Grand Prairie Insurance Rates:

Grand Prairie, TX homeowners insurance is nearly $879 to $1,190, about $73-$99/month. Our detailed guide indicates shoppers can save upto $413 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Amica Mutual Insurance
yes, i recommended this company for home insurance.Because it is very helpful to us and also help us to step up from below stage.
State Farm
They are easy to deal with, you can deal with your agent or the corporate office, and they will do everything possible to make sure you are happy with your insurance.
Geico offers the same as other companies do for home insurance. They offer to replace your home at the current rebuild price point. They offer theft protection for anything stolen from your home.
Overall, I guess I would recommend them if I had to. I've had no real issue to speak on. And the coverage and rates are competitive. They are seriously worth checking out.
Liberty Mutual
Overall, I would recommend the company for one's home insurance. It does cost quite a bit, but it's coverage is extensive given the norm of policies in the area.
State Farm
State Farm has always answered my questions, and has paid my claims in a timely manner. The local office is very convenient and helpful.I have always been satisfied.I would recommend them.
American National Insurance
We have been with them for so long, I wish the premiums were lower. However, they do award us with an accident and ticket free reward.
The policy is good I think compared to other insurance company's I think progressive is one of the best companies out here the premiums are low and affordable, you can use the money to invest.
State Farm
I would have to say that I recommend my insurance company to anyone who has a home or auto to protect, though I have not had to use them for any repairs due to mishaps or accidents.
My premium and deductible are competitive compared to the other insurance companies that cover Floridians.
Liberty Mutual
They work quickly and respectfully with my escrow account holder and always have someone to talk to when I have needed them. Having a person there to speak with that is friendly is always nice.
State Farm
I've only had to contact my insurance company twice over the last 4 years and both times the customer service was exceptional. The woman was friendly and very helpful by answering my questions.
Geico has excellent customer assistance and they are willing to go above and beyond what is asked of them and others.
Liberty Mutual
I have had to make a few claims and was able to make the claims online. I was also able to generate a new insurance card and switch my policy online without the assistance of a live person. This made things very easy.
State Farm
I have to pay a super high deductible if i get in a wreck with my car or get in trouble.
Copeland Group
I cannot think of anything that i do not like about copeland group. i have been a very satisfied customer for many years.
I huge oak tree split apart in my side yard. it landed across my water feature and missed the house by inches. i had not enough money to have the tree removed. thousands of dollars. after weeks of worrying i called my local company and they had an adjuster contact me. because the tree fall, had taken out part of the fence, the removal would be covered. that was very positive.
They have the best communication I have ever seen, they are very responsive and friendly. I think the costs of premiums and other charges are much lower than average, they are well respected in society, and they give me what I need.
State Farm
I like how my local personal agent looks out for my individual needs. He noticed I had too much coverage on my home and recommended I lower it in order to save money.
State Farm
I like how organized and clean their website actually is. It is easy to navigate and not confusing at all.
They provide the best combination of price, coverage, service, and excellence. I feel like they really care about me as a customer and want to take care of me. Not many companies make you feel like that.
Rvos Insurance
I don't talk to them very much, but I suppose I don't need to. I can't really say for sure.
They are affordable and easy to manage. I have had no difficulties any time I have reached out to them and my agent is very nice.
State Farm
Of course, I'd prefer to pay lower premiums, and I'd like to have even more coverage for what I do pay. But overall I can't really think of much of anything to complain about when it comes to doing business with State Farm.
I think they do a great job. I might not agree with rates but love the company
My dislike is only with the national claims personnel of All State. They are not very friendly and they seek to find any reason to deny your claim.
State Farm
The only dislike as stated above in the scoring is that I would not want to be contacted so much about other insurance needs and services that they offer and want us to sign up for. No other complaints besides being a little nagging.
I like that the company is well run, doesn't hike prices, and always has my benefit in mind. Whenever they come out with a new policy, it benefits me and my wallet.
State Farm
lack of mobile app customer service and mileage check on the auto side which is annoying
Recomen abosolutely and very sure that this company geico company will give to the costumer what costumers are looking for. they always solve problems; problems that other companies maybe will not be reliable when it comes to fix problems with the policy. they are very down to earth.
State Farm
I feel as though I would recommend State Farm to another friend. Compared to other friends' rates as well as coverage, state farm always comes out ahead compared to theirs. I would give it a four on the satisfaction scale.
Alfa Insurance
Only been with them for a year but the initial setup went smooth and all my dealings with them have been great. Now working on the second year and they sent new policy out on time and to my mortgage company without an issue.
I dislike that I have to wait on hold forever because the website doesn't allow you to make small changes efficiently.

Grand Prairie, TX Homeowners Insurance By Home Value

Grand Prairie, TX Home Value Total Homes % of Total Average Grand Prairie, TX Homeowners Insurance
Less than $50,000 2,456 6.0% $206
$50,000 to $59,999 1,045 2.0% $434
$60,000 to $69,999 1,649 4.0% $537
$70,000 to $79,999 1,538 4.0% $620
$80,000 to $89,999 2,249 6.0% $703
$90,000 to $99,999 2,558 7.0% $785
$100,000 to $124,999 6,353 18.0% $909
$125,000 to $149,999 5,298 15.0% $1137
$150,000 to $174,999 4,356 12.0% $1344
$175,000 to $199,999 2,803 7.0% $1551
$200,000 to $249,999 2,844 8.0% $1861
$250,000 to $299,999 1,390 3.0% $2274
$300,000 to $399,999 658 1.0% $2895

Top Home Insurance Agents Near Grand Prairie, TX

Home Insurance Company Near Grand Prairie, TX Homeowners Insurance Agency Near Grand Prairie, TX Address
Allstate Cesar Canales 700 W Spring Creek Pkwy Ste 210, Plano, TX, 75023
Travelers Goosehead Insurance 100 E ROYAL LANE STE 320, IRVING, TX, 75039
Allstate Justin Slocum 811 E Yellowjacket Ln Ste 117, Rockwall, TX, 75087
Liberty Mutual Patrick Gilbreath 4144 North Central Expressway Suite 160, Dallas, TX, 75204
Farmers Silvia Richards 9500 Ray White Rd Ste 243, Fort Worth, TX, 76244

Grand Prairie, TX Home Insurance Agents for Top Companies

Cost Of Homeowners Insurance By Street Near Grand Prairie, TX

Streets in Grand Prairie Area Homeowners Insurance Cost
Meadow Ln, Lowe Rd, Prairie View Blvd, FM 661, S 7th St, Skyline Dr, Blackbird, Melissa Ct, Summer Brook Ct, Alps Ct$1,006
Tayman Dr, Pecan Acres, Cope Rd, Dollar St, Ridgecrest Dr, Henderson St, Westcliff Cir, Millbrook Dr, Platte Ct, Embercrest Dr$1,025
Davis Rd, Pikes Peak, Cecilia Ave, W Railway Ave, Amy Dr, Teal Way, Miller Rd, S 6th St, Breezy Hill St, Rivertrail Dr$1,008
Mandy Ct, E Wyatt Rd, Sage Brush Trl, Skyline Cir, Janet Ct, Town View Dr, Lakeview, Becky Ln, Trail Lake Pl, Lakeview Rd$1,008
Ram Trl, Kimble Rd, Grey Dawn Dr, Saint Jacques Ave, Alyssum Dr, Bayberry Way, S 2nd St, Indian Wells Trl, W Ave G, Lewis Ave$1,018

Grand Prairie, TX Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Grand Prairie$154 to $157
Cedar Hill$155

Grand Prairie, TX Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Arlington CCD, Tarrant County, Texas $130 $173 $260
Duncanville city, Texas $128 $171 $256
Cedar Hill city, Texas $130 $173 $259

Grand Prairie, TX Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Grand Prairie, TX5.7%16.9%
Cedar Hill5.5%14.37%

Grand Prairie Renters Insurance as a Percentage of Rent

Grand Prairie Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 447 2.0% $350
$300 to $499 920 4.0% $1250
$500 to $749 5,453 25.0% $1925
$750 to $999 5,841 27.0% $2675
$1,000 to $1,499 6,825 31.0% $3800
$1,500 or more 1,698 7.0% $5450

Grand Prairie, TX Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly Grand Prairie Homeowner Insurance Premium Example $1,500$1,000
Out of Pocket Expense During Claim$800$3,800
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $12,800$11,800
Net Savings to Grand Prairie Home Owner from High Deductible Plan $1,000

Grand Prairie, TX Home Insurance Costs With Home Replacement Value Scenarios

Scenario Grand Prairie, TX Home Replacement Value MORE than Home Value Grand Prairie, TX Home Replacement Value LESS than Home Value
Replacement Value $141,500 $101,000
Insurance Premium based on Replacement Value $1,325 $950
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $15,000 Risk Exposure from Under Insuring Coverage is $25,500
Premium Impact Insurance cheaper by $250/year Insurance costlier by $125/year

Example Grand Prairie Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateState FarmGEICO Insurance
Monthly Premium 1027153
Year Built 200119832013
Home Details 4 Beds, 3 Baths5 Beds, 3 Baths2 Beds, 1 Baths
Coverage Amount $200000-$250000$150000-$175000$75000-$100000
Deductible $5000 to $10,000 Deductible$5000 to $10,000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Grand Prairie, TX from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1999 150,000 Tile Roof 2,350 3 $2500-$5000 Deductible 800 7 Stucco siding No
2007 125,000 Composition Roof 1,490 2 $1000-$2500 Deductible 100 1 Brick siding yes
1985 145,000 Composition Roof 1,880 3 $1000-$2500 Deductible 650 8 Wood siding No
2000 70,000 Tile Roof 1,010 2 $500- $1000 Deductible 220 6 Fiber-Cement Siding No
2012 280,000 Metal Roof 3,120 5 $5000 to $10,000 Deductible 750 5 Stone Siding No
1985 90,000 Asphalt Shingles Roof 910 2 $1000-$2500 Deductible 240 5 Vinyl siding yes
1991 100,000 Composition Roof 1,470 2 $1000-$2500 Deductible 90 2 Vinyl siding No
2000 230,000 Slate Shingles Roof 2,560 4 > $10,000 Deductible 380 4 Wood siding No
2014 120,000 Membrane Roof 1,360 3 $500 Deductible 660 9 Stone Siding yes
1981 160,000 Wood Shake Roof 2,270 4 $500 Deductible 280 2 Stone Siding No
1985 305,000 Tile Roof 4,470 5 $500 Deductible 330 1 Stone Siding No
1998 440,000 Composition Roof 4,630 5 $2500-$5000 Deductible 2390 8 Stucco siding yes
1990 405,000 Wood Shake Roof 4,540 5 $5000 to $10,000 Deductible 1480 7 Wood siding No
1991 345,000 Membrane Roof 4,300 5 $1000-$2500 Deductible 1420 10 Wood siding No
1982 130,000 Slate Shingles Roof 1,680 3 $500- $1000 Deductible 900 12 Vinyl siding No
2011 115,000 Tile Roof 1,300 2 $500- $1000 Deductible 1150 12 Brick siding No
2014 75,000 Wood Shake Roof 1,050 2 $500- $1000 Deductible 60 1 Brick siding No
2013 110,000 Tile Roof 1,440 2 $2500-$5000 Deductible 690 10 Wood siding yes
2011 300,000 Membrane Roof 3,420 5 $500 Deductible 230 1 Fiber-Cement Siding No
2007 265,000 Metal Roof 2,900 4 $2500-$5000 Deductible 380 2 Vinyl siding No
2013 125,000 Tile Roof 1,830 3 $500- $1000 Deductible 570 7 Vinyl siding No
2014 105,000 Shingles Roof 1,580 5 $1000-$2500 Deductible 240 4 Stucco siding No
2010 145,000 Composition Roof 1,920 3 $500 Deductible 930 9 Stone Siding No
2014 115,000 Metal Roof 1,740 2 $500 Deductible 230 3 Stucco siding No
1985 180,000 Slate Shingles Roof 2,420 4 $5000 to $10,000 Deductible 710 8 Stucco siding yes
2005 180,000 Composition Roof 2,530 4 $1000-$2500 Deductible 1330 12 Vinyl siding yes
1993 105,000 Asphalt Shingles Roof 1,630 2 $500 Deductible 940 10 Fiber-Cement Siding No
1993 140,000 Tile Roof 1,910 3 $2500-$5000 Deductible 480 7 Brick siding yes
2014 150,000 Slate Shingles Roof 1,600 2 $500 Deductible 1460 10 Brick siding No
1998 105,000 Membrane Roof 1,660 2 $2500-$5000 Deductible 490 7 Fiber-Cement Siding No
1991 135,000 Wood Shake Roof 1,645 3 $1000-$2500 Deductible 570 6 Stone Siding yes

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