Golden Valley, AZ homeowners insurance is nearly $502 to $683, about $41-$56/month. Our in depth guide indicates shoppers can save as much as $237 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Golden Valley, AZ | Homeowners Insurance Agency Near Golden Valley, AZ | Address |
|---|---|---|
| State Farm | Bob Kay | 2425 Hualapai Mnt Rd Ste A, Kingman, AZ, 86401-8331 |
| Farmers | Brian Dunigan | 500 Lake Havasu Ave N Ste A100, Lake Havasu City, AZ, 86403 |
| Farmers | Denise Barron | 1916 Lucille Ave Ste A, Kingman, AZ, 86401 |
| State Farm | Kitty Carling | 1395 Hancock Rd, Bullhead City, AZ, 86442-5900 |
| Farmers | Lisa Sweet | 3317 Highway 95 N, Lake Havasu City, AZ, 86404 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| So-Hi CDP, Arizona | $74 | $99 | $148 |
| Walnut Creek CDP, Arizona | $77 | $102 | $153 |
| Clacks Canyon CDP, Arizona | $83 | $110 | $165 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Golden Valley, AZ | 5.5% | 18.4% |
| So-Hi | 7.04% | 18.57% |
| Walnut Creek | 4.24% | 21.06% |
| Clacks Canyon | 3.89% | 16.35% |
| Golden Valley Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $500 to $749 | 177 | 38.0% | $1949 |
| $750 to $999 | 170 | 37.0% | $2699 |
| $1,000 to $1,499 | 108 | 23.0% | $3824 |
| Streets in Golden Valley Area | Homeowners Insurance Cost |
|---|---|
| Mountain Shadow Rd, Arrow Dr, Silver Dollar Rd, S Houck Rd, S Tooman Rd, S Lone Ranger Rd, Horseshoe Rd, Bull Springs Rd, Toltec Trl, Co Hwy 223 | $616 |
| Oatman-Topock Hwy, Mp 131, Cowlic Rd, N Lode Rd, Taos Dr, W Waddell Dr, Coronado Rd, Alexandrite Rd, Tortoise Rd, Corral Rd | $610 |
| Moss Wash Rd, Alvis Rd, Carrizo Rd, Bonanza Rd, Cordie Dr, Chiricahua Rd, Rilito Rd, Coyote Rd, Quartz Way, Peoria Rd | $612 |
| W Jordan Ranch Rd, Ali Chuck Rd, Tonita Rd, Sierra Vista Rd, Manzanita Rd, Dally Rd, Corlette Rd, Windmill Rd, Willow Ranch Rd, Egar Rd | $620 |
| Stagecoach Ln, Ponderosa Dr, Mc Craken, Toluca Dr, Edam Rd, Lochiel Rd, S Liana Pl, E Crystal Dr, Juniper Rd, Stonehill Way | $610 |
| Central, Havasu Heights Rd, W Anchor Dr, Volcanic Dr, Secret Pass Dr, E Cassidy Cove, Miramar Dr, Amado Rd, Marocco Dr, Bisbee Rd | $614 |
| Polaris Rd, Hano Rd, N So Hi Blvd, Eloy Rd, Drake Rd, S Bert Ave, Labarrow Rd, Kabba Rd, E Marble Dr, Turquois Rd | $607 |
| Orion Street, S Highland Rd, Hackmore Rd, Sinola, Lo Osa Rd, Blackwater Rd, Gilbert Rd, Antelope Rd, Concho Rd, Bellemont Rd | $606 |
| Yaksic, I- 40, E Buckboard Trl, Wilson Ranch Rd, Lawman Dr, E Diamond Joe Rd, Gila Monster Rd, S Lazy Y U Dr, Cove Rd, Angel Rd | $610 |
| Diamond Joe Rd, Bear Rd, Epidote Rd, S Santa Maria Rd, Horse Mesa Rd, S East St, S Amethyst Rd, Morelos, Palomino Dr, Alichuck Rd | $613 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Golden Valley | $88 to $91 |
| So-Hi | $89 |
| Walnut Creek | $92 |
| Clacks Canyon | $99 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $500 | $3,500 |
| Yearly Golden Valley Homeowner Insurance Premium Example | $1,000 | $500 |
| Out of Pocket Expense During Claim | $500 | $3,500 |
| Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim | $7,500 | $7,000 |
| Net Savings to Golden Valley Home Owner from High Deductible Plan | $500 | |
| Scenario | Golden Valley, AZ Home Replacement Value MORE than Home Value | Golden Valley, AZ Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $99,000 | $79,000 |
| Insurance Premium based on Replacement Value | $225 | $200 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $11,000 | Risk Exposure from Under Insuring Coverage is $9,000 |
| Premium Impact | Insurance cheaper by $0/year | Insurance costlier by $25/year |
| Insurance Company | Liberty Mutual | Chubb Group of Insurance | Travelers |
| Monthly Premium | 25 | 39 | 21 |
| Year Built | 2008 | 2011 | 1997 |
| Home Details | 3 Beds, 2 Baths | 4 Beds, 2 Baths | 3 Beds, 2 Baths |
| Coverage Amount | $100000-$125000 | $175000-$200000 | $75000-$100000 |
| Deductible | $1000-$2500 Deductible | $500- $1000 Deductible | $1000-$2500 Deductible |