Grand Terrace Insurance Rates:

Grand Terrace, CA homeowners insurance is approximately $515 to $700, about $42-$58/month. Our in depth research reveals consumers can save upto $242 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Grand Terrace, CA Homeowners Insurance By Home Value

Grand Terrace, CA Home Value Total Homes % of Total Average Grand Terrace, CA Homeowners Insurance
Less than $50,000 218 8.0% $54
$50,000 to $59,999 52 2.0% $121
$100,000 to $124,999 88 3.0% $261
$125,000 to $149,999 101 3.0% $327
$150,000 to $174,999 103 4.0% $388
$175,000 to $199,999 207 8.0% $449
$200,000 to $249,999 632 24.0% $540
$250,000 to $299,999 501 19.0% $661
$300,000 to $399,999 622 24.0% $843

Top Home Insurance Agents Near Grand Terrace, CA

Home Insurance Company Near Grand Terrace, CA Homeowners Insurance Agency Near Grand Terrace, CA Address
State Farm Christine Chang 1307 N Grand Ave, Walnut, CA, 91789-1317
Farmers Curtis Yamada 2725 Candlewood St Ste D, Lakewood, CA, 90712
State Farm Jean Showalter 308 E Citrus Ave, Redlands, CA, 92373-5217
State Farm Shannon Purmalis 891 Baker St Ste A8, Costa Mesa, CA, 92626-4353
Allstate Spirit Insurance Services 4909 Lakewood Blvd Ste 407, Lakewood, CA, 90712

Cost Of Homeowners Insurance By Street Near Grand Terrace, CA

Streets in Grand Terrace Area Homeowners Insurance Cost
Pascal Ave, la Crosse Ave, Tanager St, Safari Rd, W Loma Verde Dr, Paradise St, S Canyon Dr, W Manila St, E Topanga Way, Cardinal St$610
E Santa Ana Ave, Jensen Ct, W Maryknoll Dr, Observation Dr, E Sunset Ct, Bluebird Ln, Vivienda Ave, W Linda Ct, Luane Trl, Gunnison Way$609
S Mt Vernon Ave E, W Loma Roja Dr, E Barton Rd, W Monte Ave, Orangewood Ct, E Slover Ave, S la Cadena Oh W, Mindanao St, S Allen Way, Willet Ave$591
Van Buren St, Robin Way, Canal Dr, Aspen Ct, Aspen Cir, Wilmac Ave, City Center Ct, Thompson Dr, Garden Ave, Finch St$611
Canal St, W Seville St, Vivienda Ct, Cement Plant Rd, Whistler St, W Lark St, S Iowa Ave, Arliss Dr, Kentfield St, S Reche Canyon Rd$598

Grand Terrace, CA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Grand Terrace$90 to $93
Highgrove$91
Colton$89
Loma Linda$92

Grand Terrace, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Highgrove CDP, California $76 $101 $151
Colton city, California $74 $99 $148
Loma Linda city, California $77 $102 $153

Grand Terrace, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Grand Terrace, CA2.6%11.6%
Highgrove3.06%17.69%
Colton3.07%12.92%
Loma Linda2.21%8.75%

Grand Terrace Renters Insurance as a Percentage of Rent

Grand Terrace Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 55 3.0% $1921
$750 to $999 449 28.0% $2671
$1,000 to $1,499 759 48.0% $3796
$1,500 or more 311 19.0% $5446

Average Cost Of Home Insurance By Company In Areas Nearby Grand Terrace For Different Scenarios

Coverage ($) Deductible ($) Age of home Company Average homeowners insurance premium ($)
200000500NewQBE (Balboa)540
250000500NewCentury National523
25000010001-3 YearsAmica Mutual594
2500005001-3 YearsEncompass1088
2500005001-3 YearsHomesite825
3000005001-3 YearsPacific Specialty788
40000010001-3 YearsFarmers (Fire Ins)1007
50000010001-3 YearsWawanesa1265
50000025001-3 YearsCSE Safeguard917
1500002504-6 YearsStillwater Ins Co514
1500005004-6 YearsIDS Property Casualty567
2500005004-6 YearsEncompass1210
2500005004-6 YearsMetropolitan Direct1290
40000010004-6 YearsAmica Mutual1027
40000010004-6 YearsUSAA792
50000010004-6 YearsPacific Property And Casualty647
50000025004-6 YearsUniversal North America750
75000025004-6 YearsAIG Prop Cas2406
75000025004-6 YearsNationwide1633
2000005007-15 YearsAIG Prop Cas1054
2000005007-15 YearsLiberty Ins Corp817
25000010007-15 YearsSafeco812

Grand Terrace, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$2,000
Yearly Grand Terrace Homeowner Insurance Premium Example $700$500
Out of Pocket Expense During Claim$1,000$2,000
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,600$6,000
Net Savings to Grand Terrace Home Owner from High Deductible Plan $600

Grand Terrace, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Grand Terrace, CA Home Replacement Value MORE than Home Value Grand Terrace, CA Home Replacement Value LESS than Home Value
Replacement Value $274,000 $210,000
Insurance Premium based on Replacement Value $775 $600
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $37,000 Risk Exposure from Under Insuring Coverage is $27,000
Premium Impact Insurance cheaper by $75/year Insurance costlier by $100/year

Example Grand Terrace Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceLiberty MutualAmica Mutual Insurance Company
Monthly Premium 357378
Year Built 199319741989
Home Details 2 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 2 Baths
Coverage Amount $200000-$250000$400000-$500000$500000-$600000
Deductible $2500-$5000 Deductible> $10,000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Grand Terrace, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1987 145,000 Composition Roof 1,080 2 $2500-$5000 Deductible 230 9 Fiber-Cement Siding yes
1981 290,000 Metal Roof 2,350 3 $500- $1000 Deductible 390 5 Brick siding No
1997 275,000 Shingles Roof 1,970 3 $5000 to $10,000 Deductible 370 8 Wood siding yes
1991 220,000 Metal Roof 1,670 3 $500- $1000 Deductible 310 5 Fiber-Cement Siding No
1990 255,000 Composition Roof 1,810 3 > $10,000 Deductible 160 5 Stucco siding No
1987 165,000 Asphalt Shingles Roof 1,530 5 $2500-$5000 Deductible 210 7 Stucco siding No
1987 270,000 Wood Shake Roof 2,320 3 $5000 to $10,000 Deductible 100 3 Fiber-Cement Siding yes
1998 300,000 Asphalt Shingles Roof 2,720 5 $5000 to $10,000 Deductible 80 2 Stone Siding yes
1997 520,000 Composition Roof 3,830 5 > $10,000 Deductible 550 12 Brick siding No
1979 250,000 Wood Shake Roof 1,730 2 $2500-$5000 Deductible 180 3 Fiber-Cement Siding yes
1980 350,000 Slate Shingles Roof 2,170 4 $1000-$2500 Deductible 330 6 Vinyl siding No
1983 165,000 Wood Shake Roof 1,530 3 $500 Deductible 330 10 Brick siding yes
1971 245,000 Composition Roof 2,040 3 $5000 to $10,000 Deductible 530 10 Wood siding yes
1993 250,000 Composition Roof 1,560 2 $500 Deductible 70 1 Wood siding yes
1971 330,000 Shingles Roof 2,210 4 > $10,000 Deductible 370 9 Vinyl siding No
1971 320,000 Tile Roof 2,080 3 > $10,000 Deductible 100 2 Fiber-Cement Siding yes
1987 170,000 Tile Roof 1,220 2 $500 Deductible 200 5 Vinyl siding No
1994 180,000 Wood Shake Roof 1,390 2 $500- $1000 Deductible 390 10 Stone Siding yes
1994 165,000 Tile Roof 1,490 3 $5000 to $10,000 Deductible 40 2 Stucco siding No
1999 220,000 Tile Roof 1,490 2 $2500-$5000 Deductible 360 10 Fiber-Cement Siding yes
1971 140,000 Membrane Roof 1,010 2 $2500-$5000 Deductible 60 2 Stucco siding yes
1981 285,000 Tile Roof 2,180 3 $2500-$5000 Deductible 50 1 Brick siding No
1970 270,000 Shingles Roof 1,850 3 $2500-$5000 Deductible 320 7 Stone Siding No
1988 455,000 Metal Roof 3,130 4 $500- $1000 Deductible 760 7 Stucco siding No
1986 560,000 Membrane Roof 4,320 5 > $10,000 Deductible 160 2 Fiber-Cement Siding No
1979 330,000 Membrane Roof 2,130 4 $500 Deductible 770 8 Vinyl siding No
1978 195,000 Tile Roof 1,470 2 $500- $1000 Deductible 530 12 Vinyl siding yes
1999 135,000 Tile Roof 1,150 2 $500- $1000 Deductible 80 4 Stucco siding No
1987 515,000 Asphalt Shingles Roof 3,380 4 $500 Deductible 1700 12 Vinyl siding No
1993 430,000 Tile Roof 2,670 5 $500 Deductible 380 3 Stone Siding No
1981 115,000 Membrane Roof 1,050 2 $500 Deductible 140 6 Vinyl siding yes
1997 240,000 Slate Shingles Roof 1,740 4 > $10,000 Deductible 70 3 Wood siding yes
1981 415,000 Asphalt Shingles Roof 2,900 5 $5000 to $10,000 Deductible 440 8 Vinyl siding No
1995 175,000 Metal Roof 1,580 5 $500- $1000 Deductible 510 10 Brick siding No