Grayson Insurance Rates:

Grayson, KY homeowners insurance is approximately $632 to $861, about $52-$71/month. Our detailed research indicates shoppers can save as much as $298 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Grayson, KY Homeowners Insurance By Home Value

Grayson, KY Home Value Total Homes % of Total Average Grayson, KY Homeowners Insurance
Less than $50,000 614 20.0% $216
$50,000 to $59,999 252 8.0% $455
$60,000 to $69,999 226 7.0% $560
$70,000 to $79,999 261 8.0% $649
$80,000 to $89,999 331 10.0% $739
$90,000 to $99,999 197 6.0% $821
$100,000 to $124,999 330 10.0% $956
$125,000 to $149,999 314 10.0% $1195
$150,000 to $174,999 214 6.0% $1411
$175,000 to $199,999 91 2.0% $1628
$200,000 to $249,999 129 4.0% $1964
$250,000 to $299,999 48 1.0% $2397
$300,000 to $399,999 61 1.0% $3047

Top Home Insurance Agents Near Grayson, KY

Home Insurance Company Near Grayson, KY Homeowners Insurance Agency Near Grayson, KY Address
NA Price Insurance Service, Inc. 4324 Old Scioto Trail , Portsmouth, OH, 45662
NA Wilson's Insurance Agency Po Box 98 , Manchester, OH, 45144
State Farm Javie Staggs 11461 County Road 1 Unit A, Chesapeake, OH, 45619-7010
Erie Lipscomb Tomblin Insurance Agency 5199c Yeich Avenue, Huntington, WV, 25705
Allstate Timothy White 630 7th St, Huntington, WV, 25701

Cost Of Homeowners Insurance By Street Near Grayson, KY

Streets in Grayson Area Homeowners Insurance Cost
Cribbs Hill Rd, Cribbs Hill, Marshall St, Burton Ln, River Bend Way, Woodland Heights Cir, Norton Branch Rd, Cr-1600G, McDavid Blvd, Bagby Park St$745
Cr-1600E, Beckwith Branch, Challenger Rd, Mickey Mantle Dr, Reatta St, Emerald Ln, State Hwy 854, Powers St, Miranda Ln, Cardinal Dr$745
Landsdown St, Jackson Rd, Arabian Ln, State Hwy 1, E Main St, Stan Branch, Four Mile Rd, Blevins Rd, Walnut St, Linda Ln$746
Cr-1648, Jasmine Ln, E Cretcher St, Eastview St, Laber Rd, River Rd, Wilson Creek Rd, State Hwy 1654, Sycamore Dr, Redwood Ln$744
Valley View Rd, Fawn Dr, Cr-1006, 7th St, Tulip Dr, E 4th St, State Hwy 773, Hillview Dr, Schoolhouse Hollow, Dogwood Ln$748

Grayson, KY Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Grayson$111 to $114
Carter County$111
Willard$110
Wurtland$112

Grayson, KY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Carter County, Kentucky $93 $123 $185
Willard CCD, Carter County, Kentucky $92 $123 $184
Grahn CCD, Carter County, Kentucky $92 $123 $184

Grayson, KY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Grayson, KY7.4%20.3%
Carter County7.24%22.59%
Willard6.77%27.02%
Grahn7.15%22.36%

Grayson Renters Insurance as a Percentage of Rent

Grayson Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 125 12.0% $805
$300 to $499 283 27.0% $1255
$500 to $749 521 51.0% $1930
$750 to $999 85 8.0% $2680

Average Cost Of Home Insurance By Company In Areas Nearby Grayson For Different Scenarios

Home value ($) Construction type Age of home Company premium ($)
125,000 Frame 29 years American Fire And Casualty Company 814
125,000 Frame 29 years Liberty Insurance Corporation 1,362
150,000 Brick Veneer 19 years Nationwide General Insurance Company 616
250,000 Masonry 9 years Aegis Security Insurance Company 0
250,000 Masonry 9 years Allstate Prop & Cas Ins Co 1,613
250,000 Masonry 9 years Erie Insurance Company 931
250,000 Masonry 9 years Guideone Mutual Insurance Company 1,043
125,000 Frame 29 years Property And Casualty Insurance Company Of Hartford 2,037
150,000 Brick Veneer 19 years Sentry Insurance A Mutual Company 1,216
125,000 Frame 29 years Standard Guaranty Insurance Company 1,907

Grayson, KY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,200$2,200
Yearly Grayson Homeowner Insurance Premium Example $600$400
Out of Pocket Expense During Claim$1,200$2,200
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,000$5,400
Net Savings to Grayson Home Owner from High Deductible Plan $600

Grayson, KY Home Insurance Costs With Home Replacement Value Scenarios

Scenario Grayson, KY Home Replacement Value MORE than Home Value Grayson, KY Home Replacement Value LESS than Home Value
Replacement Value $106,000 $66,000
Insurance Premium based on Replacement Value $575 $350
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $21,000 Risk Exposure from Under Insuring Coverage is $19,000
Premium Impact Insurance cheaper by $100/year Insurance costlier by $125/year

Example Grayson Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyAllstateFarmers Insurance
Monthly Premium 355247
Year Built 197019941966
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 1 Baths
Coverage Amount $75000-$100000$250000-$300000$125000-$150000
Deductible $500 Deductible> $10,000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Grayson, KY from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1971 120,000 Asphalt Shingles Roof 1,730 4 $1000-$2500 Deductible 210 5 Stucco siding yes
1990 130,000 Slate Shingles Roof 2,360 3 $1000-$2500 Deductible 160 3 Wood siding No
1965 120,000 Slate Shingles Roof 2,110 4 $500- $1000 Deductible 90 2 Stucco siding No
1981 100,000 Slate Shingles Roof 1,560 3 $2500-$5000 Deductible 120 4 Stone Siding No
1965 135,000 Metal Roof 2,000 4 $2500-$5000 Deductible 470 9 Stone Siding yes
1980 145,000 Membrane Roof 2,390 5 $500 Deductible 450 8 Stucco siding No
1961 130,000 Shingles Roof 2,450 4 $2500-$5000 Deductible 290 8 Wood siding No
2014 195,000 Composition Roof 2,600 4 $500- $1000 Deductible 60 1 Stucco siding No
2003 80,000 Asphalt Shingles Roof 1,600 3 $500- $1000 Deductible 410 10 Vinyl siding yes
1975 175,000 Wood Shake Roof 3,230 5 $500 Deductible 610 10 Stone Siding No
1971 175,000 Slate Shingles Roof 2,290 4 $500- $1000 Deductible 660 10 Stone Siding No
1968 155,000 Tile Roof 3,000 5 $5000 to $10,000 Deductible 150 4 Stucco siding No
1974 100,000 Slate Shingles Roof 1,580 5 $500 Deductible 380 7 Stucco siding No
1961 75,000 Membrane Roof 1,480 3 $500- $1000 Deductible 240 10 Stucco siding No
1967 155,000 Tile Roof 2,550 4 $500 Deductible 440 8 Vinyl siding No
1991 220,000 Composition Roof 2,980 5 $500 Deductible 700 8 Brick siding No
1980 130,000 Wood Shake Roof 2,360 3 $500- $1000 Deductible 270 6 Wood siding yes
2012 150,000 Metal Roof 2,320 3 $500 Deductible 230 3 Fiber-Cement Siding No
1984 90,000 Slate Shingles Roof 1,560 3 $500- $1000 Deductible 300 10 Brick siding No
1991 115,000 Asphalt Shingles Roof 1,880 4 $2500-$5000 Deductible 250 7 Vinyl siding yes
2011 125,000 Wood Shake Roof 1,860 4 $500 Deductible 60 1 Wood siding yes
2002 70,000 Membrane Roof 1,210 3 $2500-$5000 Deductible 260 9 Wood siding No
1972 105,000 Metal Roof 2,010 3 $500- $1000 Deductible 250 6 Fiber-Cement Siding No
1964 300,000 Wood Shake Roof 3,900 5 $500 Deductible 140 1 Fiber-Cement Siding yes
1960 145,000 Slate Shingles Roof 1,930 5 $1000-$2500 Deductible 130 2 Brick siding No
1983 190,000 Metal Roof 3,700 5 $500- $1000 Deductible 370 6 Stucco siding No
2005 80,000 Slate Shingles Roof 1,520 3 $500 Deductible 440 12 Fiber-Cement Siding No
2013 205,000 Asphalt Shingles Roof 3,060 4 $2500-$5000 Deductible 70 1 Vinyl siding yes