Goleta Insurance Rates:

Goleta, CA homeowners insurance is roughly $567 to $774, about $47-$64/month. Our comprehensive analysis shows customers can save as much as $268 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Farmer's Insurance
I talked to the guy once and he seemed nice enough. Have not talked to him in years.
State Farm
I don't really use the company's website or mobile app. I tend to just deal directly using mail or visiting my agent in person. I feel better getting to talk to the person's face to face
Mercury
It has its ups and downs we can all improve on something and the have a lot to improve on to keep customers coming and that's it.
Allstate
There is nothing that I dislike about our insurance company. We enjoy speaking to our agent, her staff and anyone we've needed to talk to at corporate. Having insurance with Allstate has been fantastic.
Allstate
I like how I am easily able to access my coverage information as well as see when my payments are due and how much I owe.
Farmer's Insurance
Unfortunately, the insurance company did not approve water damage from severe storms. i am not sure what policy is good for then.

Goleta, CA Homeowners Insurance By Home Value

Goleta, CA Home Value Total Homes % of Total Average Goleta, CA Homeowners Insurance
Less than $50,000 91 7.0% $20
$50,000 to $59,999 15 1.0% $53
$60,000 to $69,999 56 4.0% $67
$70,000 to $79,999 27 2.0% $73
$80,000 to $89,999 75 6.0% $87
$90,000 to $99,999 26 2.0% $93
$100,000 to $124,999 32 2.0% $107
$125,000 to $149,999 41 3.0% $140
$150,000 to $174,999 94 7.0% $167
$175,000 to $199,999 111 8.0% $187
$200,000 to $249,999 233 18.0% $228
$250,000 to $299,999 95 7.0% $281
$300,000 to $399,999 338 27.0% $362

Top Home Insurance Agents Near Goleta, CA

Home Insurance Company Near Goleta, CA Homeowners Insurance Agency Near Goleta, CA Address
NA Riviera Insurance Services, Llc 418 Chapala St Ste H Santa Barbara, Santa Barbara, CA, 93105
NA Colonial Western Agency, Inc. 751 Daily Drive, Suite 230, Camarillo, CA, 93010
Travelers Gimlin & Udy Insurance Agency Inc 601 E DAILY DR STE 117, CAMARILLO, CA, 93010
Travelers Jones & Maulding Ins Agency 505 SOUTH A ST STE 100, OXNARD, CA, 93030
State Farm Scott Simmons 1809 Cliff Dr Ste A, Santa Barbara, CA, 93109-1649

Cost Of Homeowners Insurance By Street Near Goleta, CA

Streets in Goleta Area Homeowners Insurance Cost
Santa Felicia Dr, Arroyo Quemada Ln, Shamrock Ave, Greenleaf Ct, Manzanillo Dr, la Josa Rd, Touran Ln, Los Carneros Way, San Pica Way, Gerard Dr$722
Walking Path, Silver Fern Ct, W Cam Cielo, Davenport Rd, Mandarin Dr, Santa Marguerita Dr, Old Ranch Dr, Palace Ct, Shearton Way, University Dr$715
Botello Rd, Carlisle Way, Thames Ct, Palo Alto Dr, Aero Camino, Tuolumne Dr, Cool Brook Ln, Gaviota St, Coromar Dr, York Pl$692
Armas Canyon Rd, Placer Dr, Robin Hill Rd, Ave Pequena, Phelps Rd, Napa Ln, Brentwood Way, King James Ct, Brandon Dr, Marymount Dr$664
Jenna Dr, Wagon Wheel Dr, Coronado Dr, Saint Josephs St, Alex Pl, Via Ravenna, Refugio Beach Rd, Cumberland Dr, San Jano Dr, la Casa Grande Cir$729

Goleta, CA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Goleta$100 to $103
Isla Vista$94
Mission Canyon$108
Santa Barbara County$96

Goleta, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Isla Vista CDP, California $79 $105 $157
Mission Canyon CDP, California $90 $120 $180
Santa Barbara County, California $81 $107 $161

Goleta, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Goleta, CA2.3%12.1%
Isla Vista2.9%6.9%
Mission Canyon1.7%8.1%
Santa Barbara County2.26%10.82%

Goleta Renters Insurance as a Percentage of Rent

Goleta Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 135 2.0% $1211
$500 to $749 111 2.0% $1886
$750 to $999 403 8.0% $2636
$1,000 to $1,499 1,560 30.0% $3761
$1,500 or more 2,776 55.0% $5411

Goleta, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,600$3,600
Yearly Goleta Homeowner Insurance Premium Example $2,100$1,600
Out of Pocket Expense During Claim$1,600$3,600
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $12,100$11,600
Net Savings to Goleta Home Owner from High Deductible Plan $500

Goleta, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Goleta, CA Home Replacement Value MORE than Home Value Goleta, CA Home Replacement Value LESS than Home Value
Replacement Value $1,238,000 $835,000
Insurance Premium based on Replacement Value $3,475 $2,350
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $124,500 Risk Exposure from Under Insuring Coverage is $278,500
Premium Impact Insurance cheaper by $800/year Insurance costlier by $325/year

Example Goleta Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceGEICO InsuranceState Farm
Monthly Premium 1966868
Year Built 196819911972
Home Details 5 Beds, 3 Baths3 Beds, 2 Baths4 Beds, 1 Baths
Coverage Amount More than 10000000$400000-$500000$600000-$700000
Deductible $2500-$5000 Deductible$2500-$5000 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Goleta, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1962 415,000 Membrane Roof 1,180 2 $2500-$5000 Deductible 670 10 Stucco siding No
1985 905,000 Asphalt Shingles Roof 2,640 4 $2500-$5000 Deductible 1460 10 Vinyl siding yes
1986 720,000 Tile Roof 2,690 5 $5000 to $10,000 Deductible 580 5 Stone Siding yes
1978 650,000 Wood Shake Roof 2,320 3 $5000 to $10,000 Deductible 1150 12 Stucco siding yes
1961 1,330,000 Composition Roof 4,530 5 $1000-$2500 Deductible 1180 5 Stone Siding yes
1989 385,000 Membrane Roof 1,570 2 $500 Deductible 1010 10 Brick siding No
1972 570,000 Composition Roof 1,650 2 $500 Deductible 820 6 Vinyl siding yes
1967 565,000 Composition Roof 1,740 3 $1000-$2500 Deductible 1680 12 Vinyl siding No
1989 440,000 Composition Roof 1,420 3 $5000 to $10,000 Deductible 240 3 Wood siding No
1992 630,000 Tile Roof 2,160 5 $500- $1000 Deductible 250 2 Vinyl siding yes
1973 455,000 Tile Roof 1,500 2 $1000-$2500 Deductible 620 7 Stucco siding yes
1965 450,000 Metal Roof 1,820 3 $1000-$2500 Deductible 90 1 Wood siding yes
1993 390,000 Composition Roof 1,270 2 $500- $1000 Deductible 500 5 Fiber-Cement Siding yes
1989 270,000 Metal Roof 1,060 2 $1000-$2500 Deductible 50 1 Stucco siding yes
1979 370,000 Shingles Roof 1,430 2 $2500-$5000 Deductible 340 4 Stucco siding yes
1978 545,000 Membrane Roof 2,130 3 $500 Deductible 580 6 Brick siding yes
1990 375,000 Wood Shake Roof 1,530 5 $500- $1000 Deductible 450 5 Stucco siding yes
1985 755,000 Wood Shake Roof 2,840 4 $500 Deductible 2060 10 Stone Siding No
1997 1,365,000 Wood Shake Roof 3,920 5 $2500-$5000 Deductible 740 5 Fiber-Cement Siding yes
1965 415,000 Tile Roof 1,470 3 $500- $1000 Deductible 130 2 Brick siding No
1968 1,430,000 Asphalt Shingles Roof 4,340 5 $500- $1000 Deductible 290 1 Stucco siding yes
1997 1,270,000 Membrane Roof 4,180 5 $500 Deductible 580 2 Stucco siding yes
1975 430,000 Tile Roof 1,270 2 $5000 to $10,000 Deductible 660 12 Brick siding yes
1962 420,000 Membrane Roof 1,450 2 $5000 to $10,000 Deductible 460 8 Brick siding yes
1990 1,355,000 Composition Roof 4,740 5 $5000 to $10,000 Deductible 860 6 Stone Siding yes