Graham Insurance Rates:

Graham, WA homeowners insurance is about $506 to $687, about $42-$57/month. Our exhaustive guide reveals consumers can save upto $238 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Progressive
I bought my policy online so I haven't had to deal with customer service yet. I don't think they will give me a problem though.
American Family
I don't have any complaints. When we first got things set up, everything was explained to us so we didn't feel overwhelmed and confused. Now, all we have to do is make sure the premiums are paid every year.
Allstate
Company has good rates for homeowners insurance, agent is responsive and is quick to answer questions thoroughly, have had no issues and would recommend, bundled with auto rates aren't too bad
State Farm
I don't like how they charge me as much and I've talked to other companies that don't charge that much, They don't want to give me no discounts and they want me to get more with them and don't get no better deal. Overall look around before you jump right into an insurance company and ask question that is what my plans are now.
Allstate
They did not apply our payment to our account when they should have, thus making our account appear to be in default. they did, however, fix the issue.
Amica Mutual Insurance
They are very knowledgeable when it comes to the process of underwriting and a fast turnaround to complete a quote.

Graham, WA Homeowners Insurance By Home Value

Graham, WA Home Value Total Homes % of Total Average Graham, WA Homeowners Insurance
Less than $50,000 334 5.0% $59
$70,000 to $79,999 94 1.0% $184
$100,000 to $124,999 127 2.0% $274
$125,000 to $149,999 239 4.0% $339
$150,000 to $174,999 460 7.0% $405
$175,000 to $199,999 662 11.0% $464
$200,000 to $249,999 1,698 28.0% $560
$250,000 to $299,999 1,139 19.0% $685
$300,000 to $399,999 1,046 17.0% $876

Top Home Insurance Agents Near Graham, WA

Home Insurance Company Near Graham, WA Homeowners Insurance Agency Near Graham, WA Address
NA Mtc Insurance Solutions Inc. Dba: M.T.C. Insurance Agency Group 2610 N Alder Street, Tacoma, WA, 98407
Travelers Aaa Insurance Agency 1523 15Th Ave W, Seattle, WA, 98119
State Farm Brenda Kulju 525 Strander Blvd, Tukwila, WA, 98188-2920
Allstate Charlie B. Brown 13260 1st Ave S Ste C, Burien, WA, 98168
Liberty Mutual Independent King Insurance Associates Inc 2885 78Th Ave Se Ste 1 Mercer Island, Mercer Island, WA, 98040

Cost Of Homeowners Insurance By Street Near Graham, WA

Streets in Graham Area Homeowners Insurance Cost
200th St Ct E, Pulford Rd E, 260th Street Ct E, 135th Avenue Ct E, 328th St E, 217th Street Ct E, 229th Street Ct E, Thomas Rd E, 231st St E, 223rd Street Ct E$606
141st Ave Ct E, 145th Avenue Ct E, 54th Avenue Ct E, 248th St E, 200th St Ct E, 274th St E, 50th Avenue Ct E, 304th St E, 241st Street Ct E, Fitzgerald Rd$594
39th Avenue Ct E, 64th Ave Ct E, 211th St E, 347th St E, 209th Street Ct E, Hanson Exd, 184th Street Ct E, Eatonville Cutoff Rd E, 262nd St E, Dalton Rd$594
174th Street Ct E, 209th Street Ct E, 127th Avct E, 272nd St E, 238th St E, Benbow Dr E, Griggs Rd E, 194th St Ct E, 82nd Avenue Ct E, Knoble Rd E$599
Mathias Webster Rd E, 275th St E, 85th Ave Ct E, 206th Street Ct E, Lebor Devore Rd E, 317th St E, 98th Avct E, 275th St E, 218th St E, 256th St E$608

Graham, WA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Graham$89 to $91
Graham-Thrift$89
Elk Plain$88
Kapowsin$90

Graham, WA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Graham-Thrift CCD, Pierce County, Washington $75 $99 $149
Elk Plain CDP, Washington $74 $99 $148
Kapowsin CDP, Washington $75 $100 $150

Graham, WA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Graham, WA2.7%10.1%
Graham-Thrift2.68%9.7%
Elk Plain2.84%11.53%
Orting2.6%10.09%

Graham Renters Insurance as a Percentage of Rent

Graham Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 38 3.0% $1243
$500 to $749 245 20.0% $1918
$750 to $999 299 24.0% $2668
$1,000 to $1,499 251 20.0% $3793
$1,500 or more 367 30.0% $5443

Graham, WA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$600$2,600
Yearly Graham Homeowner Insurance Premium Example $1,100$700
Out of Pocket Expense During Claim$600$2,600
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $9,400$8,200
Net Savings to Graham Home Owner from High Deductible Plan $1,200

Graham, WA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Graham, WA Home Replacement Value MORE than Home Value Graham, WA Home Replacement Value LESS than Home Value
Replacement Value $281,500 $204,500
Insurance Premium based on Replacement Value $1,025 $725
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $36,000 Risk Exposure from Under Insuring Coverage is $41,000
Premium Impact Insurance cheaper by $150/year Insurance costlier by $150/year

Example Graham Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceNationwide InsuranceGEICO Insurance
Monthly Premium 278098
Year Built 200419952011
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths5 Beds, 4 Baths
Coverage Amount $150000-$175000$400000-$500000$600000-$700000
Deductible $5000 to $10,000 Deductible$1000-$2500 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Graham, WA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2013 200,000 Wood Shake Roof 1,720 4 $500- $1000 Deductible 130 4 Wood siding No
1997 240,000 Composition Roof 1,720 4 $5000 to $10,000 Deductible 80 2 Wood siding No
2001 390,000 Composition Roof 2,640 4 $500- $1000 Deductible 1020 10 Vinyl siding No
1997 360,000 Slate Shingles Roof 3,250 4 $5000 to $10,000 Deductible 510 9 Brick siding No
1996 405,000 Metal Roof 2,850 5 > $10,000 Deductible 200 4 Fiber-Cement Siding No
2014 280,000 Composition Roof 2,500 4 $1000-$2500 Deductible 960 12 Wood siding No
2013 300,000 Slate Shingles Roof 2,570 4 $2500-$5000 Deductible 380 10 Brick siding yes
1990 455,000 Composition Roof 3,020 4 $500 Deductible 750 10 Vinyl siding No
1992 175,000 Asphalt Shingles Roof 1,330 3 $2500-$5000 Deductible 340 12 Stone Siding yes
2013 250,000 Shingles Roof 1,800 3 $1000-$2500 Deductible 410 8 Brick siding No
2008 430,000 Composition Roof 3,090 4 $500- $1000 Deductible 380 4 Fiber-Cement Siding yes
2000 300,000 Shingles Roof 2,420 4 $500 Deductible 970 10 Stucco siding No
2002 345,000 Composition Roof 2,350 3 $2500-$5000 Deductible 500 9 Brick siding No
2005 220,000 Tile Roof 1,550 5 $500 Deductible 50 1 Vinyl siding yes
1991 440,000 Metal Roof 3,360 4 $1000-$2500 Deductible 1340 12 Fiber-Cement Siding yes
1994 240,000 Membrane Roof 2,020 3 > $10,000 Deductible 310 12 Stucco siding No
2003 185,000 Wood Shake Roof 1,540 3 $500- $1000 Deductible 580 12 Vinyl siding No
1990 260,000 Tile Roof 2,150 3 $500 Deductible 160 2 Stone Siding yes
1996 260,000 Tile Roof 1,770 5 $2500-$5000 Deductible 170 4 Vinyl siding No
2011 425,000 Composition Roof 3,610 5 $500- $1000 Deductible 290 3 Stucco siding yes
1994 325,000 Composition Roof 2,370 3 $1000-$2500 Deductible 510 8 Vinyl siding No
2012 220,000 Asphalt Shingles Roof 2,040 3 $500 Deductible 620 12 Stucco siding yes
2012 490,000 Membrane Roof 3,370 5 $5000 to $10,000 Deductible 700 9 Wood siding yes
1994 185,000 Composition Roof 1,360 3 $5000 to $10,000 Deductible 380 12 Wood siding No
2014 440,000 Slate Shingles Roof 3,110 5 > $10,000 Deductible 140 2 Fiber-Cement Siding yes
2006 225,000 Composition Roof 1,950 3 $2500-$5000 Deductible 100 3 Fiber-Cement Siding yes
2009 200,000 Wood Shake Roof 1,630 4 $1000-$2500 Deductible 440 12 Fiber-Cement Siding No
2000 295,000 Membrane Roof 1,900 4 $2500-$5000 Deductible 410 7 Vinyl siding No