Granite City Insurance Rates:

Granite City, IL homeowners insurance is nearly $615 to $834, about $51-$69/month. Our detailed analysis reveals consumers can save upto $289 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Erie Insurance
The company seems to depend to its local agent to provide information. It is not 24/7 so at nights, weekends, holidays, I have no one that can look up information on my policy or provide me with direction.
Meemic Insurance
I have not had a lot of contact with them for homeowner purposes but when I have had to speak with them it has been positive.
Meemic Insurance
The website is sort of basic and you don't get a whole lot of info off there but I find that I rarely need it.
Aaa
AAA has affordable insurance prices that fits my budget. I get discounts for bundling my policies, makes me very happy.
Liberty Mutual
I think the claiming process takes too long. You have to make many phone calls to finally get to the right person and get the questions answered.
Erie Insurance
I really don't dislike anything I mean I wish we could get it for a free bit that is about it
Farmer's Insurance
Farmers insurance is a well-known insurance company that helps people with their possessions if something bad were to happen like theft.
Progressive
When we were in the process for signing for our home we were told we might be paying a little high for our policy so we may get quotes from other companies.
Erie Insurance
One positive thing i like about my insurance company is the fact that they send detailed information in a timely manner.

Granite City, IL Homeowners Insurance By Home Value

Granite City, IL Home Value Total Homes % of Total Average Granite City, IL Homeowners Insurance
Less than $50,000 1,353 15.0% $209
$50,000 to $59,999 778 8.0% $448
$60,000 to $69,999 958 11.0% $557
$70,000 to $79,999 867 9.0% $644
$80,000 to $89,999 1,088 12.0% $731
$90,000 to $99,999 832 9.0% $818
$100,000 to $124,999 1,126 12.0% $948
$125,000 to $149,999 709 8.0% $1187
$150,000 to $174,999 416 4.0% $1404
$175,000 to $199,999 270 3.0% $1621
$200,000 to $249,999 144 1.0% $1947
$250,000 to $299,999 93 1.0% $2381

Top Home Insurance Agents Near Granite City, IL

Home Insurance Company Near Granite City, IL Homeowners Insurance Agency Near Granite City, IL Address
Liberty Mutual Independent Weiss Insurance Agency 683 Trade Center Blvd Ste 100, Chesterfield, MO, 63005
Travelers Lang Insurance Service 3920 S OLD HWY 94 STE 39, ST CHARLES, MO, 63304
State Farm Phil Tessereau 1900 Rock Rd, De Soto, MO, 63020-1050
Farmers Robert Edmonds 810 Jeffco Blvd, Arnold, MO, 63010
Farmers Scott Schubbe Csp 1417 Wentzville Pkwy, Wentzville, MO, 63385

Cost Of Homeowners Insurance By Street Near Granite City, IL

Streets in Granite City Area Homeowners Insurance Cost
South Dr, Angela Dr, Louisa St, Swan Dr, Emerald Way, Charles St, Warren Ave, Watertown Cir, Schulte Ln, Theikler Rd$723
Carver St, Fairmont Ave, Lee Ave, Reed St, Hinkle Ct, Nancy St, Ramona Dr, Edna St, Perigen Ln, 29th Pl$710
Cambridge Ct, Mary St, Ohio Ave, E St, Carroll Dr, Canteen St, W Hawthorne St, Arlington Dr, B St, Access Rd$712
Joseph Ct, Devon Hill Ln, 1st St, Huschle Ave, Chemetco Ln, Elliott Rd, Princeton Ave, 22nd St, W 1st St, 29th St$715
Sunnyside Dr, Willow Walk, Mallard Dr, Pearl Ct, Konzen Ct, Nassau Dr, Mockingbird Ln, Ash Pl, Holiday Mobile Home Park, 16th St$728

Granite City, IL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Granite City$108 to $110
Venice$106
Nameoki$109
Chouteau$108

Granite City, IL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Venice township, Madison County, Illinois $106 $141 $212
Nameoki township, Madison County, Illinois $110 $146 $219
Pontoon Beach village, Illinois $109 $145 $218

Granite City, IL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Granite City, IL6.0%15.2%
Venice6.15%18.07%
Nameoki5.38%13.64%
Pontoon Beach5.18%12.75%

Granite City Renters Insurance as a Percentage of Rent

Granite City Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 92 2.0% $358
$200 to $299 124 3.0% $808
$300 to $499 739 22.0% $1258
$500 to $749 1,137 34.0% $1933
$750 to $999 772 23.0% $2683
$1,000 to $1,499 403 12.0% $3808

Granite City, IL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$500$1,500
Yearly Granite City Homeowner Insurance Premium Example $500$300
Out of Pocket Expense During Claim$500$1,500
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $4,500$3,900
Net Savings to Granite City Home Owner from High Deductible Plan $600

Granite City, IL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Granite City, IL Home Replacement Value MORE than Home Value Granite City, IL Home Replacement Value LESS than Home Value
Replacement Value $67,000 $45,500
Insurance Premium based on Replacement Value $400 $275
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $10,500 Risk Exposure from Under Insuring Coverage is $11,000
Premium Impact Insurance cheaper by $75/year Insurance costlier by $50/year

Example Granite City Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyGEICO InsuranceFarmers Insurance
Monthly Premium 294167
Year Built 196519511978
Home Details 2 Beds, 1 Baths3 Beds, 2 Baths4 Beds, 2 Baths
Coverage Amount $75000-$100000$100000-$125000$175000-$200000
Deductible $500- $1000 Deductible$500 Deductible$500 Deductible

Sample Home Insurance Rates for Granite City, IL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1976 80,000 Slate Shingles Roof 1,590 3 $500- $1000 Deductible 190 10 Stucco siding yes
1962 230,000 Membrane Roof 3,130 4 $500 Deductible 850 8 Vinyl siding No
1971 150,000 Asphalt Shingles Roof 2,300 4 $500 Deductible 300 5 Vinyl siding yes
1974 135,000 Composition Roof 2,290 4 $1000-$2500 Deductible 710 12 Stucco siding yes
1960 145,000 Metal Roof 2,040 3 $500 Deductible 160 3 Vinyl siding yes
1963 130,000 Shingles Roof 2,550 4 $500 Deductible 240 4 Brick siding No
1969 105,000 Metal Roof 1,540 3 $500 Deductible 270 5 Wood siding No
1947 95,000 Asphalt Shingles Roof 1,270 2 $2500-$5000 Deductible 20 1 Wood siding No
1974 115,000 Wood Shake Roof 2,180 4 $2500-$5000 Deductible 460 12 Wood siding No
1955 115,000 Membrane Roof 1,750 2 $500 Deductible 50 1 Fiber-Cement Siding No
1957 65,000 Wood Shake Roof 1,090 2 $500- $1000 Deductible 260 10 Stucco siding No
1947 145,000 Composition Roof 2,570 4 $1000-$2500 Deductible 70 2 Wood siding No
1940 85,000 Membrane Roof 1,240 3 $500 Deductible 250 10 Wood siding yes
1965 170,000 Membrane Roof 2,820 4 $500 Deductible 130 2 Vinyl siding No
1945 140,000 Shingles Roof 2,190 4 $500 Deductible 540 7 Brick siding yes
1948 135,000 Wood Shake Roof 1,890 3 $500- $1000 Deductible 200 4 Fiber-Cement Siding yes
1956 95,000 Wood Shake Roof 1,480 2 $500- $1000 Deductible 320 8 Vinyl siding yes
1971 65,000 Slate Shingles Roof 1,180 2 $2500-$5000 Deductible 160 8 Stone Siding No
1945 90,000 Asphalt Shingles Roof 1,180 2 $1000-$2500 Deductible 140 4 Brick siding yes
1966 85,000 Composition Roof 1,280 2 $500- $1000 Deductible 50 2 Stone Siding No
1954 80,000 Composition Roof 1,460 3 $500 Deductible 80 2 Vinyl siding yes
1967 65,000 Membrane Roof 1,200 3 $500- $1000 Deductible 80 4 Vinyl siding No
1967 140,000 Asphalt Shingles Roof 2,650 4 $500- $1000 Deductible 480 9 Stucco siding yes
1949 95,000 Tile Roof 1,830 3 $500 Deductible 290 9 Stucco siding No
1952 220,000 Membrane Roof 3,350 4 $5000 to $10,000 Deductible 260 4 Wood siding No
1961 160,000 Shingles Roof 2,150 4 $5000 to $10,000 Deductible 230 6 Brick siding No
1942 70,000 Slate Shingles Roof 1,420 3 $500- $1000 Deductible 120 4 Brick siding yes
1943 85,000 Asphalt Shingles Roof 1,400 3 $1000-$2500 Deductible 300 10 Fiber-Cement Siding No