Granby, MA homeowners insurance is about $865 to $1,179, about $72-$98/month. Our in depth research shows customers can save upto $409 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Granby, MA | Homeowners Insurance Agency Near Granby, MA | Address |
|---|---|---|
| Travelers | Bouvier Beckwith & Lennox Inc | 29 N MAIN ST, WEST HARTFORD, CT, 6107 |
| Allstate | Catarino-Casale Ins | 321 SILAS DEANE HGWY, ROCKY HILL, CT, 6067 |
| Travelers | Cornerstone Insurance Agency Inc | 534 Main St, Athol, MA, 1331 |
| Travelers | Deconti Insurance Associates Inc | 81 MARKET SQ STE 1, NEWINGTON, CT, 6111 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| South Hadley town, Hampshire County, Massachusetts | $153 | $204 | $306 |
| Ludlow town, Hampden County, Massachusetts | $152 | $203 | $305 |
| Belchertown CDP, Massachusetts | $153 | $204 | $306 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Granby, MA | 5.1% | 14.8% |
| South Hadley | 5.08% | 14.05% |
| Ludlow | 5.16% | 16.08% |
| Belchertown | 4.8% | 14.25% |
| Granby Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $300 to $499 | 63 | 16.0% | $1265 |
| $500 to $749 | 148 | 39.0% | $1940 |
| $750 to $999 | 102 | 27.0% | $2690 |
| $1,000 to $1,499 | 35 | 9.0% | $3815 |
| $1,500 or more | 25 | 6.0% | $5465 |
| Streets in Granby Area | Homeowners Insurance Cost |
|---|---|
| Common St, Bittersweet Ln, Phins Hill Manor, Easton St, Smith Ave, Fred Ruel Rd, Mary Lyon Dr, Greenmeadow Ln, Acrebrook Dr, Griswold Cir | $1,022 |
| Burnett St, New Ludlow Rd, Lyons St, Leo Dr, Boardman St, Trompke Ave, Woodside Ter, Barton St, Dressel Ave, Norman Ave | $1,026 |
| Baggs Hill Rd, Batchelor St, Ferry Hill Rd, Dian St, Parish Hill Rd, E State St, Miller St, Library Ln, Harris St, Aldrich St | $1,018 |
| Jennifer Dr, Ken Ln, Jerry Ln, Kizior Dr, Kellogg St, Maximilian Dr, Grandview Ave, Morgan St, Old Mill Ln, Hubbard Dr | $1,026 |
| Virginia Dr, Amherst St, Lanebrook Cir, Granby Hts, Burke Ln, Taylor St, Chicopee St, Forge Pond A, Oak Dr, Pinebrook Cir | $1,026 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Granby | $152 to $154 |
| South Hadley | $153 |
| Ludlow | $152 |
| Chicopee | $150 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,000 | $4,000 |
| Yearly Granby Homeowner Insurance Premium Example | $1,800 | $1,300 |
| Out of Pocket Expense During Claim | $1,000 | $4,000 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $15,400 | $14,400 |
| Net Savings to Granby Home Owner from High Deductible Plan | $1,000 | |
| Scenario | Granby, MA Home Replacement Value MORE than Home Value | Granby, MA Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $277,000 | $185,500 |
| Insurance Premium based on Replacement Value | $2,325 | $1,550 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $55,500 | Risk Exposure from Under Insuring Coverage is $36,000 |
| Premium Impact | Insurance cheaper by $300/year | Insurance costlier by $475/year |
| Insurance Company | Amica Mutual Insurance Company | State Farm | Allstate |
| Monthly Premium | 65 | 215 | 93 |
| Year Built | 1943 | 2007 | 1980 |
| Home Details | 3 Beds, 2 Baths | 4 Beds, 2 Baths | 5 Beds, 4 Baths |
| Coverage Amount | $175000-$200000 | $350000-$400000 | $200000-$250000 |
| Deductible | > $10,000 Deductible | $500- $1000 Deductible | $5000 to $10,000 Deductible |