Grant Insurance Rates:

Grant, AL homeowners insurance is approximately $806 to $1,112, about $67-$92/month. Our thorough research shows customers can save upto $383 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Grant, AL Homeowners Insurance By Home Value

Grant, AL Home Value Total Homes % of Total Average Grant, AL Homeowners Insurance
Less than $50,000 812 25.0% $191
$50,000 to $59,999 120 3.0% $402
$60,000 to $69,999 45 1.0% $498
$70,000 to $79,999 143 4.0% $574
$80,000 to $89,999 174 5.0% $651
$90,000 to $99,999 146 4.0% $737
$100,000 to $124,999 326 10.0% $852
$125,000 to $149,999 217 6.0% $1063
$150,000 to $174,999 386 12.0% $1254
$175,000 to $199,999 168 5.0% $1456
$200,000 to $249,999 190 6.0% $1743
$250,000 to $299,999 165 5.0% $2136
$300,000 to $399,999 248 7.0% $2711

Top Home Insurance Agents Near Grant, AL

Home Insurance Company Near Grant, AL Homeowners Insurance Agency Near Grant, AL Address
Allstate Andrew Anderton 538 Main St W, Glencoe, AL, 35905
Allstate Blake Wright 23394 John T Reid Pkwy, Scottsboro, AL, 35768
State Farm Keith Webb 232 N Broad St, Albertville, AL, 35950-1766
Nationwide Mickey Hansford Brewington 303 Cain St NE Ste B, Decatur, AL, 35601-1983
Travelers River Tree Ins Services Inc 2603 ARTIE ST SW STE 15, HUNTSVILLE, AL, 35805

Cost Of Homeowners Insurance By Street Near Grant, AL

Streets in Grant Area Homeowners Insurance Cost
Mountain Heights Cir, Hummingbird Dr, Honeycomb Valley Rd, Conner Dr, Al G Henry Dr, Bishop Mountain Rd, Bishop Mt Rd, 4th St E, Kennamer Cove Rd, Whitaker Rd$968
Watson Dr, Willmon Rd, Main St, Cavern Cove Rd, Snug Harbor Rd, Camp Ney A Ti Rd, Spyglass Cove, Joeffie Rd, Fire Tower Rd, Park Rd$952
Pine Dale Dr, Moores Rd, Hilltop Dr, Buck Island Rd, Honeycomb Rd, 7th St W, Nokota Ln, Ridge Cir, Allison Bradley Trl, Selvage Cir$964
Yacht Club Rd, Emmett Ayers Rd, Bingham Dr, Center Rd, 1st Ave W, Choat Rd, Scruggs St, Brown Rd, Morrow Dr, 1st Ave E$964
Maston Rd, Wilder Rd, 3rd St W, Kennamer Cir, Lighthouse Ln, Eagle Ridge Dr, Bearden Ln, Campbell Mill Rd, Leslie Rd, Co Rd 50$969

Grant, AL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Grant$142 to $145
New Hope$146
Woodville$140
Union Grove$143

Grant, AL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
New Hope CCD, Madison County, Alabama $146 $195 $293
Woodville town, Alabama $140 $186 $279
Union Grove CCD, Marshall County, Alabama $143 $191 $287

Grant, AL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Grant, AL7.1%25.0%
New Hope6.56%24.33%
Woodville8.17%27.31%
Union Grove8.48%25.98%

Grant Renters Insurance as a Percentage of Rent

Grant Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 6 1.0% $808
$300 to $499 147 26.0% $1258
$500 to $749 164 29.0% $1933
$750 to $999 39 6.0% $2683
$1,000 to $1,499 107 18.0% $3808
$1,500 or more 97 17.0% $5458

Average Cost Of Home Insurance By Company In Areas Nearby Grant For Different Scenarios

Deductible Coverage Company Premium ($)
$500 $150,000 Alfa Mutual Insurance Company 1602
$500 $150,000 Amica Mutual Ins Company 1551
$500 $150,000 Coastal American Insurance Company 1272
$500 $150,000 Country Mutual 895
$500 $150,000 Farmers Insurance Exchange 1416
$500 $150,000 Nationwide Property & Casualty Ins Company 1057
$500 $150,000 Travelers Home And Marine Insurance Company 706
$500 $150,000 Usaa General Indemnity Co 1265
$500 $300,000 Travelers Home And Marine Insurance Company 1242

Grant, AL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$900$2,900
Yearly Grant Homeowner Insurance Premium Example $1,500$1,000
Out of Pocket Expense During Claim$900$2,900
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $11,400$9,900
Net Savings to Grant Home Owner from High Deductible Plan $1,500

Grant, AL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Grant, AL Home Replacement Value MORE than Home Value Grant, AL Home Replacement Value LESS than Home Value
Replacement Value $143,000 $106,000
Insurance Premium based on Replacement Value $850 $625
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $21,500 Risk Exposure from Under Insuring Coverage is $15,500
Premium Impact Insurance cheaper by $100/year Insurance costlier by $125/year

Example Grant Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyChubb Group of InsuranceState Farm
Monthly Premium 499436
Year Built 201319871999
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 3 Baths
Coverage Amount $125000-$150000$250000-$300000$125000-$150000
Deductible $500 Deductible$2500-$5000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Grant, AL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2002 140,000 Tile Roof 1,770 3 $2500-$5000 Deductible 100 3 Stone Siding yes
1976 275,000 Composition Roof 2,880 5 $5000 to $10,000 Deductible 480 7 Wood siding yes
1980 140,000 Wood Shake Roof 1,480 3 $1000-$2500 Deductible 300 8 Brick siding No
2000 215,000 Asphalt Shingles Roof 2,590 5 > $10,000 Deductible 340 6 Brick siding yes
1991 130,000 Shingles Roof 1,390 3 $500- $1000 Deductible 60 1 Brick siding No
2011 185,000 Membrane Roof 1,930 5 $500 Deductible 420 7 Stone Siding No
2006 140,000 Slate Shingles Roof 2,190 4 $500- $1000 Deductible 170 3 Vinyl siding yes
2012 145,000 Slate Shingles Roof 2,180 3 $1000-$2500 Deductible 200 4 Stone Siding yes
1973 190,000 Metal Roof 2,750 4 $500- $1000 Deductible 260 5 Fiber-Cement Siding No
1972 220,000 Metal Roof 2,350 3 $500- $1000 Deductible 80 1 Vinyl siding yes
2012 185,000 Slate Shingles Roof 2,320 5 $500- $1000 Deductible 530 7 Wood siding No
2008 140,000 Slate Shingles Roof 1,560 3 $1000-$2500 Deductible 130 2 Wood siding No
1988 215,000 Composition Roof 2,440 4 $5000 to $10,000 Deductible 140 3 Vinyl siding yes
1978 150,000 Shingles Roof 1,770 3 $2500-$5000 Deductible 50 1 Wood siding yes
1978 155,000 Asphalt Shingles Roof 2,030 3 $500- $1000 Deductible 880 12 Brick siding No
1993 230,000 Metal Roof 2,480 5 $2500-$5000 Deductible 500 8 Fiber-Cement Siding No
2014 125,000 Tile Roof 1,600 4 $2500-$5000 Deductible 100 2 Brick siding yes
2011 290,000 Composition Roof 3,080 5 > $10,000 Deductible 390 7 Stone Siding yes
2012 195,000 Shingles Roof 2,100 3 $5000 to $10,000 Deductible 510 8 Fiber-Cement Siding yes
1982 155,000 Membrane Roof 1,660 3 $1000-$2500 Deductible 280 5 Vinyl siding yes
1982 260,000 Metal Roof 3,590 5 $500 Deductible 100 1 Brick siding No
1974 165,000 Shingles Roof 2,470 5 $5000 to $10,000 Deductible 480 8 Stucco siding yes
2014 225,000 Composition Roof 2,350 3 $500- $1000 Deductible 790 12 Vinyl siding yes
1991 150,000 Metal Roof 1,590 3 $500 Deductible 160 3 Stucco siding yes
1971 110,000 Metal Roof 1,610 3 $1000-$2500 Deductible 40 1 Brick siding yes
1980 300,000 Asphalt Shingles Roof 4,530 5 $5000 to $10,000 Deductible 70 1 Wood siding No
1998 155,000 Membrane Roof 2,080 4 $500- $1000 Deductible 500 8 Stone Siding yes
1983 210,000 Membrane Roof 2,540 5 $500 Deductible 190 2 Stone Siding yes
1999 235,000 Membrane Roof 2,640 4 $500- $1000 Deductible 700 8 Vinyl siding No
1999 415,000 Tile Roof 4,720 5 > $10,000 Deductible 170 3 Vinyl siding yes
2005 345,000 Tile Roof 4,110 5 $2500-$5000 Deductible 620 5 Stone Siding yes
2014 245,000 Tile Roof 3,270 4 $1000-$2500 Deductible 90 1 Vinyl siding yes
1976 285,000 Metal Roof 2,950 4 $500- $1000 Deductible 600 6 Vinyl siding No
1980 205,000 Wood Shake Roof 2,350 4 > $10,000 Deductible 130 3 Stucco siding No