Graceville Insurance Rates:

Graceville, FL homeowners insurance is approximately $954 to $1,314, about $79-$109/month. Our in depth guide indicates shoppers can save as much as $453 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Graceville, FL Homeowners Insurance By Home Value

Graceville, FL Home Value Total Homes % of Total Average Graceville, FL Homeowners Insurance
Less than $50,000 241 25.0% $260
$50,000 to $59,999 56 5.0% $567
$60,000 to $69,999 94 9.0% $691
$70,000 to $79,999 39 4.0% $805
$80,000 to $89,999 43 4.0% $907
$90,000 to $99,999 15 1.0% $1020
$100,000 to $124,999 121 12.0% $1179
$125,000 to $149,999 58 6.0% $1474
$150,000 to $174,999 93 9.0% $1746
$175,000 to $199,999 37 3.0% $2018
$200,000 to $249,999 68 7.0% $2426
$250,000 to $299,999 26 2.0% $2971
$300,000 to $399,999 53 5.0% $3776

Top Home Insurance Agents Near Graceville, FL

Home Insurance Company Near Graceville, FL Homeowners Insurance Agency Near Graceville, FL Address
Allstate Mark Goodson 804 Boll Weevil Cir, Enterprise, AL, 36330
Travelers Mcknight Agency 203 W WASHINGTON ST, ABBEVILLE, AL, 36310
Travelers Slingluff United Insurance 568 S OATES ST, DOTHAN, AL, 36301
Travelers Southeast Insurance & Real Estate 416 N CLAXTON AVE, ELBA, AL, 36323
Travelers Whittaker Insurance & Realty Inc 206 S Knox Ave, Donalsonville, GA, 39845

Cost Of Homeowners Insurance By Street Near Graceville, FL

Streets in Graceville Area Homeowners Insurance Cost
Webb St, Canary Rd, Peanut Rd, Alabama St, Forest Dr, Spears Ave, Max Ln, Danford Bay Rd, Monday Rd, Chapman Ln$1,127
7th Ave, Co Rd 277, Vann Ln, Grahm Dr, Fred Ln, Christy Ln, Galilee Rd, Primrose Ln, Everett Rd, Ame Rd$1,128
Rachel Rd, Barron Rd, Earlston Rd, Parrott Rd, Bunker Rd, Bentley Rd, Reddick Mill Rd, Hope Ave, Jordon St, Piney Woods Rd$1,130
Martin St, Graham Ln, 11th Ave, Forest St, Clearview Ln, Thomas Dr, Mixon St, Forrest Dr, Satelite Rd, Tree Top Rd$1,129
Glory Acres Dr, Doe Run Rd, Jenkins St, Johns Rd, Dekle St, Cherry St, Outback Ln, 10th Ave, Vicki Rd, Tri County Rd$1,128

Graceville, FL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Graceville$168 to $171
Jacob City$164
Noma$163
Campbellton$167

Graceville, FL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Jacob City city, Florida $137 $183 $274
Noma town, Florida $136 $181 $272
Campbellton CCD, Jackson County, Florida $140 $186 $279

Graceville, FL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Graceville, FL9.0%29.3%
Jacob City9.15%37.04%
Noma10.7%24.84%
Campbellton10.98%25.43%

Graceville Renters Insurance as a Percentage of Rent

Graceville Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 17 3.0% $347
$200 to $299 73 15.0% $797
$300 to $499 146 30.0% $1247
$500 to $749 133 27.0% $1922
$750 to $999 98 20.0% $2672
$1,000 to $1,499 13 2.0% $3797

Average Cost Of Home Insurance By Company In Areas Nearby Graceville For Different Scenarios

Home value ($) Age of home (years) Wind mitigation Company Average homeowners insurance premium ($)
150,000 27 NO American Integrity Insurance $1,701
150,000 27 NO Auto Club Insurance $1,807
150,000 27 NO Federated National Insurance $1,753
150,000 27 NO St. Johns Insurance $1,724
150,000 27 NO Stillwater Property And Casualty Insurance $1,549
150,000 27 YES Citizens Property Insurance $569
150,000 27 YES First Protective Insurance $779
150,000 27 YES Florida Family Insurance $1,784
150,000 27 YES Safeway Property Insurance $1,239
150,000 27 YES State Farm Florida Insurance $1,908
150,000 27 YES United Property & Casualty Insurance $798
300,000 12 NA Castle Key Indemnity Company Insurance $2,362
300,000 12 NA First Protective Insurance $1,390
300,000 12 NA Florida Farm Bureau Casualty Insurance $1,368
300,000 12 NA Liberty Mutual Fire Insurance $2,702
300,000 12 NA Safeway Property Insurance $1,371
300,000 12 NA State Farm Florida Insurance $3,126
300,000 12 NA Stillwater Property And Casualty Insurance $1,508
300,000 12 NA Tower Hill Prime Insurance $1,667

Graceville, FL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,400$3,400
Yearly Graceville Homeowner Insurance Premium Example $4,000$3,500
Out of Pocket Expense During Claim$1,400$3,400
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $21,400$20,900
Net Savings to Graceville Home Owner from High Deductible Plan $500

Graceville, FL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Graceville, FL Home Replacement Value MORE than Home Value Graceville, FL Home Replacement Value LESS than Home Value
Replacement Value $130,000 $91,500
Insurance Premium based on Replacement Value $2,175 $1,525
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $13,500 Risk Exposure from Under Insuring Coverage is $25,000
Premium Impact Insurance cheaper by $425/year Insurance costlier by $225/year

Example Graceville Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceTravelersAllstate
Monthly Premium 148220236
Year Built 197619801990
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths4 Beds, 2 Baths
Coverage Amount $125000-$150000$150000-$175000$175000-$200000
Deductible $2500-$5000 Deductible$500 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Graceville, FL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1971 155,000 Membrane Roof 2,670 4 $500- $1000 Deductible 3300 12 Vinyl siding No
1989 165,000 Tile Roof 2,050 4 $2500-$5000 Deductible 1320 5 Vinyl siding yes
1997 175,000 Slate Shingles Roof 2,140 4 $500 Deductible 780 3 Brick siding No
1981 90,000 Metal Roof 1,410 3 $500 Deductible 960 7 Wood siding yes
1981 125,000 Tile Roof 1,670 3 $2500-$5000 Deductible 990 5 Stone Siding No
1999 190,000 Slate Shingles Roof 2,540 4 $500 Deductible 3190 9 Wood siding No
2013 170,000 Asphalt Shingles Roof 2,040 3 $500 Deductible 1700 8 Stone Siding yes
1985 180,000 Shingles Roof 2,890 4 $500- $1000 Deductible 1020 3 Stucco siding yes
1979 135,000 Wood Shake Roof 2,110 4 $2500-$5000 Deductible 1060 7 Wood siding No
1970 250,000 Metal Roof 3,260 4 $500 Deductible 3380 7 Wood siding yes
1988 170,000 Metal Roof 2,050 3 $500- $1000 Deductible 220 1 Stone Siding yes
1985 145,000 Tile Roof 2,090 4 $1000-$2500 Deductible 390 3 Wood siding yes
2010 110,000 Tile Roof 1,610 3 $1000-$2500 Deductible 970 5 Fiber-Cement Siding yes