Granger Insurance Rates:

Granger, IN homeowners insurance is roughly $734 to $997, about $61-$83/month. Our detailed research shows customers can save upto $346 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Progressive
I like how quickly they got us a quote and how fast we were able to be covered. they answered any question we had since this was our first home we thought it would be a lot harder to get home owners insurance.
Erie Insurance
Another thing i don't like about my insurance company is we don't have a relationship where they know us and our needs.
Farmer's Insurance
I really like the friendly customer service and great coverage, i feel safe in my home knowing farmers has got my back.
Aaa
AAA makes it hard to cancel or change policy. We have to call in all the time to do this and the wait time to reach an operator is awful. I wish they would just allow us to make changes to our policies online.
Aaa
I think the premium is high obviously but at the same time, I get my entire house covered if anything happens and it's not exactly a drain on my finances anyway. I do often think about finding better deals but I don't want to limit my overall coverage just to save a few bucks.
Farmer's Insurance
I really disliked the customer service trying to set it up but after that, it was really easy to use.
Grange Insurance
I disliked that I had to call two years in a row about our new roof, as I thought that informing Grange right after we replaced it would result in the correct age of the roof appearing on the back of the declarations page the following year. We will see if it is a problem for the third year in a row.
Auto Owners
The premium hasn't risen much over the year’s roadside assistance. no complaints so far
Aaa
The customer service takes long to go through because there are too many people calling but not enough people working to help their customers.
Metlife
The premium was much lower for higher coverages than my previous insurance company. The customer service was exceptional, especially compared to my previous insurance company..

Granger, IN Homeowners Insurance By Home Value

Granger, IN Home Value Total Homes % of Total Average Granger, IN Homeowners Insurance
Less than $50,000 252 2.0% $103
$90,000 to $99,999 183 2.0% $423
$100,000 to $124,999 540 6.0% $493
$125,000 to $149,999 1,070 11.0% $614
$150,000 to $174,999 1,447 16.0% $726
$175,000 to $199,999 1,517 16.0% $839
$200,000 to $249,999 1,560 17.0% $1012
$250,000 to $299,999 1,044 11.0% $1228
$300,000 to $399,999 1,073 12.0% $1565

Top Home Insurance Agents Near Granger, IN

Home Insurance Company Near Granger, IN Homeowners Insurance Agency Near Granger, IN Address
NA Tcu Agency, Llc (Hruska) Po Box 374, Mishawaka, IN, 46546
Liberty Mutual Chad R Lear 7321 Heritage Square Drive Suite 2110, Granger, IN, 46530
State Farm Eric Wheeler 57239 N Main St Ste 2, Three Rivers, MI, 49093-9419
State Farm Lyn Nash 118 N Centerville Rd, Sturgis, MI, 49091-1308
Erie Reliance Insurance Agency 103 Johnston Street, Goshen, IN, 46528

Cost Of Homeowners Insurance By Street Near Granger, IN

Streets in Granger Area Homeowners Insurance Cost
Trailwood Ct, Lamar Ln, Waterbury Bend, Santa Monica Dr, Buck Knoll Ct, Harborough Dr, Chatem Ct, Brookside Dr, Loop Ct, Covered Wagon Ct$850
Windingbrook Dr, Streamwood Ct, Pointers Way, Carrigan Ct, Deerfield Loop, Ridgemoor Way, Wood Haven Dr, Eldorado Ln, Taddington Dr, Spring Valley Ln$901
Ashford Hills Ct, Meadow Wood Loop, Brendon Hills Dr, Golfview Ct, Summer Lake Ct, Spring Mill Ct, Heritage Dr, Silverwood Loop, Bonanza Ct W, St Abbs Ct$848
Kerlin Dr, Buckeye Rd, High Meadow Dr, Lehner Ct, Cumberland Ct, Wilkins Mill Ct, W University Dr, Oak Hill Bld, Long Meadow Ln, Carrington Ct$846
Sunfield Loop, Post Rd, Shamrock Hills Dr, Timberline Trce W, E Douglas Rd, Sturdy Oak Ln, Saddlehorn Ct, Stoneybrooke Dr, Cinnamon Teal Ct, Hedge Row Ct$888

Granger, IN Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Granger$129 to $132
Harris$129
Milton$115
Mishawaka$120

Granger, IN Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Harris township, St. Joseph County, Indiana $108 $144 $216
Milton township, Cass County, Michigan $96 $128 $192
Mishawaka city, Indiana $100 $133 $200

Granger, IN Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Granger, IN4.8%16.5%
Harris4.76%18.13%
Milton4.31%14.25%
Mishawaka6.83%18.67%

Granger Renters Insurance as a Percentage of Rent

Granger Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 5 1.0% $321
$300 to $499 9 3.0% $1221
$500 to $749 5 1.0% $1896
$750 to $999 56 21.0% $2646
$1,000 to $1,499 136 52.0% $3771
$1,500 or more 49 18.0% $5421

Granger, IN Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,100$3,100
Yearly Granger Homeowner Insurance Premium Example $1,200$800
Out of Pocket Expense During Claim$1,100$3,100
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $9,500$8,700
Net Savings to Granger Home Owner from High Deductible Plan $800

Granger, IN Home Insurance Costs With Home Replacement Value Scenarios

Scenario Granger, IN Home Replacement Value MORE than Home Value Granger, IN Home Replacement Value LESS than Home Value
Replacement Value $272,000 $160,500
Insurance Premium based on Replacement Value $1,150 $675
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $50,500 Risk Exposure from Under Insuring Coverage is $61,000
Premium Impact Insurance cheaper by $275/year Insurance costlier by $200/year

Example Granger Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyFarmers InsuranceErie Insurance
Monthly Premium 1107182
Year Built 200519992011
Home Details 4 Beds, 2 Baths5 Beds, 2 Baths4 Beds, 2 Baths
Coverage Amount $200000-$250000$200000-$250000$250000-$300000
Deductible $500 Deductible$1000-$2500 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Granger, IN from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1980 290,000 Composition Roof 2,220 5 > $10,000 Deductible 400 6 Vinyl siding yes
2000 150,000 Slate Shingles Roof 1,660 4 $2500-$5000 Deductible 450 10 Brick siding yes
2011 425,000 Metal Roof 3,880 5 $2500-$5000 Deductible 590 4 Fiber-Cement Siding No
1994 575,000 Shingles Roof 4,830 5 $2500-$5000 Deductible 2270 10 Vinyl siding yes
2014 175,000 Shingles Roof 1,650 5 $1000-$2500 Deductible 90 2 Wood siding yes
2012 575,000 Composition Roof 4,810 5 $500- $1000 Deductible 1780 8 Stucco siding yes
2012 455,000 Shingles Roof 3,620 5 $1000-$2500 Deductible 620 4 Vinyl siding yes
1993 165,000 Tile Roof 1,620 4 $500 Deductible 110 2 Stone Siding No
2009 270,000 Composition Roof 2,470 4 $2500-$5000 Deductible 80 1 Brick siding No
2011 380,000 Metal Roof 3,320 4 $1000-$2500 Deductible 290 3 Brick siding No
2014 405,000 Composition Roof 3,220 4 > $10,000 Deductible 70 1 Fiber-Cement Siding No
1981 505,000 Tile Roof 4,570 5 $1000-$2500 Deductible 1380 10 Stone Siding No
2007 260,000 Membrane Roof 2,380 4 $1000-$2500 Deductible 200 2 Fiber-Cement Siding No
1981 245,000 Metal Roof 2,270 4 $1000-$2500 Deductible 230 3 Stone Siding No
1992 210,000 Asphalt Shingles Roof 1,870 4 $500 Deductible 770 7 Fiber-Cement Siding yes
2011 280,000 Asphalt Shingles Roof 2,790 4 > $10,000 Deductible 230 3 Stone Siding yes
2010 205,000 Slate Shingles Roof 2,100 5 $500- $1000 Deductible 400 7 Stucco siding yes
1988 305,000 Wood Shake Roof 3,100 4 $500- $1000 Deductible 1670 10 Wood siding yes
2001 350,000 Tile Roof 2,960 4 $500 Deductible 450 3 Fiber-Cement Siding No
1999 200,000 Asphalt Shingles Roof 1,860 4 $500 Deductible 540 5 Vinyl siding No
2005 360,000 Tile Roof 2,770 5 > $10,000 Deductible 620 6 Fiber-Cement Siding yes
2006 565,000 Wood Shake Roof 4,710 5 $500 Deductible 760 3 Brick siding yes
2002 310,000 Membrane Roof 3,060 4 $500 Deductible 460 3 Brick siding No
1993 440,000 Shingles Roof 4,260 5 $2500-$5000 Deductible 590 3 Stone Siding yes
2013 445,000 Asphalt Shingles Roof 3,650 5 > $10,000 Deductible 820 9 Wood siding yes
1981 265,000 Asphalt Shingles Roof 2,100 4 $500 Deductible 680 9 Fiber-Cement Siding No
2014 345,000 Shingles Roof 3,170 4 $5000 to $10,000 Deductible 270 4 Fiber-Cement Siding yes
1985 625,000 Composition Roof 4,780 5 $500- $1000 Deductible 380 2 Fiber-Cement Siding yes
2013 245,000 Membrane Roof 2,250 5 $2500-$5000 Deductible 960 12 Wood siding yes
1987 320,000 Slate Shingles Roof 2,870 4 > $10,000 Deductible 730 8 Vinyl siding No