Grand Island Insurance Rates:

Grand Island, NE homeowners insurance is about $799 to $1,086, about $66-$90/month. Our thorough guide reveals consumers can save upto $376 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Progressive
My current premium is less than that of the company I previously had and the deductible is the same amount which is fair.
Allstate
the coverage and deductible are very close to all other insurance companies
American Family Insurance
The premium and deductible is standard compared to other companies. I always look at price when looking for an insurance company and try to find the best deal.
Liberty Mutual
THIS IS A GOOD INSURANCE COMPANY. THIS IS TRUSTWORTHY.AND CAN BE TRUSTED.
State Farm
I like that i can speak to an actual person in my home town because they provide a local agent. if i ever have a problem, it's nice to talk to a representative.
Progressive
I do not like that progressive is not the cheapest option and does not offer that much better service to justify the cost.
Allstate
Lastly, when i called their contact number, there was no waiting or technical issues. the phone receptionists did ask too many questions.
Nationwide
They are good about calling and updating you on what can be changed and anything that can be added to your policy.
State Farm
I like that there is a 24 hour phone line with live help available. I like that I have a local agent that is familiar with the area. I also like that their rates are competitive and that they are a well known, national company.
State Farm
It's easy to find a lot of information about your insurance on the site, but it's a bit outdated and changing policies is a bit of a burden.
State Farm
I do not like how expensive it is. Other companies offer the same services for less. But I did get the bundle discount.
Allstate
I like that it exists and is easy to use, I don't need to talk to any actual humans when I have a question.
Progressive
I recommend the insurance to others like my friends and relatives.
Farm Bureau
I would recommend Farm Bureau, the customer service is excellent, they are just a phone call away and my agent even gave me her personal number in case we needed her on weekend or holidays.

Grand Island, NE Homeowners Insurance By Home Value

Grand Island, NE Home Value Total Homes % of Total Average Grand Island, NE Homeowners Insurance
Less than $50,000 1,107 9.0% $207
$50,000 to $59,999 376 3.0% $452
$60,000 to $69,999 589 5.0% $555
$70,000 to $79,999 675 5.0% $640
$80,000 to $89,999 909 8.0% $725
$90,000 to $99,999 1,242 10.0% $810
$100,000 to $124,999 2,220 19.0% $942
$125,000 to $149,999 1,376 12.0% $1177
$150,000 to $174,999 1,129 9.0% $1394
$175,000 to $199,999 552 4.0% $1610
$200,000 to $249,999 645 5.0% $1940
$250,000 to $299,999 342 3.0% $2373
$300,000 to $399,999 149 1.0% $3014

Top Home Insurance Agents Near Grand Island, NE

Home Insurance Company Near Grand Island, NE Homeowners Insurance Agency Near Grand Island, NE Address
NA Insurance Plus, Inc. 404 North D St, Fairfield, NE, 68938
NA Cornerstone Insurance Group 1212 13Th St., Aurora, NE, 68818
NA Platte Valley State Bank 2223 Second Ave., Kearney, NE, 68848
NA Heritage Insurance 800 W 3Rd St, Hastings, NE, 68901
Travelers Ryder-Rosacker-Mccue & Huston 509 W KOENIG ST, GRAND ISLAND, NE, 68801

Grand Island, NE Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Grand Island, NE

Streets in Grand Island Area Homeowners Insurance Cost
Nine Bridge Rd, N Madison St, E 21st St, Taft Ave, W 4th St, Eldorado St, Kay Ave, Raborn St, Ravenwood Ct, Hermitage Ct$932
W 12th St, W Ridge Ln, S Plum St, S Elk Dr, Leisure Lake Rd, Island Dr, W South St, Reed Rd, W 2nd St, W Lepin Rd$964
S Cherry St, N Garfield St, Mary Ln, Asteroid Ct, S North Rd, E 7th St, N Ruby Ave, Anderson Ave, S Berber St, Lakeview Cir$981
College St, Cross St, Warbler Rd, N Locust St, N Cleveland St, Martin Ave, Hancock Ave, S Adams St, Plum Rd, N Academy Rd$941
W 20th St, Bismark Rd, Kaufman Ave, New York Ave, E Airport Rd, Post Pl, Farmstead Rd, Andrew Ave, N York St, N Sheridan Ave$929
Linden Ave, E Nebraska Ave, Trust St, S Turner Ln, E Loup River Rd, Branding Iron Ct, Cardinal Dr, Carey St, S Thebe St, W Charles St$953
Lakeside Dr, Scheel Dr, Sonja Dr, Mars St, Solar St, E 22nd St, Dallas Ave, S Engleman Rd, W Cedar St, Co Rd 27$963
Norwood Dr, W Nile St, S Vine St, Shanna St, N Madison St, N Adams St, Sutherland St, Liberty Ln, Venus St, S Apollo St$961
N Burwick Rd, N Pine St, Co Rd 41, N Jefferson St, S Burwick Rd, Co Rd 40, W Plum St, Commanche Ave, S Bluff Center Rd, Saturn St$954
N Walnut St, N Eddy St, Union Rd, Gladstone Cir, Stellar St, Bison Ct, N Cedar St, E Seedling Mile Rd, Bischeld St, E 12th St$937

Grand Island, NE Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Grand Island$141 to $143
Washington$148
Center$146
Phillips$136

Grand Island, NE Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Washington township, Hall County, Nebraska $123 $164 $246
Center township, Hall County, Nebraska $122 $163 $244
Lake township, Hall County, Nebraska $122 $163 $244

Grand Island, NE Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Grand Island, NE6.9%18.2%
Washington5.96%17.73%
Center5.44%17.47%
Lake4.02%13.68%

Grand Island Renters Insurance as a Percentage of Rent

Grand Island Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 232 3.0% $345
$200 to $299 243 3.0% $795
$300 to $499 1,166 17.0% $1245
$500 to $749 3,157 48.0% $1920
$750 to $999 1,261 19.0% $2670
$1,000 to $1,499 341 5.0% $3795
$1,500 or more 152 2.0% $5445

Grand Island, NE Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$1,700
Yearly Grand Island Homeowner Insurance Premium Example $1,800$1,300
Out of Pocket Expense During Claim$700$1,700
Total Home Insurance Premium for 3 years + Out of Pocket Expense for Claim $6,100$5,600
Net Savings to Grand Island Home Owner from High Deductible Plan $500

Grand Island, NE Home Insurance Costs With Home Replacement Value Scenarios

Scenario Grand Island, NE Home Replacement Value MORE than Home Value Grand Island, NE Home Replacement Value LESS than Home Value
Replacement Value $156,000 $106,000
Insurance Premium based on Replacement Value $750 $500
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $20,000 Risk Exposure from Under Insuring Coverage is $30,000
Premium Impact Insurance cheaper by $150/year Insurance costlier by $100/year

Example Grand Island Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceLiberty MutualAmerican Family Insurance
Monthly Premium 314063
Year Built 198619902000
Home Details 2 Beds, 1 Baths3 Beds, 2 Baths4 Beds, 1 Baths
Coverage Amount $100000-$125000$100000-$125000$200000-$250000
Deductible $2500-$5000 Deductible$2500-$5000 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Grand Island, NE from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1987 110,000 Composition Roof 1,410 3 $500 Deductible 310 8 Brick siding yes
1941 110,000 Tile Roof 1,690 2 $2500-$5000 Deductible 130 5 Wood siding No
2003 150,000 Shingles Roof 1,760 2 $500 Deductible 570 9 Stone Siding No
1944 85,000 Metal Roof 1,010 2 $500 Deductible 350 12 Brick siding yes
1948 100,000 Metal Roof 1,160 2 $500- $1000 Deductible 100 2 Stone Siding No
1999 100,000 Membrane Roof 1,580 2 $500- $1000 Deductible 40 1 Vinyl siding No
1960 120,000 Composition Roof 1,690 3 $500 Deductible 460 7 Wood siding yes
1970 240,000 Tile Roof 2,800 5 > $10,000 Deductible 260 5 Vinyl siding yes
2009 205,000 Wood Shake Roof 2,820 4 $1000-$2500 Deductible 820 12 Stucco siding No
1963 115,000 Metal Roof 1,290 2 $2500-$5000 Deductible 170 6 Wood siding No
1985 135,000 Membrane Roof 1,800 3 $500 Deductible 110 2 Stucco siding yes
2002 145,000 Composition Roof 1,690 3 $500 Deductible 630 10 Vinyl siding No
1966 125,000 Wood Shake Roof 1,630 3 $500- $1000 Deductible 40 1 Vinyl siding yes
1975 270,000 Slate Shingles Roof 4,550 5 $2500-$5000 Deductible 130 2 Brick siding yes
2004 145,000 Membrane Roof 1,810 3 $500 Deductible 200 3 Vinyl siding yes
1983 170,000 Tile Roof 2,270 5 $5000 to $10,000 Deductible 290 8 Stucco siding yes
2002 125,000 Tile Roof 1,920 4 $500 Deductible 420 8 Wood siding No
1994 105,000 Membrane Roof 1,320 3 $1000-$2500 Deductible 30 1 Fiber-Cement Siding No
2001 195,000 Membrane Roof 2,860 4 $1000-$2500 Deductible 660 7 Wood siding yes
1988 100,000 Metal Roof 1,340 2 $500- $1000 Deductible 100 2 Stone Siding yes
2006 175,000 Wood Shake Roof 2,540 4 $1000-$2500 Deductible 510 10 Vinyl siding No
2005 200,000 Composition Roof 2,550 4 > $10,000 Deductible 60 2 Wood siding No
1977 145,000 Shingles Roof 1,900 4 $500- $1000 Deductible 370 6 Fiber-Cement Siding No
1992 255,000 Metal Roof 3,080 4 $500 Deductible 1030 9 Vinyl siding yes
1972 110,000 Slate Shingles Roof 1,790 3 $500 Deductible 270 4 Stone Siding yes
1967 155,000 Composition Roof 2,050 3 $5000 to $10,000 Deductible 340 7 Stucco siding yes
1996 130,000 Tile Roof 1,520 3 $1000-$2500 Deductible 490 9 Fiber-Cement Siding No
1940 230,000 Shingles Roof 2,890 4 > $10,000 Deductible 340 6 Fiber-Cement Siding No
2006 145,000 Membrane Roof 1,710 2 $500 Deductible 620 12 Brick siding yes
1980 130,000 Metal Roof 1,550 2 $500- $1000 Deductible 430 7 Brick siding No
1964 245,000 Wood Shake Roof 3,300 4 $2500-$5000 Deductible 170 3 Wood siding No
1949 160,000 Tile Roof 2,060 3 $5000 to $10,000 Deductible 400 7 Brick siding yes
1989 215,000 Wood Shake Roof 3,090 4 $500- $1000 Deductible 440 4 Fiber-Cement Siding No

How To Make Your Grand Island, NE Home Insurnace Cheaper