Greenbelt Insurance Rates:

Greenbelt, MD homeowners insurance is about $585 to $796, about $48-$66/month. Our all inclusive guide shows customers can save as much as $276 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
Their rates tend to very competitive. i especially appreciate their multi-line options as i've found that for house and car insurance combined, they are the most affordable.
Allstate
My home insurance company is always available when i need them, and helps explain how to resolve any issues i might have.
Usaa
The price is very competitive for my area. it is not the cheapest, but with the coverage i have, it is quite competitive with many large companies.
Allstate
I have had a great experience with this company so far. Nothing to complain about.
Usaa
They email us to keep us informed, and they also mail us information. When we were signing up we called customer service a couple of times and they were readily available and very helpful.
Progressive
I had a bad experience when adding a personal property item to my renters insurance. Their customer service wasn't great, and gave me wrong information on how to go about it. Also, their commercials are annoying as hell.
Progressive
In general, I am unhappy with some of the institutions they make donations to. They have made it difficult for me to justify keeping them.
Allstate
My only complaint is the price. While I haven't had any claims, I'm in an area that has flooding problems. My insurance is expensive due to this. The immediate area of my home is well above the floodplain and has never flooded, but I have to pay more because other people in the area that I'm included in have flooded.
Erie Insurance
I would definitely recommend Erie Insurance to other people looking for home insurance. They have very competitive rates, great coverage, and many extras are included in their policy as a bonus or for an extremely low price.
Geico
I would recommend them to anyone who is used to technology and wants to bundle home insurance with their auto insurance. Most places do not have an office to go into which could affect some people.

Greenbelt, MD Homeowners Insurance By Home Value

Greenbelt, MD Home Value Total Homes % of Total Average Greenbelt, MD Homeowners Insurance
Less than $50,000 102 2.0% $76
$80,000 to $89,999 163 3.0% $255
$100,000 to $124,999 397 9.0% $331
$125,000 to $149,999 315 7.0% $421
$150,000 to $174,999 318 7.0% $497
$175,000 to $199,999 353 8.0% $573
$200,000 to $249,999 1,088 25.0% $691
$250,000 to $299,999 748 17.0% $843
$300,000 to $399,999 680 16.0% $1071

Top Home Insurance Agents Near Greenbelt, MD

Home Insurance Company Near Greenbelt, MD Homeowners Insurance Agency Near Greenbelt, MD Address
Travelers Casey Ins Group Inc 626-C ADMIRAL DRIVE #532, ANNAPOLIS, MD, 21401
State Farm Mike Kremer 421 E Main St, Westminster, MD, 21157-5539
Nationwide Rogers & Goldbach Ins Assoc 11510 Georgia Ave STE 111, Wheaton, MD, 20902-1952
Travelers Waring-Ahearn Insurance Agency Inc 25805 Point Lookout Rd, Leonardtown, MD, 20650
Allstate Zifer M. Reyal 10110 Sutherland Rd, Silver Spring, MD, 20901

Cost Of Homeowners Insurance By Street Near Greenbelt, MD

Streets in Greenbelt Area Homeowners Insurance Cost
Old Gunpowder Rd, Greenbrook Dr, Capitol Dr, Muirkirk Meadows Dr, Cathedral Ave, Empire Pl, Market St, Green Walk Ct, Springhill Dr, S Dairy Rd$701
Village Park Dr, Ridgewell Ct, Hanover Dr, Springhill Ln, Falcon Ridge Ct, Breezewood Ter, Nashville Rd, Greenbury Dr, Sequoia Pl, Gross Ln$697
Springhill Ter, Branchville Rd, Holly Tree Ct, Somerset Ct, Digex Plz, Brooks Pl, Muirkirk Rd, Dartmouth Ave, Dover Ln, Lake Park Dr$691
Distribution Way, Springhill Ct, Cochran Rd, Research Rd, Springcrest Dr, Ritz Way, Riverside Ave, Sunnyside Ave, Edmonston Ter, Elbrook Rd$697
Guilford Rd, Industrial Dr, Ora Glen Dr, Springhill Ln, Rosedale Ln, Westchester Park Dr, Brewer Rd, Beaver Dam Rd, Heidelburg Ct, Mandan Rd$701

Greenbelt, MD Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Greenbelt$103 to $105
Berwyn Heights$106
New Carrollton$104
Seabrook$105

Greenbelt, MD Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Berwyn Heights town, Maryland $89 $118 $177
New Carrollton city, Maryland $87 $116 $174
Seabrook CDP, Maryland $88 $117 $176

Greenbelt, MD Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Greenbelt, MD3.2%9.8%
Berwyn Heights2.76%8.75%
New Carrollton2.7%8.42%
Seabrook2.79%9.46%

Greenbelt Renters Insurance as a Percentage of Rent

Greenbelt Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 83 1.0% $1914
$750 to $999 774 15.0% $2664
$1,000 to $1,499 2,777 54.0% $3789
$1,500 or more 1,295 25.0% $5439

Average Cost Of Home Insurance By Company In Areas Nearby Greenbelt For Different Scenarios

Home Value ($) Deductible ($) Construction Type Age of Home (Years) Company Premium ($)
360,000 500 Frame 25 Encompass Home/Auto Insurance Co. 2,092
410,000 1,000 Masonry 15 Hartford Fire Insurance Co. 1,429
460,000 1,000 Frame 10 Hartford Fire Insurance Co. 1,332
460,000 1,000 Frame 10 Nationwide General Insurance Co. 1,138
360,000 500 Frame 25 Pharmacists Mutual Insurance Co. 1,242
310,000 500 Frame 35 Qbe Insurance Corp. 1,541
360,000 500 Frame 25 Unitrin Auto & Home Insurance Co. 1,216
310,000 500 Frame 35 Universal North America Insurance Co. 1,496
360,000 500 Frame 25 Universal North America Insurance Co. 1,599
310,000 500 Frame 35 Windsor Mt. Joy Mutual Insurance Co. 1,094

Greenbelt, MD Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,700$2,700
Yearly Greenbelt Homeowner Insurance Premium Example $900$700
Out of Pocket Expense During Claim$1,700$2,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $8,900$8,300
Net Savings to Greenbelt Home Owner from High Deductible Plan $600

Greenbelt, MD Home Insurance Costs With Home Replacement Value Scenarios

Scenario Greenbelt, MD Home Replacement Value MORE than Home Value Greenbelt, MD Home Replacement Value LESS than Home Value
Replacement Value $293,500 $198,000
Insurance Premium based on Replacement Value $1,400 $950
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $40,500 Risk Exposure from Under Insuring Coverage is $55,000
Premium Impact Insurance cheaper by $250/year Insurance costlier by $200/year

Example Greenbelt Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceAmica Mutual Insurance CompanyErie Insurance
Monthly Premium 686887
Year Built 200119951940
Home Details 2 Beds, 1 Baths3 Beds, 2 Baths4 Beds, 1 Baths
Coverage Amount $175000-$200000$200000-$250000$350000-$400000
Deductible $2500-$5000 Deductible$1000-$2500 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Greenbelt, MD from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1949 320,000 Metal Roof 2,700 4 $500- $1000 Deductible 860 6 Brick siding yes
1982 375,000 Slate Shingles Roof 2,790 4 $1000-$2500 Deductible 1770 10 Wood siding yes
1994 195,000 Asphalt Shingles Roof 1,720 2 $5000 to $10,000 Deductible 400 6 Fiber-Cement Siding yes
1988 240,000 Membrane Roof 1,870 4 $500 Deductible 200 2 Fiber-Cement Siding No
1984 330,000 Tile Roof 2,270 4 > $10,000 Deductible 420 8 Stucco siding yes
1977 220,000 Tile Roof 1,490 3 $500 Deductible 270 3 Vinyl siding No
1992 225,000 Composition Roof 1,660 3 $500- $1000 Deductible 530 5 Stone Siding No
1994 145,000 Wood Shake Roof 1,230 3 $2500-$5000 Deductible 680 12 Wood siding No
1980 205,000 Shingles Roof 2,010 4 $5000 to $10,000 Deductible 590 9 Stone Siding yes
1995 295,000 Membrane Roof 2,850 4 $500- $1000 Deductible 1050 9 Wood siding yes
2006 185,000 Tile Roof 1,860 3 $500- $1000 Deductible 140 2 Stone Siding No
1992 215,000 Membrane Roof 2,090 4 $500- $1000 Deductible 160 2 Vinyl siding No
1973 215,000 Asphalt Shingles Roof 1,570 2 $500 Deductible 250 2 Stucco siding No
1995 190,000 Composition Roof 1,290 3 $2500-$5000 Deductible 460 7 Fiber-Cement Siding No
1993 175,000 Membrane Roof 1,780 4 $500 Deductible 540 8 Brick siding yes
1940 210,000 Wood Shake Roof 2,130 3 > $10,000 Deductible 90 2 Stone Siding yes
2003 115,000 Tile Roof 1,180 2 $1000-$2500 Deductible 290 6 Vinyl siding No
2009 285,000 Slate Shingles Roof 1,950 3 $1000-$2500 Deductible 530 5 Stone Siding yes
1941 285,000 Shingles Roof 2,190 3 $2500-$5000 Deductible 630 5 Fiber-Cement Siding yes
1941 190,000 Wood Shake Roof 1,400 3 $500- $1000 Deductible 240 4 Stucco siding yes
2003 135,000 Wood Shake Roof 1,020 2 $500 Deductible 90 2 Vinyl siding yes
1994 390,000 Composition Roof 3,110 4 $500 Deductible 480 3 Stone Siding No
2009 240,000 Shingles Roof 1,730 2 $5000 to $10,000 Deductible 240 4 Brick siding yes
2007 285,000 Shingles Roof 2,450 4 $500 Deductible 460 6 Stone Siding yes
2005 320,000 Slate Shingles Roof 2,220 3 $1000-$2500 Deductible 1030 9 Brick siding No
1998 130,000 Asphalt Shingles Roof 1,220 2 $500- $1000 Deductible 170 3 Fiber-Cement Siding yes
2008 160,000 Wood Shake Roof 1,610 2 $500- $1000 Deductible 390 7 Wood siding No
1974 180,000 Wood Shake Roof 1,360 3 $1000-$2500 Deductible 390 5 Brick siding No
1989 240,000 Composition Roof 2,140 3 $500- $1000 Deductible 470 6 Fiber-Cement Siding yes
1992 180,000 Tile Roof 1,330 2 $500 Deductible 680 9 Stone Siding No
1942 155,000 Tile Roof 1,480 2 $5000 to $10,000 Deductible 340 9 Stucco siding No
2003 220,000 Tile Roof 2,050 4 $2500-$5000 Deductible 110 2 Brick siding No
1998 210,000 Asphalt Shingles Roof 1,710 3 $500 Deductible 530 5 Vinyl siding yes
1985 155,000 Composition Roof 1,230 3 $5000 to $10,000 Deductible 110 3 Stone Siding yes