Granby Insurance Rates:

Granby, NY homeowners insurance is approximately $494 to $672, about $41-$56/month. Our thorough analysis indicates shoppers can save as much as $233 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Granby, NY Homeowners Insurance By Home Value

Granby, NY Home Value Total Homes % of Total Average Granby, NY Homeowners Insurance
Less than $50,000 586 28.0% $174
$50,000 to $59,999 178 8.0% $373
$60,000 to $69,999 115 5.0% $466
$70,000 to $79,999 155 7.0% $536
$80,000 to $89,999 223 10.0% $612
$90,000 to $99,999 162 7.0% $682
$100,000 to $124,999 230 11.0% $787
$125,000 to $149,999 163 7.0% $985
$150,000 to $174,999 68 3.0% $1166
$175,000 to $199,999 76 3.0% $1346
$200,000 to $249,999 38 1.0% $1620
$250,000 to $299,999 91 4.0% $1982

Top Home Insurance Agents Near Granby, NY

Home Insurance Company Near Granby, NY Homeowners Insurance Agency Near Granby, NY Address
Liberty Mutual Independent Brown & Brown Of N Y Inc Dba Brown & Brown Empire 500 PLUM ST STE 200, SYRACUSE, NY, 13204
Nationwide Gregory J. Ott 1001 E Genesee St, Chittenango, NY, 13037
Nationwide Lance D Wiltse 5885 E Circle Dr Ste 155, Cicero, NY, 13039
Travelers George T Whalen Ins Agency 217 MONTGOMERY ST STE 702, SYRACUSE, NY, 13202
Allstate Peter Herbert 2851 Milton Ave, Solvay, NY, 13209

Granby, NY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Fulton city, New York $73 $97 $145
Hannibal town, Oswego County, New York $73 $97 $146
Volney town, Oswego County, New York $73 $97 $146

Granby, NY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Granby, NY4.4%11.5%
Fulton4.48%10.19%
Hannibal4.06%11.26%
Volney4.27%9.81%

Granby Renters Insurance as a Percentage of Rent

Granby Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 31 6.0% $801
$300 to $499 42 9.0% $1251
$500 to $749 279 62.0% $1926
$750 to $999 38 8.0% $2676
$1,000 to $1,499 37 8.0% $3801
$1,500 or more 18 4.0% $5451

Granby, NY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$3,000
Yearly Granby Homeowner Insurance Premium Example $1,300$800
Out of Pocket Expense During Claim$1,000$3,000
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $10,100$8,600
Net Savings to Granby Home Owner from High Deductible Plan $1,500

Granby, NY Home Insurance Costs With Home Replacement Value Scenarios

Scenario Granby, NY Home Replacement Value MORE than Home Value Granby, NY Home Replacement Value LESS than Home Value
Replacement Value $97,000 $71,500
Insurance Premium based on Replacement Value $900 $650
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $9,500 Risk Exposure from Under Insuring Coverage is $16,000
Premium Impact Insurance cheaper by $150/year Insurance costlier by $100/year

Example Granby Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceAllstateErie Insurance
Monthly Premium 6654158
Year Built 194119731997
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 1 Baths
Coverage Amount $75000-$100000$75000-$100000$200000-$250000
Deductible $2500-$5000 Deductible$2500-$5000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Granby, NY from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1942 195,000 Asphalt Shingles Roof 3,260 4 $2500-$5000 Deductible 660 6 Stone Siding yes
1991 265,000 Slate Shingles Roof 3,700 5 $2500-$5000 Deductible 1690 10 Stucco siding No
1979 80,000 Membrane Roof 1,380 3 $500 Deductible 360 5 Stucco siding No
1987 140,000 Slate Shingles Roof 1,880 4 $500- $1000 Deductible 1030 10 Fiber-Cement Siding No
1949 170,000 Asphalt Shingles Roof 2,700 5 $2500-$5000 Deductible 490 5 Fiber-Cement Siding yes
1997 210,000 Metal Roof 3,420 5 $2500-$5000 Deductible 590 5 Stone Siding yes
2005 105,000 Composition Roof 1,910 5 $500 Deductible 170 2 Stone Siding yes
1997 185,000 Slate Shingles Roof 3,320 4 $5000 to $10,000 Deductible 130 1 Brick siding yes
2004 155,000 Metal Roof 2,440 5 $500 Deductible 680 5 Wood siding No
1948 110,000 Metal Roof 1,890 3 $1000-$2500 Deductible 970 12 Stucco siding yes
1949 140,000 Metal Roof 1,920 5 $500 Deductible 1440 10 Brick siding yes
2009 115,000 Metal Roof 1,650 3 $500 Deductible 740 7 Brick siding No
1986 155,000 Slate Shingles Roof 2,060 3 $5000 to $10,000 Deductible 240 4 Stucco siding No
2001 130,000 Metal Roof 1,850 4 $1000-$2500 Deductible 1010 12 Fiber-Cement Siding No
1983 90,000 Shingles Roof 1,520 5 $1000-$2500 Deductible 530 10 Vinyl siding No
2006 160,000 Shingles Roof 2,690 4 $1000-$2500 Deductible 180 2 Stone Siding No
2007 220,000 Shingles Roof 3,130 4 > $10,000 Deductible 1300 12 Stucco siding yes
1945 100,000 Asphalt Shingles Roof 2,030 4 $2500-$5000 Deductible 890 12 Wood siding yes
1987 235,000 Composition Roof 4,160 5 $500 Deductible 880 4 Stone Siding No
1986 225,000 Asphalt Shingles Roof 3,780 5 $5000 to $10,000 Deductible 220 2 Brick siding yes
1976 115,000 Tile Roof 1,740 3 $2500-$5000 Deductible 650 10 Vinyl siding No
1943 235,000 Membrane Roof 3,350 4 $1000-$2500 Deductible 500 3 Stucco siding yes
1971 215,000 Tile Roof 3,170 5 $500 Deductible 1080 10 Vinyl siding yes
1993 95,000 Slate Shingles Roof 1,690 4 $2500-$5000 Deductible 700 9 Stone Siding No
1976 125,000 Tile Roof 2,290 3 $2500-$5000 Deductible 70 1 Wood siding yes
2002 140,000 Tile Roof 2,010 3 $500 Deductible 1090 10 Stucco siding yes
1992 130,000 Wood Shake Roof 1,740 4 $1000-$2500 Deductible 120 2 Stone Siding yes
1980 110,000 Slate Shingles Roof 1,680 4 $500- $1000 Deductible 260 3 Stucco siding yes
1984 140,000 Membrane Roof 1,990 4 $2500-$5000 Deductible 660 9 Vinyl siding No
1988 205,000 Composition Roof 2,890 4 $5000 to $10,000 Deductible 1110 10 Stucco siding yes
2008 250,000 Membrane Roof 4,310 5 $500 Deductible 780 4 Fiber-Cement Siding yes
1971 225,000 Membrane Roof 4,210 5 $5000 to $10,000 Deductible 220 2 Stucco siding No
1949 135,000 Asphalt Shingles Roof 2,090 3 $500 Deductible 540 4 Stucco siding No
1986 195,000 Asphalt Shingles Roof 2,950 4 $2500-$5000 Deductible 1040 8 Vinyl siding No