Goshen Insurance Rates:

Goshen, NY homeowners insurance is approximately $539 to $735, about $44-$61/month. Our extensive guide shows customers can save as much as $254 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Goshen, NY Homeowners Insurance By Home Value

Goshen, NY Home Value Total Homes % of Total Average Goshen, NY Homeowners Insurance
Less than $50,000 35 1.0% $44
$100,000 to $124,999 67 3.0% $197
$125,000 to $149,999 30 1.0% $242
$150,000 to $174,999 86 4.0% $293
$175,000 to $199,999 153 7.0% $337
$200,000 to $249,999 279 14.0% $401
$250,000 to $299,999 361 18.0% $496
$300,000 to $399,999 920 47.0% $630

Top Home Insurance Agents Near Goshen, NY

Home Insurance Company Near Goshen, NY Homeowners Insurance Agency Near Goshen, NY Address
NA Skcg Group, Inc; Assured Skcg, Inc. 123 Main St Fl 14 White Plains, White Plains, NY, 10601
Farmers Jack Planchard 23 S Kinderkamack Rd, Montvale, NJ, 7645
Allstate Karl Dale 428 E Putnam Ave, Cos Cob, CT, 6807
GEICO Laura Macdonald 1315 Route 9, Wappingers Falls, NY, 12590
Travelers Pike County Agency Inc 313 W HARFORD ST, MILFORD, PA, 18337

Cost Of Homeowners Insurance By Street Near Goshen, NY

Streets in Goshen Area Homeowners Insurance Cost
Coach House Ln, Maiden Ln, Breezeway Ln, N Church St, Lisa Ln, Bruen Pl, Fletcher St, Phillips Pl, McNamara Ln, Redwood Dr$631
Walnut Ct, Dunmore Ln, Maplewood Ter, Orchard Hill Vis, Sayer St, Overlook Ter, Angela's Way, Sycamore Ln, Lower Magic Circle Dr, Gate Schoolhouse Rd$640
Delta Pl, Indiana Rd, Big Island Rd, Earle Ln, Jessica Ct, Lovett Rd, Delta Pl, Meadowbrook Ln, Phillipsburg Rd, Gurda Ln$637
Finnegan Ln, Tanglewood Dr, Vidalia Ln, Florican Ln, Le Baron Ln, Pleasant Ridge Run, Danielle Dr, Eagle Ct, Old Minisink Trl, S Brae Rd$635
Post Pl, Craigville Rd, Arcadia Rd, Goelet Rd, Storms Rd, Hopkins Ter, Fran Rd, Lark Ter, Hampton Hills Dr, Preakness Ct$634

Goshen, NY Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Goshen$95 to $98
Orange County$93
Mechanicstown$91
Chester$94

Goshen, NY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Orange County, New York $93 $124 $186
Florida village, New York $93 $124 $186
Mechanicstown CDP, New York $92 $122 $183

Goshen, NY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Goshen, NY1.9%5.3%
Orange County2.22%6.15%
Florida2.27%5.84%
Mechanicstown2.88%7.01%

Goshen Renters Insurance as a Percentage of Rent

Goshen Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 28 2.0% $1226
$500 to $749 104 7.0% $1901
$750 to $999 317 22.0% $2651
$1,000 to $1,499 642 46.0% $3776
$1,500 or more 274 19.0% $5426

Goshen, NY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$800$2,800
Yearly Goshen Homeowner Insurance Premium Example $2,900$2,500
Out of Pocket Expense During Claim$800$2,800
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $24,000$22,800
Net Savings to Goshen Home Owner from High Deductible Plan $1,200

Goshen, NY Home Insurance Costs With Home Replacement Value Scenarios

Scenario Goshen, NY Home Replacement Value MORE than Home Value Goshen, NY Home Replacement Value LESS than Home Value
Replacement Value $446,000 $272,000
Insurance Premium based on Replacement Value $5,175 $3,150
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $76,500 Risk Exposure from Under Insuring Coverage is $97,500
Premium Impact Insurance cheaper by $1,125/year Insurance costlier by $900/year

Example Goshen Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceFarmers InsuranceLiberty Mutual
Monthly Premium 127257341
Year Built 200019481981
Home Details 2 Beds, 1 Baths5 Beds, 3 Baths4 Beds, 1 Baths
Coverage Amount $125000-$150000$500000-$600000$350000-$400000
Deductible $500 Deductible> $10,000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Goshen, NY from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1988 280,000 Tile Roof 1,600 2 > $10,000 Deductible 660 5 Fiber-Cement Siding No
1942 950,000 Composition Roof 4,990 5 $2500-$5000 Deductible 5750 12 Vinyl siding yes
1948 500,000 Tile Roof 2,830 5 $1000-$2500 Deductible 3630 10 Stone Siding No
2000 495,000 Shingles Roof 2,760 4 $500- $1000 Deductible 2090 6 Stucco siding No
1986 295,000 Shingles Roof 1,930 3 > $10,000 Deductible 420 4 Stucco siding No
1983 335,000 Tile Roof 1,770 3 $500 Deductible 2390 9 Stucco siding yes
1985 805,000 Tile Roof 4,240 5 $2500-$5000 Deductible 5630 10 Vinyl siding No
1986 425,000 Wood Shake Roof 2,490 4 $1000-$2500 Deductible 930 2 Stone Siding No
1980 675,000 Composition Roof 3,220 4 > $10,000 Deductible 240 1 Vinyl siding yes
1988 355,000 Metal Roof 1,820 4 $500 Deductible 2870 9 Fiber-Cement Siding yes
1948 345,000 Metal Roof 1,850 3 $5000 to $10,000 Deductible 1180 4 Stucco siding yes
1948 335,000 Wood Shake Roof 1,760 2 $2500-$5000 Deductible 1260 5 Vinyl siding yes
2000 1,010,000 Membrane Roof 4,800 5 > $10,000 Deductible 3590 7 Vinyl siding yes
1947 545,000 Metal Roof 2,730 5 $500 Deductible 2310 7 Fiber-Cement Siding yes
1980 210,000 Asphalt Shingles Roof 1,020 2 $1000-$2500 Deductible 120 1 Vinyl siding yes
1985 550,000 Metal Roof 2,680 4 > $10,000 Deductible 1530 7 Stucco siding No
1949 420,000 Shingles Roof 2,100 4 $1000-$2500 Deductible 1800 6 Stone Siding yes
2004 380,000 Shingles Roof 2,040 3 $1000-$2500 Deductible 910 4 Wood siding No
2000 375,000 Metal Roof 2,050 3 $500 Deductible 2250 7 Fiber-Cement Siding yes
2005 350,000 Wood Shake Roof 1,750 5 $500- $1000 Deductible 720 3 Stone Siding No
1948 265,000 Wood Shake Roof 1,780 3 $1000-$2500 Deductible 910 6 Stucco siding No
1985 305,000 Shingles Roof 1,750 4 $500 Deductible 170 1 Vinyl siding No
2005 300,000 Composition Roof 1,440 3 $500- $1000 Deductible 1010 4 Wood siding No
2006 490,000 Tile Roof 2,480 4 > $10,000 Deductible 760 3 Stucco siding yes
1941 265,000 Wood Shake Roof 1,750 3 $2500-$5000 Deductible 1110 8 Stone Siding No
1946 410,000 Asphalt Shingles Roof 1,950 5 $1000-$2500 Deductible 1600 6 Brick siding yes
1980 180,000 Slate Shingles Roof 980 2 $500- $1000 Deductible 390 3 Brick siding yes
2003 520,000 Membrane Roof 3,670 5 $500- $1000 Deductible 3290 9 Vinyl siding No
2001 385,000 Asphalt Shingles Roof 2,370 5 $2500-$5000 Deductible 1540 8 Vinyl siding yes
1988 880,000 Shingles Roof 4,680 5 $500 Deductible 7560 12 Brick siding No
1948 565,000 Wood Shake Roof 3,470 5 $500 Deductible 5260 12 Stone Siding yes
1944 360,000 Metal Roof 1,810 4 $2500-$5000 Deductible 460 2 Wood siding No
2006 440,000 Slate Shingles Roof 2,670 4 $5000 to $10,000 Deductible 1940 8 Stucco siding yes
1981 180,000 Slate Shingles Roof 960 2 $500- $1000 Deductible 1480 10 Stucco siding yes