How Much Does Grand Junction, CO Home Insurance Cost?
Grand Junction, CO Average Homeowners Insurance Cost
$1,222
Homeowners Insurance Cost - Grand Junction, CO
$197,600
Median Home Value - Grand Junction, CO
Grand Junction, CO Homeowners Insurance Cost Based on Deductible
| Deductible | Home Insurance Cost Discount | Homeowners Insurance Cost |
|---|---|---|
| $500 Deductible | -$14.66 | $1,207.34 |
| $1000 Deductible | -$129.78 | $1,092.22 |
| $1500 Deductible | -$193.81 | $1,028.19 |
| $2000 Deductible | -$288.64 | $933.36 |
| $2500 Deductible | -$344.6 | $877.4 |
Grand Junction, CO Homeowners Insurance Cost by on Age of Home
| Age of Home | Home Insurance Cost Discount/Excess | Home Insurance Cost |
|---|---|---|
| Newly Constructed Home | -$318 | $904 |
| 30 year old | +$18 | $1,240 |
| 40 year old | +$32 | $1,254 |
| 50 year old | +$46 | $1,268 |
| Above 50 year old | +$59 | $1,281 |
Grand Junction, CO Homeowners Insurance Cost Based on Construction Type of Home
| Construction Type | Home Insurance Cost Savings | Home Insurance Cost |
|---|---|---|
| Fire Resistive | -$134 | $1,088 |
| Superior | -$122 | $1,100 |
| Masonry | -$61 | $1,161 |
| Brick | -$61 | $1,161 |
| Hail Resistant Roof | -$24 | $1,198 |
Grand Junction, CO Homeowners Insurance Cost for Homes with Swimming Pools
| Type | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Owning A Swimming Pool | +$24 | $1,246 |
| Swimming Pool With A Diving Board | +$49 | $1,271 |
| Swimming Pool With Slide | +$73 | $1,295 |
Grand Junction, CO Homeowners Insurance Discounts for Homes Near Public Safety Departments
| Type | Homeowners Insurance Cost Savings | Homeowners Insurance Cost |
|---|---|---|
| Fire Station | $37 | $1,185 |
| Police Department | $12 | $1,210 |
Grand Junction, CO Homeowners Insurance Percentage Increase Based on Claims Filed
| Type of Claim | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Filing a Second Fire Claim | +$513.24 | $1,735 |
| Filing a Second Liability Claim | +$464.36 | $1,686 |
| Filing a Second Theft Claim | +$464.36 | $1,686 |
| Filing a Second Water Claim | +$403.26 | $1,625 |
| Filing a Fire Claim | +$244.4 | $1,466 |
| Filing a Liability Claim | +$232.18 | $1,454 |
| Filing a Theft Claim | +$232.18 | $1,454 |
| Filing a Water Claim | +$195.52 | $1,418 |
| Filing a Weather Claim | +$195.52 | $1,418 |