Golden Hills Insurance Rates:

Golden Hills, CA homeowners insurance is roughly $510 to $694, about $42-$57/month. Our detailed analysis reveals consumers can save as much as $240 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Golden Hills, CA Homeowners Insurance By Home Value

Golden Hills, CA Home Value Total Homes % of Total Average Golden Hills, CA Homeowners Insurance
Less than $50,000 23 1.0% $66
$100,000 to $124,999 88 4.0% $301
$125,000 to $149,999 206 11.0% $379
$150,000 to $174,999 203 10.0% $451
$175,000 to $199,999 282 15.0% $517
$200,000 to $249,999 520 28.0% $626
$250,000 to $299,999 236 12.0% $764
$300,000 to $399,999 282 15.0% $969

Top Home Insurance Agents Near Golden Hills, CA

Home Insurance Company Near Golden Hills, CA Homeowners Insurance Agency Near Golden Hills, CA Address
Travelers Ca New Generation Insurance Services Inc 3117 19TH ST, BAKERSFIELD, CA, 93301
Travelers Geier Insurance Services 25583 AVENUE STANFORD, VALENCIA, CA, 91355
Liberty Mutual Independent Lancaster Ins Services Inc 42220 10TH ST W STE 107, LANCASTER, CA, 93534
Farmers Rorra Martin 4201 Ardmore Ave Ste 2, Bakersfield, CA, 93309
State Farm Sam Maston 44744 10th St W, Lancaster, CA, 93534-3016

Cost Of Homeowners Insurance By Street Near Golden Hills, CA

Streets in Golden Hills Area Homeowners Insurance Cost
Oakdale Ln, Chestnut Ct, Jameson St, Gold St, Delaware Dr, Marvel St, Grindelwald Dr, Napa Rd, Dale Rd, Blueridge Dr$605
Hayfield Ln, Braeburn Dr, Fontana St, Cavalier Ct, Pam Ct, Glenview Ct, Red Apple Ave, Holly Ct, Gorman Post Rd, Branch Ct$606
Sue Ave, Miller Ln, Alameda Pl, Cavalcade Pl, Ripple Ln, Cedar Canyon Dr, Drake Ct, Tiffany Cir, Alps Dr, Tarpey Ave$610
Rowsell Dr, Little Ct, Kingsbird Ave, Violette Ct, Copper St, Monroe Ln, Fran Dr, Adalante Ct, Lemans Dr, High Echelon Ct$611
Cheyenne Ave, Marquita Ct, Pegasus Rd, Cavan Ct, Crane Canyon Rd, Pinon Crest Ln, Debbie Pl, Coach Ct, Santa Anita St, Pearl Ct$608

Golden Hills, CA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Golden Hills$90 to $92
Tehachapi$90
Bear Valley Springs$92
Keene$95

Golden Hills, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Tehachapi CCD, Kern County, California $90 $120 $180
Bear Valley Springs CDP, California $92 $123 $185
Keene CDP, California $95 $126 $189

Golden Hills, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Golden Hills, CA3.2%13.5%
Tehachapi3.01%12.81%
Bear Valley Springs2.34%8.2%
Keene2.54%5.28%

Golden Hills Renters Insurance as a Percentage of Rent

Golden Hills Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 171 17.0% $1924
$750 to $999 499 52.0% $2674
$1,000 to $1,499 219 23.0% $3799
$1,500 or more 62 6.0% $5449

Golden Hills, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$3,000
Yearly Golden Hills Homeowner Insurance Premium Example $1,000$600
Out of Pocket Expense During Claim$1,000$3,000
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $8,000$7,200
Net Savings to Golden Hills Home Owner from High Deductible Plan $800

Golden Hills, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Golden Hills, CA Home Replacement Value MORE than Home Value Golden Hills, CA Home Replacement Value LESS than Home Value
Replacement Value $235,000 $156,500
Insurance Premium based on Replacement Value $675 $450
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $55,000 Risk Exposure from Under Insuring Coverage is $23,500
Premium Impact Insurance cheaper by $50/year Insurance costlier by $175/year

Example Golden Hills Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceNationwide InsuranceAmica Mutual Insurance Company
Monthly Premium 394353
Year Built 200219922011
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths5 Beds, 2 Baths
Coverage Amount $175000-$200000$200000-$250000$300000-$350000
Deductible $2500-$5000 Deductible$5000 to $10,000 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Golden Hills, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2006 550,000 Composition Roof 4,010 5 $1000-$2500 Deductible 920 8 Brick siding No
2012 485,000 Composition Roof 3,640 5 $5000 to $10,000 Deductible 960 10 Stone Siding No
1999 265,000 Wood Shake Roof 1,880 3 $5000 to $10,000 Deductible 390 8 Brick siding No
2006 450,000 Shingles Roof 4,260 5 $5000 to $10,000 Deductible 400 7 Stucco siding yes
2002 360,000 Shingles Roof 2,700 4 $5000 to $10,000 Deductible 370 6 Stone Siding yes
2004 555,000 Tile Roof 4,890 5 $2500-$5000 Deductible 120 1 Fiber-Cement Siding yes
1994 375,000 Asphalt Shingles Roof 3,350 4 $2500-$5000 Deductible 120 2 Stone Siding yes
2010 260,000 Membrane Roof 2,690 4 $5000 to $10,000 Deductible 80 2 Stone Siding No
2001 385,000 Membrane Roof 2,950 4 $5000 to $10,000 Deductible 580 12 Fiber-Cement Siding No
2000 540,000 Tile Roof 4,010 5 $2500-$5000 Deductible 900 8 Brick siding yes
2002 235,000 Wood Shake Roof 2,250 3 $5000 to $10,000 Deductible 320 7 Wood siding No
2012 590,000 Shingles Roof 4,650 5 $1000-$2500 Deductible 1310 9 Stone Siding yes
2008 260,000 Shingles Roof 2,500 5 $500- $1000 Deductible 760 9 Vinyl siding No
1996 210,000 Shingles Roof 1,620 4 $1000-$2500 Deductible 590 10 Fiber-Cement Siding yes
2014 360,000 Tile Roof 3,250 5 $1000-$2500 Deductible 250 3 Fiber-Cement Siding No
2013 400,000 Membrane Roof 3,370 4 $2500-$5000 Deductible 710 12 Stucco siding yes
1991 265,000 Membrane Roof 2,260 5 $2500-$5000 Deductible 390 8 Vinyl siding yes
2009 200,000 Tile Roof 1,790 4 $500- $1000 Deductible 300 6 Stucco siding yes
1997 285,000 Tile Roof 2,320 4 $2500-$5000 Deductible 220 4 Wood siding No
2001 150,000 Membrane Roof 1,550 3 $1000-$2500 Deductible 20 1 Fiber-Cement Siding yes
2000 375,000 Slate Shingles Roof 2,840 4 $1000-$2500 Deductible 600 6 Stone Siding No
1993 555,000 Membrane Roof 4,840 5 $5000 to $10,000 Deductible 320 4 Stucco siding No
1993 220,000 Metal Roof 2,270 3 $500- $1000 Deductible 290 6 Brick siding yes
1998 325,000 Composition Roof 2,770 5 $5000 to $10,000 Deductible 520 10 Stone Siding No
1995 285,000 Metal Roof 2,000 3 $5000 to $10,000 Deductible 290 6 Stucco siding No
2014 220,000 Composition Roof 2,060 3 $2500-$5000 Deductible 140 4 Stone Siding yes
2005 180,000 Metal Roof 1,740 3 $500 Deductible 150 4 Wood siding yes
2007 435,000 Shingles Roof 3,100 5 > $10,000 Deductible 680 9 Vinyl siding yes
2006 205,000 Metal Roof 1,940 3 $500- $1000 Deductible 320 7 Stucco siding No
1995 400,000 Asphalt Shingles Roof 3,040 4 $5000 to $10,000 Deductible 620 10 Fiber-Cement Siding No
2014 160,000 Tile Roof 1,630 3 $500- $1000 Deductible 280 9 Wood siding No
1991 290,000 Composition Roof 2,050 5 $5000 to $10,000 Deductible 550 12 Brick siding No
2009 330,000 Membrane Roof 2,390 3 $2500-$5000 Deductible 480 10 Wood siding yes
2005 145,000 Tile Roof 1,520 5 $500- $1000 Deductible 120 4 Brick siding No