Granbury Insurance Rates:

Granbury, TX homeowners insurance is nearly $880 to $1,201, about $73-$100/month. Our detailed analysis reveals consumers can save as much as $416 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Granbury, TX Homeowners Insurance By Home Value

Granbury, TX Home Value Total Homes % of Total Average Granbury, TX Homeowners Insurance
Less than $50,000 155 11.0% $187
$50,000 to $59,999 28 2.0% $395
$60,000 to $69,999 69 5.0% $488
$70,000 to $79,999 35 2.0% $561
$80,000 to $89,999 32 2.0% $644
$90,000 to $99,999 114 8.0% $717
$100,000 to $124,999 218 16.0% $832
$125,000 to $149,999 213 16.0% $1040
$150,000 to $174,999 114 8.0% $1227
$175,000 to $199,999 79 6.0% $1424
$200,000 to $249,999 64 4.0% $1716
$250,000 to $299,999 50 3.0% $2090
$300,000 to $399,999 125 9.0% $2662

Top Home Insurance Agents Near Granbury, TX

Home Insurance Company Near Granbury, TX Homeowners Insurance Agency Near Granbury, TX Address
NA Alan Insurance Agency Llc 501 N. 8Th St., Midlothian, TX, 76065
Allstate Brian Certain 2310 W I-20 Ste 212, Arlington, TX, 76017
State Farm Dave Ford 1216 S Main St, Weatherford, TX, 76086-5599
State Farm Garrett Nees 2977 S Precint Line Rd Ste 217, Fort Worth, TX, 76118-7609
Travelers Goosehead Insurance Agency Llc 3600 BENBROOK HWY, FORT WORTH, TX, 76116

Cost Of Homeowners Insurance By Street Near Granbury, TX

Streets in Granbury Area Homeowners Insurance Cost
Grand Point Ct, W Seneca Ct, Daisy Dr, Bentwater Pkwy, White Rock Dr, Co Rd 419, Starlight Ct, Unicorn Ct, Rock Harbor Ct, S Cherry Ln$1,042
Virgo St, Pecan Arbor Ct, Co Rd 323, Colorado River Dr, Laramie Trl, Sioux Trl, Terri Lee Ln, Belaire Cir, San Marcos Dr, Hermosa Hills Ct$1,039
White Cliff Rd, W Bridge St, Old Barn Ct, Lyndi Ln, Paluxy Rd, el Rancho Ct, N Fork Ct, Thomas Ct, N Fork Rd, N Cleburne St$1,016
McArthur Ct, N Sagecrest Ct, Stroll Dr, Sprester Ct, Berry Patch Ln, Maplewood St, Thunderbird Ct, Kidwell Ct, N Highland Dr, W Oak Trl$1,037
M & M Ranch Rd, W Torrey St, Comanche Dr, Morningside Dr, Wills Way Dr, Fairway Place Ct, W Spanish Trail Dr, Pueblo Ct, Montego Bay Ct, Tin Top Hwy$1,057
San Mateo Trl, Tulip Dr, Angel Bluff Ct, Kelly Ct, W Virginia Trl, Reed Rd, Gustine Ct, Carrizo Dr, Autumn Ridge Dr, Alamo Ct$1,033
Sun Valley Ct, Mercedes St, Cedar Crest Trl, Snake River Dr, E Kenwood Ct, Cougars Bluff Trl, Acton Hwy, San Mateo Ct, Mohawk Ct, Howard Lake Ct$1,038
N Crockett St, N Caddo St, Texas Trl, Beacon Vista Cir, Beverly Dr, E Tioga Ct, Quail Ridge Ct, Lipan Hwy, Village Ct, Jackson Hts$1,029
Camp Crucis Ct, N Lakeside Hills Ct, Billy June Rd, Old Bridge Rd, Mimosa Ln, Pecos St, Nichols Ct, Shoreline Ct, Crescent Dr, Zanzibar Ct$1,044
Margarita Ct, Brock Hwy, Paluxy Trl, Richard Ct, Walnut St, Endsley Rd, E State Loop 426, Allen Ct, Rambling Ct, Rockcliff Ct$995

Granbury, TX Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Granbury$155 to $158
Hood County$157
Brazos Bend$196
Canyon Creek$149

Granbury, TX Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Hood County, Texas $131 $175 $262
Brazos Bend city, Texas $164 $218 $327
Granbury East CCD, Hood County, Texas $131 $175 $262

Granbury, TX Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Granbury, TX6.4%19.2%
Hood County6.26%20.94%
Brazos Bend3.91%12.0%
Canyon Creek9.28%29.23%

Granbury Renters Insurance as a Percentage of Rent

Granbury Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 84 4.0% $798
$300 to $499 221 11.0% $1248
$500 to $749 451 23.0% $1923
$750 to $999 581 30.0% $2673
$1,000 to $1,499 345 18.0% $3798
$1,500 or more 215 11.0% $5448

Granbury, TX Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,400$4,400
Yearly Granbury Homeowner Insurance Premium Example $1,900$1,300
Out of Pocket Expense During Claim$1,400$4,400
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $12,800$12,200
Net Savings to Granbury Home Owner from High Deductible Plan $600

Granbury, TX Home Insurance Costs With Home Replacement Value Scenarios

Scenario Granbury, TX Home Replacement Value MORE than Home Value Granbury, TX Home Replacement Value LESS than Home Value
Replacement Value $184,000 $125,000
Insurance Premium based on Replacement Value $1,775 $1,200
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $39,500 Risk Exposure from Under Insuring Coverage is $19,500
Premium Impact Insurance cheaper by $200/year Insurance costlier by $375/year

Example Granbury Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersAllstateFarmers Insurance
Monthly Premium 24276233
Year Built 198019942012
Home Details 4 Beds, 2 Baths3 Beds, 2 Baths5 Beds, 2 Baths
Coverage Amount $250000-$300000$125000-$150000$400000-$500000
Deductible $500 Deductible$1000-$2500 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Granbury, TX from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1997 280,000 Membrane Roof 2,920 5 $500 Deductible 1140 5 Stone Siding No
2001 200,000 Composition Roof 2,410 4 $1000-$2500 Deductible 120 1 Vinyl siding No
1990 175,000 Shingles Roof 2,310 3 $2500-$5000 Deductible 820 8 Vinyl siding yes
1999 290,000 Metal Roof 3,590 5 > $10,000 Deductible 1180 10 Fiber-Cement Siding No
1990 210,000 Composition Roof 2,370 3 $5000 to $10,000 Deductible 590 6 Stucco siding No
2011 210,000 Wood Shake Roof 2,040 3 $5000 to $10,000 Deductible 350 5 Vinyl siding yes
2008 90,000 Shingles Roof 1,150 2 $1000-$2500 Deductible 340 7 Brick siding No
1981 115,000 Wood Shake Roof 1,680 2 $2500-$5000 Deductible 400 5 Wood siding No
1998 375,000 Metal Roof 4,140 5 $5000 to $10,000 Deductible 2640 12 Stucco siding No
1980 490,000 Tile Roof 4,780 5 > $10,000 Deductible 1540 8 Stucco siding No
2014 145,000 Membrane Roof 1,830 4 $1000-$2500 Deductible 800 7 Stucco siding yes
1993 280,000 Wood Shake Roof 2,870 4 $500 Deductible 1140 5 Stone Siding No
2009 195,000 Wood Shake Roof 2,470 5 $5000 to $10,000 Deductible 860 10 Brick siding yes
1993 120,000 Tile Roof 1,340 2 $2500-$5000 Deductible 440 7 Stone Siding yes
2009 110,000 Asphalt Shingles Roof 1,270 2 $1000-$2500 Deductible 120 2 Wood siding yes
2001 120,000 Slate Shingles Roof 1,240 3 $500 Deductible 860 9 Wood siding No
2014 165,000 Membrane Roof 2,150 4 $1000-$2500 Deductible 1070 10 Fiber-Cement Siding yes
2012 130,000 Tile Roof 1,330 3 $500 Deductible 650 7 Stucco siding yes
2012 425,000 Shingles Roof 4,640 5 $1000-$2500 Deductible 610 2 Stone Siding yes
1997 175,000 Shingles Roof 1,820 3 $5000 to $10,000 Deductible 400 4 Stone Siding yes
1991 110,000 Asphalt Shingles Roof 1,250 3 $1000-$2500 Deductible 320 7 Fiber-Cement Siding No
1995 130,000 Slate Shingles Roof 1,280 3 $1000-$2500 Deductible 170 2 Stucco siding No
1996 125,000 Asphalt Shingles Roof 1,350 3 $2500-$5000 Deductible 570 9 Vinyl siding No
2003 120,000 Tile Roof 1,230 3 $1000-$2500 Deductible 460 8 Brick siding yes
2003 275,000 Shingles Roof 3,290 4 > $10,000 Deductible 430 5 Fiber-Cement Siding yes
2008 370,000 Asphalt Shingles Roof 4,680 5 $500 Deductible 1340 5 Stone Siding yes
1993 215,000 Membrane Roof 2,230 4 $1000-$2500 Deductible 1760 9 Stone Siding No
2014 135,000 Composition Roof 1,490 3 $2500-$5000 Deductible 510 7 Stucco siding No
2012 180,000 Tile Roof 1,740 2 $5000 to $10,000 Deductible 460 7 Brick siding No
2001 105,000 Metal Roof 1,260 3 $2500-$5000 Deductible 510 10 Stucco siding No
1981 200,000 Asphalt Shingles Roof 2,030 3 $500 Deductible 240 2 Wood siding yes