Great Neck Insurance Rates:

Great Neck, NY homeowners insurance is nearly $601 to $826, about $50-$68/month. Our extensive analysis indicates shoppers can save as much as $285 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Great Neck, NY Homeowners Insurance By Home Value

Great Neck, NY Home Value Total Homes % of Total Average Great Neck, NY Homeowners Insurance
Less than $50,000 48 11.0% $21
$50,000 to $59,999 29 6.0% $49
$60,000 to $69,999 21 4.0% $57
$70,000 to $79,999 9 2.0% $71
$80,000 to $89,999 39 9.0% $78
$100,000 to $124,999 7 1.0% $99
$150,000 to $174,999 11 2.0% $149
$175,000 to $199,999 56 13.0% $178
$200,000 to $249,999 104 24.0% $214
$250,000 to $299,999 17 4.0% $264
$300,000 to $399,999 80 19.0% $335

Top Home Insurance Agents Near Great Neck, NY

Home Insurance Company Near Great Neck, NY Homeowners Insurance Agency Near Great Neck, NY Address
NA Comprehensive Risk Mgmt. Inc. 1514 Highway 138, Ste 2 Wall, Wall Township, NJ, 7719
NA Wm G. Palermo, Inc. 441 N Wood Ave, Linden, NJ, 7036
Travelers Goodman Insurance Inc Two Long Hill Avenue, Shelton, CT, 6484
Travelers Leigh Agency 10 E Main St Freehold, Freehold Borough, NJ, 7728
Liberty Mutual Independent Via Insurance Agency Inc 16 W ELIZABETH AVE, LINDEN, NJ, 7036

Cost Of Homeowners Insurance By Street Near Great Neck, NY

Streets in Great Neck Area Homeowners Insurance Cost
Duxbury Rd, Willow Ct, Stuart St, Ruth Ct, N Ravine Rd, Nirvana Ave, Hartley Rd, Wesey Ct, Floyd Pl, Crampton Ln$707
Preston Rd, Arrandale Ave, Robin Hill Rd, Forest Row, Cathy Ln, Elliot Rd, S Gate Rd, Carriage Rd, Georgian Ln, Piccadilly Rd$704
Brokaw Ln, N Gate Rd, Red Brook Rd, Pond Vw, Weybridge Rd, Old Colony Ln, Glamford Rd, William Penn Rd, Burbury Ln, Bellingham Ln$710
Brown Ct, Centre Dr, Grady Ct, Ramsey Rd, Vista Hill Rd, Red Brook Ter, Millbrook Ct, Brampton Ln, Hampshire Rd, Polo Rd$710
Margaret Ct, Crampton Ave, Ellard Ave, Sands Ct, 4th Rd, Stonehenge Rd, Beach Rd, Chadwick Rd, Drury Ln, Reed Ct$715

Great Neck, NY Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Great Neck$105 to $108
Great Neck Gardens$110
Saddle Rock Estates$113
Kensington$114

Great Neck, NY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Great Neck Gardens CDP, New York $92 $123 $184
Saddle Rock Estates CDP, New York $95 $126 $189
Kensington village, New York $96 $127 $191

Great Neck, NY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Great Neck, NY1.6%5.9%
Kensington1.59%6.37%
Saddle Rock1.59%6.37%
Kings Point1.59%6.37%

Great Neck Renters Insurance as a Percentage of Rent

Great Neck Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 49 6.0% $740
$300 to $499 32 4.0% $1190
$500 to $749 101 12.0% $1865
$750 to $999 80 10.0% $2615
$1,000 to $1,499 125 15.0% $3740
$1,500 or more 396 50.0% $5390

Great Neck, NY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,200$2,200
Yearly Great Neck Homeowner Insurance Premium Example $6,100$5,600
Out of Pocket Expense During Claim$1,200$2,200
Total Home Insurance Premium for 4 years + Out of Pocket Expense for Claim $25,600$24,600
Net Savings to Great Neck Home Owner from High Deductible Plan $1,000

Great Neck, NY Home Insurance Costs With Home Replacement Value Scenarios

Scenario Great Neck, NY Home Replacement Value MORE than Home Value Great Neck, NY Home Replacement Value LESS than Home Value
Replacement Value $875,000 $630,500
Insurance Premium based on Replacement Value $7,350 $5,300
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $111,000 Risk Exposure from Under Insuring Coverage is $133,500
Premium Impact Insurance cheaper by $1,125/year Insurance costlier by $925/year

Example Great Neck Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceGEICO InsuranceAmica Mutual Insurance Company
Monthly Premium 872356514
Year Built 196119771950
Home Details 5 Beds, 4 Baths2 Beds, 1 Baths3 Beds, 1 Baths
Coverage Amount $900000-$1000000$350000-$400000$600000-$700000
Deductible $500- $1000 Deductible$500 Deductible$500 Deductible

Sample Home Insurance Rates for Great Neck, NY from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1977 1,385,000 Composition Roof 4,800 5 $500- $1000 Deductible 5730 9 Stucco siding No
1957 470,000 Slate Shingles Roof 1,260 2 $2500-$5000 Deductible 2120 6 Stucco siding yes
1953 805,000 Membrane Roof 2,170 3 $5000 to $10,000 Deductible 3700 6 Stone Siding yes
1954 780,000 Composition Roof 2,580 5 > $10,000 Deductible 4370 12 Vinyl siding yes
1962 955,000 Composition Roof 2,970 5 $5000 to $10,000 Deductible 4770 10 Stone Siding No
1970 785,000 Metal Roof 2,550 5 $500 Deductible 4080 6 Stone Siding No
1968 685,000 Membrane Roof 1,720 5 $1000-$2500 Deductible 2770 7 Brick siding yes
1944 610,000 Wood Shake Roof 1,830 5 $5000 to $10,000 Deductible 1370 4 Stucco siding yes
1945 740,000 Asphalt Shingles Roof 2,060 3 $2500-$5000 Deductible 2070 4 Stone Siding No
1964 595,000 Membrane Roof 1,660 4 > $10,000 Deductible 500 2 Fiber-Cement Siding yes
1944 645,000 Membrane Roof 1,770 3 $500- $1000 Deductible 4610 8 Vinyl siding yes
1947 440,000 Metal Roof 1,580 3 $500 Deductible 4120 10 Vinyl siding yes
1966 630,000 Tile Roof 1,570 3 $500 Deductible 430 1 Fiber-Cement Siding No
1969 720,000 Composition Roof 1,930 5 > $10,000 Deductible 250 1 Wood siding yes
1964 420,000 Slate Shingles Roof 1,360 2 $500 Deductible 1340 5 Wood siding yes
1978 380,000 Membrane Roof 1,330 3 > $10,000 Deductible 420 2 Brick siding No
1965 1,475,000 Wood Shake Roof 4,190 5 $1000-$2500 Deductible 3370 5 Vinyl siding yes
1965 1,510,000 Shingles Roof 4,230 5 > $10,000 Deductible 3070 6 Fiber-Cement Siding No
1971 770,000 Composition Roof 2,050 5 $1000-$2500 Deductible 3970 6 Brick siding yes
1948 665,000 Asphalt Shingles Roof 2,100 4 $1000-$2500 Deductible 2420 6 Brick siding No
1968 1,385,000 Tile Roof 3,850 5 $2500-$5000 Deductible 680 1 Stone Siding yes
1964 405,000 Composition Roof 1,350 3 > $10,000 Deductible 1130 6 Stucco siding No
1975 505,000 Composition Roof 1,550 3 $500 Deductible 1160 3 Stucco siding No
1945 570,000 Membrane Roof 1,790 3 $2500-$5000 Deductible 1720 7 Fiber-Cement Siding No
1943 650,000 Tile Roof 1,910 4 $2500-$5000 Deductible 3850 9 Vinyl siding yes
1974 495,000 Slate Shingles Roof 1,260 2 $1000-$2500 Deductible 4260 12 Vinyl siding yes
1966 640,000 Composition Roof 2,320 3 $5000 to $10,000 Deductible 2850 9 Vinyl siding No
1966 565,000 Shingles Roof 1,800 3 > $10,000 Deductible 790 3 Stucco siding No
1952 1,215,000 Composition Roof 3,400 4 $2500-$5000 Deductible 2510 4 Brick siding yes
1953 755,000 Wood Shake Roof 2,320 4 $500 Deductible 7500 10 Brick siding yes