Grand Prairie Insurance Rates:

Grand Prairie ,TX Home Insurance - The cost of homeowners insurance is influenced by a range of factors, including the value of your coverage, deductible, and the construction materials used in your home.

VHome Insurance conducted a thorough analysis of the Grand Prairie, TX homeowners insurance market, taking into account factors like average costs, range of coverages, deductibles and customer satisfaction ratings to determine the best providers. The Average home insurance cost in Grand Prairie, TX is $2093. Enter your zipcode below and click “GO” to get multiple free quotes.

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Home Insurance Companies in Grand Prairie, TX: Customer-Reviewed Options


Grand Prairie, TX Homeowners Insurance Rates by Coverage Level

It is important to understand the different coverage options available in Grand Prairie, TX. VHome Insurance will help you navigate the world of homeowners insurance coverages in Grand Prairie, TX.

Coverage Level Average Annual Premium
$100,000 $837
$200,000 $1,423
$300,000 $1,758
$400,000 $2,679
$500,000 $3,370


Grand Prairie, TX Homeowners Insurance Rates by ZIP Code

Home insurance costs in Grand Prairie can vary greatly based on location. The frequency of claims in your area can affect the cost of your policy. Simply put, the location of your home can significantly impact your homeowners insurance premium.

Zipcode Average Insurance Premium
075051 $2,686
75052 $2,792
75050 $2,722


Grand Prairie, TX Homeowners Insurance Deductibles

One key aspect of your policy is the deductible, which is the amount you pay out of pocket before your insurance kicks in. Choosing the right deductible can have a major impact on your insurance premiums and overall savings. In this guide, we'll help you understand the options available for homeowners insurance deductibles in Grand Prairie, TX, and how to choose the right one for your needs.

Deductible Level Average Annual Premium
$500 Deductible $2,146
$1000 Deductible $1,919
$1500 Deductible $1,810
$2500 Deductible $1,633
$5000 Deductible $1,381



Top Home Insurance Agents Near Grand Prairie, TX

Home Insurance Company Near Grand Prairie, TX Homeowners Insurance Agency Near Grand Prairie, TX Address
Allstate Cesar Canales 700 W Spring Creek Pkwy Ste 210, Plano, TX, 75023
Travelers Goosehead Insurance 100 E ROYAL LANE STE 320, IRVING, TX, 75039
Allstate Justin Slocum 811 E Yellowjacket Ln Ste 117, Rockwall, TX, 75087
Liberty Mutual Patrick Gilbreath 4144 North Central Expressway Suite 160, Dallas, TX, 75204
Farmers Silvia Richards 9500 Ray White Rd Ste 243, Fort Worth, TX, 76244

Grand Prairie, TX Home Insurance Agents for Top Companies


Grand Prairie, TX Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Arlington CCD, Tarrant County, Texas $130 $173 $260
Duncanville city, Texas $128 $171 $256
Cedar Hill city, Texas $130 $173 $259


Grand Prairie, TX Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Grand Prairie, TX5.7%16.9%
Cedar Hill5.5%14.37%

Grand Prairie Renters Insurance as a Percentage of Rent

Grand Prairie Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 447 2.0% $350
$300 to $499 920 4.0% $1250
$500 to $749 5,453 25.0% $1925
$750 to $999 5,841 27.0% $2675
$1,000 to $1,499 6,825 31.0% $3800
$1,500 or more 1,698 7.0% $5450

Cost Of Homeowners Insurance By Street Near Grand Prairie, TX

Streets in Grand Prairie Area Homeowners Insurance Cost
Meadow Ln, Lowe Rd, Prairie View Blvd, FM 661, S 7th St, Skyline Dr, Blackbird, Melissa Ct, Summer Brook Ct, Alps Ct$1,006
Tayman Dr, Pecan Acres, Cope Rd, Dollar St, Ridgecrest Dr, Henderson St, Westcliff Cir, Millbrook Dr, Platte Ct, Embercrest Dr$1,025
Davis Rd, Pikes Peak, Cecilia Ave, W Railway Ave, Amy Dr, Teal Way, Miller Rd, S 6th St, Breezy Hill St, Rivertrail Dr$1,008
Mandy Ct, E Wyatt Rd, Sage Brush Trl, Skyline Cir, Janet Ct, Town View Dr, Lakeview, Becky Ln, Trail Lake Pl, Lakeview Rd$1,008
Ram Trl, Kimble Rd, Grey Dawn Dr, Saint Jacques Ave, Alyssum Dr, Bayberry Way, S 2nd St, Indian Wells Trl, W Ave G, Lewis Ave$1,018

Grand Prairie, TX Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Grand Prairie$154 to $157
Cedar Hill$155

Grand Prairie, TX Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly Grand Prairie Homeowner Insurance Premium Example $1,500$1,000
Out of Pocket Expense During Claim$800$3,800
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $12,800$11,800
Net Savings to Grand Prairie Home Owner from High Deductible Plan $1,000


Grand Prairie, TX Home Insurance Costs With Home Replacement Value Scenarios

Scenario Grand Prairie, TX Home Replacement Value MORE than Home Value Grand Prairie, TX Home Replacement Value LESS than Home Value
Replacement Value $141,500 $101,000
Insurance Premium based on Replacement Value $1,325 $950
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $15,000 Risk Exposure from Under Insuring Coverage is $25,500
Premium Impact Insurance cheaper by $250/year Insurance costlier by $125/year


Example Grand Prairie Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateState FarmGEICO Insurance
Monthly Premium 1027153
Year Built 200119832013
Home Details 4 Beds, 3 Baths5 Beds, 3 Baths2 Beds, 1 Baths
Coverage Amount $200000-$250000$150000-$175000$75000-$100000
Deductible $5000 to $10,000 Deductible$5000 to $10,000 Deductible$1000-$2500 Deductible