Grandville Insurance Rates:

Grandville, MI homeowners insurance is nearly $641 to $870, about $53-$72/month. Our extensive guide shows customers can save as much as $302 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Grandville, MI Homeowners Insurance By Home Value

Grandville, MI Home Value Total Homes % of Total Average Grandville, MI Homeowners Insurance
Less than $50,000 171 3.0% $128
$70,000 to $79,999 93 2.0% $400
$80,000 to $89,999 142 3.0% $453
$90,000 to $99,999 194 4.0% $506
$100,000 to $124,999 853 19.0% $589
$125,000 to $149,999 1,070 24.0% $740
$150,000 to $174,999 836 19.0% $876
$175,000 to $199,999 349 8.0% $1013
$200,000 to $249,999 320 7.0% $1217
$250,000 to $299,999 167 3.0% $1489

Top Home Insurance Agents Near Grandville, MI

Home Insurance Company Near Grandville, MI Homeowners Insurance Agency Near Grandville, MI Address
Travelers Bartz-Rumery Agency Inc 110 LOCUST ST, ALLEGAN, MI, 49010
Liberty Mutual Jim Cech 2863 West Shore Dr. Ste 104, Holland, MI, 49424
State Farm Michael Heck 923 Franklin Avenue, Grand Haven, MI, 49417-3600
Allstate Ronald Saline 130 Portage St, Kalamazoo, MI, 49007
Farmers Tony Williams Csd Csp 752 Pine St, Muskegon, MI, 49442

Cost Of Homeowners Insurance By Street Near Grandville, MI

Streets in Grandville Area Homeowners Insurance Cost
Ponca Dr SW, Sandcrest Ct SW, Busch Dr, Omaha St SW, Parkview Dr SW, Restmor St SW, Henry St SW, Anita St SW, la Rue St SW, Teton Ct$752
Aspen Ct SW, Superior St SW, Washington Ave SW, Division Ave SW, Mohave Ct SW, Remico St SW, Fairmeadow Dr SW, Gable St SW, Bluewater Ln SW, Eastlake Dr SW$740
Cheyenne Dr SW, Billmar St SW, Omaha St SW, N Osage Dr SW, Yellowstone Dr SW, Sanford Ave SW, Jenison St SW, Savannah Ct, Ottawa Ave SW, Piute Ct SW$756
Johnson Ct SW, Cedar Creek Dr SW, Pine Meadow Dr SW, Rustic Ave SW, Elwood Ave SW, Canal Ave SW, Johnson Ln SW, Honeywood Ct SW, Turtle Bend Dr SW, Fairwood Ct$762
Aaron Ave SW, Porter St SW, Honeyvale Dr SW, Fairpoint Ct SW, Wimbledon Dr, Busch Dr SW, 26th St SW, 42nd St SW, S Big Spring Dr SW, Heritage Ct SW$752

Grandville, MI Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Grandville$112 to $115
Wyoming$110
Jenison$113
Georgetown charter$115

Grandville, MI Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Wyoming city, Michigan $110 $147 $221
Jenison CDP, Michigan $113 $150 $225
Georgetown charter township, Ottawa County, Michigan $115 $153 $230

Grandville, MI Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Grandville, MI5.0%13.1%
Wyoming5.11%14.76%
Jenison5.26%17.12%
Georgetown charter4.73%15.27%

Grandville Renters Insurance as a Percentage of Rent

Grandville Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 22 1.0% $791
$300 to $499 71 4.0% $1241
$500 to $749 894 57.0% $1916
$750 to $999 478 30.0% $2666
$1,000 to $1,499 97 6.0% $3791

Grandville, MI Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,300$3,300
Yearly Grandville Homeowner Insurance Premium Example $1,000$600
Out of Pocket Expense During Claim$1,300$3,300
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $9,300$8,100
Net Savings to Grandville Home Owner from High Deductible Plan $1,200

Grandville, MI Home Insurance Costs With Home Replacement Value Scenarios

Scenario Grandville, MI Home Replacement Value MORE than Home Value Grandville, MI Home Replacement Value LESS than Home Value
Replacement Value $137,000 $90,500
Insurance Premium based on Replacement Value $650 $425
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $28,500 Risk Exposure from Under Insuring Coverage is $18,000
Premium Impact Insurance cheaper by $100/year Insurance costlier by $125/year

Example Grandville Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceAllstateAmica Mutual Insurance Company
Monthly Premium 3950102
Year Built 196219731984
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 4 Baths
Coverage Amount $75000-$100000$125000-$150000$300000-$350000
Deductible $500- $1000 Deductible$2500-$5000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Grandville, MI from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1989 160,000 Metal Roof 2,160 3 $500 Deductible 410 7 Fiber-Cement Siding No
1964 155,000 Slate Shingles Roof 1,680 4 $5000 to $10,000 Deductible 40 1 Wood siding No
1974 160,000 Wood Shake Roof 1,770 4 $1000-$2500 Deductible 370 6 Brick siding No
1997 140,000 Wood Shake Roof 1,730 5 $2500-$5000 Deductible 250 5 Brick siding No
1993 135,000 Metal Roof 1,800 4 $500- $1000 Deductible 390 7 Stucco siding yes
1967 180,000 Tile Roof 1,920 3 $500 Deductible 170 3 Stone Siding yes
2001 155,000 Asphalt Shingles Roof 1,480 3 $500 Deductible 760 12 Brick siding No
1990 215,000 Slate Shingles Roof 2,260 4 > $10,000 Deductible 330 7 Vinyl siding yes
1989 330,000 Composition Roof 3,610 5 $2500-$5000 Deductible 900 8 Wood siding yes
2006 160,000 Composition Roof 2,200 4 $1000-$2500 Deductible 410 10 Stone Siding No
1981 185,000 Shingles Roof 2,010 4 $500 Deductible 500 9 Vinyl siding yes
1993 255,000 Membrane Roof 2,610 5 $5000 to $10,000 Deductible 290 4 Brick siding No
1983 135,000 Shingles Roof 1,870 4 $500- $1000 Deductible 220 3 Fiber-Cement Siding No
2008 315,000 Metal Roof 3,130 5 $2500-$5000 Deductible 760 10 Fiber-Cement Siding No
1996 220,000 Shingles Roof 2,440 4 > $10,000 Deductible 220 4 Stone Siding yes
2004 130,000 Slate Shingles Roof 1,770 5 $1000-$2500 Deductible 30 1 Vinyl siding yes
1961 175,000 Wood Shake Roof 2,290 3 $500 Deductible 200 3 Fiber-Cement Siding No
2003 190,000 Asphalt Shingles Roof 2,570 5 $500 Deductible 700 10 Vinyl siding No
2002 170,000 Asphalt Shingles Roof 2,290 4 $500- $1000 Deductible 540 12 Stone Siding yes
1990 400,000 Tile Roof 4,520 5 $5000 to $10,000 Deductible 1500 12 Wood siding No
1971 185,000 Composition Roof 1,860 3 $500- $1000 Deductible 640 8 Stucco siding No
2009 115,000 Membrane Roof 1,230 3 $500 Deductible 460 9 Vinyl siding yes
2005 300,000 Composition Roof 4,350 5 $500 Deductible 1230 9 Stucco siding yes
2009 290,000 Tile Roof 2,770 4 $5000 to $10,000 Deductible 510 7 Brick siding No
2000 90,000 Shingles Roof 1,250 3 $2500-$5000 Deductible 20 1 Stucco siding yes
1963 195,000 Metal Roof 2,100 3 $1000-$2500 Deductible 150 2 Wood siding yes
1966 185,000 Membrane Roof 2,130 4 $5000 to $10,000 Deductible 190 5 Brick siding yes
1973 175,000 Slate Shingles Roof 1,670 5 $5000 to $10,000 Deductible 320 5 Vinyl siding yes
1990 160,000 Slate Shingles Roof 2,050 3 $5000 to $10,000 Deductible 160 3 Stone Siding yes
1960 365,000 Shingles Roof 3,820 5 > $10,000 Deductible 130 2 Brick siding yes