Great Falls, MT homeowners insurance is nearly $652 to $882, about $54-$73/month. Our all inclusive analysis reveals consumers can save as much as $306 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Great Falls, MT | Homeowners Insurance Agency Near Great Falls, MT | Address |
|---|---|---|
| Liberty Mutual Independent | Leavitt Great West Insurance Services | 321 1St Ave N, GREAT FALLS, MT, 59401 |
| Travelers | Patterson Insurance Agency Inc | 104 2Nd St South Suite 200 Great Falls, Great Falls, MT, 59401 |
| State Farm | Aaron Hamilton | 1900 4th St NE Ste 4, Great Falls, MT, 59404-1960 |
| Travelers | Advantage Insurance Agency Llc | 207 Smelter Ave Ne Ste 2 Great Falls, Great Falls, MT, 59404 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Ulm CDP, Montana | $97 | $129 | $193 |
| Sun Prairie CDP, Montana | $95 | $126 | $189 |
| Vaughn CDP, Montana | $94 | $125 | $187 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Great Falls, MT | 5.5% | 17% |
| Ulm | 5.32% | 15.35% |
| Sun Prairie | 5.49% | 18.52% |
| Vaughn | 4.97% | 17.96% |
| Great Falls Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 347 | 3.0% | $350 |
| $200 to $299 | 535 | 5.0% | $800 |
| $300 to $499 | 2,440 | 26.0% | $1250 |
| $500 to $749 | 3,478 | 37.0% | $1925 |
| $750 to $999 | 1,428 | 15.0% | $2675 |
| $1,000 to $1,499 | 809 | 8.0% | $3800 |
| $1,500 or more | 307 | 3.0% | $5450 |
| Streets in Great Falls Area | Homeowners Insurance Cost |
|---|---|
| Huffman Ct, Carol Dr, 50th St S, Wilkinson Ln, 17th Ave SW, Riverview 5 W, 31st St S, Commercial Ave, Emerald Dr, Maple St | $767 |
| Millegan Rd, Diana Dr, Couch Ave, 31st St NW, Polish Rd, 3rd St NE, Joshua St, Dawn Ct, Dawn Dr, S Park Dr | $766 |
| 3rd St N, Ave A, 5a St NE, Buena Dr, 38th St S, Lamplighter Ln, 2nd Ave SW, 5th St NE, Park Dr S, 5b St NE | $769 |
| Alaska Trl, 13th St SW, 5th Ave, 29th St NW, Amber Ln, 4th Ave NW, Gibson Flats Rd, 14th St SW, Rimrock Ln, Morning View Ln | $790 |
| 32nd St S, Madera Dr, 4th St, 3rd Ln SE, Belle Vista Dr, 29th Ave NW, 23rd St S, Wilderness Ln, Riverview Pl, Spruce Ct | $771 |
| Sandpiper Dr, 7th Ln, Rosita Dr, 18th Ave NE, Ulm West Rd, Butte View Dr, 39th Ave NE, 3rd St NW, Woodland River Dr, School Loop | $768 |
| 8th St S, 17th Ave S, 15th St SW, Riverview 3 E, 5th Aly SW, S Park Dr, New Dracut Hill Rd, 14th St S, 25th Ave S, 12th St | $762 |
| 16th Ave SW, 42nd St N, 6th Ave NW, 6th St NE, Dick Rd, Fair Addition Rd, 2 45, Aberdare Ln, Little Belt Dr, Keogh Ct | $790 |
| Old Fort Shaw Rd, Chippewa Way, Smelter Ave NE, Watson Coulee Rd, Elm Ct, Oakwood Ct, 33rd Ave NE, Muddy Rd, Tri Hill Frontage Rd, 1st Rd S | $794 |
| 12th Ave N, Briarwood Ct, 38th Ave NE, Coyote Ln, Campbell St, Ashuelot Hill Rd, Bootlegger Trl, 1st Ave SW, Holland Ct, Riverview 4 E | $769 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Great Falls | $114 to $117 |
| Ulm | $115 |
| Sun Prairie | $113 |
| Vaughn | $112 |
| Home value ($) | Age of home (years) | Pets | Company | Average homeowners insurance premium ($) |
|---|---|---|---|---|
| 180,000 | 40 | NA | Allstate Vehicle & Property Ins. Co. | 1,837 |
| 300,000 | 5 | Miniature poodle | Depositors Insurance Co. | 1,011 |
| 250,000 | 30 | Labrador retriever | Depositors Insurance Co. (Nationwide) | 1,125 |
| 300,000 | 5 | Miniature poodle | Farmers Insurance Exchange | 1,496 |
| 180,000 | 40 | NA | Safeco Insurance Co. Of America | 1,066 |
| 300,000 | 5 | Miniature poodle | Safeco Insurance Co. Of America | 1,225 |
| 250,000 | 20 | Golden retriever | Travelers Home & Marine Ins. Co. | 1,353 |
| 180,000 | 40 | NA | Usaa Casualty Insurance Co. | 1,071 |
| 250,000 | 30 | Labrador retriever | United Services Auto Association | 1,194 |
| 300,000 | 5 | Miniature poodle | United Services Auto Association | 863 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $700 | $2,700 |
| Yearly Great Falls Homeowner Insurance Premium Example | $1,000 | $500 |
| Out of Pocket Expense During Claim | $700 | $2,700 |
| Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim | $7,700 | $6,200 |
| Net Savings to Great Falls Home Owner from High Deductible Plan | $1,500 | |
| Scenario | Great Falls, MT Home Replacement Value MORE than Home Value | Great Falls, MT Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $183,500 | $113,500 |
| Insurance Premium based on Replacement Value | $950 | $600 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $42,000 | Risk Exposure from Under Insuring Coverage is $28,000 |
| Premium Impact | Insurance cheaper by $150/year | Insurance costlier by $200/year |
| Insurance Company | Travelers | State Farm | Allstate |
| Monthly Premium | 40 | 50 | 102 |
| Year Built | 1989 | 1969 | 2010 |
| Home Details | 4 Beds, 1 Baths | 3 Beds, 1 Baths | 5 Beds, 2 Baths |
| Coverage Amount | $200000-$250000 | $150000-$175000 | $400000-$500000 |
| Deductible | > $10,000 Deductible | $2500-$5000 Deductible | > $10,000 Deductible |