Grapevine Insurance Rates:

Grapevine, TX homeowners insurance is about $923 to $1,257, about $76-$104/month. Our comprehensive research reveals consumers can save as much as $435 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Grapevine, TX Homeowners Insurance; How to Make it Less Expensive?

The average cost of home insurance in Grapevine, TX is $1502. However, the cost of your policy will vary depending on a number of factors, including the type of coverage you choose and the amount of deductible you choose, as well as the age of the property and the materials used to construct it. The table below summarises the average house insurance costs in Grapevine,TX based on the deductible and other factors.

Average Homeowners Insurance Cost Based on the Age of Home 


When homeowners choose bigger deductibles, they receive discounts, which translates to lower monthly payments and lower premiums over time. A high deductible policy is a simple method to get more coverage for less money. Homeowners in Grapevine who have a high deductible of $2500 can get house insurance for $1079. On deductibles of $2000 and $1500, homeowners receive insurance for $1147 and $1264, respectively.

The average cost of house insurance is directly proportional to the age of the home. Newly constructed Grapevine, TX homes can avail lower insurance of $1157 since newly built homes have a lesser threat of damage. As a result, home insurance companies offer substantial discounts to newly constructed homes. An older housing means higher rates since houses are more prone to damage and as a result, those with homes over 40 or 50 years old have to pay  $1541-$1559 per year on their premiums.

The type of construction has a significant impact on the cost of homeowners insurance. The more damage-resistant your home is, the less expensive your homeowners insurance will be. For example, a person who lives in Grapevine, TX and has fire-resistant construction on their roof can save $1307 each year on average. For homes built with Masonry and Brick, insurance firms in Grapevine, offer home insurance for $1427 per year. Superior and hail-resistant roofs demand a higher price tag of $1367 and $1457 respectively.

Grapevine, TX Homeowners Insurance By Home Value

Grapevine, TX Home Value Total Homes % of Total Average Grapevine, TX Homeowners Insurance
Less than $50,000 312 3.0% $119
$80,000 to $89,999 118 1.0% $402
$100,000 to $124,999 477 4.0% $533
$125,000 to $149,999 610 6.0% $664
$150,000 to $174,999 1,290 13.0% $784
$175,000 to $199,999 1,294 13.0% $903
$200,000 to $249,999 2,020 20.0% $1089
$250,000 to $299,999 1,858 18.0% $1328
$300,000 to $399,999 1,670 16.0% $1698

Top Home Insurance Agents Near Grapevine, TX

Home Insurance Company Near Grapevine, TX Homeowners Insurance Agency Near Grapevine, TX Address
Travelers Abco Home Plus Ins Agency 2007 COLLINS SUITE 305, RICHARDSON, TX, 75080
Farmers Cherie Brannan-Russell 4200 S Hulen St Ste 300, Ft Worth, TX, 76109
Farmers Daniel Dan Dubberstein 861 N Coleman St Ste 180, Prosper, TX, 75078
Nationwide Reginald Denard White Agency 800 E Central Pkwy STE 200, Plano, TX, 75074
Travelers The Phoenix Integra Insurance Services 11615 FOREST CENTRAL DR 103, DALLAS, TX, 75243

Grapevine, TX Home Insurance Agents for Top Companies

Cost Of Homeowners Insurance By Street Near Grapevine, TX

Streets in Grapevine Area Homeowners Insurance Cost
Chase Oak Dr, Strathmore Dr, N Port Ct, Caviness Dr, E Estill St, Forest Hills Ct, Grayson Dr, Cliffwood Dr, Berry St, Spur Trl$1,100
Grapevine Mills Rd, Logans Ln, Janet Ln, Nueces Ct, Gatehouse Ct, Edgewood Ln, Copperglen Cir, S Dove Rd, Keystone Dr, Arbor Oak Dr$1,192
Edgemont Dr, Ridgeview Dr, Paloma, Pecan Hollow Ct, S Pine St, Copperfield St, State St, Hanna Ct, E Northwest Hwy, Timber Ridge Pt$1,235
Scottsdale Dr, Manchester Ln, State Hwy 114, Lansdowne Ct, Aspenwood Dr N, Inland Dr, Hightimber Dr, Hillbrook, Double Creek Dr, Preston Ct$1,196
Reims Ct, Ashwood Ln, Brookshire Dr, Denver Dr, N Creekwood Dr, Redwood Trl, Wilkes Dr, Lexington Ave, Alexandria Cir, Robindale Ln$1,129
Stonewood Ct, State Hwy 114, Harty Ct, Black Forest Ct, Mapleridge Dr, Post Oak Rd, Frances Dr, Red Oak Ct E, Foxfire, Joyce Way$1,226
Keller Grapevine Rd, Pheasant Ridge, Rockbrook Ct, Patterson Way, Madison Ct, Daniel St, Bent Creek Ct, Brenton Oaks Dr, Southbend Trl, Blair Meadow Dr$1,101
Kenshire Ct, Bluebird Ct, Beacon Hill Ct, Shadow Ridge, Highview Ln, Tradewind St, Mesa Ranch Ct, Camden Green, Canyon Park Ct, Cole Ct$1,196
Martin Ct, Sandalwood Ln, Old Oak Ln, Laurel Creek Dr, Diamond Blvd, Coppell Rd, Scenic Dr, High Mesa Ct, Golden Gate Dr, Chatsworth Dr$1,068
Pine Dr, Nolen Dr, Brumlow Ave, Winding Creek Dr S, Hughes Rd, N International Pkwy, Stone Myers Pkwy, Bay Meadows Dr, Worthing St, Lake Park Dr$1,095

Grapevine, TX Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Grapevine$162 to $164

Grapevine, TX Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Southlake city, Texas $186 $248 $372
Colleyville city, Texas $179 $238 $357
Coppell city, Texas $167 $223 $335

Grapevine, TX Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Grapevine, TX4.7%13.3%

Grapevine Renters Insurance as a Percentage of Rent

Grapevine Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 83 1.0% $1230
$500 to $749 850 11.0% $1905
$750 to $999 2,573 34.0% $2655
$1,000 to $1,499 3,011 40.0% $3780
$1,500 or more 889 11.0% $5430

Grapevine, TX Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly Grapevine Homeowner Insurance Premium Example $2,800$2,400
Out of Pocket Expense During Claim$700$2,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $23,100$21,900
Net Savings to Grapevine Home Owner from High Deductible Plan $1,200

Grapevine, TX Home Insurance Costs With Home Replacement Value Scenarios

Scenario Grapevine, TX Home Replacement Value MORE than Home Value Grapevine, TX Home Replacement Value LESS than Home Value
Replacement Value $322,500 $228,000
Insurance Premium based on Replacement Value $2,425 $1,700
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $34,000 Risk Exposure from Under Insuring Coverage is $60,500
Premium Impact Insurance cheaper by $450/year Insurance costlier by $275/year

Example Grapevine Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualFarmers InsuranceTravelers
Monthly Premium 111138208
Year Built 201219922006
Home Details 2 Beds, 1 Baths3 Beds, 2 Baths4 Beds, 1 Baths
Coverage Amount $200000-$250000$200000-$250000$400000-$500000
Deductible $2500-$5000 Deductible$500- $1000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Grapevine, TX from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2013 200,000 Tile Roof 1,680 2 $500- $1000 Deductible 1260 8 Stone Siding No
1988 235,000 Membrane Roof 2,020 3 > $10,000 Deductible 100 1 Vinyl siding No
2001 255,000 Slate Shingles Roof 2,120 4 $5000 to $10,000 Deductible 900 8 Brick siding yes
2003 250,000 Wood Shake Roof 2,360 4 $5000 to $10,000 Deductible 1390 12 Wood siding No
1992 180,000 Wood Shake Roof 1,300 2 $500- $1000 Deductible 860 8 Brick siding yes
1991 315,000 Asphalt Shingles Roof 2,990 4 $500- $1000 Deductible 2550 10 Stone Siding yes
2006 190,000 Membrane Roof 1,330 2 $2500-$5000 Deductible 310 3 Wood siding No
2014 265,000 Metal Roof 2,140 4 > $10,000 Deductible 890 7 Vinyl siding No
2007 200,000 Membrane Roof 1,760 2 > $10,000 Deductible 770 12 Stone Siding yes
1997 150,000 Asphalt Shingles Roof 1,250 3 $1000-$2500 Deductible 370 3 Vinyl siding No
1989 305,000 Slate Shingles Roof 3,100 5 $500- $1000 Deductible 1390 6 Vinyl siding No
2011 260,000 Metal Roof 2,080 3 $5000 to $10,000 Deductible 980 10 Brick siding No
1989 525,000 Metal Roof 4,100 5 $1000-$2500 Deductible 3150 10 Brick siding No
1992 275,000 Composition Roof 2,390 5 $2500-$5000 Deductible 580 4 Fiber-Cement Siding yes
2004 260,000 Composition Roof 1,830 3 > $10,000 Deductible 230 3 Fiber-Cement Siding yes
1981 180,000 Asphalt Shingles Roof 1,460 3 $1000-$2500 Deductible 230 2 Wood siding yes
1982 280,000 Membrane Roof 2,020 3 $5000 to $10,000 Deductible 820 7 Brick siding yes
2000 245,000 Asphalt Shingles Roof 2,190 4 $5000 to $10,000 Deductible 1730 12 Brick siding No
2013 240,000 Composition Roof 2,180 3 $500 Deductible 1650 10 Stone Siding yes
1983 410,000 Tile Roof 3,210 4 > $10,000 Deductible 500 3 Wood siding yes
1983 270,000 Tile Roof 1,890 3 > $10,000 Deductible 790 6 Brick siding No
2008 220,000 Metal Roof 1,660 3 > $10,000 Deductible 390 4 Brick siding No
1984 165,000 Asphalt Shingles Roof 1,560 3 $500 Deductible 1040 9 Stone Siding No
2011 190,000 Metal Roof 1,790 2 $1000-$2500 Deductible 1060 12 Stucco siding yes
1998 230,000 Membrane Roof 1,990 3 $2500-$5000 Deductible 950 7 Stucco siding yes
2011 485,000 Composition Roof 4,320 5 > $10,000 Deductible 290 2 Brick siding yes
1997 180,000 Composition Roof 1,230 2 $500- $1000 Deductible 1330 12 Fiber-Cement Siding yes
1989 180,000 Shingles Roof 1,730 5 $2500-$5000 Deductible 300 2 Brick siding No
2013 215,000 Shingles Roof 1,770 2 $2500-$5000 Deductible 1400 9 Brick siding No
2013 220,000 Membrane Roof 2,050 3 $5000 to $10,000 Deductible 750 8 Stucco siding No
2010 415,000 Wood Shake Roof 2,970 4 $500 Deductible 2120 7 Fiber-Cement Siding No
2011 295,000 Asphalt Shingles Roof 2,280 3 $2500-$5000 Deductible 900 5 Fiber-Cement Siding No
1980 205,000 Wood Shake Roof 2,040 4 $2500-$5000 Deductible 900 7 Fiber-Cement Siding yes

Latest Home Insurance Reviews

Definitely recommend. Very quick and easy insurance company. Easy to understand, great products and very affordable. When we have had to speak to them they were friendly and helpful.
State Farm
I would recommend State Farm to others simply based on their customer service. They have a variety of policy offerings, comparable premiums and deductibles.
State Farm
I would recommend this company for insurance because they are very reputable, have been around for a long time and I feel like they actually care to help customers feel safe and deal with things as they come.
Allstate is a bit more expensive compared to other companies, but based on my claims experience it is worth not being aggravated when something does happen.
I would recommend therm as they are always nice and try to get me the best rates they offer. Although I've never needed them for repairs, so I don't know how they are when dealing with that.
I personally recommend because of being affordable, convenient and also excellent service. When you have a complete package, there is no turning down.
State Farm
I love this company. Great service and great price with great coverage.
New to them, however they have had excellent (5) costumer service thus far. They have been very responsive to my inquires and have held my hand through the whole experience of changing policies.
I think progressive offers good rates compared to others. Liberty also provdes home insurances but i dont think they are worth it beacuse the customer service is so bada
Liberty Mutual
Company provided insurance coverage that covered a rented trailer being towed by a rented truck with both rentals from two different providers. Nobody else did. I got a good deal on both sides.
Progressive home insurance has pretty decent customer service.They respond emails promptly and I have not experienced any long wait times when contacting them by hone. All in all I am quite satisfied with my experience so far.
I think my insurance premium deductible is reasonable priced especially when compared to the deductibles for other companies. I am satisfied.
They also allow me to bundle my car with my homeowner's ins. when i switched from renters to homeowners they made that an easy process.
Rvos Insurance
I really wish agworkers auto and rvos were actually the same company and i could bundle them together. i understand they have a relationship, but many auto and home insurances are one-in-the-same and can be paid as such. that would be beneficial to us.
I like the name! it sounds pretty classy "lloyd's of london" seeing as they were my last resort for insuring my 80 year old home. they don't seem like a lower end provider to me. this has inspired me to look the company up on the internet. thank you.
State Farm
The premium is either comparable or perhaps a bit higher than other insurance companies but state farm is a very reputable company.
State Farm
The premium of our company is higher than other company. They have paperless coverage. They provide premium in less time.
State Farm
It was covered to same to other company.
I dislike the cost of homeowners insurance. Allstate's prices are higher than some. However, I am willing to pay more because of the customer service I receive.
Safeco Insurance
I don't really dislike anything about them. I feel that working with a broker has improved the quality of my experience with the company.
They have good customer service and good products. It is very easy to get their insurance.
State Farm
I would highly reccomend State Farm for anyone. When we had to file a claim due to a hail storm, they were out the next day and gave us the money to get our roof replaced.
State Farm
Very fair rates. I have looked at other people's prices and they are either better or close to better. I would not change a thing.
I would reccomend this insurance company to someone who is just starting out on their own because it gives you fairly strict guidelines in order to keep you on the right track.
this company is comparable to others. If it ever gets too high then we will shop around for someone new.

How To Make Your Grapevine, TX Home Insurance Cheaper

How Much Does Grapevine, TX Home Insurance Cost?