Grant County Insurance Rates:

Grant County, WA homeowners insurance is roughly $490 to $664, about $40-$55/month. Our exhaustive research reveals consumers can save as much as $230 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Average Cost of Homeowners Insurance in Grant County, WA

Based on the VHome research, the average insurance rate in Grant County is $642. The main aim of home insurance is to protect your finances in case of any repair, loss, or damage to the house. Therefore, the home insurance rates may vary depending on certain factors like coverage type, deductible, house age, or the material used to build your house. Other than that, homeowners in Grant County can avail of discounts offered by different insurance companies to reduce the rates further. You can avail of these discounts provided by some of the leading insurers in the town like Nationwide and State Farm for a lower cost.

Discounts based on Deductible for Home Insurance

Deductible for home insurance is the amount of money you agree to pay before you can make a claim with your provider. Once the homeowner files a claim and meets their deductible, the insurance company pays the remaining balance up to their policy limit.

For instance, let us assume that as per your policy, your deductible is $2500. So here, if you make a claim with damages of $20,000, you have to pay your deductible, i.e., $2500, and the remaining balance, i.e., $17,500, will be paid by your respective insurance company.

Deductible for home insurance in Grant County may range from $634 to $460, depending on the deductible the policyholder has opted. So, Grant County homeowners paying a high deductible of $2500 can avail of home insurance for $460.96, whereas Grant County homeowners paying a deductible of $1500 and $2000 can avail of home insurance for $540.18 and $490.36, respectively. Below is the summary of home insurance costs for different deductibles in Grant County, WA.


Many factors determine discounts but are not in control of the homeowners. Therefore, the policyholders can take advantage of lesser premiums by choosing higher deductibles to reduce home insurance rates.

Apart from that, homeowners in Grant County who have a claims-free history with their home insurance company can receive discounts on their premiums. Homeowners with zero claim history can receive discounts on their premiums. The cost of the homeowners insurance in Grant County also depends on other factors, including the construction type. If fire resistive brick was used for your house, the premium would be less than Masonry and Brick. The premium charged for the house built with fire resistive brick is $577.8, whereas the premium charged for masonry and brick is $609.9. Therefore, the better the brick quality, the less the premium.

Grant County, WA Homeowners Insurance By Home Value

Grant County, WA Home Value Total Homes % of Total Average Grant County, WA Homeowners Insurance
Less than $50,000 2,070 12.0% $92
$50,000 to $59,999 459 2.0% $190
$60,000 to $69,999 405 2.0% $236
$70,000 to $79,999 472 2.0% $276
$80,000 to $89,999 533 3.0% $311
$90,000 to $99,999 816 4.0% $346
$100,000 to $124,999 1,861 10.0% $403
$125,000 to $149,999 2,073 12.0% $507
$150,000 to $174,999 1,840 10.0% $600
$175,000 to $199,999 1,653 9.0% $692
$200,000 to $249,999 1,796 10.0% $830
$250,000 to $299,999 1,441 8.0% $1015
$300,000 to $399,999 1,559 9.0% $1292

Top Home Insurance Agents Near Grant County, WA

Home Insurance Company Near Grant County, WA Homeowners Insurance Agency Near Grant County, WA Address
NA Martin-Morris Agency, Inc. 13 C St Sw, Quincy, WA, 98848
Farmers Alberta Mason-Cannon 1105 S Juniper Dr, Moses Lake, WA, 98837
Liberty Mutual Independent Ed Poe Agency 103 N COLUMBIA AVE, CONNELL, WA, 99326
State Farm John White 115 N Chelan Ave, Wenatchee, WA, 98801-2221
Liberty Mutual Independent Robert M Trask Agency Inc 108 W Broadway Moses Lake, Moses Lake, WA, 98837

Grant County, WA Home Insurance Agents for Top Companies

Cost Of Homeowners Insurance By Street Near Grant County, WA

Streets in Grant County Area Homeowners Insurance Cost
2nd Pl SE, Perch Ave, Arlene Rd NE, Haven St, Fairview Pl NE, E 9th St, Apple Rd NE, Rd 8 NW, E 7, S Legend Ln$570
Rd 1.8 NE, Rd 10.2 NE, Q 5, Electric Blvd, Rd B.8 NW, Maple Dr NE, N Central Dr, Daisy St NW, Lee St SE, Rd 36 NE$587
S Division St, B St SE, Venice Ct, Hatchery Rd NE, Loma Ln, E Penn St, Schrieber Ave, Scenic Dr SE, Harris Rd NE, S Yakima Ave$585
Tyler Pl, Rd I SW, Rd J NW, Quail Dr, Travis Dr, Fairway Rd, Sagebrush Flats Rd, Harrington Ln NE, Idano Ln, Willard St$580
Catalpa Ave NE, Forrestal Ln, E 1st Ave, 6th St, 6th Ave SE, Portage Ave, Adams Rd NW, Blue Goose Rd NE, S Grant St, W Main St$569
12th Ave SW, Fordair Rd NE, E Saguaro Ct, R 5, S Poplar St, N Frontage Rd E, RR Ave, N 4th St, Joey Rd NE, S Marigold St$588
Rd M NE, X-se, Rd U NE, C St SE, W Oregon St, E Hill St, 4th St NE, 3rd St NE, Rd B.2 SW, McBeth Ln NE$570
Rd I NW, Pennsylvania St, 2nd Avenue Royal, Fafnis Pl W, Boundry Ave Extension SW, D 9, Rd C SE, N St SW, I St NE, Bond Rd NE$567
W Cascade Ave, A St NE, Patton Blvd, Firouzi Dr NE, Hwy 281 N, Crook Dr, N 6th St, S Winona St, Dandero Dr, Rd 3 NW$587
Garner Ave, Yakima St SE, Rowland Ln, H St, 12-se Rd, Broadway Extended NE, Clark St, Weaver Rd, Rd 10.5 SE, 12-se Rd$580

Grant County, WA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Grant County$86 to $88
Ephrata-Soap Lake$86
Moses Lake North$84

Grant County, WA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Ephrata-Soap Lake CCD, Grant County, Washington $72 $95 $143
Moses Lake North CDP, Washington $70 $93 $140
Gloyd CCD, Grant County, Washington $75 $100 $150

Grant County, WA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Grant County, WA4.1%14.2%
Ephrata-Soap Lake4.47%13.61%
Moses Lake North5.83%14.0%

Grant County Renters Insurance as a Percentage of Rent

Grant County Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 336 3.0% $357
$200 to $299 487 4.0% $807
$300 to $499 1,856 17.0% $1257
$500 to $749 4,157 39.0% $1932
$750 to $999 2,346 22.0% $2682
$1,000 to $1,499 1,132 10.0% $3807
$1,500 or more 267 2.0% $5457

Latest Home Insurance Reviews by Location

Moses Lake, WA

Farmer's Insurance
The premium and deductible was at a rate that my wife and I found to be manageable and fair. No issues with the upfront cost.
Read more Moses Lake home insurance reviews

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