Grayslake Insurance Rates:

Grayslake, IL homeowners insurance is nearly $677 to $922, about $56-$76/month. Our extensive guide indicates shoppers can save as much as $320 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Foremost
After i made my claim, i expected my rates to skyrocket, but they were very fair about the rate increases the next two times i was up for renewal.
State Farm
A friend of mine told me that her homeowner's insurance through farmers gave her a discount for renovating her home. i inquired about this with state farm, and they don't really offer any incentives outside of "good student discounts", and that really only applies to auto. there really isn't much in the way of discounts with them, but i guess that's the trade-off for having a local team you know and trust.
State Farm
The employees at the office are very helpful and respond quickly whenever we have questions about the services they provide. they also encourage us to update our insurance as our lives or the economy change.

Grayslake, IL Homeowners Insurance By Home Value

Grayslake, IL Home Value Total Homes % of Total Average Grayslake, IL Homeowners Insurance
$100,000 to $124,999 126 2.0% $360
$125,000 to $149,999 384 6.0% $456
$150,000 to $174,999 466 8.0% $536
$175,000 to $199,999 792 14.0% $616
$200,000 to $249,999 1,312 23.0% $744
$250,000 to $299,999 1,201 21.0% $912
$300,000 to $399,999 1,220 21.0% $1160

Top Home Insurance Agents Near Grayslake, IL

Home Insurance Company Near Grayslake, IL Homeowners Insurance Agency Near Grayslake, IL Address
NA Petkus Insurance Agency 3N225 Town Hall Rd , Elburn, IL, 60119
NA American Advantage - Lauterbach Agency 13000 W Bluemound Rd #303 , Elm Grove, WI, 53122
Travelers Condominium Insurance Specialists Of America 2170 POINT BLVD STE 600, ELGIN, IL, 60123
Nationwide Julien Ins Agency Inc 213 Walnut St STE 2, St Charles, IL, 60174
Liberty Mutual Independent Wolf Point Advisors 35 E Wacker Dr, Chicago, IL, 60601

Cost Of Homeowners Insurance By Street Near Grayslake, IL

Streets in Grayslake Area Homeowners Insurance Cost
N Amber Prairie Way, Trestle Ct, Norman Dr S, S Arlington Dr, E Hawthorne Dr, Scott Ave, Somerset Ct, N Ridge Rd, S Wildspring Rd, Blackburn Dr$772
Amber Ct, Pinto Ln, N Meadow Rd, Hackberry Cir, W Biros Ln, Arrowhead Ct, Attenborough Ct, W Oak Ct, N Swan Dr, Handley Ct$796
Regency Ln, Harness Ln, Butterfield Ln, Clarewood Cir, Lancaster Ct, N Sears Blvd, W Genoa Ave, Wood Oak Cir, Tudor Dr, Harborside Way$770
W Braeloch Rd, S Alleghany Rd, Mayfair Ln, W Sweet Clover Rd, Mainsail Dr, N Glen Dr, Gagemere Dr, W Engle Dr, Maplewood Ct, Wildmeadow Dr$783
Wicks St, S Curran Rd, S Wildmeadow Rd, Lilac Ct, S Huntington Dr, Teal Ct, Finch Ct, Spyglass Cir, W Fielding Ln, N Sunshine Ave$762
Meadowview Ln, N Ponce Ave, Hunters Way, W Isola Ave, Winged Foot Dr, Equestrian Way, Liberty Lakes Blvd, N Edward Ave, N Edinburgh Ct, Twin Eagles Ct$819
Silo Hill Dr, W Ivanhoe Rd, Laurie Ct, W Lake Ct, Newbury Ct, W Chardon Rd, W Timber Ln, Robin Ct, Deer Run Dr, Sommerset Dr$799
River Park Dr, Deep Woods Ct, Vine St, Manor Ave, N Kenneth Dr, W Guerin Rd, Kortney Ln, N Fox Chase Dr, Normandy Woods Ct, School St$791
Railroad Ave, Filly Ln, Crossland Dr, W Cambria Dr, Scarlet Oak Dr, Dalton Ct, S Daybreak Ln, Highland Ct, Lisk Dr, Kilburn Ct$820
Beacon Ln, Westfield Way, Bishop Way, Longfield Ln, N East Ln, Bridle Cir, Bridle Ct, Lupine Ct, S Aldridge Ln, Nippersink Rd$766

Grayslake, IL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Grayslake$119 to $122
Avon$115
Third Lake$123
Gages Lake$118

Grayslake, IL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Avon township, Lake County, Illinois $116 $154 $231
Third Lake village, Illinois $123 $164 $246
Hainesville village, Illinois $115 $153 $230

Grayslake, IL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Grayslake, IL3.0%7.0%
Avon3.43%8.88%
Third Lake2.81%6.84%
Hainesville3.29%8.18%

Grayslake Renters Insurance as a Percentage of Rent

Grayslake Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 25 1.0% $319
$200 to $299 48 2.0% $769
$300 to $499 158 9.0% $1219
$500 to $749 158 9.0% $1894
$750 to $999 586 36.0% $2644
$1,000 to $1,499 456 28.0% $3769
$1,500 or more 191 11.0% $5419

Grayslake, IL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$2,700
Yearly Grayslake Homeowner Insurance Premium Example $800$400
Out of Pocket Expense During Claim$700$2,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,100$5,900
Net Savings to Grayslake Home Owner from High Deductible Plan $1,200

Grayslake, IL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Grayslake, IL Home Replacement Value MORE than Home Value Grayslake, IL Home Replacement Value LESS than Home Value
Replacement Value $700,000 $450,000
Insurance Premium based on Replacement Value $3,300 $2,125
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $175,000 Risk Exposure from Under Insuring Coverage is $75,000
Premium Impact Insurance cheaper by $375/year Insurance costlier by $800/year

Example Grayslake Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceAmica Mutual Insurance CompanyNationwide Insurance
Monthly Premium 46162184
Year Built 200819902011
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 3 Baths
Coverage Amount $125000-$150000$400000-$500000$400000-$500000
Deductible $1000-$2500 Deductible$1000-$2500 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Grayslake, IL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2002 260,000 Slate Shingles Roof 1,690 3 > $10,000 Deductible 390 7 Wood siding No
2007 260,000 Membrane Roof 1,790 3 > $10,000 Deductible 670 10 Wood siding yes
1995 165,000 Metal Roof 1,400 3 $1000-$2500 Deductible 480 9 Brick siding yes
2004 230,000 Membrane Roof 1,850 4 $1000-$2500 Deductible 920 12 Brick siding yes
1997 275,000 Metal Roof 1,940 3 $1000-$2500 Deductible 460 4 Brick siding yes
1991 590,000 Asphalt Shingles Roof 4,980 5 $500 Deductible 1600 5 Stone Siding No
2014 290,000 Membrane Roof 1,880 3 $500- $1000 Deductible 240 2 Wood siding No
1992 260,000 Shingles Roof 1,800 5 $500- $1000 Deductible 900 10 Wood siding No
2008 625,000 Slate Shingles Roof 4,220 5 $500- $1000 Deductible 2060 7 Wood siding No
2014 340,000 Asphalt Shingles Roof 2,480 4 $5000 to $10,000 Deductible 730 7 Wood siding yes
1992 220,000 Shingles Roof 1,680 4 $500 Deductible 410 5 Stucco siding yes
1995 235,000 Asphalt Shingles Roof 1,590 5 > $10,000 Deductible 220 5 Wood siding yes
1999 550,000 Slate Shingles Roof 4,380 5 > $10,000 Deductible 750 10 Vinyl siding No