4 Brick siding yes
1967 125,000 Membrane Roof 1,550 5 $2500-$5000 Deductible 160 3 Stone Siding No
2008 320,000 Slate Shingles Roof 3,630 5 $1000-$2500 Deductible 1220 9 Stucco siding yes
2010 225,000 Slate Shingles Roof 2,340 3 > $10,000 Deductible 40 1 Stone Siding yes
2000 220,000 Tile Roof 2,560 5 $500 Deductible 910 10 Stucco siding No
2001 400,000 Shingles Roof 4,690 5 $2500-$5000 Deductible 630 8 Vinyl siding No
1993 290,000 Slate Shingles Roof 3,550 5 $2500-$5000 Deductible 340 4 Vinyl siding yes
1970 135,000 Shingles Roof 1,450 3 $500- $1000 Deductible 620 12 Fiber-Cement Siding No
1980 240,000 Metal Roof 3,140 4 $5000 to $10,000 Deductible 170 3 Stone Siding yes
2003 250,000 Slate Shingles Roof 3,092 4 $5000 to $10,000 Deductible 1620 10 Stone Siding yes

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