Grand Junction, CO homeowners insurance is approximately $746 to $1,010, about $62-$84/month. Our in depth guide reveals consumers can save upto $351 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Grand Junction, CO | Homeowners Insurance Agency Near Grand Junction, CO | Address |
|---|---|---|
| Liberty Mutual Independent | Home Loan & Investment Co | 205 N 4TH ST, GRAND JUNCTION, CO, 81501 |
| Travelers | Pete Tarr Insurance | 253 W 5TH, DELTA, CO, 81416 |
| Travelers | Premier Group Insurance Inc-Russo A | 1155 18 RD, FRUITA, CO, 81521 |
| Travelers | Beckner Power Insurance Inc | 2415 PATTERSON RD B, GRAND JUNCTION, CO, 81505 |
| Travelers | Colorado West Insurance Services Inc | 2782 CROSSROADS BLVD, GRAND JUNCTION, CO, 81506 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Redlands CDP, Colorado | $135 | $180 | $270 |
| Orchard Mesa CDP, Colorado | $131 | $174 | $261 |
| Fruitvale CDP, Colorado | $131 | $174 | $261 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Grand Junction, CO | 5.2% | 23.2% |
| Redlands | 4.71% | 21.2% |
| Orchard Mesa | 5.46% | 24.74% |
| Fruitvale | 5.55% | 25.74% |
| Grand Junction Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 314 | 2.0% | $350 |
| $200 to $299 | 633 | 5.0% | $800 |
| $300 to $499 | 786 | 6.0% | $1250 |
| $500 to $749 | 3,047 | 27.0% | $1925 |
| $750 to $999 | 2,490 | 22.0% | $2675 |
| $1,000 to $1,499 | 3,082 | 27.0% | $3800 |
| $1,500 or more | 910 | 8.0% | $5450 |
| Streets in Grand Junction Area | Homeowners Insurance Cost |
|---|---|
| Terrace Dr, Conifer Ct, Ptarmigan Ridge Cir, 27 3/8 Rd, Prairie Wind Dr, Eagle Wood Ct, W White Ave, Laguna Ave, Pear Rd, Huffer Ln | $869 |
| Columbus Canyon Rd, Hummingbird Ct, Cider Mill Rd, N 11th St, Tiara Ct, Dakota Dr, Glendale Way, Gerken Rd, E Main St, Santa Clara Ave | $927 |
| Arriba Dr, S Broadway, Marianne Dr, Vencino Dr, 19 1/2 Rd, Laddie Way, Rimrock Rd, N 26th St, Maple Ct, N 11th St | $888 |
| Glen Rd, Montero St, Merle's Way, Bristol Ct, Trail's End Ct, N Arriba Cir, Red Cloud Ln, Railroad Ave, Country Lane Ct, Golfmore Dr | $865 |
| W Ute Ave, Brookwood Dr, 22 1/2 Rd, 29 1/2 Rd, Gunnison Way, Seely Rd, Kathy Jo Ln, Cambridge Rd, Mowry Dr, 29 3/8 Rd | $885 |
| Nine Iron Dr, Apple Blossom Rd, Pine Terrace Ct, Spyglass Dr, Crest Ct, Commerce Blvd, Cambridge Ct, Flora Ct, Charis Ct, Concord Ln | $923 |
| S Sunset Ct, Indian Wash Cir, Ronlin Dr, Snow Mesa Ln, Acacia Ave, Dodge St, Round Rock Cir, Sunlight Dr, Franklin Ave, 26 Rd | $874 |
| Driftwood Ln, Shadow Lake Ct, Capitol Ln, Budlong St, E Hanover Cir, Windsor Ct, Ravenwood Ln, Tiara Dr, Red Mesa Heights Rd, Compton St | $919 |
| Bell Ridge Ct, Melody Ln, River-Side Park Dr, B 4/10 Rd, Serenity Ct, Evanston Ave, Hollingsworth St, E Valley Dr, Spr Cross Rd, Meadows Ct | $873 |
| Linda Ln, Country Rd, Sunburst Ct, Cortland Ct, Rhine Ct, Beta Pl, Price Ditch Ct, Mason Dr, Pierce Ave, Dover Ct | $872 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Grand Junction | $131 to $133 |
| Redlands | $135 |
| Orchard Mesa | $130 |
| Fruitvale | $131 |
| Structure Type | Deductible | Company | Premium |
|---|---|---|---|
| Masonry | $500 | Aig Property Casualty Company | $514 |
| Frame | $500 | Esurance Insurance Company | $921 |
| Frame | $500 | Great Northern Insurance Company | $1,273 |
| Frame | $500 | Hartford Accident And Indemnity | $899 |
| Masonry | $500 | Liberty Mutual Fire Insurance Company | $1,383 |
| Frame | $500 | Pharmacists Mutual Insurance Company | $752 |
| Frame | $500 | The Travelers Home And Marine Insurance Company | $670 |
| Masonry | $500 | United Services Automobile Association | $908 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,400 | $3,400 |
| Yearly Grand Junction Homeowner Insurance Premium Example | $1,700 | $1,200 |
| Out of Pocket Expense During Claim | $1,400 | $3,400 |
| Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim | $9,900 | $9,400 |
| Net Savings to Grand Junction Home Owner from High Deductible Plan | $500 | |
| Scenario | Grand Junction, CO Home Replacement Value MORE than Home Value | Grand Junction, CO Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $399,500 | $290,500 |
| Insurance Premium based on Replacement Value | $2,325 | $1,675 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $51,000 | Risk Exposure from Under Insuring Coverage is $58,000 |
| Premium Impact | Insurance cheaper by $350/year | Insurance costlier by $300/year |
| Insurance Company | Amica Mutual Insurance Company | Chubb Group of Insurance | State Farm |
| Monthly Premium | 90 | 98 | 72 |
| Year Built | 2007 | 1986 | 2014 |
| Home Details | 3 Beds, 1 Baths | 4 Beds, 2 Baths | 5 Beds, 1 Baths |
| Coverage Amount | $175000-$200000 | $300000-$350000 | $200000-$250000 |
| Deductible | $500 Deductible | $1000-$2500 Deductible | $2500-$5000 Deductible |