Granby Insurance Rates:

Granby, MA homeowners insurance is about $865 to $1,179, about $72-$98/month. Our in depth research shows customers can save upto $409 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Granby, MA Homeowners Insurance By Home Value

Granby, MA Home Value Total Homes % of Total Average Granby, MA Homeowners Insurance
Less than $50,000 89 4.0% $102
$100,000 to $124,999 54 2.0% $460
$125,000 to $149,999 73 3.0% $583
$150,000 to $174,999 193 9.0% $685
$175,000 to $199,999 270 13.0% $787
$200,000 to $249,999 470 23.0% $951
$250,000 to $299,999 481 23.0% $1166
$300,000 to $399,999 346 17.0% $1483

Top Home Insurance Agents Near Granby, MA

Home Insurance Company Near Granby, MA Homeowners Insurance Agency Near Granby, MA Address
NA Ferguson & Mcguire 830 Tpke. , Berlin, CT, 6037
Travelers Bouvier Beckwith & Lennox Inc 29 N MAIN ST, WEST HARTFORD, CT, 6107
Allstate Catarino-Casale Ins 321 SILAS DEANE HGWY, ROCKY HILL, CT, 6067
Travelers Cornerstone Insurance Agency Inc 534 Main St, Athol, MA, 1331
Travelers Deconti Insurance Associates Inc 81 MARKET SQ STE 1, NEWINGTON, CT, 6111

Cost Of Homeowners Insurance By Street Near Granby, MA

Streets in Granby Area Homeowners Insurance Cost
Common St, Bittersweet Ln, Phins Hill Manor, Easton St, Smith Ave, Fred Ruel Rd, Mary Lyon Dr, Greenmeadow Ln, Acrebrook Dr, Griswold Cir$1,022
Burnett St, New Ludlow Rd, Lyons St, Leo Dr, Boardman St, Trompke Ave, Woodside Ter, Barton St, Dressel Ave, Norman Ave$1,026
Baggs Hill Rd, Batchelor St, Ferry Hill Rd, Dian St, Parish Hill Rd, E State St, Miller St, Library Ln, Harris St, Aldrich St$1,018
Jennifer Dr, Ken Ln, Jerry Ln, Kizior Dr, Kellogg St, Maximilian Dr, Grandview Ave, Morgan St, Old Mill Ln, Hubbard Dr$1,026
Virginia Dr, Amherst St, Lanebrook Cir, Granby Hts, Burke Ln, Taylor St, Chicopee St, Forge Pond A, Oak Dr, Pinebrook Cir$1,026

Granby, MA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Granby$152 to $154
South Hadley$153
Ludlow$152
Chicopee$150

Granby, MA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
South Hadley town, Hampshire County, Massachusetts $153 $204 $306
Ludlow town, Hampden County, Massachusetts $152 $203 $305
Belchertown CDP, Massachusetts $153 $204 $306

Granby, MA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Granby, MA5.1%14.8%
South Hadley5.08%14.05%
Ludlow5.16%16.08%
Belchertown4.8%14.25%

Granby Renters Insurance as a Percentage of Rent

Granby Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 63 16.0% $1265
$500 to $749 148 39.0% $1940
$750 to $999 102 27.0% $2690
$1,000 to $1,499 35 9.0% $3815
$1,500 or more 25 6.0% $5465

Granby, MA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$4,000
Yearly Granby Homeowner Insurance Premium Example $1,800$1,300
Out of Pocket Expense During Claim$1,000$4,000
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $15,400$14,400
Net Savings to Granby Home Owner from High Deductible Plan $1,000

Granby, MA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Granby, MA Home Replacement Value MORE than Home Value Granby, MA Home Replacement Value LESS than Home Value
Replacement Value $277,000 $185,500
Insurance Premium based on Replacement Value $2,325 $1,550
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $55,500 Risk Exposure from Under Insuring Coverage is $36,000
Premium Impact Insurance cheaper by $300/year Insurance costlier by $475/year

Example Granby Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyState FarmAllstate
Monthly Premium 6521593
Year Built 194320071980
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths5 Beds, 4 Baths
Coverage Amount $175000-$200000$350000-$400000$200000-$250000
Deductible > $10,000 Deductible$500- $1000 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Granby, MA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1945 210,000 Wood Shake Roof 1,740 5 $500- $1000 Deductible 1070 8 Fiber-Cement Siding No
1980 285,000 Wood Shake Roof 2,420 5 $5000 to $10,000 Deductible 390 3 Stone Siding yes
1992 180,000 Composition Roof 1,400 3 $1000-$2500 Deductible 800 8 Stone Siding yes
1988 330,000 Tile Roof 3,010 4 $2500-$5000 Deductible 320 2 Vinyl siding yes
1946 200,000 Shingles Roof 1,800 3 $1000-$2500 Deductible 800 8 Vinyl siding No
1971 240,000 Composition Roof 2,190 3 $500 Deductible 1850 9 Brick siding No
1980 180,000 Membrane Roof 1,560 3 $1000-$2500 Deductible 450 4 Vinyl siding yes
1961 230,000 Membrane Roof 1,610 4 $5000 to $10,000 Deductible 350 5 Vinyl siding No
1989 180,000 Membrane Roof 1,530 3 $500- $1000 Deductible 1130 12 Stucco siding No
1980 270,000 Wood Shake Roof 2,210 5 $500- $1000 Deductible 1840 9 Wood siding No
1982 450,000 Shingles Roof 3,080 4 $500- $1000 Deductible 1090 4 Brick siding No
2000 530,000 Membrane Roof 4,180 5 $5000 to $10,000 Deductible 280 1 Stone Siding No
1944 270,000 Wood Shake Roof 2,230 3 $1000-$2500 Deductible 430 2 Stone Siding No
1964 375,000 Asphalt Shingles Roof 2,550 5 $500 Deductible 1570 6 Fiber-Cement Siding No
1994 230,000 Slate Shingles Roof 2,140 3 $500- $1000 Deductible 1470 9 Stone Siding yes
2005 505,000 Asphalt Shingles Roof 3,250 4 $1000-$2500 Deductible 2810 10 Stone Siding yes
1987 335,000 Membrane Roof 2,150 3 $500- $1000 Deductible 270 1 Brick siding yes
1986 245,000 Slate Shingles Roof 1,600 3 $1000-$2500 Deductible 1310 9 Vinyl siding No
1948 230,000 Slate Shingles Roof 2,150 3 > $10,000 Deductible 230 3 Vinyl siding No
1983 350,000 Wood Shake Roof 3,120 4 $500- $1000 Deductible 900 5 Vinyl siding No
2009 290,000 Asphalt Shingles Roof 2,330 3 $5000 to $10,000 Deductible 740 6 Wood siding No
1985 200,000 Slate Shingles Roof 1,780 5 $500 Deductible 490 4 Fiber-Cement Siding No
1971 445,000 Metal Roof 2,960 5 > $10,000 Deductible 970 6 Wood siding No
1948 365,000 Asphalt Shingles Roof 3,400 4 > $10,000 Deductible 920 6 Brick siding yes
2003 230,000 Membrane Roof 1,840 3 $1000-$2500 Deductible 700 6 Stone Siding No
1990 280,000 Tile Roof 2,470 5 $5000 to $10,000 Deductible 780 6 Stucco siding No
1966 175,000 Wood Shake Roof 1,640 3 $2500-$5000 Deductible 110 1 Fiber-Cement Siding yes
1969 235,000 Slate Shingles Roof 1,820 3 $500 Deductible 900 7 Brick siding No
1944 635,000 Shingles Roof 4,190 5 $5000 to $10,000 Deductible 1460 7 Fiber-Cement Siding No
1947 345,000 Metal Roof 3,220 4 > $10,000 Deductible 560 5 Fiber-Cement Siding No
2003 460,000 Metal Roof 3,440 5 $1000-$2500 Deductible 1660 6 Stone Siding No
1968 410,000 Composition Roof 3,320 4 $2500-$5000 Deductible 1900 8 Brick siding yes
1977 225,000 Wood Shake Roof 1,580 5 $1000-$2500 Deductible 300 2 Wood siding No
2004 230,000 Asphalt Shingles Roof 2,150 5 $2500-$5000 Deductible 480 4 Stone Siding yes