Golden Valley Insurance Rates:

Golden Valley, MN homeowners insurance is approximately $908 to $1,237, about $75-$103/month. Our thorough research reveals consumers can save as much as $428 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
I like that my agent is readily available. she makes it a very personal experience and we can reach her pretty easily.
Ameriprise Financial
Very high deductible, takes a while to a quote
Ameriprise Financial
Very high deductible, takes a while to a quote
State Farm
I feel they are a company that will be around in the future. I don't feel IÃḃ€™ll need to quickly find a new company. They provide the best service to customers and trustworthy
Farm Bureau
I was well satisfied with the premium because I was previously with Geico. I was shocked how much lower the premium was in comparison.
American Strategic Insurance
I like that it's accessible and readable. That's about it. They do not put much effort into it.
Nationwide
The agent in the local office has always been very nice and helpful. I've had 2 claims in the 21 years I've been insured by this company and both times it was handled efficiently and quickly. Both times were due to a hurricane and they covered damages both times with no hassle. This is the one thing that makes me very hesitant about changing even though the premium increased. I heard a lot of people having issues getting claims approved and processed by other companies.
First National Insurance
Most of my customer service needs are conducted through the agent. My agent's office is always courteous and quick at making whatever changes I request. However, I've had a few issues with corporate dragging their feet with changes once my agent submits them for processing.
State Farm
They messed up my policy the first time and I was without coverage for around two weeks, so that was not great.

Golden Valley, MN Homeowners Insurance By Home Value

Golden Valley, MN Home Value Total Homes % of Total Average Golden Valley, MN Homeowners Insurance
Less than $50,000 134 2.0% $96
$100,000 to $124,999 92 1.0% $439
$125,000 to $149,999 126 2.0% $546
$150,000 to $174,999 490 8.0% $643
$175,000 to $199,999 404 7.0% $739
$200,000 to $249,999 1,519 27.0% $900
$250,000 to $299,999 1,231 21.0% $1093
$300,000 to $399,999 1,435 25.0% $1393

Top Home Insurance Agents Near Golden Valley, MN

Home Insurance Company Near Golden Valley, MN Homeowners Insurance Agency Near Golden Valley, MN Address
NA Schmidt Insurance Agency Incorporated 2186 Third St #105 1/2 White Bear Lake, White Bear Lake, MN, 55110
Farmers Diana Stallone 230 N River Ridge Cir, Burnsville, MN, 55337
Travelers Faribo Insurance Agency Inc 1404 Nw 7Th St, Faribault, MN, 55021
Farmers Orlando Jones 8604 Eagle Creek Cir, Savage, MN, 55378
Allstate Thomas Tallman 12200 Middleset Rd Ste 200, Eden Prairie, MN, 55344

Cost Of Homeowners Insurance By Street Near Golden Valley, MN

Streets in Golden Valley Area Homeowners Insurance Cost
Brookridge Ave, Alfred Rd, Meadow Ln S, Rose Manor, Mayfair Rd, Cortlawn Cir W, Half Moon Dr, Ravine Trl, Bassett Creek Dr, Marquis Rd$1,058
Loring Ln, Heathbrooke Cir, Westchester Cir, Winsdale St N, Dahlberg Dr, Wesley Dr, Golden Hills Dr, Lindsay St, Major Cir, Country Club Dr$1,179
Adeline Ln N, Wolfberry Ln, Brookview Pkwy, Saint Croix Cir, Duluth St, Sandburg Ln, Dona Ln, Patsy Ln, Markay Ridge, Cherokee Pl$1,057
Maddaus Ln, Mendelssohn Ave, E Marie Ln, Green Valley Rd, Byrd Ave N, Clover Leaf Dr, Jonellen Ln N, Circle Down, Glenwood Pkwy, Waterford Ct$1,053
Avondale Rd, Beverly Ave, Sandburg Rd, Varner Cir N, Olson Memorial Hwy Svc Rd, Medley Ln N, Old Wayzata Blvd, Mendelssohn Ln, Western Ter, Minnaqua Dr$1,072

Golden Valley, MN Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Golden Valley$160 to $163
Robbinsdale$153
St. Louis Park$158
Crystal$152

Golden Valley, MN Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Robbinsdale city, Minnesota $128 $170 $255
St. Louis Park city, Minnesota $132 $176 $264
Crystal city, Minnesota $127 $169 $254

Golden Valley, MN Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Golden Valley, MN4.7%13.7%
Robbinsdale5.4%18.33%
St. Louis Park4.86%16.73%
Crystal5.51%18.22%

Golden Valley Renters Insurance as a Percentage of Rent

Golden Valley Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 85 4.0% $317
$200 to $299 74 3.0% $767
$300 to $499 178 9.0% $1217
$500 to $749 194 10.0% $1892
$750 to $999 549 28.0% $2642
$1,000 to $1,499 529 27.0% $3767
$1,500 or more 311 16.0% $5417

Golden Valley, MN Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$600$3,600
Yearly Golden Valley Homeowner Insurance Premium Example $1,800$1,300
Out of Pocket Expense During Claim$600$3,600
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $15,000$14,000
Net Savings to Golden Valley Home Owner from High Deductible Plan $1,000

Golden Valley, MN Home Insurance Costs With Home Replacement Value Scenarios

Scenario Golden Valley, MN Home Replacement Value MORE than Home Value Golden Valley, MN Home Replacement Value LESS than Home Value
Replacement Value $510,500 $346,500
Insurance Premium based on Replacement Value $3,625 $2,450
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $97,500 Risk Exposure from Under Insuring Coverage is $66,500
Premium Impact Insurance cheaper by $475/year Insurance costlier by $700/year

Example Golden Valley Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateTravelersAmica Mutual Insurance Company
Monthly Premium 150210121
Year Built 196919701981
Home Details 5 Beds, 2 Baths4 Beds, 2 Baths2 Beds, 1 Baths
Coverage Amount $250000-$300000$350000-$400000$175000-$200000
Deductible $2500-$5000 Deductible$500- $1000 Deductible$500 Deductible

Sample Home Insurance Rates for Golden Valley, MN from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1987 375,000 Shingles Roof 2,790 4 $500- $1000 Deductible 2120 12 Brick siding yes
1977 440,000 Slate Shingles Roof 3,370 4 $1000-$2500 Deductible 3090 10 Stone Siding yes
1981 200,000 Asphalt Shingles Roof 1,370 2 $500- $1000 Deductible 150 1 Vinyl siding No
1972 175,000 Slate Shingles Roof 1,310 3 $5000 to $10,000 Deductible 290 5 Wood siding No
1984 425,000 Composition Roof 3,500 5 $1000-$2500 Deductible 1040 4 Stone Siding yes
1987 585,000 Shingles Roof 3,700 5 $1000-$2500 Deductible 2340 7 Stone Siding No
1972 165,000 Composition Roof 1,200 2 $1000-$2500 Deductible 860 9 Stucco siding yes
1985 270,000 Membrane Roof 1,930 5 $500- $1000 Deductible 1350 7 Fiber-Cement Siding yes
1982 105,000 Tile Roof 900 2 $1000-$2500 Deductible 150 3 Stone Siding yes
1980 345,000 Asphalt Shingles Roof 2,190 4 $2500-$5000 Deductible 1820 10 Brick siding No
1967 260,000 Composition Roof 1,590 5 $2500-$5000 Deductible 320 3 Vinyl siding No
1964 185,000 Asphalt Shingles Roof 1,250 3 $1000-$2500 Deductible 80 1 Wood siding yes
1973 275,000 Slate Shingles Roof 1,910 3 $500 Deductible 1770 9 Fiber-Cement Siding No
1968 545,000 Asphalt Shingles Roof 3,210 4 $500 Deductible 610 2 Fiber-Cement Siding No
1986 210,000 Metal Roof 1,440 3 > $10,000 Deductible 670 9 Wood siding yes
1983 135,000 Membrane Roof 910 2 $1000-$2500 Deductible 80 1 Wood siding No
1968 560,000 Composition Roof 4,000 5 $500 Deductible 2550 10 Brick siding yes
1975 195,000 Composition Roof 1,280 3 $500- $1000 Deductible 210 2 Stone Siding No
1974 265,000 Metal Roof 2,180 4 $5000 to $10,000 Deductible 380 4 Stucco siding No
1976 430,000 Asphalt Shingles Roof 2,810 5 $500 Deductible 2090 6 Stucco siding yes
1968 360,000 Membrane Roof 2,290 3 $1000-$2500 Deductible 1820 9 Stucco siding No
1978 395,000 Membrane Roof 2,870 5 $2500-$5000 Deductible 230 1 Vinyl siding No
1988 210,000 Wood Shake Roof 1,720 2 $2500-$5000 Deductible 690 7 Stone Siding No
1987 230,000 Asphalt Shingles Roof 1,520 3 $500- $1000 Deductible 1450 9 Vinyl siding yes
1972 290,000 Slate Shingles Roof 1,880 4 $2500-$5000 Deductible 1340 12 Vinyl siding No
1964 435,000 Membrane Roof 3,180 4 $2500-$5000 Deductible 560 3 Brick siding No
1965 125,000 Metal Roof 930 2 $500- $1000 Deductible 350 5 Fiber-Cement Siding yes