How Much Does Grand Rapids, MI Home Insurance Cost?
Grand Rapids, MI Average Homeowners Insurance Cost
$755
Homeowners Insurance Cost - Grand Rapids, MI
$121,800
Median Home Value - Grand Rapids, MI
Grand Rapids, MI Homeowners Insurance Cost Based on Deductible
| Deductible | Home Insurance Cost Discount | Homeowners Insurance Cost |
|---|---|---|
| $500 Deductible | -$9.06 | $745.94 |
| $1000 Deductible | -$80.18 | $674.82 |
| $1500 Deductible | -$119.74 | $635.26 |
| $2000 Deductible | -$178.33 | $576.67 |
| $2500 Deductible | -$212.91 | $542.09 |
Grand Rapids, MI Homeowners Insurance Cost by on Age of Home
| Age of Home | Home Insurance Cost Discount/Excess | Home Insurance Cost |
|---|---|---|
| Newly Constructed Home | -$181 | $574 |
| 30 year old | +$11 | $766 |
| 40 year old | +$20 | $775 |
| 50 year old | +$29 | $784 |
| Above 50 year old | +$36 | $791 |
Grand Rapids, MI Homeowners Insurance Cost Based on Construction Type of Home
| Construction Type | Home Insurance Cost Savings | Home Insurance Cost |
|---|---|---|
| Fire Resistive | -$91 | $664 |
| Superior | -$68 | $687 |
| Masonry | -$38 | $717 |
| Brick | -$38 | $717 |
| Hail Resistant Roof | -$23 | $732 |
Grand Rapids, MI Homeowners Insurance Cost for Homes with Swimming Pools
| Type | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Owning A Swimming Pool | +$15 | $770 |
| Swimming Pool With A Diving Board | +$38 | $793 |
| Swimming Pool With Slide | +$45 | $800 |
Grand Rapids, MI Homeowners Insurance Discounts for Homes Near Public Safety Departments
| Type | Homeowners Insurance Cost Savings | Homeowners Insurance Cost |
|---|---|---|
| Fire Station | $23 | $732 |
| Police Department | $8 | $747 |
Grand Rapids, MI Homeowners Insurance Percentage Increase Based on Claims Filed
| Type of Claim | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Filing a Second Fire Claim | +$317.1 | $1,072 |
| Filing a Second Liability Claim | +$286.9 | $1,042 |
| Filing a Second Theft Claim | +$286.9 | $1,042 |
| Filing a Second Water Claim | +$249.15 | $1,004 |
| Filing a Fire Claim | +$151.0 | $906 |
| Filing a Liability Claim | +$143.45 | $898 |
| Filing a Theft Claim | +$143.45 | $898 |
| Filing a Water Claim | +$120.8 | $876 |
| Filing a Weather Claim | +$120.8 | $876 |