Granville Insurance Rates:

Granville, NY homeowners insurance is approximately $500 to $680, about $41-$56/month. Our complete analysis shows customers can save as much as $236 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Granville, NY Homeowners Insurance By Home Value

Granville, NY Home Value Total Homes % of Total Average Granville, NY Homeowners Insurance
Less than $50,000 121 6.0% $123
$50,000 to $59,999 35 1.0% $259
$60,000 to $69,999 80 4.0% $324
$70,000 to $79,999 86 4.0% $371
$80,000 to $89,999 176 9.0% $424
$90,000 to $99,999 212 11.0% $477
$100,000 to $124,999 310 16.0% $548
$125,000 to $149,999 261 14.0% $690
$150,000 to $174,999 101 5.0% $814
$175,000 to $199,999 175 9.0% $938
$200,000 to $249,999 189 10.0% $1132
$250,000 to $299,999 64 3.0% $1386

Top Home Insurance Agents Near Granville, NY

Home Insurance Company Near Granville, NY Homeowners Insurance Agency Near Granville, NY Address
NA Rick J. Jarvis Associaties Dba Carey Insurance 1247 Dix Avenue , Hudson Falls, NY, 12839
NA Clark-Mortenson Insurance - Woodstock 448 Road , Woodstock, VT, 5091
Nationwide Michael A. Attanasio 35 Milton Ave, Ballston Spa, NY, 12020
Liberty Mutual Independent Wills Agcy Inc 116 SOUTH ST, BENNINGTON, VT, 5201
Allstate Wills Insurance Inc. 116 South St, Bennington, VT, 5201

Granville, NY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Wells town, Rutland County, Vermont $89 $119 $178
Hartford town, Washington County, New York $75 $99 $149
Pawlet town, Rutland County, Vermont $92 $122 $183

Granville, NY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Granville, NY3.8%10.2%
Wells4.24%11.91%
Hartford3.22%9.16%
Pawlet3.73%9.85%

Granville Renters Insurance as a Percentage of Rent

Granville Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 15 2.0% $348
$200 to $299 23 3.0% $798
$300 to $499 122 20.0% $1248
$500 to $749 229 39.0% $1923
$750 to $999 136 23.0% $2673
$1,000 to $1,499 58 9.0% $3798

Granville, NY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$800$3,800
Yearly Granville Homeowner Insurance Premium Example $2,200$1,600
Out of Pocket Expense During Claim$800$3,800
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $18,400$16,600
Net Savings to Granville Home Owner from High Deductible Plan $1,800

Granville, NY Home Insurance Costs With Home Replacement Value Scenarios

Scenario Granville, NY Home Replacement Value MORE than Home Value Granville, NY Home Replacement Value LESS than Home Value
Replacement Value $137,000 $104,000
Insurance Premium based on Replacement Value $1,450 $1,100
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $13,000 Risk Exposure from Under Insuring Coverage is $20,000
Premium Impact Insurance cheaper by $225/year Insurance costlier by $125/year

Example Granville Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceErie InsuranceChubb Group of Insurance
Monthly Premium 9691322
Year Built 200419841990
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 1 Baths
Coverage Amount $100000-$125000$100000-$125000$400000-$500000
Deductible $500 Deductible$1000-$2500 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Granville, NY from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1980 160,000 Metal Roof 1,970 3 $5000 to $10,000 Deductible 220 2 Brick siding yes
1985 340,000 Wood Shake Roof 3,810 5 $2500-$5000 Deductible 1370 6 Stone Siding No
2000 160,000 Asphalt Shingles Roof 2,220 3 $500- $1000 Deductible 650 6 Stone Siding No
1942 185,000 Membrane Roof 2,180 4 $500 Deductible 1170 9 Fiber-Cement Siding yes
2004 190,000 Metal Roof 2,920 4 $500 Deductible 1300 8 Wood siding yes
1942 440,000 Asphalt Shingles Roof 4,840 5 $2500-$5000 Deductible 2090 9 Brick siding No
2008 230,000 Wood Shake Roof 3,470 5 $5000 to $10,000 Deductible 200 2 Stucco siding No
1943 185,000 Wood Shake Roof 2,550 4 $500- $1000 Deductible 350 2 Stucco siding No
1944 125,000 Membrane Roof 1,550 3 $500- $1000 Deductible 310 3 Stone Siding yes
2005 230,000 Asphalt Shingles Roof 3,160 4 > $10,000 Deductible 90 1 Vinyl siding yes
2008 165,000 Tile Roof 1,940 4 $500 Deductible 450 3 Fiber-Cement Siding yes
2007 110,000 Slate Shingles Roof 1,290 3 $2500-$5000 Deductible 470 8 Stone Siding No
2003 195,000 Wood Shake Roof 2,700 4 $2500-$5000 Deductible 1240 12 Fiber-Cement Siding No
2006 140,000 Shingles Roof 2,140 3 $500- $1000 Deductible 150 1 Stone Siding yes
1984 130,000 Wood Shake Roof 1,990 3 $1000-$2500 Deductible 240 2 Stucco siding yes
1994 225,000 Slate Shingles Roof 3,110 5 $5000 to $10,000 Deductible 110 1 Stucco siding yes
1998 290,000 Wood Shake Roof 3,210 4 > $10,000 Deductible 1040 8 Stucco siding yes
2002 170,000 Composition Roof 1,880 4 $500 Deductible 530 4 Brick siding yes
1989 165,000 Tile Roof 2,340 4 $5000 to $10,000 Deductible 700 8 Stone Siding yes
1943 245,000 Composition Roof 3,200 4 > $10,000 Deductible 1390 10 Stone Siding yes
1989 165,000 Tile Roof 2,220 3 $500 Deductible 860 6 Wood siding No
1991 195,000 Membrane Roof 2,140 3 $1000-$2500 Deductible 320 2 Vinyl siding yes
1999 85,000 Composition Roof 1,330 3 $1000-$2500 Deductible 200 3 Fiber-Cement Siding yes
1992 190,000 Composition Roof 2,830 5 $5000 to $10,000 Deductible 170 2 Vinyl siding No
1983 145,000 Metal Roof 1,900 5 $2500-$5000 Deductible 860 12 Stone Siding No
1949 290,000 Shingles Roof 3,390 4 $2500-$5000 Deductible 1980 10 Wood siding yes
1949 245,000 Shingles Roof 2,920 4 $500- $1000 Deductible 290 2 Fiber-Cement Siding No
1981 325,000 Shingles Roof 4,370 5 > $10,000 Deductible 2180 12 Stucco siding No
2003 140,000 Composition Roof 1,680 3 $1000-$2500 Deductible 610 7 Fiber-Cement Siding No
1992 150,000 Tile Roof 1,950 5 $2500-$5000 Deductible 470 6 Fiber-Cement Siding yes
2000 270,000 Composition Roof 3,120 4 > $10,000 Deductible 1380 9 Brick siding No
1948 170,000 Metal Roof 2,110 4 $1000-$2500 Deductible 740 6 Stucco siding yes
1993 210,000 Shingles Roof 2,270 5 $1000-$2500 Deductible 510 4 Stone Siding yes
2005 210,000 Wood Shake Roof 3,380 4 $500 Deductible 350 2 Wood siding yes