Great Falls Insurance Rates:

Great Falls, MT homeowners insurance is nearly $652 to $882, about $54-$73/month. Our all inclusive analysis reveals consumers can save as much as $306 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Liberty Mutual Insurance
My home insurance covers very little and i was forced into paying for it as it decreased my mortgage rates.
Allstate
We had some problems with a hot water heater leak and ruined some floors. they did not want to cover all of the damages. we had a lot of out of pocket expense.
Traveler's
It was easy to acquire my home insurance. my agent was able to sign me up within a day or two. this helped me get set up to buy my house.

Great Falls, MT Homeowners Insurance By Home Value

Great Falls, MT Home Value Total Homes % of Total Average Great Falls, MT Homeowners Insurance
Less than $50,000 1,294 7.0% $115
$50,000 to $59,999 301 1.0% $253
$60,000 to $69,999 281 1.0% $314
$70,000 to $79,999 395 2.0% $360
$80,000 to $89,999 441 2.0% $414
$90,000 to $99,999 539 3.0% $460
$100,000 to $124,999 2,191 12.0% $536
$125,000 to $149,999 2,556 14.0% $667
$150,000 to $174,999 3,231 18.0% $790
$175,000 to $199,999 1,552 9.0% $912
$200,000 to $249,999 2,106 12.0% $1096
$250,000 to $299,999 1,265 7.0% $1342
$300,000 to $399,999 997 5.0% $1710

Top Home Insurance Agents Near Great Falls, MT

Home Insurance Company Near Great Falls, MT Homeowners Insurance Agency Near Great Falls, MT Address
NA Stockman Insurance, Inc 25 5Th Street North Great Falls, Great Falls, MT, 59403
State Farm Aaron Hamilton 1900 4th St NE Ste 4, Great Falls, MT, 59404-1960
Travelers Advantage Insurance Agency Llc 207 Smelter Ave Ne Ste 2 Great Falls, Great Falls, MT, 59404
Liberty Mutual Independent Leavitt Great West Insurance Services 321 1St Ave N, GREAT FALLS, MT, 59401
Travelers Patterson Insurance Agency Inc 104 2Nd St South Suite 200 Great Falls, Great Falls, MT, 59401

Cost Of Homeowners Insurance By Street Near Great Falls, MT

Streets in Great Falls Area Homeowners Insurance Cost
Huffman Ct, Carol Dr, 50th St S, Wilkinson Ln, 17th Ave SW, Riverview 5 W, 31st St S, Commercial Ave, Emerald Dr, Maple St$767
Millegan Rd, Diana Dr, Couch Ave, 31st St NW, Polish Rd, 3rd St NE, Joshua St, Dawn Ct, Dawn Dr, S Park Dr$766
3rd St N, Ave A, 5a St NE, Buena Dr, 38th St S, Lamplighter Ln, 2nd Ave SW, 5th St NE, Park Dr S, 5b St NE$769
Alaska Trl, 13th St SW, 5th Ave, 29th St NW, Amber Ln, 4th Ave NW, Gibson Flats Rd, 14th St SW, Rimrock Ln, Morning View Ln$790
32nd St S, Madera Dr, 4th St, 3rd Ln SE, Belle Vista Dr, 29th Ave NW, 23rd St S, Wilderness Ln, Riverview Pl, Spruce Ct$771
Sandpiper Dr, 7th Ln, Rosita Dr, 18th Ave NE, Ulm West Rd, Butte View Dr, 39th Ave NE, 3rd St NW, Woodland River Dr, School Loop$768
8th St S, 17th Ave S, 15th St SW, Riverview 3 E, 5th Aly SW, S Park Dr, New Dracut Hill Rd, 14th St S, 25th Ave S, 12th St$762
16th Ave SW, 42nd St N, 6th Ave NW, 6th St NE, Dick Rd, Fair Addition Rd, 2 45, Aberdare Ln, Little Belt Dr, Keogh Ct$790
Old Fort Shaw Rd, Chippewa Way, Smelter Ave NE, Watson Coulee Rd, Elm Ct, Oakwood Ct, 33rd Ave NE, Muddy Rd, Tri Hill Frontage Rd, 1st Rd S$794
12th Ave N, Briarwood Ct, 38th Ave NE, Coyote Ln, Campbell St, Ashuelot Hill Rd, Bootlegger Trl, 1st Ave SW, Holland Ct, Riverview 4 E$769

Great Falls, MT Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Great Falls$114 to $117
Ulm$115
Sun Prairie$113
Vaughn$112

Great Falls, MT Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Ulm CDP, Montana $97 $129 $193
Sun Prairie CDP, Montana $95 $126 $189
Vaughn CDP, Montana $94 $125 $187

Great Falls, MT Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Great Falls, MT5.5%17%
Ulm5.32%15.35%
Sun Prairie5.49%18.52%
Vaughn4.97%17.96%

Great Falls Renters Insurance as a Percentage of Rent

Great Falls Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 347 3.0% $350
$200 to $299 535 5.0% $800
$300 to $499 2,440 26.0% $1250
$500 to $749 3,478 37.0% $1925
$750 to $999 1,428 15.0% $2675
$1,000 to $1,499 809 8.0% $3800
$1,500 or more 307 3.0% $5450

Average Cost Of Home Insurance By Company In Areas Nearby Great Falls For Different Scenarios

Home value ($) Age of home (years) Pets Company Average homeowners insurance premium ($)
180,000 40 NA Allstate Vehicle & Property Ins. Co. 1,837
300,000 5 Miniature poodle Depositors Insurance Co. 1,011
250,000 30 Labrador retriever Depositors Insurance Co. (Nationwide) 1,125
300,000 5 Miniature poodle Farmers Insurance Exchange 1,496
180,000 40 NA Safeco Insurance Co. Of America 1,066
300,000 5 Miniature poodle Safeco Insurance Co. Of America 1,225
250,000 20 Golden retriever Travelers Home & Marine Ins. Co. 1,353
180,000 40 NA Usaa Casualty Insurance Co. 1,071
250,000 30 Labrador retriever United Services Auto Association 1,194
300,000 5 Miniature poodle United Services Auto Association 863

Great Falls, MT Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$2,700
Yearly Great Falls Homeowner Insurance Premium Example $1,000$500
Out of Pocket Expense During Claim$700$2,700
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $7,700$6,200
Net Savings to Great Falls Home Owner from High Deductible Plan $1,500

Great Falls, MT Home Insurance Costs With Home Replacement Value Scenarios

Scenario Great Falls, MT Home Replacement Value MORE than Home Value Great Falls, MT Home Replacement Value LESS than Home Value
Replacement Value $183,500 $113,500
Insurance Premium based on Replacement Value $950 $600
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $42,000 Risk Exposure from Under Insuring Coverage is $28,000
Premium Impact Insurance cheaper by $150/year Insurance costlier by $200/year

Example Great Falls Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersState FarmAllstate
Monthly Premium 4050102
Year Built 198919692010
Home Details 4 Beds, 1 Baths3 Beds, 1 Baths5 Beds, 2 Baths
Coverage Amount $200000-$250000$150000-$175000$400000-$500000
Deductible > $10,000 Deductible$2500-$5000 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Great Falls, MT from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1973 140,000 Slate Shingles Roof 1,740 4 $500- $1000 Deductible 410 10 Brick siding yes
1972 355,000 Composition Roof 4,510 5 $5000 to $10,000 Deductible 320 3 Wood siding No
1964 140,000 Shingles Roof 1,750 2 $2500-$5000 Deductible 320 8 Brick siding No
2012 145,000 Wood Shake Roof 1,510 2 $2500-$5000 Deductible 300 5 Stone Siding No
1974 205,000 Shingles Roof 2,230 4 $5000 to $10,000 Deductible 350 7 Stone Siding No
1970 265,000 Membrane Roof 2,370 3 $1000-$2500 Deductible 660 8 Stone Siding yes
2010 400,000 Tile Roof 4,490 5 $500 Deductible 660 3 Wood siding yes
1970 220,000 Tile Roof 2,230 3 $5000 to $10,000 Deductible 590 10 Stone Siding yes
1971 210,000 Asphalt Shingles Roof 1,950 4 $1000-$2500 Deductible 430 6 Fiber-Cement Siding No
1947 170,000 Wood Shake Roof 1,910 3 $5000 to $10,000 Deductible 300 8 Stucco siding yes
1981 130,000 Slate Shingles Roof 1,730 3 $1000-$2500 Deductible 110 3 Fiber-Cement Siding yes
2012 195,000 Shingles Roof 2,360 5 $500 Deductible 310 4 Stucco siding No
1978 280,000 Membrane Roof 3,430 5 $1000-$2500 Deductible 1080 10 Stone Siding yes